PS: Thank you for the monthly pass 100511093723801 by book friends. Vladivostok, also known as Vladivostok, means "ruler of the East" or "conquer the East". It was the capital of the Primorsky Territory of the USSR and the largest city in the Far East. The city is located at the junction of the three kingdoms of the Soviet Union, facing the sea on three sides, with excellent natural harbors, and is strategically located, it is the most important port of the Soviet Union on the Pacific coast, and it is also the seat of the headquarters of the Pacific Fleet of the former Soviet Union.

In the central part of the city, there is a majestic and heavy building, which is the seat of the Vladivostok branch of the USSR State Bank. The banking system of the Soviet Union was characterized by a high degree of centralization and unity, and the "unitary banking system" was implemented in which the central bank and commercial banks were integrated. The banking system of the Soviet Union consisted mainly of four major banks, namely the National Bank of the USSR, the All-Union Investment Bank for Infrastructure, the State Bank of Labor and Savings of the USSR and the Bank of Foreign Trade of the USSR.

National. It was originally subordinate to the Ministry of Finance and from 1959 was under the direct authority of the Council of Ministers. It was the core institution of the Soviet banking system, combining the functions of a central bank and a commercial bank, and was responsible for issuing currency, formulating national finance, supervising other banks, and monopolizing the country's industrial working capital credit and capital investment allocations in agriculture. There are more than 5,000 branches in the country.

Founded in 1959 as part of the State Bank, the All-Union Investment Bank of Infrastructure was formed by the merger of several small banks of the former Industrial Bank. The State Bank of Labor and Savings of the USSR, the largest and oldest bank in Russia, was founded in 1841 and officially became part of the State Bank of the USSR in 1963.

VTB, founded in 1922, is a joint-stock company, the main shareholders of which are composed of the State Bank, the Ministry of Foreign Trade and some large enterprises with foreign economic ties, which are responsible for monopolizing the country's foreign trade and foreign economic work.

From this it can be seen that the Soviet state is very supreme in the Soviet financial system. The remaining three banks are either part of it or it has a large stake. As the head of the Vladivostok branch of the National Bank of the USSR and the top head of financial institutions in the largest city in the Far East, Andreyevich's position in this city can be imagined.

However, today's Andreyevich has been a little unsettled since he entered the office in the morning, and the secretary noticed that in just three hours, Andreevich stood in front of the window seven times, looked out the window into the street, and looked as if he was waiting for someone. This could not help but make his beautiful female secretary a little curious, what could make President Andreevich look forward to it so much? You know, even a few days ago, the mayor of Vladivostok came to inspect, and Andreevich did not look like this. The answer was revealed at noon, and with the crisp and beautiful sound of heels hitting on the marble floor, Aso Kazuki, escorted by several big men, walked into the lobby of the Vladivostok branch of the State Bank of the Soviet Union, and accompanied by the manager on duty, all the way to the president's office.

Andreevich greeted him with a smile on his face, though it didn't look so pleasing to the eye on his face, which was already beginning to look old. "Miss Aso, I've been waiting for you all morning." Kazuki Aso reached out reservedly and shook his hand, and the two walked into the president's room, leaving a few bodyguards in the secretary's room.

Looking at Aso Kazuki's tall figure and beautiful face, Andreevich secretly swallowed two mouthfuls of saliva, but he didn't dare to show it at all. The woman in front of her is not the female employees in the bank, or the "secretaries" brought by the CEOs of Soviet companies who have their own needs, this is a Japanese woman with a huge amount of dollars in her hands!

How could Aso Kazuki not see the aggressiveness in Andreevich's eyes, and even more disdain in his heart. Before coming, she had already inquired clearly, this Andreyevich, although he was a member of the CPSU, his conduct was extremely unbearable, and he could be called a hungry ghost in color. Not only did he attack the female employees of the Vladivostok branch of the National Bank of the USSR, but even those Soviet companies and enterprises that wanted to take out loans from the State Bank had to provide him with women, and only if he was satisfied in this respect, your loan could be approved. 8. If you don't have a woman, and you don't have the background power to suppress him, you don't want to borrow money from him.

