On the morning of the second day, after breakfast, he stayed in the palace to play chess with the Rui Emperor, and Yushi, Youting, Yuan Han, Chan'er, Helian Jialu, Guan Shu, and Qi Fan drove to the head office of Mo's Qianzhuang and stopped in front of the door. Pen ~ fun ~ Pavilion www.biquge.info heard the movement, Fang Muyan and Mo Lanhui had already gone out. After a salute, Mo Lanhui led a few people through the lobby and said:

"Mo's money village has always been run by my father himself, and these days are approaching the end of the month, which is the busiest time for the money bank, so he has no time to separate, and I hope that King Fu and the two county lords will forgive me."

"No problem. Speaking of which, we're still bothered. Yuan Han looked around the lobby and said with a look of approval, "It is worthy of being the head of the Mo's money village, and the style of this decoration is not comparable to any money village in my lonely country." ”

"A few people look here, the money bank has set up different counters to take on different businesses, and guests can easily find the corresponding counters when they enter the lobby according to the prompts in the text, and take what they need." Mo Lanhui smiled and introduced the layout of the lobby, "The business provided by the money bank is complicated, but the most important ones are the four here-deposit business, loan business, money and silver exchange business, and the non-local exchange of membership tickets. ”

"Deposits and loans, I understand, is to deposit the silver taels here or withdraw the silver taels from here, right?" Helian Jialu said.

"Exactly. If the guest deposits the silver taels in the bank, and then withdraws them after a certain period of time, in addition to the principal, you can also get the money subsidized by the bank. The release of money means that the guest borrows silver taels from the bank, and returns it when it expires and presents the corresponding interest. ”

"In this way, if the deposit and the loan are equal, how can the money bank make a profit?"

"I said, Lord Jialu, can we not ask such a low-level question? How ignorant are you? When Yu Shi heard this, he couldn't help but ridicule Helian Jialu.

"What's wrong with me if I just don't understand the world?" Helian Jialu originally wanted to argue with Yu Shi, but Yu Guang saw that the rest of the people were also smiling in their eyes, and couldn't help blushing, and his voice was a little weaker, and said, "Since I was a child, where have I ever been to a place like Qianzhuang. It's better for me to ask if I don't know than to pretend to understand if I don't understand. ”

"Sister Jialu, if you want to know anything, just ask me, and I will help you answer them one by one, so that next time you will understand." Mo Lanhui empathetically relieved Helian Jialu and said, "According to common sense, the interest when lending is always higher than when depositing, like the situation you just said, the money bank is also profitable. Moreover, after receiving the customer's deposit, the money bank can use this part of the silver taels for other purposes during the storage period - such as the operating funds of other industries of the Mo family, and sometimes it may solve the urgent need for capital operation, which is much more useful than simply making profits. ”

"Well, that's right. So what does it mean to exchange money and money? ”

"The money exchange business is the exchange between two currencies, money and silver. For example, in today's market, the transaction of large items in large shops is relatively high, and silver taels are used as the common currency. On the other hand, the items sold in the market or street vendors are relatively light, so they are often delivered with copper coins and other money. If there are a lot of silver taels in hand and there is no money, or there is a large amount of copper coins that are not convenient to use, the money bank can provide customers with exchange business, and customers need to pay a small amount of subsidy for this, which is also one of the ways for the money bank to make profits. Mo Lanhui paused for a moment, looked at Qi Fan, and said, "As for the meeting ticket, it is used when the shops in other places are exchanged. Let's take Qi Duwei as an example. If the emperor has rewarded a certain amount of silver taels for Qi Duwei's repeated military exploits, and it is always not safe to carry too many silver taels on the road, the Duwei can deposit the silver taels at the money bank in Hengdu and apply for a meeting ticket, and after returning to the border pass, he can exchange the meeting ticket for cash from the local money bank. ”

"Based on Miss Mo's words, if there is a need, Qi will definitely prefer Mo's Qianzhuang." Qi Fan and Mo Lanhui looked at each other and said with a smile.

As they spoke, several people had already walked through the lobby.

"There seem to be a lot of books in the room, I wonder what they do there?" Chan'er asked.

"That's the bank's bookkeeper's bookkeeper's room, where several bookkeepers keep accounts and keep accounts."

