… The weather in Fengyuan in Weiyue gradually became hotter, and the people associated with it also became irritable. Especially when those queues to do errands and encounter gajams, people can't suppress their anger.

With the deepening of the reform and opening up policy, there were fewer and fewer times when they needed to queue up to buy goods in the past, but at some point, people still couldn't escape. When queuing up to run errands. Among them, the most common are the queues for getting on the bus and the bank. And the queue in the bank is particularly annoying, I often look at the queue next to me has passed four or five people, and the person in front of me still occupies the window, and there is unfinished business. This is a situation that is familiar to those who frequent the bank. And at this time, you can only blame yourself for your bad luck, why did you sweep away the team. If you go to the bank during off-peak hours, it's fine. If you catch up with everyone to withdraw money centrally, half an hour and an hour in the bank, it is simply commonplace.

But one day in May, anyone who cares will find that all the business outlets of the Bank of Communications suddenly changed overnight. In the open space of the business hall, or by the wall, rows of benches are arranged. When you enter the door, a staff member will gently ask you whether you are handling business or private business, and hand you a small number plate and tell you that you do not have to go to the window to queue, but can sit on a bench and wait for the bank staff to tell you to go to a certain window to do business. Next to the benches, there are two rows of newspapers to pass the time while you wait. The Fengyuan branch of the Bank of Communications has also provided services in place, and has also prepared cold boiled water for people to enjoy for customers who come to do business for free.

This initiative was immediately well received among the citizens of Fengyuan, and soon appeared in newspapers and television, becoming a new measure for the reform and opening up of the financial industry, and the name of the Bank of Communications was also known.

Gu Yucheng has been so happy that he can't even find the north these days, a small, not much money at all, but it has achieved a more haode effect than advertising in newspapers and television, in less than a week, the new savings of the Fengyuan branch of the Bank of Communications increased by 300% compared with the same period in history, the highest level in history! The amount of loans has also increased by more than 100 percent over the same period in history, and these two indicators are growing further over time.

The news of Fengyuan City's first private large-scale mortgage loan in the Bank of Communications spread with the media reports, which attracted the attention of many people in Fengyuan City. With the deepening of the reform and opening up policy, there are more and more individual businesses in the society, they also have an urgent need for funds, but they are simply unable to borrow money from the hands of major banks, and this initiative of the Bank of Communications undoubtedly gives them a glimmer of hope. These people have come to ask about the specific requirements for mortgages.

Fortunately, Gu Yucheng had already prepared for this result and came up with a copy in the eyes of future generations. It's already a crude and unseemly mortgage trial. In the "Measures", the Fengyuan Branch of the Bank of Communications stipulates that the collateral that can be used for mortgage loans in the bank is limited to private houses, precious metals, stocks, stamps, government bonds and other items that are easy to value, and antiques, cultural relics, calligraphy and paintings of celebrities and other items are not included. Moreover, the mortgagor can only lend one-half to two-thirds of the market value of the collateral, and once the market price of the mortgage fluctuates violently, the bank has the right to require the mortgagor to make up the collateral in a timely manner. If the mortgagor is unable to make up the collateral within the time limit, the bank has the right to recover the loan in advance. But it is such a "measure" that still caused a lot of noise among individual businesses in Fengyuan City.

In just 10 days, Bank of Communications Fengyuan Branch received more than 1,000 inquiries and reached 21 contracts, with a total loan amount of more than 600,000 yuan. Although this amount is not large, it gives Gu Yucheng enough confidence. In terms of state-owned enterprises, it is difficult for the Bank of Communications to shake the status of the four major state-owned banks in a short period of time because of the latecomers, and if the Bank of Communications wants to develop and further grow, then facing the individual and the private economy will undoubtedly open up a new road and walk in the forefront of all banks. For a time, the Fengyuan branch of the Bank of Communications became a highlight of China's financial reform.

Gu Yucheng was also rewarded by the head office of the Bank of Communications for this, and he was excited and a little grateful to Fang Mingyuan, Fang Mingyuan is really his own blessing. But ownership is a bit of a story for later.

Fang Mingyuan, who successfully borrowed 400,000 yuan from the Bank of Communications, returned to Haizhuang Town in a hurry, with this huge amount of money, not only Fang Bin's Fangjia Restaurant Ping" branch can officially start operation, but Fang Mingyuan's long-prepared supermarket Jihua can also be officially put on the agenda.

