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Bank of China Group. Pen, fun, pavilion www. biquge。 info

Song Lihui's office.

Song Lihui looked at Xu Cun with a complicated face - in just over a month, Song Lihui witnessed with his own eyes how Xu Cun's $500 million became $2.1 billion, which made Song Lihui, who was used to seeing a lot of money, not know how to face Xu Cun, a god-like man!

The person who is more complicated than Song Lihui's mood is Zheng Haiquan!

Actually,

Zheng Haiquan has always opposed Xu Cun gambling so big, and it can even be said that Zheng Haiquan doesn't want Xu Cun to be so aggressive at all!

But Zheng Haiquan has only followed Xu Cun for a few months, and he is not qualified to influence Xu Cun's decision.

Later, Zheng Haiquan stubbornly persuaded Xu Cun once.

After being denied by Xu Cun, Zheng Haiquan could only do what Xu Cun had told him, while secretly praying that Xu Cun would not lose - Zheng Haiquan didn't want his banker's dream to end here.

Now, Xu Cun has won, and he has won so amazingly!

This made Zheng Haiquan admire Xu Cun at the same time, but also had some doubts about his conservatism.

But-

These suspicions did not last long in Zheng Haiquan's mind - Zheng Haiquan positioned himself as a banker, not a speculator like Xu Cun, and what bankers needed was steadiness and patience, not reckless opportunism.

Of course, it is impossible to say that Zheng Haiquan does not envy Xu Cun's achievements! But although Zheng Haiquan admires Xu Cun, he will not take Xu Cun as an example - Zheng Haiquan's role model is ********'s previous CEOs, and Zheng Haiquan's lifelong goal is to develop the bank into the world's No. 1 bank like ********.

Compared with Song Lihui and Zheng Haiquan, Xu Cun's mind is much simpler-now, Xu Cun only wants to know when he will get the money still in the account of the Bank of China Group.

Xu Cun said bluntly: "Li Hui, when will I get my money?" ”

Song Lihui said: "I said, you can't put your money in our Bank of China Group for a while!" ”

Zheng Haiquan, who was afraid that Xu Cun would agree to deposit the money in the Bank of China Group, glanced at Xu Cun's slightly frowning brows, and immediately preemptively said: "Our Baye Bank is currently talking about the acquisition of overseas trust banks, and we urgently need money, so I also ask Mr. Song to transfer our boss's money to our boss's Baye Bank as soon as possible." ”

Founded in 1956 by Teo Ming Thiem, the founder of the bank, who is originally from Tong'an, Fujian Province, is a wealthy businessman in Malaysia.

Overseas Trust Bank is not a small bank in Xiangjiang, not to mention overseas trust banks, and even the two subsidiaries of Overseas Trust Bank, Chinese Bank and Industrial and Commercial Bank of Heung, are medium-sized banks that are no smaller than Hang Lung Bank, the predecessor of Baye Bank.

The Baye Bank, which had only been established for less than half a year, was ready to acquire the Overseas Trust Bank, a medium-sized and large bank, which made Song Lihui both envious and jealous -- the Bank of China Group had always wanted to merge the Overseas Trust Bank, but Zhang Mingtian did not agree until his death, and when the owner of the Overseas Trust Bank was replaced by Zhang Mingtian's son, the Bank of China Group found the Overseas Trust Bank again, but the proposal of the Bank of China Group was still rejected. It would have been fine if Zhang Mingtian and his son had no intention of selling the Overseas Trust Bank, but this is not the case, and Song Lihui did not know, Huang Changzan, the chairman of the Overseas Trust Bank, is now in very active contact with Zheng Haiquan, and obviously has the intention of selling the Overseas Trust Bank to the Baye Bank. How does this not make Song Lihui envious and jealous?

In addition to envy and jealousy, Song Lihui was also very puzzled -- Song Lihui couldn't understand why Zhang Mingtian and his son were unwilling to merge the Overseas Trust Bank into the Bank of China Group but were willing to sell the Overseas Trust Bank to Baye Bank?

Actually,

This question is not difficult to explain.

The deceased Zhang Mingtian was designed by his friend Ye Zhuling and fell into a "cheque wheel", resulting in a deficit of up to HK$500 million in the Overseas Trust Bank -- Beginning in September 1981, the Dominican Finance Company founded by Ye Zhuling repeatedly discounted uncashable cheques to the Overseas Trust Bank, and due to the time lag caused by the transfer of cheques, it was able to deposit the proceeds from the second cheque discounting into its account, so that the first cheque could be cashed. At the same time, the leaves used the money to engage in speculative activities within the time difference.

