"I'll help you ask about the situation."

Cha Jung-ho happened to have a friend who worked at Hana Bank, so he helped Li Mo explore the wind first.

If the bank finally assesses that Li Mo can take out a credit loan, it will be the best.

After all, to guarantee a loan, it is also necessary to provide a series of materials and vouchers, which is difficult to complete in a short time.

Li Mo did not refuse, and there were people in the DPRK and China who were easy to do. Banks are not charities, and it is not uncommon for them to fall into the trap of contracts if they are unlucky enough to encounter a black heart.

The call ended quickly.

Che Zhenghao's face was happy, "Renzhong said that the problem is not big, if Xiaomo is really interested, you can talk to him in detail." ”

"Hana Bank is the third largest commercial bank in South Korea, and Injung is my junior, so his character should be trustworthy."

"Alright, I'll go find him now."

Without further ado, now that the decision has been made, Li Mo does not want to drag mud and water.

After leaving the office, I went straight to Hana Bank.

Li Renzhong is a middle-aged man who is a little chubby, with a smile on his round fat face, and he is alive and well Maitreya is reborn.

"President Li, I'm glad to meet you."

"Hello, Section Chief Li."

Li Mo stretched out his hand and shook Li Renzhong's hand, and the two sat down.

Li Renzhong smiled kindly: "I heard Brother Zhenghao say that President Li wants to take a loan in our bank?" ”

"There's an investment project that requires a sum of cash."

Li Mo briefly talked about it, and Li Renzhong fell into deep thought.

He agreed very happily on the phone, and the more important reason was that he took a fancy to Li Mo's identity.

With the hot sale of 'Pink Dream', this year's Piaoxiang Rose Garden will bid farewell to the day of deficit.

The production of 50,000 bottles of one product alone will bring in sales of 500 billion won. Although I don't know how much 'Pink Dream' costs, Li Renzhong still knows a little about the proportion of sharing with agents.

Sixty percent, that is, the rose garden income is three hundred billion.

With such a potential customer, Li Renzhong must of course try his best to win over.

In fact, some time ago, Moyun Company was established to expand the scale of the distillery, which made many banks think about it.

Find Kim Byung-nam and ask if he needs a loan.

However, the Fragrance Rose Garden is not what it used to be, with a large amount of cash in the account, and there is no need for a loan at all, allowing the bank to earn service fees and interest for nothing.

Now, Li Mo, the president, is sent to the door, and Li Renzhong will certainly not miss this opportunity.

"If you can, President Li might as well increase the loan amount to 5 billion!"

Li Mo was stunned, he originally wanted four billion, but Li Renzhong helped him increase it to five billion, why is this?

If there is an extra billion, the interest will have to be paid a lot more.

Li Renzhong explained unhurriedly: "Although I may have to pay a little more service fees and interest, the extra one billion will undoubtedly make President Li's operation more flexible." Even if something goes wrong, there will be enough cash flow. ”

is this truth, Li Mo feels that this fat man is not wrong.

Nodding, he motioned for Li Renzhong to continue.

"I have chosen this plan." Li Renzhong opened the text folder he brought and showed Li Mo the terms therein.

"If the repayment period is more than one year, the service fee plus interest will be 9% in total."

"If it only takes three to five months, the service fee and interest are reduced to five percent."

Li Mo didn't agree immediately, but asked Li Renzhong for a text, and he looked at it carefully.

Indeed, what Li Renzhong introduced to him was the best plan.

"Thank you, Section Chief Li, I'll go back and think about it, and then I'll give you an answer."

"No problem, please."

Li Renzhong did not stalk him, and he only took out a small loan of 5 billion yuan, and he did not need to use this method. At the current stage, it is still important to build a good relationship with Li Mo.

The relationship is good, what business is there in the future, isn't the first thing that comes to mind is him Li Renzhong?

・・・・・・

Take the documents and go home.

Li Mo carefully weighed the pros and cons of buying Sundaycoffee again.

Unlike winemaking and perfume, Li Mo is not very confident in running a café.

The only ones that can help are A-grade strawberries from greenhouses.

It may not be able to sell at the desired high price, and there is a question mark for the time being.

In the sunlight greenhouse with the A-level spirit cultivation array, after experiencing the first maturity, it will produce at least 100 catties per day, that is, 50 kilograms.

Based on a box of 250 grams, it is 200 boxes per day.

The average price of a kilogram of strawberries on the market is between 19,000 and 30,000 won.

If he succeeds in buying Sundaycoffee, Li Mo will definitely put A-grade strawberries in the store and sell them.

The target price of 50,000 won per box should not be excessive, maybe it will be higher.

Two hundred boxes a day, or thirty days in a month, is six thousand boxes. After the sales were completed, the revenue was 300 million a month, and 3.6 billion a year.

The cost is close to zero, and it is purely profitable.

And there will be collateral effects.

The top-quality, delicious strawberries in Tong Guò should drive the café's turnover. Can't come just to buy a box of strawberries?

If further processing is carried out to develop a range of desserts, or is it more profitable?

But you don't know the result until you have practiced it.

"Well, no matter what, the strawberries that are grown in the greenhouse always have to find a place to dispose of them. Instead of looking for someone else, buy this existing platform. ”

After pondering for a moment, Li Mo made a final decision.

Relieved, put down the pen, Li Mo twisted his neck and stretched.

Running around all day today, I almost didn't tire him to death.

But it's worth the hard work.

After processing the text, Li Mo returned to the room to continue the unfinished script.

A few minutes later.

Kim Taeyeon opened the door and came in, saw the empty living room, didn't find Li Mo's figure, muttered a few words, went in with a big bag of things, and then closed the door.

Li Mo heard a noise outside, and hurriedly came out to investigate.

"The announcement ended so early? What bought? He took the bag from Kim Taeyeon and asked suspiciously.

"It's over early."

"It's all daily necessities, and I'll use yours next time."

Kim Taeyeon looked at Li Mo with disgust, but her face was slightly red.

"Huh." Li Mo scratched his head and was stupid, does this count as starting the cohabitation mode?

The little couple put their things away, and then lay lazily on the sofa.

"Oppa, Crystal said you want to buy Sundaycoffee, is that true?"

"Oh, that's the plan. This little trumpet, you guys know so quickly? Li Mo played with the girl's hair and asked casually.

He frequented it when he was a trainee, and Sika also said that he would open a similar café in the future. Today, I heard Krystal break the news, and shouted that I want to build a yì for you. ”

Li Mo is a little funny, Jessica is the kind of girl who is a little bourgeois. Plus people are lazy and like a slower pace of life.

It's like a koala.

Speaking of this topic, Li Mo asked curiously: "I see that other celebrities have side jobs, what cafes and barbecue restaurants, why don't you have Girls' Generation?" ”

Nine people, plus the brand Girls' Generation, should have a lot of commercial potential.

Kim Taeyeon pouted, "The interests are not compatible, nine people have nine statements, plus the company does not agree." ”

"Tsk, what a waste."

Li Mo is not a pity, but it is also right, the income from the side business is too slow, and the investment is large. With this effort, it is better to run a few more trips and hold a few more concerts to make money.

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