Fang Bin has long found a two-story building with an area of no less than 100 square meters on the main street of Ping" County, and the owner here was originally Ping" County Machinery Factory, in recent years, due to the deterioration of the situation of Ping" County Machinery Factory, in order to raise wages for workers, he had to change the original rental here to sell, Fang Bin spent a sum of money and bought it thoroughly. This is also what Fang Mingyuan meant, firstly, it can ensure the stability of the restaurant, and it will not have to change the location frequently because of the problem of rent; Second, it is also considering that with the development of the economy, the price of real estate in Pingchuan County has been rising steadily, and it will definitely not suffer a loss in the future.

And the county magistrate Li Dongxing also fulfilled his promise, the Fangjia restaurant entered Pingchuan County, all aspects of the department, no one set up a card for the Fangjia county elder to look at the restaurant, no one will be blind to provoke. The dignified county magistrate, after coming to Pingchuan, I didn't hear of any unique preferences, but I just took a look at this fish head cake. Moreover, this fish head cake is also highly praised in Pingchuan County, and many people are looking forward to their opening in Pingchuan County, so the preparation process for the opening of the restaurant is very smooth. Soon it was time for the house renovation process.

Fang Mingyuan found a mid-range restaurant decoration from his memory, drew a schematic diagram, and handed it over to a decoration company introduced by Zhou Yuanchao, which made him amazed. Completely different from those restaurants in Pingchuan County, the renovated Fangjia Restaurant not only looks atmospheric and beautiful, but also has a unique style in Pingchuan County, and is clearly different from other restaurants from the outside to the inside. There is no doubt that the renovated Fangjia restaurant must be the highest grade and the most distinctive in Pingchuan County.

At the same time, Fang Mingyuan was busy looking for warehouses and suitable stores in Ping" County, recruiting clerks, and preparing for the opening of his first supermarket. Zhou Yuanchao also drove a bread and accompanied him to run back and forth in the county.

Today's Zhou Yuanchao is also a powerful director in the postal system of Pingchuan County, thanks to Fang Mingyuan's blessing, and now he is now in Pingchuan County, and he is also considered to have a small net worth of those monkey tickets he bought back then, which has been left to this day.

"Are you saying that this monkey ticket can be turned over to two hundred and forty yuan a ticket in three years?" If it was someone else who said this, Zhou Yuanchao must have spewed a mouthful of spittle, you kid want to go crazy for money, the eight-cent stamp has risen to sixty yuan, and he is still not satisfied, and he still wants to get two hundred and forty yuan, you should make this monkey ticket gold! But this is what Fang Mingyuan said, so he had to think about it seriously. When he was eight cents, he wanted to sell, but was stopped by Fang Mingyuan; Later, when he was eight yuan, he wanted to sell it again, but was stopped by Fang Mingyuan; Later, when the monkey ticket was thirty yuan a piece, he felt that it was already the sky, and Fang Mingyuan still stopped him. Everything that happened later undoubtedly proved that Fang Mingyuan's judgment could not be more correct.

"Uncle Zhou doesn't believe it? That's still the old saying, I'll pay the price of 75 yuan a piece and eat all the monkey tickets in your hand! However, this money can only be paid after the funds on hand are turned over, what does Uncle Zhou think? Fang Mingyuan smiled and said with a smile.

Zhou Yuanchao was a radical zero immediately, and every time he wanted to sell, Fang Mingyuan was like this, straightforwardly increasing the price by ten to twenty percent at the market price and buying it from his hands. "If you don't sell it, I believe your judgment is not successful, this money will be of great use in the future!"

Fang Mingyuan smiled indifferently and said, "Since Uncle Zhou doesn't want to sell, it doesn't matter, you can just hold it in your hand." Anyway, when you plan to sell, just let me know in advance. ”

Talking and laughing, they have come to the front of a factory.

"What do you think of here?" Zhou Yuanchao pointed to the factory door, "This was originally the old factory area of Pingchuan County Agricultural Machinery Factory, but two years ago, they moved to the other side of the county, and there was such a field and a field here." They wanted to sell it, but no one in Pingchuan County was willing to take over, but it was a pity that the factory was demolished. So it's been delayed until now. ”

Fang Mingyuan looked around, it was close to the edge of Ping's county, but fortunately, Pingchuan County was not big, and it was only seven or eight stops to take the bus to the county center. And the traffic here is quite convenient, there are only three buses in the county, and all of them have one stop here. For the residents of Pingchuan County, it is obviously very convenient to come here.