Chapter 0315 - The Battle of the ATM Network of the Bank of Hong Kong
Women who have had a failed marriage tend to think more practically.
Zhao Yazhi is like this now, while wronging himself, he does his best to think about the man he relies on.
For example, during this period of time in Xiangjiang, Tang Huan could maneuver between several women left and right, and she had great credit.
Zhao Yazhi's various empathy won Tang Huan's heart, and the favor and trust won by this are self-evident.
……
After Tang Huan asked his subordinates in Japan to arrange relevant itineraries, he enjoyed the gentleness and relaxation while paying attention to the market feedback of various new products.
Compared with other regions, it is easier for Xiangjiang, a free port, to set up a test field, so the products developed according to Tang Huan's ideas are mostly put here in order to collect user feedback as soon as possible.
Just like those new systems that specialize in serving the financial sector, you can find guinea pigs willing to try new things in various large and small private companies in Xiangjiang.
So far, the market has been well developed for magnetic stripe cards for banks, as well as systems such as AutomatedTellerMachine, or ATM.
The idea of ATM can't wait for Tang to come up with it. As early as 1967, a clerk of the world-renowned banknote manufacturer De La Rue, the Englishman John Shepherd-Barron, was a member of the British. Sheffield Barron, borrowing the concept of a chocolate vending machine, modified it and designed an ATM, which was installed at the Barclays Bank Enfield branch in north London, England.
Hong Kong is one of the first regions to adopt ATM services. Hang Seng started to set up ATMs in 1979. HSBC followed suit in 1980. And this network service is named ElectronicTellerCard - ETC.
At that time, HSBC hired Zheng Shaoqiu and Shen Dianxia for the opening ceremony. and asked the former to shoot a series of advertisements for Yitongcai with the image of "Chu Liuxiang".
The sensational effect can be seen in the fact that the commercial was selected as one of the funniest TV commercials in the world by the American TV show "Johnny Carsons TonightShow" - "Johnny Carsons Tonight Show".
Of course, ATMs can only be seen in the most prosperous areas.
Moreover, the member banks of INTOCAI. At present, there are only two people, HSBC and Hang Seng.
In order to compete with HSBC's Yitong Cai, five Chinese-funded banks, namely Bank of China Hong Kong Branch, Bank of East Asia, Zhejiang First Bank, Shanghai Commercial Bank, and Wing Lung Bank, are preparing to build a similar network service, JointElectronicTellerServices Limited, namely JETCO Treasure Co., Ltd., or JETCO, referred to as JETCO.
In fact, no matter what the name of each banking alliance is for its ATM network, it is the same, and the function is almost the same, which is nothing more than to allow member banks to access each other's account information through the network, so that users can withdraw cash at will without having to open an account. as well as transfers, payment of fees, and so on.
In order to cheer up their own products. Tang Huan once described ATM in a joking tone at a meeting, "In fact, it is a Xiaobawang arcade machine, but the cabinet is replaced with a Fangyuan computer, and the success of Xiaobawang arcade and Fangyuan computer in the market, you know it yourself." So, don't be timid because we entered this field late, or even doubt the maturity and stability of your own technology, all you need to do is to attack like a wolf pack. ”
To some extent, Zheru Xiangjiang has taken the initiative in its relationship with the bank.
Due to the convenience of Xiangjiang as a free port, Zheru Xiangjiang Company will have a large amount of capital flow every day, and the banks have long been eager to slander these flowing waters, and they have tried their best to pull this God of Wealth to open an account.
In addition, as a bridgehead to open up the mainland market, Zheru Xiangjiang's RMB business is also very considerable.
Coupled with Tang Huan's background, it is not impossible for Zheru Xiangjiang Company to eat all of JETCO's orders.
This is a boost from the top, and at the grassroots level, the employees of Zheru Xiangjiang Company are almost red eyes for this business.
Since starting the database business of the Xiangjiang Police Department, the people of Zheru Xiangjiang Company have tasted the sweetness.
The needs of such customers are endless, especially with the abolition of the "base policy", the task of police spot checks on ID cards is becoming more and more frequent, and Zheru Xiangjiang Company has made a lot of money.
On the other hand, the Heung Kong Police Force would like to thank Zheru Heung Kong for its strong technology, which has greatly helped them in their work.
