In the evening, Zhuang Bifan and the others returned to Yilong's home, and he handed over the land title certificate to Zhuang Yuancheng and Qi Yun. Pen | fun | pavilion www. ｂｉｑｕｇｅ。 info also told them about the plans to build the house.

Although shocked that the son suddenly had so much money. But when they heard that they made money by cooperating with Sima Yun, and they made a lot of money, they didn't continue to object. For people in small places, fixed assets are more reassuring than money. Money is becoming less and less valuable, but fixed assets can maintain their value.

However, Qi Yun and Zhuang Yuancheng also have their views on the plan to build a house. Qi Yun discussed with her husband and said to him: "If you want to build a fifteen-story building, then leave ten floors for rent." The first and second floors are used for façade, and we live on top of the floors. On the first floor, your father and I will support the elderly, and on the other three floors, your three brothers and sisters will have one floor. The rented floor, we will take care of it first, and in the future, you and Xiaolong will have four floors for one person, and Xiao Ning will not give her any one who wants to marry in the future, and the remaining two floors and the façade will be given to us for the elderly, and after I and your father will be a hundred years old, these will be given to you. If Xiao Ning has a good life in the future, of course, it is the best, if she has a bad life, our house will be given to her. What do you think?"

Zhuang Bifan knew that this was his parents' plan for a rainy day in the future. It's because I'm worried that it won't be good to divide the family in the future. But he didn't think about living here in the future, and he didn't talk too much to his parents, saying, "I listen to my parents." ”

After the family affairs were settled, Zhuang Bifan and Sima Yun left Yilong early the next morning, and drove another daytime car before returning to Tianhai.

Zhuang Bifan first sent Sima Yun home, and then returned to Tianhai University.

When he returned to the dormitory, he found that Zhu Tao was there. Seeing him sitting in the living room with a sad face, he asked him, "What's wrong?

He said and put the duffel bag back in the room, and when he came out, he didn't look at Zhu Tao's rebuttal, knowing that he really encountered some problems. I sat next to him and patted him on the back: "What the hell is going on?"

"Didn't I go to my dad's company for an internship? Now I see my dad's gray hair, and my mom always looks relaxed in front of me, but I have no heart and lungs, and I feel that I am a son of man in vain. ”

Zhuang Bifan didn't expect him to have such a deep feeling, so he couldn't help patting him on the shoulder and said, "Do you know how many kinds of love there are in the world? There are only three kinds." Father's love, mother's love and [**** Your parents are just your child, and your parents must have exclusive love for you. At the age of Uncle Zhu and Aunt Bao, the *** between men and women should be gone. This love naturally translates into parental love for the child. So in fact, you account for all three kinds of love. They don't want you to worry about it, and that's normal. ”

Zhu Tao sighed and said, "Of course I know. If it weren't for that, I wouldn't have been able to live so comfortably as I am now. I'm fine if I don't know. When I thought about it, I couldn't stay at home and watch my dad make a big face, but I didn't have the slightest way to help him. ”

Zhuang Bifan knows that although this guy is a lofty man, he has a delicate heart like a woman inside, and he is always very considerate of others. He is willing to take care of his friend, not to mention his parents. Now that he knows that his parents are working hard, he can still be happy without heart and lungs, that's not him.

"So what are the difficulties that your company is encountering?"

"It's mainly a matter of funding. In addition, the source of raw materials is also a bit difficult. Zhu Tao seemed to have opened the conversation. "You know that our family produces canned fruit and juice. In previous years, the fruit harvest failed, and the purchase price of raw materials was 10% higher than in previous years, but the price of juncture and juice did not increase much. This reduces profits, and a large part of product sales are supermarkets, and it takes ten months for supermarkets to collect payments. We had to borrow to get by. The profit is increasing. Now it is more difficult for us to get a loan, and now we have to reserve the payment for raw materials, the supermarket shelf fee will rise again, and the labor will increase again. The company's liquidity is less than 11 million. These three million are not enough for the usual cost of two months. Now my dad is running to the bank, hoping to take out a loan. But every day I drank until I vomited and came back, and I didn't get any money. I heard yesterday that my dad and my mom were talking about borrowing loan sharks. ”

The usury that Zhu Tao said is certainly not the kind that has been regularized. For example, the monthly interest rate is several times that of the bank, and the collection method is very crude.

If you can borrow that kind of money, it's okay if you can get it in and out quickly. However, if it is to be borrowed to cover the cost of operation, the pressure will be great in the future. Zhuang Bifan also felt that if Zhu Tao's company had begun to operate in difficulty and went to borrow usury, it would undoubtedly quench his thirst.

He thought for a moment and said, "I have some money in my hands." I'll lend you 30 million first. You don't have to rush to refuse. The interest on this money is the same as that of a loan shark. The monthly interest rate is three cents. However, your family does not need to repay the money within half a year, as long as one cent of interest in half a year. You can pay it off in five years. Each time it will be repaid in proportion to the principal interest. ”

Zhu Tao thought about it for a while, and felt that although the interest rate was also high, Zhuang Bifan would at least not come to the door to spray paint when the repayment period came. And as long as one cent of interest for half a year, it is only slightly higher than that of the bank. The most important thing is that each repayment is based on the proportion of principal and interest, and different loan sharks pay off the interest first and then repay the principal.

