Chapter 701: Loans

After Shu Jie, who entered the house to change her clothes, came out, she heard the three of them talking and laughing, so she asked, "Dad, what are you talking about, so happy?"

Qin Guang hurriedly told Li Ruoyu about it, Shu Jie looked at Li Ruoyu with a little appreciation, she said: "I've seen a lot of industrialists, but I've never seen such a small industrialist, hehe"

Li Ruoyu said modestly: "How can I be considered an industrialist, I am not qualified enough!"

Shu Jie was originally beautiful, although he was also in his thirties, he was well maintained, his skin was crystal fair, he sat next to Qin Guang, facing Li Ruoyu, and stared at Li Ruoyu with a pair of eyes. Hearing Li Ruoyu www.biquge.info's words, she said seriously: "You are wrong, we have few factories in Rongzhou, and those who run three factories like you have to say that they are not industrialists but also doers." ”

"Yes, three factories need more than 100 people, doesn't this also increase the income of the people?" Qin Guang also nodded in agreement.

Li Ruoyu smiled shyly and did not continue to argue. But Shu Jie said seriously: "The three factories are operating together, and there is no difficulty in funds, right?"

"For the time being, there is no difficulty, the tourist food factory has already generated income, and in another three or four months, the brick factory will be almost the same. Li Ruoyu said confidently.

Listening to Li Ruoyu's confident words, Shu Jie smiled and said: "I work in a bank, if your factory has an economic crisis, you can also find me, don't mortgage, you can also get a loan." ”

Li Ruoyu thanked again and again, but he was a little disappreciative in his heart. Nowadays, the bank has a lot of money and can't lend it, and sometimes it even arranges tasks for employees, and bonuses will be deducted if they can't complete it.

Not long after, Qin Yi also came back, and Li Ruoyu talked to him about the prefabricated board, and it was relatively late.

When the time came in the evening, Li Ruoyu also came out of Qin Guang's house and returned home to prepare to wash and sleep. Originally, when he heard Shu Jie say that he could give him a loan, Li Ruoyu was a little unimpressed, but now that he came back and thought about it, Li Ruoyu was almost crazy with surprise. Yes, although loans are good nowadays, and they don't even need collateral, they also need to be relational, especially large amounts.

Now there is an opportunity in front of Li Ruoyu, Li Ruoyu almost missed it, but fortunately, when he thought about it on the way back, Li Ruoyu also repented. Old Man Qin let himself know Qin Guang in order to be able to help him in some aspects, and I believe that anyone knows the weight of a deputy county magistrate in the county.

So now when Li Ruoyu thinks about this, he has a vague idea. It is difficult for a contractor to become the owner of a construction company and develop his own property, but with the help of a big man, these things seem much simpler and easier.

Of course, in terms of Li Ruoyu's current capital and connections, of course, he will not need Qin Guang's help too much, after all, Li Ruoyu's influence is not small, and he has a wider network in Shanghai.

In fact, in terms of real estate development, developers do not need a lot of money, the most important thing is relationships and connections. As long as there is a relationship with the government, the land is approved, and then the bank is loaned, and then the house is developed and sold, and the money comes back, and the land is approved and the loan is rebuilt and sold.

Some people will ask, why should the bank lend you money, it is because you have land, and in China, land is money, everything. Someone asked again, what happened to the land you have, why did people repay the loan the second time if you didn't repay the first loan, and the bank is not stupid? That can only tell you that the bank is so stupid, a successful developer will inevitably owe the bank a lot of debt, and when you owe the state a certain amount of money, the state will not dare to offend you.

Li Ruoyu thought of this, his heart became hot, he washed his face with cold water to calm down, lay on the bed with his head in his hands and thought quietly. After all, it is good to be able to take out a loan, and no company says that it never lends or does not finance.

……

The next day, Li Ruoyu woke up early, and after calling his father Li Baosheng's mobile phone, he came to Lijiawan. In Lijiawan's factory, after he took out the account book and checked it, he began to calculate. When Li Ruofeng came to call him to eat at noon, he found that at some point, Li Ruoyu, who was originally not a smoker, was already covered with cigarette butts in front of him.

Li Ruoyu, who was sitting next to the desk, was holding a Hongta Mountain in his hand and a ballpoint pen in his right hand, writing and drawing on paper. Li Ruofeng stepped forward, knocked on the table, and asked worriedly: "Ruoyu, why are you so desperate, take a rest!"

Li Ruoyu snorted, did not look up, but continued to scribble and change on the paper. Li Ruofeng was still a little worried when he saw Li Ruoyu like this, and he slowly walked out of the house, ready to call Li Baosheng. By the time he brought the food into the house, Li Ruoyu had already stopped, and Li Ruoyu, who smelled the aroma of the food, suddenly snorted and said, "Mmmm, it's so fragrant, but I'm starving." ”

Li Ruofeng said with a smile: "Hurry up and eat, it's already past the time to eat, this is what I left for you just now." ”

"Thank you, big brother. As soon as he finished speaking, Li Ruoyu began to gobble up, praising the food for being delicious while eating.

Li Ruofeng wanted to laugh when he looked at it, the food in this factory was a big pot of rice, although it was not bad, but how delicious it could be, it was just that Li Ruoyu was hungry. After Li Ruoyu slowed down slightly, Li Ruofeng asked, "Ruoyu, what were you doing just now, so desperate?"

"Well, that's right" Li Ruoyu burped, Li Ruofeng hurriedly brought the tea in front of him, Li Ruoyu took two sips before continuing, "I met a person from the bank yesterday and said that he could lend me a loan, so I'm going to see if there is anything I can use." ”

When Li Ruofeng heard this, he frowned and said, "Are you short of money now?"

"Originally, there was no shortage, but when this person said it, I felt that I lacked not a little. Li Ruoyu smiled bitterly, he had been planning how to speed up the development as much as possible since last night, and finally came to a conclusion, that is, to develop the house as soon as possible, so that the big money can be earned by himself.

This morning, he came over to check the accounts, only to find that there was not much money in the factory at all. For now, prefabricated slabs and bricks are more on credit, because there are still very few projects settled, and it will be more in autumn and winter, when they can have money.

Although the current money is enough to cope with the daily operation, but Huhai is the main business, here is just a small fight, can not draw too much money from Huhai, Li Ruoyu's idea is not like this slowly developing, he already has a vague idea. Just now he has made a general plan for the future, and now, what he needs is a piece of land. (To be continued.) )