"I've seen the account books of the palace, and they look very complicated." Helian Jialu said.

"If you're interested, I'll show you a few volumes." Mo Lanhui said, instructing an apprentice to fetch three account books from the account room.

Yu Shi and Youting took one and looked at it, Helian Jialu took one and studied it with Chan'er and Qi Fan, and Yuan Han and Guan Shu looked at the other one.

"These three books are the basic books, which are called 'Grass Flow', 'Flow Book' and 'General Settlement'. Grass Flow' is used for urgent suspense during business, and each transaction needs to be recorded separately. The 'flow book' is used to sort out the accounts, which are generally recorded by the 'grass flow' in the evening of each day. As for the 'general accounting', it is used for classified accounting, and it must be registered regularly according to the 'flow book'. There are also various sub-accounts, which are set up one by one depending on the situation. ”

After observing the account book, Mo Lanhui led the group into the backyard and said:

"Going out from the side door here, there is a road that leads directly to the salt farm, where my brother is waiting for King Fu and the two county lord sisters. Lan Hui will go back to the teahouse to prepare tea for a few people, and wait for everyone to come over for a short rest after lunch at the salt farm. ”

"The carriage and horses are ready, everyone, please." Fang Yuyan succeeded Mo Lanhui and continued to greet everyone with the friendship of the landlord.

"Okay." Yuan Han, Youting and Yushi were the first to follow Fang Yuyan out of the side door and towards the carriage, followed by Chan'er, Qi Fan, Guan Shu and Helian Jialu.

A few people sat down in the carriage, and the coachman drove to the Mo's salt field.

"Lan Hui is only over fifteen years old this year, so she really knows a lot of things." Helian Jialu sighed.

"Yes, among the many relatives and nobles in Hengdu, Lan Hui is famous for her talent and intelligence, and since the beginning of the previous year, Uncle Mo Yue has handed over the teahouse to Lan Hui to take care of, but she has not managed the teahouse for long." Yuting said.

"Why is that?" Yuan Han was puzzled.

"Uncle Mo Yue was engaged to Lan Hui when she was young, and she will marry Belvedere in March this year."

"My cousin is the youngest, but because she has been engaged for many years, she is the first of us to marry." Fang Yuyan continued.

"Where is Belvedere?" Chan'er asked.

"The north of Yaocheng where the Chihua Weapons Store is located." Guan Shu looked at Chan'er and replied.

"It is also a small city east of the border pass where Qi Duwei is stationed." Yu Shi added.

"Isn't that the place near the Heng and Yi borders?" Helian Jialu thought for a moment and said.

"Exactly. So it was actually a place of frequent trade, and my cousin was married to a merchant family. Fang said again, "Heng has the most domestic tea among the five countries. In the border area of Belvedere, there are also Heng and Wei borders and Heng and Ye borders, there are tea markets, and it is convenient for my cousin to take care of the industry in Belvedere after she marries. ”

"Although the border is prosperous in commerce and trade, it is inevitable that there will be war after all, but fortunately, in recent years, Hengguo and Yiguo have been relatively peaceful." Chan'er said worriedly.

"Not bad. Speaking of which, I have one more thing to ask Captain Qi to do. Yu Shi said, looking at Qi Fan.

"Second prince, please command." Qi Fan arched his hand and said.

"Qi Duwei's place is very close to Belvedere, if there is a war, please send some people to take care of Lan Hui."