"President Andreevich, I think you have received a message from your bank's branch in Japan, right?" Aso Kazuki sat elegantly opposite Andreevich and said bluntly, "I want to know if your bank can meet my loan requirements." If President Andreyevich could not give me a satisfactory answer, then I would have to try to go to other regions of your country. ”

"Roger, grew!" Andreevich nodded repeatedly. Two days ago, an urgent message suddenly came back from the office of the National Bank of the USSR in Tokyo, Japan, in which the woman in front of her asked for a loan of five billion rubles from the branch of the city of Vladivostok. This is a rare amount of money, and Andreevich worked in the Far East of the National Bank of the Soviet Union for decades, and the amount of loans reached is quite rare, especially since the lender is still from a Japanese.

Aso provided enough collateral for the loan to make Andreevich salivate, a certificate of a billion-dollar deposit from Citibank in the United States.

"Miss Aso, I have carefully considered your loan request, and although the authenticity of this certificate of deposit has been beyond doubt after our verification with Citibank, I cannot provide Miss Aso with such a ruble loan. According to the exchange rate of our country, I can only provide a loan to Miss Aso for a maximum of two billion rubles. Andreyevich said with a look of regret.

Aso Kazuki said with a look of surprise just right: "Mr. Andreyevich, please don't fool me with your country's official exchange rate, I know very well that if I want to exchange rubles, there will be countless Soviets who are willing to exchange with me at a price of one to nine, or even one to seven or one to eight." One billion dollars, I only ask for a loan of five billion rubles, which has left enough room for your bank to operate, and if you are still not satisfied, then I can only regret to try it elsewhere in your country, perhaps, the banks of Eastern European countries, someone can meet my request. With that, Aso Kazuki was about to stand up.

"Wait, wait, Miss Aso, it's good to discuss, it's good to discuss!" Andreevich hurriedly stretched out his hand and pressed it weakly. He didn't expect that Aso Kazuki would be so simply that he would leave without saying a word.

Andreevich, who has worked in the National Bank for many years, knows very well what the Soviet financial system has reached today, as Aso Kazuki said, although the official exchange rate is still 1.9 rubles to 1 dollar, but in the black market, the dollar to the ruble has long reached a 1:9 exchange ratio. His own demands, in front of those who are familiar with the Soviet foreign exchange market, are indeed somewhat excessive.

The reason why there is such a big disparity between the exchange ratio of the dollar and the ruble and the official exchange rate in the black market, according to later research by experts and scholars, there are actually profound internal reasons for the emergence of this result. The Soviet economy was characterized by "heavy lightness", that is, the emphasis was on the development of heavy industry, especially the military industry, and the neglect of light industry and agriculture. This has created a shortage economy in which consumer goods are insufficient. The "goal" of the annual cash policy of the State Bank of the USSR was to maintain macroeconomic equilibrium, that is, the disposable income of the population was exactly equal to the consumer goods available on the market, or in other words, the wages that flowed from the State Bank through the enterprises to the workers were just enough to buy the goods and services created by the workers in the enterprises. However, in a shortage economy, such a macroeconomic equilibrium is simply not possible. In the seventies and eighties, the supply of consumer goods in the Soviet Union was low for many years, but the state did not allow unemployment, so the State Bank had to print a large number of banknotes every year to pay wages, and the result was only a continuous increase in the cash balance of Soviet residents.

According to incomplete statistics, by 1982, the cash balance in the hands of the Soviet nationals had reached hundreds of billions of rubles. It's just that the huge ruble surplus did not give the Soviets a leisurely life. The long queues in front of the state-run stores are increasing day by day, but the store shelves are empty; Inflation on collective farms and the black market remained high; Soviet nationals, who had no goods to buy and no means of investment, had to "force" deposit their unspent cash in savings banks. If it weren't for the strict price controls imposed by the Soviet Union, hyperinflation would have erupted long ago.

But the exchange for dollars was different, and the Soviet government's urgent need for foreign currency dictated that for nationals with dollars in hand, they could buy what they wanted from special shops for foreigners. Although it is said that in this way, the ruble in the hand is undoubtedly depreciated, but the ruble in the hand that does not depreciate cannot buy any excess goods, and what is the difference between it and waste paper?

Aso Kazuki leaned back in her chair, and said with a smile on the corner of her mouth: "Mr. President Andreyevich, this is a loan agreement that is very beneficial to your bank, I don't understand, what are you still hesitating about?" Here is a letter from the president of our Sakura Bank, which may be able to reassure President Andreevich a little more. With that, Aso pushed an envelope in front of Andreevich. There are updates to the latest chapters in a timely manner