After a few days of debt collection turmoil, Zhao Chun's life has returned to its previous monotony and boredom, and he has tried his best to collect the debts that he can collect, and the rest cannot be recovered for the time being or people do not want to repay, and he has no better way now. As for lending? That is impossible; in recent times, the bank has been short of funds, and has suspended the business of lending; in the past, the bank still stipulated that it could lend as much as it could recoup, but now, no matter whether it can be collected or not, it will not lend money.

Zhao Chun is not a high-level member of Yinzhuang, so he can't know the reason for the sudden tightening of the silver root, but he knows that there are now a group of people around who are in a hurry to use the money are really anxious. What is the significance of the existence of the bank? First, it collects savings and stores idle funds in society; second, it lends money, collects some people's idle funds, and then lends them to those who urgently need money.

In the final analysis, Yinzhuang is only an institution that provides services for capital turnover, and it is impossible for Yinzhuang itself to only collect savings or lend money, unless it is a special policy supported by the state.

However, now Zhao Chun's Dabao Yinzhuang is only collecting and saving, and will not lend to outsiders, as long as people who are not stupid can see that there are some problems in the operation of Yinzhuang. It's just that the group behind Yinzhuang is very powerful, and it is a century-old brand, so there is no such thing as a run.

Although City A is not the only silver village in Dabao, but Dabao is the largest silver village in City A, and the other two are not as big as Dabao, and now even Dabao has tightened the money and stopped lending for the time being, and the other two have naturally become cautious and will not lend on a large scale as before.

It is impossible to say that they will not use funds because the bank does not lend, on the contrary, their thirst for funds is stronger than before.

For this point, Zhao Chun has a deep understanding, because the threshold of his house is about to be trampled on in the past few days, all kinds of people come to the door, know, don't know, friends introduced, relatives introduced, and even colleagues introduced, these people naturally can't all come empty-handed, some carry delicacies from the mountains and seas, some send famous cigarettes and wine, some give antiques, calligraphy and paintings, some invite travel and fun, and even one is even more excessive, actually brought a beautiful woman over directly, saying that he was afraid that Zhao Chun would be too lonely to live alone, and sent a beauty to relieve his boredom。 This made Zhao Chun speechless, and at the same time, he was also very emotional in his heart, if you have money and power, you will be able to send all kinds of good things in the world to your door, and you don't have to work hard to pursue it......

It's a pity that Zhao Chun can't accept these things, because Dabao Yinzhuang has suspended lending, and he himself is now a poor bastard, and it is impossible for him to lend money to others. In fact, even if Dabao Yinzhuang can really lend, it is impossible for him to accept these things from others, after all, he must have professional ethics, and he takes other people's soft hands and eats other people's short mouths, and it is impossible for people to give you these things in vain.

But in this world, there are always some surprises, and just when Zhao Chun thought that he had done a good job of being selfless and perfect, a friend of his father's former came to the door.

Zhao Chun was very surprised by his arrival, because this old friend had disappeared for several years without any news, but in the past, he and Zhao Chun's father were very good friends, and in the years when Zhao Chun's father was sick, it was thanks to the help of this old friend, without his help, Zhao Chun really had some doubts about whether he could survive those difficult years.

I haven't seen him for a few years, this uncle's face has aged a lot, and it can be seen from the vicissitudes of his face that he has not had a good time over the years. This is also something that Zhao Chun expected, because he knows this uncle's character too well, he is too kind, he always believes that everyone in this world is good, and always does his best to help others, and he is not good at words, and he does not know how to be flexible to please those who can make him do well. In this world, if you want to survive well, in addition to luck, you need to follow some rules.

Uncle Wu just drank tea cup after cup, and after the greetings of the reunion after a long absence, he became unusually silent, as if he couldn't find a common topic, and the atmosphere was awkward and weird.

Zhao Chun smiled, he was still familiar with Uncle Wu's character, once he had something unspeakable, he was so silent.

"Uncle Wu, you definitely didn't come to me today to catch up with the past, right? If you have anything, just say it! I have always treated you as my own uncle, and your business is my business. Zhao Chun had to take the initiative to ask him.

"Uh......" Uncle Wu scratched his hair a little embarrassed and said, "That's the case, my son was admitted to college this year, but the tuition fee for the major he studied is relatively high, requiring more than 10,000 yuan, and my family is a medicine jar, and there is no money left at home, I have also asked many relatives, but when it comes to borrowing money, they all say no with a black face, I have no choice, so I thought of you." You work in Yinzhuang, can you find a way to help me? It doesn't matter if the interest is a little higher, I will find a way to pay it back slowly, the poor child has suffered a lot with me since he was a child, and now he is finally a little bit out of his way, I don't want him to give up this opportunity......"

Speaking of the back, Uncle Wu's voice was a little choked, which made Zhao Chun, who has always been soft-hearted, couldn't help but be moved, and said: "Uncle Wu's business is my business, I will definitely find a way to help you, but recently Yinzhuang has tightened the mouth of borrowing, all the money, can only be deposited, not loaned, in Yinzhuang you can't lend......"

Before Zhao Chun finished speaking, Uncle Wu stood up with some despair and said, "I know I'm embarrassing you, since that's the case, I won't bother you, and I'll play with me when I have time......

Zhao Chun looked at him a little stunned, and said with a smile: "Don't worry, Yinzhuang can't borrow money, but I can think of other ways." ”

At this moment, Han Mei appeared at the right time and said, "Young Master, can you come up with any way?