In the past two years, the stock market and real estate have both collapsed, resulting in the failure of Ye Zhuling's speculation, resulting in serious losses, and more funds are needed to make up for the shortfall. As a result, the "cheque wheel" grew so large that when it collapsed in March 1982, the total amount of uncashable cheques held by the Overseas Trust Bank was as high as US$66.8 million.

Later, when the Overseas Trust Bank knew that Ye Zhuling could not repay the debt, he was afraid of attracting the attention of auditors and the government, so Huang Changzan, chairman of the Overseas Trust Bank, worked with Ye Zhuling to make false accounts to cover up the bank's losses.

In addition, many of the overseas trust banks' own investments also incurred serious losses when the stock market and real estate both collapsed last year.

At present, the total loss of overseas trust banks has reached 2.6 billion Hong Kong dollars, and it is still increasing rapidly.

The most important thing is that since the beginning of last year, that is, when Huang Changzan and Ye Zhuling made false accounts, companies closely related to overseas trust banks, such as Diners Finance and Carnival Real Estate, have gone bankrupt or been taken over one after another, and Haituo Bank's difficulties have been quickly demonstrated.

Therefore, Huang Changzan and others desperately wanted to throw out the time bomb of the overseas trust bank, so that they would not all be killed by the overseas trust bank.

But-

This bomb is not just thrown away, after all, it involves hundreds of thousands of depositors.

Therefore, someone must take over the bomb before Huang Changzan and others can be completely liberated.

But-

And not everyone has the strength to take over the time-lapse bomb of the Overseas Trust Bank -- if the person who takes over the bomb of the Overseas Trust Bank does not have the strength to plug the hole of the Overseas Trust Bank of up to 2.6 billion Hong Kong dollars, he will fall into a dead circle like Zhang Mingtian and his son, Huang Changzan, and others, and the handover of the bank will inevitably involve auditing. Therefore, instead of determining that the buyer has the strength to plug the 2.6 billion hole of the Shanghai Overseas Trust Bank, Huang Changzan and others will not talk to the other party at all, let alone give the other party the truth.

Actually,

The Bank of China Group also has this strength.

However, the Bank of China Group, which has limited funds, only wants to merge and acquire overseas trust banks, and does not want to buy overseas trust banks -- if it agrees to the merger and acquisition of the Bank of China Group, it will not only fail to solve the difficulties encountered by overseas trust banks and clear up Huang Changzan and others, but will also leak the 2.6 billion Hong Kong dollars hole of overseas trust banks ahead of schedule.

Under such circumstances, how could Huang Changzan and the deceased Zhang Mingtian agree to merge the Overseas Trust Bank into the Bank of China Group?

And Baye Bank, which wants to swallow overseas trust banks for expansion, is the most ideal next home to take over the time bomb of overseas trust banks.

First of all, Xu Cun, who has assets of 10 billion yuan, has the strength to plug the 2.6 billion hole of Shanghai Overseas Trust Bank.

Second, if Baye Bank wholly swallows up the Overseas Trust Bank, it can directly merge the Overseas Trust Bank into the Baye Bank, and turn the two subsidiaries of the Overseas Trust Bank, the Chinese Bank and the Industrial and Commercial Bank of Xiangjiang, into the two subsidiaries of the Baye Bank, so that the Bank can expand by at least two or three times at once. Huang Changzan and others believed that Xu Cun could not refuse this temptation.

One party was eager to make a move, and the other party could not refuse the temptation, so the two sides naturally had a very pleasant conversation.

At present, Zheng Haiquan's representative Xu Cun, Huang Changzan and others have basically reached a consensus -- Huang Changzan and other shareholders of overseas trust banks are willing to sell the entire overseas trust bank to Baye Bank for 120 million Hong Kong dollars.

There is only one reason why Zheng Haiquan is targeting the overseas trust bank that he has basically acquired: Zheng Haiquan wants Xu Cun to keep his money in the bank of Baye, of which he is the general manager. In that way, Baye Bank will suddenly become one of the top five banks in Xiangjiang.

………………………………

(To be continued.) )