"Then let Shangguan tell me about it!" Lin Ling had a glimmer of hope, and had no choice but to listen patiently to Shangguan Zhongxing about the loan process. Pen? Interesting? Pavilion wWw. ｂiquge。 ｉｎfo

"Bank loans are mainly divided into commercial loans and personal loans, you belong to personal loans, is a non-housing consumer loan, generally speaking, the loan amount does not exceed 200,000, but also meet the loan application conditions, let's pick up important analysis: 1. Have a proper occupation and stable income, and have the ability to repay the principal and interest of the loan on time, although you have a legitimate occupation and stable income, but you do not have the ability to repay the principal and interest of the loan amount applied for on time with your income level; 2. You can provide a legal, effective and reliable guarantee recognized by the bank, although you want to mortgage the house, but it is too far from the loan amount, which is considered that you cannot provide it; 3. There is a clear purpose of the loan, and the purpose of the loan meets the relevant regulations, and the purpose of your loan is to do plastic surgery for your daughter, not for your own consumption, so in fact you are only a guarantor, and it does not meet the requirements of the purpose of the loan, so you do not have the conditions for a loan at all in the bank! Shangguan Zhongxing presented the actual situation in the role of a third-party assessment.

"That's why I borrowed money from Wang Yan!" For the sake of her daughter's ideals, Lin Ling tried her best to exert all her wits to fight for a glimmer of hope.

"However, you have no ability to repay and no collateral, and I have to be responsible for myself, right? That's a lot of money after all! Wang Yan also talked about the facts.

"Isn't the love of our old classmates worth 1 million yuan?" Lin Ling made the last powerless resistance, just for her daughter's ideals.

"Do you know how to earn 1 million? I give 1 cent to the workers of each bun, and the cost of handling, stuffing, dough and maintenance is also an average of 1 cent per bun, and the average cost of sales and transportation personnel is a penny per bun, deducting the cost of materials, rent, water and electricity, I earn 1 cent per bun, I want to sell 10 million buns to 1 million, in such a big market as the imperial city, it takes 20 days, 10 million buns, 50 people pack 200 days of buns, not counting handling, stuffing, noodles, maintenance, sales, Direct labor of transporting other personnel and indirect labor of financial, training, managerial personnel? Give you 1 million, just for your daughter to have a plastic surgery, am I worthy of the employees who have worked hard for me? How much am I worth for my employees? Wang Yan was a little annoyed by Lin Ling's words to 1 million.

"You just don't want to lend me money?" Lin Ling was completely desperate, revealing a tone that ripped her face.

Wang Yan was speechless, regretting it in his heart, he knew that good words were difficult to persuade damned ghosts, why bother to be a savior, but the matter has come to this, I have to be patient and try to strive for a satisfactory result: "Lin Ling, as an old classmate, I am willing to try my best to provide you with some help, such as helping to improve your living and working conditions, some urgent difficulties, but it must also be within the scope of my acceptance!" ”

"That's not the same as not saying it, if you are willing to help, you are within the acceptable range, and if you are not willing to help, you are outside the acceptable range!" Anyway, there is no hope, Lin Ling is embarrassed to say anything.

"You can understand it this way, if I am willing, I will help, and if I don't want to, I will find a reason to push it off; But I really want to help my old classmates, so whether I can help you or not today, I will give you a positive answer, instead of making excuses to push! First of all, I want to make a point, I want to help people, but I don't have to say yes to anyone who asks for anything, and it must be within my ability to bear it and within my approval! ”

"You can afford 1 million, is it unreasonable for my daughter to pursue her ideals?" Lin Ling drilled the tip of the horns, and actually became sharp.

"Yes, I can afford 1 million, and it makes sense for your daughter to pursue her ideals, but it's unreasonable for your daughter to pursue her ideals and let me pay for them, right?" Wang Yan pulled the cocoon.

"I don't need you to pay, I'm borrowing from you!" Lin Ling was strong.

"You have no ability to repay and you have no mortgage, and you can't pay back the money at that time, won't I pay for it?" Wang Yan had no choice but to tell the essence of the matter, although it was very ruthless.

"Won't I be able to repay your money when my daughter becomes a star?" Lin Ling said it rightly.

"Can you guarantee that your daughter will be a star?" Wang Yan continued to be more serious.

"This..., what if my daughter becomes a star?" Lin Ling also began to feel aggrieved, but she still made a final effort for her daughter.

"If your daughter becomes a star, she can pay back my money, but what if she can't become a star? Who am I asking for money? Wang Yan was also merciless.

Lin Ling finally ran out of words, and cried in despair.

Wang Yan and the others silently watched Lin Ling cry bitterly, but they were speechless to persuade each other. What can you say about a mother who does her best for her daughter's unrealistic ideals, a mother who is ignorant but full of maternal love?

After a long time, Wang Yan spoke: "Lin Ling, calm down, I don't lend you money, it doesn't mean that I won't help you!" ”

Lin Ling immediately raised her head, her eyes full of hope, "Really? ”

"However, you can't just be wishful thinking, and to be honest, I don't think your idea is true! I've got some advice for you, can you listen to it? ”

"You say!" Lin Ling has hope and a lot of energy.

"First, there are thousands of children who pursue their dream of stardom, and very few can really become stars, do you admit it?"

"Hmm!" Lin Ling nodded.

"Second, it's a fact that your daughter sings well, but to become a star, it's not enough to have a good level, you have to be a top player among professional players or a coincidence! To tell you the truth, your daughter is the second place in the school singing competition, and the first place is my son, my family Wang Liang, but the actual situation is that many art candidates in the school disdain to participate in this level of competition, and several art candidates are still judges, do you think your daughter's strength is enough? ”

Lin Ling was completely convinced, and shook her head in frustration.

"Third, your daughter's efforts are not in the right direction! There are 1 million, and it is enough to ask a famous musician to train for three or four years, at least you can improve a lot of level, right? Your daughter is good, she plans to spend 1 million on plastic surgery first, do you know, the audience has a lot of criticism of the artist's plastic surgery, isn't this spending money to find yourself sick? ”

Lin Ling was silent.

"And you! Your daughter is young and ignorant, so when you say that, you are such an adult, you actually want to smash the pot and sell iron and follow the nonsense, are you crazy?! ”

Lin Ling lowered her head.

"Fourth, it's a good thing for children to have ideals, but they can't be nonsense, they must have a plan and step-by-step operation, otherwise even if they are gifted children, they will be ruined!"

Lin Ling had hope again and raised her head.

"Let's do this, I'll first find a master in the industry to show the child, see if it's this material, I will fund if I have talent and potential, and find a musician to train for a few years, I can't bury the child, if it wasn't for that material, let her do what she should do, and prepare for the college entrance examination in a down-to-earth manner!"

"What if the child is unwilling?" Lin Ling has passed the hurdle in her heart, but she is worried that the child will not be able to pass that hurdle, to be precise, Lin Ling has not passed the doting hurdle.

"Let her take the art exam, she can't even pass the art exam, what qualifications do you want to be a star?" Wang Yan quickly gave a solution.

"Cheng, I'll go tell her!" Lin Ling had a direction in her heart, and she had some confidence, and suddenly thought of a question: "What if the child still insists on his dream?" ”

"Buy her a guitar, let her go to the Imperial City Subway to sing, and tell her that if she can't support herself, don't talk about any dreams, that's a fantasy!" Wang Yan knew that this child was spoiled by his parents, very willful, and only by hitting the wall more could he return to reality.

"In this case, you call her over, and I'll talk to her personally!" Wang Yan thought about it, afraid that Lin Ling would not be able to handle her daughter, so she decided to go out in person.