Chapter 156: Teaching Lessons

"Well, let me first analyze the current situation and future trend of the macroeconomy for you, and you can decide how to adapt to the situation and how to develop yourself!" Wang Yan took a big sip of tea, cleared his throat again, and prepared to start a tirade. Pen? Interesting? Pavilion wWw. biquge。 info

"It is said that a few years ago, the economic crisis in the United States began to spread to the world, and now we still don't have a deep experience here, that is to say, just listening to the public opinion, I don't feel sad, but I tell you, the economic downturn has just begun, everyone is ready to live a hard life!" Wang Yan first made alarmist words to attract the ears of others.

"You have to tell the evidence!" Liu Xianghe is engaged in finance, and he understands the economy and some principles of officialdom.

"You see, there is a lot of economic depression now, but prices are soaring, gold is rising, crude oil is rising, iron ore is rising, coal is rising, everything is rising, is this reasonable?" Wang Yan asked everyone.

Only He Pingyuan, Liu Xianghe and a few other people who understand economics nodded, and the others were confused.

"This is because of economic turmoil, the creditworthiness of the currency will naturally be questioned and reduced, both at home and abroad have adopted monetary easing policies to protect the economy, increasing the money supply, large assets will buy a variety of bulk products in order to seek value preservation, resulting in rising prices, which further increases the burden on enterprises, forming a vicious circle, the economy will further deteriorate, it's as simple as that!" Wang Yan has been in contact with the economy from the stock market for many years, has accumulated a lot of information by heart, and has formed his own logical system, and is very confident in this logic.

At this moment, even Lu Bangcheng, Ling Fei and others nodded their heads, only Ma Yong and a few martial artists couldn't understand: "You say something we can understand!" ”

"Okay, I'll tell you something more about what you can see!" Wang Yan has a large number of arguments from macro to micro in his stomach, "Although the economy is depressed, you can see that many restaurants and guesthouses on the market are being newly built and renovated!" After speaking, Wang Yan glanced at everyone, and everyone recognized this fact, so he continued: "You can go and inquire, most of the owners of these restaurants and guesthouses are big bosses such as mine owners and engineering companies, and they are outsiders in the service industry!" ”

Everyone stared at Wang Yan without speaking, because some people with social connections would know some information, and they all knew the background of the owners of some restaurants and guesthouses, and the situation was indeed as Wang Yan said.

"Why? Because their original industry has problems, it is difficult to do it, mainly because the capital chain is tight, the money is not easy to borrow, the account is not easy to settle, and the cash flow is extremely tight! Therefore, when they invest in the service industry, they are interested in the cash flow of the service industry, because the service industry rarely has account periods, arrears, and credit! ”

Wang Yan's call, even Liu Xianghe and others were confused: "What does this have to do with the economic downturn?" ”

Wang Yan doesn't care whether others understand or not, he just talks to himself: "There is a saying in business that you don't know if you don't do it, these laymen want to squeeze into the service industry with their financial strength, and most of them will not end well, because there is an old restaurant industry person told me that you don't need to look at these people's wealth, and most of the people who survived after fierce competition are old restaurants!" People have already experienced several economic cycles, you can refer to it! Therefore, the layman's entry into the service industry has not stopped, and the economy will not bottom out before the door is closed! Of course, this basis is not very rigorous! ”

Liu Xianghe, Lu Bangcheng, Ling Fei and others took the lead in applauding Wang Yan. No one dares to say that the economy can be seen through, but it is not easy to analyze it in a reasonable and simple way like Wang Yan.

Then, Wang Yan changed his words, "Mr. He, let's talk about the real estate industry." The real estate industry is one of the key industries of the domestic economy, and is currently in an abnormal stage of development, which is a mistake of the government's macroeconomic control, the real estate economy has played a vital role in stimulating the national economy in the past few years, but the later regulation is not in place, resulting in the current situation! ”

"How can you say that?" Lu Bangcheng and Liu Xianghe asked in unison. They are all government officials, so naturally they cannot allow others to easily question the prestige of the government.

"First of all, let me tell you how normal real estate should be developed. Real estate is born in response to social needs, so its normal development should be real estate to stimulate construction, transportation, steel, cement, glass and other building materials, decoration, textiles, home appliances and other industries, stimulate production, increase employment, increase social consumption capacity, in turn to further stimulate real estate, so as to revitalize the economy, and at the same time increase government taxes, right? Wang Yan has something to say, and he does not allow others to refute it.

