Chapter 175: Loans

10 million, went out for a trip, and when he came back again, the Tang people were burdened with a debt of 10 million. Pen & Fun & Pavilion www.biquge.info

"Alas, so poor." Tang Ren sighed deeply.

Fortunately, the reason why he dared to promise Rayong them was that he naturally had his capital, in addition to the Ferrari sports car, the Tang people also had a property in the Listening Wind Villa, the two combined, the Tang people could definitely borrow 10 million from the bank, as for how to repay, the Tang people were not afraid, and they would definitely be able to pay it back.

The Tang people are most concerned about how to decorate this legendary Jiangnan tannery.

"What's wrong? What happened? Seeing that the Tang people looked absent-minded after they came back, Liu Xiang couldn't help asking.

"Huh? Oh no, I'm just thinking about what I'm going to do with my company? Tang Ren laughed.

"Renovation? Wasn't you just choosing a business address? Now you are thinking about decorating, so soon? "Liu Xiang was still choosing the company's address before seeing the Tang people, and now he is considering decoration, which is a bit fast.

"Hey, hey." Tang Ren looked at Liu Xiang with a smile and said, "I have already decided on the address of the company!" ”

"Where?"

"It's the place that Director Fu introduced me to before."

"Huh? Didn't you say that the place was too big for you to afford? Liu Xiang asked curiously.

"Yes, this is not before, but then I thought about it carefully, that place is indeed good, and the seller is quite sincere, so I bought it directly." Tang Ren said that he had no intention of hiding it from Liu Xiang.

"Isn't that expensive?"

"Hmm." Tang said: "But it's really worth its price." ”

"Oh, do you have enough money?"

"Don't worry, no problem." Tang Ren touched Liu Xiang's head and smiled.

The next morning, Tang Ren came to the bank with the real estate certificate of Tingfeng Villa and the driving license of the Ferrari sports car, but when Tang Ren came to the door of the bank, he found that Luo Yong and Hao Dazhi were already waiting at the door.

"Huh. You're too early, two. Tang Ren laughed.

This is what they said yesterday, after all, Luo Yong and Hao Dazhi have been in Changsha for so many years, and they know that if they let the Tang people handle the loan by themselves, and it is such a large amount of personal loans, it will take a long time just to go through the procedure, and when the money is in hand, he and the two are estimated to be finished, so the two of them took the initiative to ask Ying to help the Tang people find someone to handle it.

The Tang people were originally afraid that the formalities would be too troublesome, so they took the initiative to help, so naturally they would not refuse.

"Heh, Mr. Tang, don't worry, the general manager of this bank is familiar with us, as long as the formalities are complete, the money will be approved soon." Luo Yong said earnestly to the Tang people, it was not easy to find a place where someone was willing to buy them, of course he had to provide for him, not to mention that the time given to them was running out, and they were really going bankrupt if they didn't get the money to fill the hole.

"Alright, let's go inside." With that, the three of them walked in.

As soon as he entered, Tang Ren saw a middle-aged man in a suit, combing two or eight points, and wearing a gold-rimmed glasses walking over, "Yo, Boss Luo, are you here?" ”

Luo Yong also smiled when he saw this person and walked over to shake hands with him, and at the same time introduced: "Mr. Tang, this is the manager of this bank, Manager Zhao. ”

"Manager Zhao, hello."

"Hello, this must be the Mr. Tang you are talking about, right?" Manager Zhao smiled at Luo Yong and Hao Dazhi and said.

"That's right, Manager Zhao, let's go in and talk."

"Okay, let's go to my office."

Following Manager Zhao to his office, Luo Yong went straight to the point: "Manager Zhao, what I told you yesterday, then I will trouble you." ”

Manager Zhao smiled: "It's okay, as long as the documents are complete, the money will definitely arrive soon, and I can still call the shots on this matter." ”

"Thank you!" Rayong thanked him.