He nodded and said, "I'll go back and talk to my dad." But now that you are with Sima Yun, it is not easy, how much do you have to start a business?"

"You don't have to worry about that. Zhuang Bifan said with a smile. He said again. "But with the money, your company can only survive temporarily. Listen to what you just said, it's all kinds of cost increases. We don't have a way to increase the price of goods now, we can only consider it from the cost perspective. ”

"Yes, you have a flexible brain, how to help me think about it?"

"I won't talk about the company's operation. We can actually reduce the cost of transportation and raw material procurement. ”

He had done business in his previous life, and he knew that the corporate procurement department was actually a very expensive department. Maybe the labor cost of a few purchases is not high. But purchases are all about rebates. If this rebate is removed, the cost of raw materials may be reduced by 10%.

However, all enterprises know that procurement is subject to rebates, but without this department, the company cannot operate smoothly, and can only constantly formulate rules and regulations.

He thought for a moment and said, "What is the most expensive raw material for your company?"

"Pineapples, and apples. Pineapples are mainly used to make canned food. The factories are all in the southern part of the mainland. The islands of the South Seas, we haven't entered it yet. Apples are mainly used to make vinegar drinks or apple juice. ”

Zhuang Bifan pondered for a moment and said, "I think of a way, I'll think about it first." You go back and talk to Uncle Zhu about the loan first. ”

"Good. Zhu Tao quickly stood up when he heard this. He took two steps and then looked back. "You've really figured it out?"

"Don't mom. Go back quickly, lest Uncle Zhu have a few more gray hairs. ”

After Zhu Tao left, Zhuang Bifan squinted his eyes and thought about it. I just told Zhu Tao that there is a way, but it was just a coaxing. But when it comes to logistics, he does have some ideas.

In fact, when Zhu Tao said that the raw materials needed for their company were mainly pineapples and apples, he thought of a method of operation in that world.

It's just that that kind of operation is actually a kind of futures without rules. This world did not appear. I don't know if no one has found out about this investment method or if the law prohibits it, but he needs to look it up to decide if he wants to do it.

He picked up his mobile phone and dialed a special number, which was a signal connected to Aurora Island, not through the signal of the telecommunications company, but directly through the satellite launched by Aurora Island to connect to Aurora Island.

He waited for a while, and the android on Aurora Island answered the phone: "Commander, what do you command?"

Zhuang Bifan said: "Help me check." If I sign a purchase agreement with a fixed price in advance during the cultivation of agricultural products, will it conflict with the current laws of the Chinese Empire? In addition, how much pineapples, that is, pineapples, and apples in the eastern part of the Chinese Empire are expected to produce this year, and how much is the purchase unit price according to the price comparison of previous years. ”

He can actually analyze these things, but he is not allowed to analyze them by himself. And with the supercomputer on Aurora Island, he's really a fool.

"Okay. We will carry out your orders at once. ”

Zhuang Bifan thought for a while and said: "Is there a transport ship on Aurora Island that can sail at high speed on the surface of the rivers and seas? ”

"Commander, wait a minute. I'll look it up. ”

After a while, the android replied: "According to the commander's request, we on Aurora Island can build high-speed ships with a cargo capacity of more than 5,000 tons, the hull is made of super strong carbon fiber material, 56 meters wide and 146 meters long. The full load displacement at berth is 9,800 tons, and the maximum draft is 8 meters. The draft is 2.5 meters when sailing. The maximum speed is eighty knots. The maximum range is 8,000 nautical miles with full load and 14,000 nautical miles with no load, and it is powered by electric energy. ”

As soon as Zhuang Bifan heard about such a black technology product, even if it was useless, he wanted a few to play.

The only means of transport that can be built by mankind with a cargo capacity of 5,000 tons are ships and trains. Many of the ships carried more than 5,000 tons of cargo, but the speed was very slow, and many of the existing freighters could only travel at 40 kilometers per hour. The maximum cargo volume of the train can reach 10,000 tons. But that was very demanding on the rails. And most of the trains in this world do not exceed 100 kilometers per hour.

And Aurora Island can provide ships that can not only carry 5,000 tons of cargo, but also sail at a speed of 145 kilometers per hour. In this respect, it can be said to be superior to trains and other freighters.

But you can't just look at these things: "How much does it cost, and how is it safe?"

"Every time it is fully loaded, it needs to be charged 280,000 kilowatt-hours of electricity. Equipped with a superconducting flash charging device, each charge can take up to three hours. In the event of wind and waves below level 7, there will be no obvious bump in the hull. 12 winds and waves can guarantee safe navigation. There are risks associated with sailing in winds and waves above category 12. ”

"The design is a little bit more refined. The speed can be slower, but the cargo capacity needs to be larger. ”

Zhuang Bifan is thinking about doing logistics. Now logistics is mainly land and air. Water logistics is within the borders of the empire, and the slow speed is a certainty. If there is a high-speed water transport vessel, it is definitely a very competitive mode of transportation.

In particular, he thought of Brother Dao and asked him to find a way. He suddenly thought that there were so many people under Brother Dao, there must be an industry with low requirements for workers and a large number of employees. So he thought of land-based logistics. And he himself can engage in a waterway logistics. Then connect with each other.

However, the river can't be too big. So he added: "At the same time, I will study fast ships suitable for inland navigation, cargo ships and passenger ships." ”