"Second prince, rest assured, Qi Fanding should do his best."

~~~

Not long after, the group arrived at the Moshi salt farm, and Mo Ziluo, who heard that the next person had come to report, immediately welcomed everyone in.

Located in the southeast of Hengdu, the Mohs Salt Farm is a 50-mile-long natural salt area. Originally, the production and sales of Hengguo salt were operated by the government, and salt was collected through the forced labor system, and natural salt was harvested in the pond. With the development of pond salt production, the official sales system has been no longer suitable, and the salt introduction system has to be implemented, so that businessmen can collect taxes and sell official salt. And the Mo family, which has the closest relationship with the Hengguo royal family, has undoubtedly become the best choice for the imperial court to attract investment and implement the sale of pool salt.

"I always thought that there should be a large salt pond, and then the salt was harvested little by little, but this way, it looks like harvesting rice in the field, and it is still ridge by ridge." Helian Jialu pointed to the salt ding who was working in the distance, and said with a little surprise.

"What Lord Jialu said is not wrong. Originally, the salt in the pond was indeed produced by the production method of artificial salt in the natural pool. Mo Ziluo nodded and said.

"Then this method is ...... now" Chan'er looked at Mo Ziluo and asked.

"Although the process of manual salt fishing is simple, the method is relatively backward, and the pond water is often degraded due to flood intrusion, which will affect the stable development of salt production. Based on the disadvantages of this method and the accumulation of experience, in recent years, we have changed to a kind of salt, that is, from the original large pond to the reclamation of the ridge to lead the brine and dry salt, also known as the 'reclamation and watering method'. Mo Ziluo took Chan'er's question and answered in detail.

"What does 'reclamation and drying' mean?" Helian Jialu asked.

"It is to divide the flat land into a number of furrows, and dry salt in the furrows. The depth of the water in the furrow is about 1 foot, and the water can be evaporated by sun exposure, and it can be crystallized in 5 to 6 days. By the evening of the last day, the temperature was slightly cooler, and the crystals solidified into the finished salt. In this way, on the one hand, it can avoid the invasion of floods, which is conducive to increasing the salt production of the pond. On the other hand, the brine in the pool is evenly matched with the light rainwater that falls from the sky, which also helps to reduce the bitterness and improve the quality of the salt. ”

"Well, everything is so interesting. Can we walk along the edge of the furrow? ”

"The county lord is free, as long as you don't get lost."

"Don't worry, I'll show you the way. You'll be busy delivering salt first. Fang Yuyan looked at Mo Ziluo and said that he could take it over.

"Okay." Mo Ziluo immediately looked around at everyone and said apologetically, "These two days are the days when salt is transported into the palace, and I have to personally supervise it." Please forgive me for the inadequate care. ”

"It's okay, we'll go in one direction and we'll be back in a moment. You're busy. Yu Shi and Mo Ziluo glanced at each other and said.

Then Ziluo took his leave first. At lunchtime, he will punish everyone with wine and make amends. ”

"You too, I knew that the Mo family was busy near the end of the month, so let's not bother in these days." After Mo Ziluo left, Helian Jialu complained to Yushi.

When Yu Shi heard this, he stared at Helian Jialu, wanting to say something but not saying it. This woman is still so unreasonable......

"Why, you have something to say." Helian Jialu didn't know what to do, and asked again.

Yu Shi frowned slightly, sighed secretly in his heart, and finally spoke:

"Come with me."

After speaking, Yu Shi sped up his pace and walked forward. Helianjia showed curiosity and followed without much thought.

Guan Shu took this scene into his eyes, and a flash of clarity flashed in his eyes. At this time, Qi Fan's voice sounded next to Guan Shu:

"Brother Guan, I have some questions that I want to discuss with you privately."

"Yes, please." Guan Shu retracted his mind, bowed his head slightly, and walked with Qi Fan to the branch road on the right at the fork.

Youting, Yuan Han, Chan'er and Fang Yuyan still walked along the road, but Yuan Han and Youting gradually slowed down their pace, and when Chan'er turned back, they were almost gone.

"How did they all fall so far behind?" Chan'er couldn't help but laugh dumbly.

"Probably talking and talking happily, I forgot to look at the road." Fang Yuyan said with a light smile, "But it's not the first time that the second prince and the princess have come to the salt farm, they know which way to go. ”

"It's okay, you can see different scenery by walking different roads."

"Is the county lord's jade body fine?"

"Thank you Brother Muyan for your concern. I can eat, sleep, run and jump now, it doesn't matter anymore. ”

"That's very good."

"You're not going to be busy with us today, are you? If we delay your business, we won't be able to do it. ”

"After all, the business of tea and silk is different from that of Qianzhuang and the salt factory, and the daily business situation is almost the same, so I leave for a day or half a day, and it does not have much impact on the business. The county lord doesn't have to worry. ”

"Aunt Moli's health is okay?"

"My mother's body has always been the same, I am afraid of cold in winter, and I spend the winter in Beizhuang in the south. This time, it was rare for the county lord and King Fu to visit, and my mother was not able to meet the two of them. ”

"I think there will be a chance to meet in the future, and my aunt's body is the most important."

"Yes."