"It's fine." Manager Zhao waved his hand to Luo Yong, and then said to Tang Ren: "Mr. Tang, have you brought all the things?" ”

"Hmm." Tang Ren handed over the information he brought to Manager Zhao.

Manager Zhao took it, when he saw the property of Tingfeng Villa, Manager Zhao was stunned, he had naturally heard of Tingfeng Villa in Changsha for so many years, but he had never seen anyone take the property in that place as a mortgage.

After carefully reviewing the information of the Tang people, and after confirming that it was correct, Manager Zhao asked the Tang people: "Mr. Tang, I don't know how much money you plan to borrow?" ”

"Ten million." Tang Ren said without hesitation.

Although he still has money on him, he can't spend all his money on buying a warehouse, and there will be more places to spend money in the future.

"Ten million?" Manager Zhao thought for a while, divided out a part of the information, and said to Tang: "Mr. Tang, if you only borrow 10 million, then your property in this Tingfeng villa is enough, and there is no need for Ferrari sports cars." ”

Luo Yong and Hao Dazhi listened to Manager Zhao say that the Tang people actually took out the real estate of the Tingfeng Villa to take out a loan, and they looked at the Tang people with some surprise, and they also knew the reputation of the Tingfeng Villa, which was full of super local tyrants, but they didn't expect the Tang people, a B-level artist, to have the real estate inside, and the two looked at each other, and they were more sure that the Tang people were actually a super rich second generation.

"Oh. Well, then use the property of Tingfeng Villa. "Tang Daodao, as for what kind of mortgage is used, Tang Ren originally felt that it didn't matter.

"Hmm. You wait a little longer, I'll go through the formalities. Manager Zhao said to the three of them.

"It's okay, you can go." Rayong Road.

When Manager Zhao left to go through the formalities, Tang Ren asked Luo Yong: "Boss Luo, when will the money for this normal formalities be received?" ”

"Normally, it may take four or five days, but after all, we are acquaintances with Manager Zhao, probably less than a day." Rayong thought for a moment and said.

"Then when the money arrives, let's trade."

"Don't worry, Mr. Tang, we will definitely not cheat you, we have asked the most famous law firm in Changsha to help draw up the contract, as long as the money arrives, we can sign it immediately." If you are not at ease, you can also find a law firm you can trust to draw up a contract, and we and Boss Hao can do it. Rayong said to the Tang people.

"Yes, yes, yes," Hao Dazhi echoed.

"It's okay, I trust you." Tang Ren laughed.

As for whether they will do anything about the contract, Tang Ren is not worried at all, first, Rayong was introduced by Fu Fei, and his character should not be too bad.

Second, since Luo Yong has already known his identity from Fu Fei, he must know his relationship with the Liu family, and the Tang people are very sure that Luo Yong can't afford to offend the Liu family, otherwise he would not be forced to be so cornered.

After a while, Manager Zhao came back, handed a stack of materials to Tang Ren in his hand, and asked at the same time: "Mr. Tang, how long do you plan to borrow this 10 million loan?" ”

"One year." Tang Daodao, one year is enough time for Tang people to make enough money.

"Okay, Mr. Tang, because you are taking out a loan in our bank for the first time, and you have never opened a bank card in our bank, so your credit in our bank is 0, and I can't help you reduce the interest rate, so I can only follow the rules, and the interest rate of your loan is 4.8%. If you can repay it on time, your creditworthiness will go up, and the interest rate will go down when you take out a loan. Manager Zhao explained to Tang Ren.

"Well, no problem." Tang Ren had already checked before he came, and the loan interest rates of various banks, the interest rate given by Manager Zhao was not low but not high.

"Okay. Then Mr. Tang, this is a contract, you look at it, if there is no problem, you can sign it. After signing, I will notify the finance and send you the money. ”

"Hmm." Tang Ren picked up the contract and read it carefully, and after reading the most important interest rate and repayment period clearly, Tang Ren signed his name. (To be continued.) )