"Then, I'll talk about how far the real estate industry is now. Due to the demand for real estate in society, the price of real estate has risen, causing speculative funds to intervene, which has contributed to the housing prices, which is the official explanation, but is the official not responsible? The government implements a land auction policy, and regards land sales as a shortcut and pillar of fiscal revenue, and people even say that the current finance is land finance, right? So, is the land auction policy driving up the cost of the real estate industry? Is it contributing to the rise in housing prices? Is the government responsible? Wang Yan was a little excited because of his indignation at something.

"You can't say that, can you? Land auctions are an effective means to increase the transparency of government actions, reduce black-box transactions, and prevent corruption. defeat and loss of state-owned assets! Lu Bangcheng was also involved in these aspects, and he said one thing after another.

"Okay, let's analyze it more carefully. Auction is a typical market behavior, and the principle of government behavior is different from market behavior, is it appropriate to quote market behavior here? In other words, if there is a ceiling on land based on the per capita income level of each region, can the government do it? In this way, there will be several developers who are qualified to buy, well, the government will re-assess the qualifications and reputation of these developers, for example, there is no criminal and administrative record within a few years, no financial violation record, no real estate quality complaints, disputes, and those with high credibility win the bid, and the real estate industry can be purified, so many real estate consumer disputes in previous years! Didn't I think the government thought of it? I don't believe that the government does not understand people, but there are more people who understand in the face of interests! ”

Wang Yan's words were sharp, which made Lu Bangcheng and the others speechless, but the brothers were not embarrassed, and these things were not something that they could control.

"Mr. Wang, I don't want to hear this, what should I do?" He Pingyuan is very purposeful, so he wants to know the information related to himself.

"The current real estate market is only temporarily tight. One is the real estate supply and demand obstacles caused by high housing prices, the other is the concentrated outpouring of supply caused by real estate overheating and the impact on the market due to the mismatch between high housing prices and market purchasing power, these are temporary problems, and they will be straightened out slowly, don't believe in any ghost towns and other, you have to see that there are still so many people who do not have housing, there are still so many people who need to improve housing conditions, and the market still has huge demand, just waiting for the recovery of consumption power and market confidence! ”

Wang Yan's impassioned speech once again won applause, and even a few martial artists such as Ma Yong, who couldn't understand, joined in the fun.

He Pingyuan was convinced: "Okay, you persuaded me more than half, I will pay Wang Liang's birthday fee first!" He Pingyuan is very shrewd, and the following words cannot be said by Wang Yan in public, and can only become his own exclusive secret.

Wang Yan also understood what He Pingyuan meant, no longer entangled in the real estate industry, and turned to Lu Bangcheng: "Old Lu, these things are not very practical for you, but you can express your views on appropriate occasions, brag about it, and show your ability!" ”

He turned to Liu Xianghe again: "Lao Liu, you have a joint relationship with the financial industry, you must pay attention to the flow of funds in the next few years, the bank may tighten in the next few years, and we must prevent the occurrence of vicious cases such as illegal fundraising!" ”

Ling Fei studied international affairs, of course, including the economic category, so he raised an international question: "The economy of Laos and the United States is shrinking, do you say that our country buys so many national bonds?" ”

"Of course it is! Lao Mei is a big market for our exports, if it falls, who will sell our products to? You don't think that a country as big as the United States will collapse because of an economic crisis, do you? It won't collapse, it's just a downturn dragging down the speed of economic development, and we can't do it, right? So, to help it is to help ourselves! But by the way, you still have to negotiate more with it for more prices and make more benefits! For example, force it to relax some hostile policies, reduce some trade frictions, and increase import quotas! Wang Yan's answer was like a stream.

"High!" Ling Fei gave a thumbs up.

"What are we going to do?" Ma Yong quit, paid a hundred dollars, and didn't understand anything.

"You guys? Hold on to your money bag, don't invest indiscriminately, pick up the things that contribute to the power and technology, and don't make money investment! Wang Yan said to Luo Jingang, Cai Wenge and others: "This suggestion is also effective for you!" ”

"What if you let us invest?" Cai Wenge's idea is very original.

"That's the fire pit, you have to jump too!" Wang Yan said haha, ended his speech and answered questions from reporters. Teach a class to a group of people, it's really Tamashuang!