JETCO, which is currently in preparation, is undoubtedly another Xiangjiang Police Department, and the motivation of the people of Zheru Xiangjiang Company can be imagined.
In fact, from the analysis of the news that came carefully, the tendency of JETCO to its own side has become more and more obvious, and what he, the big boss, needs to do is to eat, drink and have fun with relevant people, strengthen mutual trust, and let the other party further understand the power of Zheru technology.
In this process, Tang Huan inadvertently got acquainted with a rich second generation, the executive director of Sun Hung Kai Securities, Feng Yongfa, which immediately aroused his interest.
However, this guy seems to be a little unprofessional, and he is more enthusiastic about movies than his old profession - financial securities.
It is said that as early as 1978, Feng Yongfa participated in the financing and production of a Western film.
The name of this movie is "(TheWildGeese" - "Wild Swan Chase Order", and its starring role is now "007" actor Roger Moor - Roger? Moore, in addition to its poor performance at the box office in the United States due to the publisher's reasons, has received a good response in Europe.
Now, this Feng Dagongzi is a film producer, and in 1980 he invested in a film - "Danger of the First Type", directed by Tsui Hark.
It can be said that it was Feng Yongfa's performance that made Tang Huan pay special attention. and matched with the characters in the original time and space.
Feng Yongfa is famous. His father was Fung King Hei, one of the founders of Sun Hung Kai Properties.
In the early years, the Feng family established the "Xinxi Company". It is mainly a small business, which includes buying and selling rice, operating restaurants, and transporting agricultural products by water.
In 1958, Guo Desheng, Li Shau-kee, and Feng Jingxi, together with Hu Zhaochi, Huang Shaoxuan, Qi Zonghuang, Lu Xianzao, and Guo Jintao, formed a joint venture to form Yongye Company and entered the development of the real estate industry.
In 1963, Kwok Tak-sheng, Lee Shau-kee, and Fung King-hei formed Sun Hung Kai Properties, with a total investment of HK$1 million. As a result, after being listed on the Hong Kong Stock Exchange in 1972, the market value reached 400 million Hong Kong dollars, and the "Three Musketeers" became famous.
The key to the success of this maddening myth of wealth is ironic, and it boils down to how much confidence you have in the mainland.
In the mid-1960s, there was a run on Chinese-funded banks and a wave of emigration.
However, Kwok Tak-sheng, Lee Shau-kee, and Fung King-hei had confidence in Heung Kong and bought a large amount of land. More than 20 buildings were built in three years, and the economic boom was fast approaching. Sun Hung Kai Properties made huge profits from this, and the "Three Musketeers" became "strange people in the business world".
During the immigration wave of the 1960s, the Fung family immigrated to Vancouver, Canada, and obtained Canadian citizenship.
However, Fung and his wife, Leung Po-hsien, soon returned to Hong Kong to continue their careers, while the children were left behind in Vancouver to complete their secondary and university careers independently.
After learning about Feng Yongfa's Canadian nationality, Tang Huan couldn't help but suddenly realize that it was no wonder that in the original time and space, this person could build a Chinese media kingdom in Canada without being affected by policies.
There is no feast in the world, as early as 1969, the "Three Swordsmen" parted ways. Fung King Hei, Kwok Tak Seng and Lee Shau Kee began to give full play to their respective strengths and enter new business areas.
For example, in 1969, Fung founded Sun Hung Kai Securities and Sun Hung Kai Finance.
Among them, the former once accounted for 20% of the total turnover of the Hong Kong stock market, and in 1973, "Sun Hung Kai Securities" was renamed "Sun Hung Kai Securities Limited", and two years later it was converted into a public listed company.
The latter will soon obtain the official license of the Bank of Hong Kong, and it is only a matter of time before it becomes a "Sun Hung Kai Bank".
Judging from the carefully collected intelligence, Sun Hung Kai Securities and "Merrill Lynch" have a close cooperation, and it is rumored that the two sides are negotiating cross-shareholding.
I have to say that Zhou Mi has been very effective in Xiangjiang, and this information is very accurate.
