Volume 1 Chapter 4 Zhuang Bifan, also known as pretending to be a coercive
Seeing that Zhu Tao was gone, Cui Hao said with a sincere smile on his face: "Classmate Zhuang, the collapse of the Lyman Bank you mentioned is indeed a political and economic discussion topic. Pen & Fun & Pavilion www.biquge.info"
Zhuang Bifan asked solemnly: "Then Classmate Cui came to me, did he think that the key points of the answer I gave were wrong?" Cui Hao offered 10,000 yuan for this question and bought his answer points.
Cui Hao shook his head and said, "It's the opposite." I think the points you gave are very pertinent. We also conducted some surveys during this time. Convinced that subprime mortgages are creating a vicious circle. The banks that operated the subprime mortgages went bankrupt and liquidated, the credit ratings of the subprime mortgages were downgraded, other banks had to take over, and the banks were out of order. The buyer was forced to take out a loan and the property was repossessed. The housing market crashed. Eventually, it will lead to a snowballing growth of non-performing assets in the banking sector, and this vicious circle will continue to expand. Subprime mortgage credit is declining. And this subprime mortgage system involves the banking industry of the whole world. I think that once the subprime mortgage credit goes bankrupt, Zhuang knows the consequences better than me. ”
Zhuang Bifan kept lowering his eyes to listen to him. After he finished speaking, he raised his eyes and asked, "Then what does Classmate Cui mean by me saying this?"
"I want to know what Mr. Zhuang thinks about the credit risk of this subprime mortgage, how high do you think this risk is, and what kind of consequences may it form in the end?"
Zhuang Bifan said with a smile: "Classmate Cui." I've finished my exam now. ”
"Yes. I have indeed finished the exam. Cui Hao said with a smile. "Of course I know Zhuang's rules. But now it's not about asking questions. So I can give 500,000 yuan, and I hope that Zhuang can tell me the results of your analysis. It doesn't matter if it meets the end result or not. ”
Zhuang Bifan still had that expression and said, "Classmate Cui said this, aren't you afraid that I will talk nonsense and perfunctory you?"
Cui Hao said with a smile: "Although Classmate Zhuang shows that he loves money very much, he has always taken it in a good way. Never violate business ethics. This is well known. ”
Zhuang Bifan actually wants to take the 500,000 that Cui Hao said. It's just that he didn't actually analyze the subprime mortgage crisis in depth.
In his last life, although he experienced the subprime mortgage crisis of that earth. But the understanding is not deep. Just know that its influence covers the European and American worlds. And with very serious consequences for the political economy of the whole world. Both the United States and Europe have experienced recessions of varying degrees, and it took seven or eight years to recover their economies, and many countries in the European Union have actually gone bankrupt, which has finally led to the crisis of the disintegration of the European Union.
But there is something different about this world and that world. In this world, the power of the Chinese Empire is very strong. At least stand up to the United States alone. And Europe also has an EU, but this EU is much stronger, and almost all of Europe has joined. There are so many differences between the two that it is difficult for him to assess the impending subprime mortgage crisis in reference to that world.
Cui Hao looked at his expression and thought that he didn't want to take too many risks, so he said, "Classmate Zhuang, you can rest assured." In fact, I set up a private equity fund two years ago to invest in various derivatives. This time I came to you, and only Zhu Tao and I knew. Zhu Tao doesn't know the purpose of my coming to you. So as long as you don't say it, I don't say it, even if I do what you say, no one will know that I got your advice. ”
Zhuang Bifan told Cui Hao that he had established a private equity fund, and he believed it. Because some wealthy families have a large number of children, in order to cultivate the best successors, they usually give these children who seem to have a future a sum of money to start a business. And because these children of wealthy families need to undergo a family test after graduation, most of them will choose to speculate in the market and make some money first. When you start your own business again after graduation, you will have more funds.
Cui Hao is said to be the most outstanding descendant of the younger generation of the Cui family, and it is not a great thing to start a business in college.
He asked, "You just believe in me?"
Cui Hao said with a smile: "A person who can study the rules of hundreds of questioners so thoroughly, I think that Zhuang will not turn a blind eye to the money-making opportunities like the subprime mortgage crisis." ”
Zhuang Bifan lowered his head, as if he was considering. Cui Hao didn't rush him, just quietly waited for his results.
However, Zhuang Bifan did not give a very satisfactory answer: "Classmate Cui." Half a million is not enough. I want 10 million. ”
Zhuang Bifan's lion opened his mouth, which made Cui Hao's heart stunned, which made his previous evaluation of Zhuang Bifan completely overturned. But that didn't move him. He just pondered for a while and said, "As long as Classmate Zhuang's analysis is really worth 10 million." ”
His ambiguous answer also did not make Zhuang Bifan show dissatisfaction. Zhuang Bifan smiled and said, "Ten million, I won't ask for it at the beginning." Instead, I waited for my analysis to be basically consistent with the results. Just give it to me in a month. ”
Cui Hao smiled and said, "Classmate Zhuang seems to trust me too. It seems that my credibility is still strong enough. ”
Zhuang Bifan did not flatter him, saying: "It is the reputation of the Boning Cui clan that is valuable." ”
In fact, it's not that he doesn't want to ask for money directly. It's just that the money is not easy to take. If his analysis is correct, it will be good to say. If he doesn't match, Cui Hao may not let him go so easily.
