In the world, there are stories of flowers blooming and falling every day, and there are many ups and downs of trivial matters. If the heart is like a lotus, why not be afraid of the glitz and hustle; if the heart is calm, why not be afraid of the end of the world. Let the red dust be overwhelming, the dust is not clean, let the world be hot and cold, and also keep the heart warm - anonymous.

The word "debt" is not unfamiliar to us modern people, and everyone is more or less inextricably linked with "debt" from birth to death. The so-called "debt" in our modern society refers to the specific rights and obligations between the parties in accordance with the agreement of the contract or in accordance with the law. The person who has the right is called the creditor or creditor;

The Buddhist scriptures tell us that the relationship between people is four kinds of fate, repaying gratitude, repaying grievances, collecting debts, and repaying debts. But there are various forms of debts, in addition to monetary and property debts, there are emotional debts, causal debts, personal debts, moral debts, good and evil debts, etc., each of us can become someone else's creditor, and we may also owe others debts, but creditors are divided into sizes and types.

This book is about the story of a legendary creditor, and listen to Lao Li for all the officials.

Parallel universe 911 AD, Huoyan Kingdom.

Zhao Chunzheng looked at a bunch of data in a daze, this is his business data in the past few months, which can only be described by a "miserable" word.

He worked in a silver bank, which was a good job that everyone envied, and he lived up to expectations, and after working for five years, he finally got a car and even bought a girl. Although he can't be said to be a winner in life, he is much better than ordinary people.

However, the way of heaven is impermanent, and just when he thought that he was going to spend his life in such a healthy and happy life, the economic environment quietly changed. The efficiency of the bank where he worked has been declining year after year, not to mention benefits such as bonuses, and even his salary is only paid once every few months. No, the director has already spoken, if he can't complete the task of recovering the loan this month, Zhao Chun will only receive living expenses equivalent to one-third of his salary. This is not a very pleasant thing, especially for a person like him who pursues quality of life, how can he endure a life that is just to fill his stomach?

However, now that the economic environment is not good, many people take out loans for emergency use, they do not want to repay, but they do not have the ability to do so for the time being, and many of the people who can borrow money from him are acquaintances and friends, and the rest are also loans from talents that he thinks are absolutely trustworthy, and the most important thing is that when the economic environment was good in the past, they all repaid on time, and there was no problem of arrears.

Don't say that you have to do drastic behaviors such as splashing paint, painting big characters, and blocking the door, even if you ask people to repay the money, Zhao Chun also feels that it is a very embarrassing thing, everyone is so familiar, how can you open your mouth, he feels very blushing, people used to take the initiative to repay debts, after all, the loan from Yinzhuang has to pay interest, if you are not in a hurry to use the money, who will delay it for so long?

But now, the economic environment has changed, people's hearts have also changed, everyone doesn't seem to care much about the interest, no one takes the initiative to repay the debt anymore, and even after Zhao Chun became active, euphemistically expressed: If they fail to repay the loan within the time limit, they will be doubled by the silver bank, and their personal reputation will also be seriously affected.

If it was before, after his euphemistic reminder, those people who had due loans would basically come to him to repay the loans, but now, his reminders didn't have any effect at all, and those people didn't seem to hear or didn't know that there was such a thing, and they didn't care about Zhao Chunniao and treated him as air.

After experiencing several such incidents, Zhao Chun was also a little desperate, he doubted that he was too weak, however, in the face of such a group of acquaintances who were too familiar to be more familiar, he really couldn't put up his mind to include them in the list of dishonesty, and he didn't want Yinzhuang to confiscate or auction their collateral, or even involve the loan guarantor, which was all a matter that affected the whole body, or that he Zhao Chun was unwilling to affect the good situation of borrowing and lending he had maintained over the years because of a little money.

But those people don't pay back the money, and the silver village is urging them tightly, and their salaries and performance this month will be almost deducted, how can they live? This is not the most important thing, the important thing is that once they can't complete the task every month, and every time they are dragging their feet, then their image in the eyes of their leaders and colleagues ...... You can really think of it with your toes. Don't talk about promotions and salary increases, it's a question of whether you can continue to stay in Yinzhuang.

First of all, the country's banks are such virtuous, as long as they are loan officers, sooner or later they have to face such a situation, and they have to change their careers? As the saying goes, interlacing is like separating mountains, and he has finally accumulated some experience, resources, and contacts in this line, and if he changes, everything will have to start from scratch, and he really doesn't have such courage now.

This doesn't work, that doesn't work, what to do?

Zhao Chun sighed and lay on the chaise longue to cool off, the little girl Hanmei brought a bucket of well water to sprinkle on the ground next to him, and brought a piece of chilled watermelon to him to quench his thirst, and when he saw Zhao Chun like this, he couldn't help but say carefully: "Young master, I heard the person who sold me to you say that there are no permanent friends, only eternal interest, you just need to act according to the rules of Yinzhuang, what is there to be embarrassed about?"

Hearing this, Zhao Chun wanted to get angry, but after all, he just sighed, he was also very good to this little girl, and he never treated her as a subordinate, otherwise he wouldn't let her know about work, so although the little girl's suggestion didn't conform to his philosophy, he still wouldn't blame her.

"If they can't repay the interest in time, I will put them on the dishonesty system of Yinzhuang, how can I stay in the company in the future? Isn't this a problem with my ability, and I can get a loan but I can't recover the interest? If I take the extreme way of splashing paint and writing big characters, then what is the difference between me and the loan sharks? So this matter needs to be considered in the long run." ”

"I don't understand what the young master said, it seems to make sense, but I know that if the young master can't recover the interest on those loans, Yinzhuang won't pay the young master's salary, and we won't have money to buy rice and vegetables, and then the young master will sell Han Meimei again. Speaking of the back, the little girl actually looked like she wanted to cry.

Zhao Chun's heart tightened, and he said with a little weakness: "Don't worry, no matter how poor I am, I won't sell you, I already treat you as a sister, even if I sell myself, I won't sell you." ”

"Then what if we don't have money to eat?" the little girl said with some concern.

"Otherwise, I still have a few antiques at home, and they are still worth some money, I asked a friend to cash them out, and then use the money to help them advance this period of interest, so that their crisis will be eased, and I, because of the good performance, will not be deducted from the salary and performance of the silver village, maybe there will be a bonus at that time." What is speechless is that Zhao Chun actually said such a thing.

Although the IQ of the little girl is not very high, she also rolled her eyes when she heard it, in her opinion, the young master must be stupid, otherwise it is impossible to make such a decision, because since those people can't pay it back, the loan amount must not be a small amount, although it is only to help them repay the interest of a period, but also a lot of money, these money may be enough for her and the young master to eat and drink for a year or two, but the young master uses it to advance interest to others! This is too confused. What's more, those antiques are still left by the young master's ancestors, and the symbolic meaning is greater than the value of the antiques themselves.

"Young master, are you really sure you want to do this? Even if you don't have a job at Yinzhuang, just selling those few antiques will be enough for the two of us to eat and drink for several years, and even go to Meimeizhai for morning tea every morning, I like the breakfast there the most." The little girl licked her tongue like a gluttonous cat.

"Be a man with a vision, you can't just think about the food and drink in front of you, otherwise you will be no different from those stupid pigs. Zhao Chun taught the little girl a lesson, but he was secretly happy that he had found a solution to the problem......