Chapter 139: Business is booming
Sun Gongming's heart contracted suddenly, and he had to admit that every time he met this student, nothing good happened. Pen @ fun @ pavilion wWw. ļ½ļ½ļ½Uļ½Eć The first time I met him, I almost broke my wrist. The second time I met him was on the playground, and the whole school rioted. The third time he was called to the teaching office, but he almost angered the mayor's daughter, and he had to kneel in front of her and shave his ears to calm the eldest lady's anger.
Today, the dog who was just scolded by the principal was bloody, and the position of the dean of education was in jeopardy, but I just ran into him again as soon as I went out?
Sun Gongming was actually a little flustered by the other party, what did he mean by this expression, could it be that he did all this, stealing exam papers, selling answers, and the voice on the radio, all of which were Lin Zifeng in front of him?
Sun Gongming had this idea in his heart, but he was quickly rejected by himself, he didn't believe that this ordinary high school student in front of him could do a series of things that made people so jaw-dropping, and he didn't leave any flaws, there must be someone else behind it.
Lin Zifeng glanced at Sun Gongming with disdain, put his arm around Anna's shoulder, and went back to the classroom with his brothers.
"Crazy, have you seen Sun Gongming's face just now, I am grass, it's like a dead father. Yang Wei said with a hearty laugh in the classroom.
"He should be treated like this, and now when I think of my schoolbag full of snacks, my heart still aches faintly," Lu Guang said with a clenched fist.
Yang Wei nodded very approvingly, he had just completed the perverted punishment of cleaning the women's toilet for a week, if it weren't for the help of his brother and Anna, he didn't know how many people would have been stared at. Now that Lin Zifeng has finally helped him out, for some reason, Yang Wei feels that this way of retaliating against the teaching director is more refreshing than beating him with a sack.
"I think he's really a little skeptical about life now, haha," Yang Wei smirked.
Lin Zifeng said lightly, "This is just the beginning, let him stay up slowly these days, we should do our thing." Lin Zifeng and Yang Wei exchanged glances, and the other party immediately understood.
What Lin Zifeng said was that they discussed the matter of issuing loans to the school over the weekend. After two people discussed, to make a campus loan, although the demand among students is great, there is an obvious problem, that is, students who do not have a stable income can easily not be able to repay the money.
Therefore, in order to minimize such risks, they decided that the amount of each loan should be less than 500 yuan, and the term of the loan should not exceed two months, so that the small amount of rapid recovery can ensure that their principal has a continuous profit.
Under the command of Lin Zifeng, Yang Wei issued the first post on the school forum, the content of which is, of course, in the name of helping each other among students, to provide small loans for the various consumption needs of students in the school, with a limited amount and a first-come, first-served basis!
Half an hour after the post was posted, Yang Wei received his first request for a loan, from a first-year high school student who said that his bicycle was not locked properly and had been stolen. He was afraid that his family would find out, so he wanted to borrow 400 yuan to buy an identical bicycle and ride it back, and wait until the pocket money was distributed next month to pay it back.
After the two met at the agreed place, Yang Wei asked the other party to sign the loan agreement, and left information such as the student number and class, and took pictures on the spot as evidence.
"Four hundred yuan, I will transfer it to you directly through WeChat, and you will pay me back four hundred and forty yuan after a month, which means that the interest is only forty yuan. Yang Wei said after settling the account with the other party.
When the other party heard that the interest was only forty yuan, his face showed a look of surprise, and he solved his headache with only forty yuan, which was definitely worth the money. The two quickly made a deal, and the first loan belonging to Lin Zifeng and Yang Wei was successfully released.
Yang Wei smiled on his face, the monthly interest rate was ten percent, when he was set by Lin Zifeng, he still felt that it was too high, and no student would be willing to pay such a high interest. Because in a year, it is 12 percent, and the principal can be doubled directly. But it turns out that Lin Zifeng's idea is very correct, because each loan does not exceed 500 yuan, even if 10% interest is charged, it is actually less than 50 yuan, which is completely acceptable to students. Instead, they will be very grateful that the money has helped them solve their problems.
Unconsciously, the news that someone issued loans at the school quickly spread among the students, not only was it convenient to borrow, but the interest charged was also very conscientious. Yang Wei has also received more and more borrowing needs, some are to invite guests to dinner, some are to buy birthday gifts for others, and some are borrowing money to buy roses in order to chase the girls in the class...
Of course, there are also people who do not meet their requirements for borrowing, for example, Yang Wei just rejected a student who wanted to buy an iphone7, he actually kept saying that he wanted to borrow 6,000 yuan, Yang Wei didn't say a word, and directly blocked him.
By the end of school in the afternoon, Yang Wei counted that a total of more than 5,000 yuan of loans had been released, reaching a quarter of the principal, which was very fast. Lin Zifeng was naturally very happy when he heard the news, with such a trend, the principal of 20,000 yuan will be released soon, and according to the calculation of 10% interest, he will be able to receive 2,000 yuan of interest after a month, which is unimaginable to him before.
"If there is still so much borrowing demand tomorrow and the day after tomorrow, let's raise the interest appropriately," Lin Zifeng said with the excitement in his heart, "However, you still have to pick someone, and forget about it if it looks too unreliable." ā
"Well, I know, madman!" Yang Wei saw that the business was so prosperous, and his face bloomed, and he continued to raise the interest, should it be increased to 20 percent?
Regarding the business that was rejected by Yang Wei to buy an iphone7, Lin Zifeng looked at Anna sitting next to him after listening, and suddenly remembered in his heart that Anna still has no mobile phone, and it is time to buy her one.
"Nana, after school, should we go to the mall for a stroll?" Lin Zifeng asked.
Anna's eyes flashed with excitement, "Brother Feng, are you going to have a big dinner?"
Three black lines appeared on Lin Zifeng's forehead, how could this little girl become more and more like Lu Guang's foodie, "No, I'm going to pick a mobile phone for you." Lin Zifeng raised the mobile phone in his hand and said.
Anna's expression immediately darkened, "What do I want this for, I don't want it." ā
Lin Zifeng didn't expect that Anna didn't have any interest in mobile phones, "But with it, we can contact each other more conveniently in the future, and you can notify me as soon as you encounter anything." In fact, the biggest motivation for Anna to buy a mobile phone, Lin Zifeng is still afraid that something like the last kidnapping will happen again.
A bright smile appeared on Anna's face, "Brother Feng, have you forgotten, didn't I hear you as soon as I shouted?"
Anna clasped her two little hands together, her head raised slightly, made a gesture like a prayer, and continued to say to herself, "No matter where I am, whatever happens, I know that as long as I shout loudly, Brother Feng, you will definitely appear by my side!" )