Tang Huan remembered that it was through this transaction that Feng Jingxi became the largest individual shareholder of "Merrill Lynch Securities Bank", and his net worth was estimated to reach 2.4 billion yuan at that time, and he was known as the "godfather of the stock market".
After graduating in 1973, he returned to Hong Kong the following year to join his father's Sun Hung Kai Securities as an executive director, and in 1975, he was sent to New York to train in the Oriental division of Merrill Lynch.
Fung Yongfa's interest in working in the field of finance and economics was increasingly unbearable, so he went to New York University's night school in the evenings to study film, graduating in 1976, which undoubtedly further strengthened Fung Yongfa's confidence in entering the film industry.
Tang Huan is still quite sympathetic to the plight of this eldest prince Feng, after the fierce conflict between the son's inheritance of his father's business and personal interests, it is indeed quite a dilemma.
Since Feng Yongfa was so obsessed with movies, Tang Huan did what he liked, found an opportunity to pull the other party into Huamei Entertainment, and invited him to visit Hollywood.
Tang Huan's control of people's hearts has its own uniqueness and cleverness, this Feng Dagongzi has a feeling of hating each other, and then quickly became a confidant, and poured up the bitterness in his heart, describing the depression caused by the contradiction in career choice.
Feng Yongfa is the son of the Feng family, and there is a younger brother Feng Yongxiang and two younger sisters Feng Qiwen and Feng Qiling.
So, Tang Huan smiled and said casually, "Since your current work is so reluctant, then talk to Mr. Feng, anyway, there is your second brother who can inherit his father's business." ”
"It's hard to say." Feng Yongfa sighed and shook his head.
Tang Huan raised his eyebrows and suggested: "Otherwise, you can ask Mr. Feng for a leave of absence, come out for two years, and develop according to your personal interests, maybe when the time comes, after your wish is satisfied, you will change your original intention and go back to inherit your father's business." ”
"This idea, it seems that it can be tried." Feng Yongfa's tone, although he was a little hesitant, showed that he was already very tempted.
"After you come out, naturally you don't have to start from scratch single-handedly, and the resources on my side are at your disposal." Tang Huan patted his chest boldly, looking like a righteous Bo Yuntian who stuck a knife in his friend's ribs, and only he knew what Xiao Jiujiu was secretly beating.
"Don't you still have business to discuss with my father, why don't you help me wave the flag and shout when we eat together, or even simply endorse it." Feng Yongfa sent out an invitation without seeing it.
"It's not easy for me to get involved in your family's internal affairs." Tang Huan waved his hand again and again, "Of course, if the opportunity is right, it is okay to say a few words." ”
"Okay, it's better than nothing." Feng Yongfa nodded slightly, obviously, he had already made up his mind in his heart.
"I'm going to find a chance to go to Vancouver for a good turn, and in return for helping, you can be a guide, where have you lived for several years, you can be regarded as a local snake." Tang Huan was also not polite and put forward his own requirements.
"Of course, no problem." Feng Yongfa readily agreed, "Actually, I am more accustomed to the living environment in Vancouver, so I am really familiar with it, and I am absolutely competent as a guide." ”
"That's great." Tang Huan smiled playfully, and said in his heart that it would be just time to find an opportunity to boost and let you run a base in Vancouver one step earlier. Moreover, Feng Jingxi is still alive, and some resources must be more abundant than in the original time and space.
There is no feast in the world, as early as 1969, the "Three Swordsmen" parted ways. Fung King Hei, Kwok Tak Seng and Lee Shau Kee began to give full play to their respective strengths and enter new business areas.
For example, in 1969, Fung founded Sun Hung Kai Securities and Sun Hung Kai Finance.
Among them, the former once accounted for 20% of the total turnover of the Hong Kong stock market, and in 1973, "Sun Hung Kai Securities" was renamed "Sun Hung Kai Securities Limited", and two years later it was converted into a public listed company.
The latter will soon obtain the official license of the Bank of Hong Kong, and it is only a matter of time before it becomes a "Sun Hung Kai Bank".
Judging from the carefully collected intelligence, Sun Hung Kai Securities and "Merrill Lynch" have a close cooperation, and it is rumored that the two sides are negotiating cross-shareholding.
I have to say that Zhou Mi has been very effective in Xiangjiang, and this information is very accurate. (To be continued......)