This "divine assist" made Zhao Chungang almost squirt out a sip of tea in his mouth, this girl's logic is really like a god, except that she can come up with such a thought so quickly, there is no one.

Seeing that Uncle Wu was about to leave again, Zhao Chun hurriedly said embarrassedly: "The little girl is rude, don't worry about going inside, I can really help you borrow more than 10,000 yuan, you don't need to sell antiques, and you don't need to sell girls!" When it came to selling girls at the end, Zhao Chun glared at Hanmei fiercely.

"That'...... How long will it take to do this?" Uncle Wu looked at Zhao Chun hesitantly, if he wasn't really desperate, he would never want to trouble others, he felt that it was a very humiliating thing to trouble others, and it was a spineless behavior, but now, he was reduced to no spine!

"It won't be long before I'll come into the house and make a phone call and I'll get it for you right away. Zhao Chun said, walked into his bedroom, in the process, he has actually been trying to communicate with the "Three Realms Lending System" to see if he can help borrow one or two hundred thousand. He also figured it out, even if this system is supernatural, but since it has already been linked to him, it can only be taken one step at a time, and if it can be used, it will be used in the future, and then find a way to solve it later.

As a result, the system simply told him that this little thing was not a problem at all, but because of his low rank, he could only borrow worldly money now.

This made Zhao Chun a little speechless, and then asked it, how to repay this? How to calculate the interest?**Will you find out about this illegal lending behavior, and then get Zhao Chun to go to prison to eat public meals?

The system told him that the problem of repayment is very simple, just return the money to him directly, and then the interest is about twice that of Yinzhuang, of course, if you don't charge interest, you can use the merit value of the lender, the value of luck, the value of health or something at home that can be seen by the system to pay off the debt. If the lender defaults on the loan maliciously, the system will charge more than 10 times the punitive interest.

Zhao Chun was speechless for a while, and wanted to ask in detail what was going on with its merit value, luck value, and health value, but he was afraid that Uncle Wu would wait too long and leave impatiently.

But this unreliable "Three Realms Lending System" is so weird that he is very uneasy, because many years of experience in the industry tell him that there is no free lunch in the world, in this era when the silver is tightened and it is difficult for private individuals and banks to lend, the "Three Realms Lending System" is easily taken out, which cannot help but make people suspicious.

Maybe it was guessing Zhao Chun's worries. The "Three Realms Lending System" was in action, and Zhao Chun suddenly found that he had an extra exquisite small leather bag in his hand, he was taken aback, opened it, and found that it was neatly packed with 20,000 yuan in cash.

This is also too amazing, too weird, so scared that Zhao Chun almost threw away the purse.

However, at this time, the mechanical voice of the "Three Realms Lending System" sounded in his mind, and he said: "At 10:45 a.m. on August 30, 911, I successfully lent 20,000 pieces of secular currency from the Huoyan Kingdom of the Dark Night Continent, and asked the master to inquire in detail about the date and method of repayment of the debtor's debts. In the case of monetary repayment, the interest rate is 7% for one year and 9% for two years, 2 merit points are deducted for one year and 5 merit points for two years, 0.5 points of luck are deducted for one year and 2 points of luck are deducted for two years, 1 year of life is deducted for one year and 3 years of life is deducted for two years, and the charm value method is not yet opened......"

"Stop......" Zhao Chun's head was almost blasted by this large pile of messy things, he really didn't expect that in this world, a loan can still play like this, he really wants to say, MMP, people in your circle can really play.

"Aren't you a vampire? It's even more ruthless than other people's loan sharks, your interest rate is actually twice that of Yinzhuang, and other people's loan sharks are only a little higher, and you, even other people's lifespan, merit, luck, etc., is there anything darker than you in this world? I want to help Uncle Wu, aren't you harming him now?" After Zhao Chun reacted, he scolded the system for being bloody, this guy is too cold-blooded and ruthless.

The mechanical voice sounded indifferently again: "Dear master, there are no absolute good people or absolute bad people in this world, only the eternal interests of different individuals. Just like the good old man Uncle Wu you care about, after his son graduated from college a few years later, he is also ruthless to those who have helped him and shared hardships together. Moreover, not everyone can borrow money from my system, the reason why I am willing to lend him money today is because you, your subconscious, have a strong desire to lend him money, and secondly, because he and his son have something I need - luck value, luck value This thing is not rare in the world, but there are very few things that can really be used by me, and you will know its preciousness in the future. As for merit and health, they can only be used if he maliciously defaults on the loan and for a long time. Therefore, I am not omnipotent, and I need to obey the laws of the system when it was first formed, just as you need to obey the laws of nature to do things. ”

"I don't care, Uncle Wu is so familiar with me, and he used to be so good to me, you must give him a friendship price, and you can't charge him interest!" Zhao Chunman said unreasonably.

"Is he really that good, and deserves to treat him like this?" the system said strangely, feeling that the master was really a madman.

"Yes, we can't fall into the trap and take advantage of other people's difficulties to make a fortune, we must be principled and moral, you know?"

"Okay. "The system has a loveless tone," Since you insist on it, then don't charge him interest, originally after borrowing this money, you will have 0.5 points of luck income, but because you insist on not charging interest, the system is unprofitable, and a waste of resources is wasted, so your luck income is gone, and your own luck value is also correspondingly reduced by 1 point, originally your guy's luck value is good, reaching 70 points, you can be lucky to get me, but if your luck value is less than 50 points, you will not only lose, but also may be doomed, drinking water may drown......”

If Hanmei knew this, she would definitely scold Zhao Chun again, this is the rhythm of selling girls and antiques again.