More than a year ago, he saw with his own eyes how this seemingly gentle young man in front of him smashed someone's ankle with his own hands. 10 million seems like a lot, but if his analysis is accurate, it can give Cui Hao's company a better chance when speculating, which may be hundreds of millions or even billions of gains. But if it is not accurate, he does not know the degree of Cui Hao's good face, from being beaten to being sunk at the bottom of the sea.
Cui Hao was not angry because Zhuang Bifan didn't give face, but still smiled and said, "Then what if Classmate Zhuang's analysis is wrong?"
"Then act as if nothing had happened. Zhuang Bifan said inscrutablely. "No one can predict the future. But the future is analyzable. I don't dare to say that if you believe in me, you will have eternal life, but if you believe in me, at least you can do well in the exam!"
Cui Hao laughed and said, "Classmate Zhuang, what you said is very right. Listen to you, at least you can do well in the exam. Maybe I can think of this as an exam.
Zhuang Bifan smiled and said, "It's better to be like that!"
"Then I wonder when Classmate Zhuang will be able to sum it up?"
"I need to break it down a little bit more. When the analysis is out, I'll contact Mr. Cui again. ”
Cui Hao nodded and said, "Okay." He paused and said. "I heard that Mr. Zhuang has just finished the exam, and there must be a lot of things to do. Then I won't bother you. ”
Zhuang Bifan smiled and sent him out of the room. The door closed, and the smile on his face vanished. He knew best in his own heart that he was actually pretending to be secretive just now.
Fang just said that, but he just stabilized Cui Hao first, at least to keep the hope of getting 10 million. If he can really analyze it, then 10 million will be in his hands. If the analysis does not produce any results, then you have to give up. But he has to be confident. Otherwise, even if he comes up with the results of the analysis, the other party may not have much trust. If his analysis is accurate, but the other party fails to make enough profits based on his analysis results because he does not pay attention to it, there is not much possibility for him to get 10 million.
In fact, he also thought about operating in this subprime mortgage crisis. But he only has one million to use now, and the rest has to be used for medicine. When it is uncertain when the subprime mortgage crisis will erupt, a million thrown into it may not even make a splash.
In the capital market, the only thing that can be believed is capital. The capital is not strong enough, you can only drink soup behind others, and there is a risk that others will swallow you in one bite.
His money was easy to come by, but there weren't many opportunities for it. He couldn't afford to take that risk. Once he can't make it through, this money is his pension for his adoptive father and mother who have this body. It's not that he just wants to use it.
It's best now, if he really analyzes the results with certainty, he can empty the white wolf. If not, he won't have anything to lose.
Cui Hao had only left for less than ten minutes, and Zhu Tao came back.
"What state secrets are you talking about?"
Zhuang Bifan didn't answer and asked: "Didn't you make an appointment, why did you come back so soon?"
"Don't say that, do you want me to say that my girlfriend's house has boiled mung bean paste and I'm going to go to the fire?" Zhu Tao also knew that the excuse he made just now was very unsuccessful, but who was he for? This is his dormitory. He was asked to avoid it.
Zhuang Bifan smiled and said, "Then you have to have a girlfriend first." ”
"It's like you have a lot of them. Zhu Tao was very disdainful. "I'll go take a shower first. Wait a minute, go out for a walk?"
Zhuang Bifan shook his head and said, "Don't go." Always hang out with me, how do you find a girlfriend!"
"Mention the word girlfriend again, I will break off your friendship with you! Do you know if you don't hit someone in the face?" Zhu Tao said angrily. "If you accompany me to pick up girls, I will forgive you!"
"You're not afraid that the girls will be soaked by me, what can I say?" Zhuang Bifan took the lunch box to wash it, and said while washing.
Zhu Tao looked at him as he walked to the bathroom: "He said like a love saint and did like a junior brother." Brother Tao, I know the taste of women. What about you?"
Zhuang Bifan shook the water in the lunch box, smiled at his back and said, "You know the taste of Miss Wu!"
He was answered by the 'bang' of the bathroom door.
Zhuang Bifan smiled and went to change his clothes. He said that he refused, but now that he is on vacation, he is bored to stay in the dormitory. The temperature in Tianhai is quite low today, and he didn't sweat much, so he didn't have to take a shower immediately, change his clothes and wait for Zhu Tao to take a bath before leaving.
Zhu Tao took a bath quickly, he had seen this guy wash his clothes while taking a bath. It is to take a shower while stepping on the clothes that are thrown under your feet with your feet, and after taking a shower, the clothes can be dried.
According to him, it is to save electricity for the country - the dormitory actually has a washing machine. By the way, save them laundry detergent - the bubbles of the shower gel can also be used to wash clothes.