Lu Xiaobai drove out of control and crashed into the road traffic isolation barrier, and was called to the police by passers-by who happened to pass by. When the traffic police arrived at the scene of the accident, they saw Lu Xiaobai lying on the steering wheel and falling asleep, this funny scene made the traffic police laugh; There were many spectators around the accident site, which caused a slight traffic jam, and it was only after the evacuation of the traffic police that normal traffic order was restored.

After being tested by the traffic police on the spot in accordance with the law, Lu Xiaobai's alcohol content per 100 milliliters of blood was 236 milligrams, which constituted drunk driving.

After the incident, Lu Xiaobai was administratively detained for seven days, his driver's license was suspended for six months, and he was fined 2,200 yuan.

Just when Lu Xiaobai was taken to the traffic police brigade for interrogation in accordance with the law, he began to talk nonsense, saying that Lin Ruoxi was his wife, and he went to pick up his wife before he had a car accident.

As soon as the police officer who interrogated him heard this, he immediately asked him for the contact information of his so-called wife, and then called Lin Ruoxi's mobile phone.

After the other party connected, the police said sternly with a straight face: "I am Officer Tan of the Accident Handling Department of the S City Traffic Police Brigade, your husband is suspected of drunk driving, and we have detained your husband in accordance with the relevant laws and regulations, and he may face administrative punishment, so please come to the traffic police brigade immediately to assist in dealing with your husband's drunk driving!" ”

Lin Ruoxi couldn't help but be stunned for a while, and then said resolutely: "You must have made a mistake, I haven't even married yet, where is the husband!" ”

After that, hang up the phone.

"Hey, isn't your husband's name Lu Xiaobai? Come here, don't prevaricate and perfunctory me! ”

The police were clearly a little angry.

"Lu Xiaobai?"

Lin Ruoxi was taken aback, "How could he be suspected of drunk driving?" ”

The policeman said impatiently: "You better come and ask your husband!" ”

After finishing speaking, he hung up the phone, because he felt that he had made it very clear that from his experience, under normal circumstances, the relatives of the perpetrator would rush over to help deal with the traffic accident.

I'm Lu Xiaobai's wife, it's just nonsense!

Lin Ruoxi felt angry and funny.

Although she was angry, she was detained by the traffic police and could not be ignored, so she walked out of the insurance company, stopped a taxi, and asked the driver to drive in the direction of the traffic police brigade.

came to the traffic police brigade, and Lin Ruoxi was detained by Lu Xiaobai.

However, Lu Xiaobai didn't immediately Ruoxi, just shook his head and said to himself: "Lin Ruoxi, it's my wife, my wife doesn't care about me, what should I do?"

Lin Ruoxi walked over and scolded: "Lu Xiaobai, what nonsense are you talking about!" ”

Lu Xiaobai seemed to have a spirit, turned his head, and suddenly burst out laughing, and said, "I said you are my wife, you are my wife?" Haha, hahaha! ”

Lin Ruoxi gave him a slap in the face in the past to sober him up, but there was a police officer handling the case, and she didn't dare to act rashly.

She angrily said to the two policemen with stern faces: "I'm not his wife, he talks nonsense, you must not believe him!" ”

A policeman said: "It doesn't matter if you are his wife or not, the important thing is that he drove and broke the road traffic barrier, we fined him in accordance with the law and regulations, he said that he did not have cash on him, so you pay the fine for him!" ”

"Okay, how much?"

Lin Ruoxi asked, and said that I would ask him again after Lu Xiaobai was released.

"2,200 yuan."

The police handed over the fine to Lin Ruoxi.

After paying the fine, Lin Ruoxi said to the traffic police: "It's better to detain this guy and let him reflect on himself, drink and drive, harm others and himself!" ”

Seven days later, Lu Xiaobai was released after his administrative detention expired.

During his administrative detention, he thought a lot and realized a lot of truths.

What is happiness in life?

Although this definition is broad, he believes that at the very least, it is necessary to have enough wealth, good love, and a carefree life.

Does he have any of these?

The promise was negative.

Before he was placed in administrative detention, he worked as a security captain in a dance hall in the leather sea - nominally a security guard, but in fact a thug who was raised - although his salary was acceptable, he could not make a fortune in his life.

Now he is young and can live a foolish life, but when he is old one day, will anyone still want to ask you to be a security guard?

The answer, of course, is no, so he has a strong sense of crisis; In addition, he could only watch the woman he loved with other men and was helpless, which made him suffer spiritual pain.

He understands that it may be impossible for Lin Ruoxi to return to his side in this life, but he can't live such an ordinary life, he must start from scratch and make some achievements.

How can you make a difference?

He had the idea of setting up a collection company to make a profit from it.

The so-called collection company is actually a company that specializes in helping banks, loan companies, guarantee companies and individuals to collect bad debts.

He told Leather Sea of his idea, hoping that he would allow him to resign.

Leather Sea promised him.

Because Leather Sea knew that he couldn't keep this young man with ideas, it was better to agree and show his mind.

Thinking that he was about to do it, Lu Xiaobai began to act.

Of course, his collection company does not intend to act as an "investment management company"

The name is registered with the industrial and commercial department - even if you want to register, you may not be able to get approval - because after registration, you may be subject to the supervision and management of the regulatory authorities, so that the business will be constrained.

His collection company was soon established, and its full name was "Worry Relief Company"

He hired three young, strong and courageous men to serve his company.

A week later, Lu Xiaobai got a business, which was introduced to him by Leather Hai.

It is said that a real estate developer owes a sum of money to the contractor, the project was completed and accepted two years ago, and the developer has money, but the developer just refuses to pay for the project, and the contractor has failed to ask for it several times, so he thought of using the power of the debt collection company to help him collect the debt.

The name of the contractor is Ni Tianyu.

When Lu Xiaobai heard the name Ni Tianyu, he couldn't help but think of Feng Tianyu.

He was full of resentment towards Feng Tianyu.

Just because Ni Tianyu and Feng Tianyu have the same name, he inexplicably transferred this hatred to Ni Tianyu, he not only wanted to get back the project money for the contractor, but also gave him another color to see.

Lu Xiaobai is a thoughtful person, after receiving the order, he did not take immediate action, but first investigated Ni Tianyu secretly through guò to understand his social background, living habits and places of frequent activities, which will help control the case, if the other party is an underworld figure or a person with an underworld background, then he will act cautiously or simply give up this business.

However, Tong Guò understands that Ni Tianyu does not have an underworld background, and is completely a businessman who works hard with his own hands Ni Tianyu has a habit that cannot be shaken, that is, he has to go outdoors to run every morning, as long as the weather is not windy, rainy and there are no special things, on the road next to his house, his figure will appear from time to time in the morning.

If it's spring and summer, he'll come out to run between half past five and six, and if it's winter, he'll come out for a run around half-past six.

This morning, the sky was overcast and the cold wind was blowing, and Ni Tianyu's vague figure appeared again on the road where he often exercised, wearing only a cotton long-sleeved T-shirt and a pair of polyester sweatpants, as if he was not afraid of the cold at all; "Da Da Da"

, monotonous and loud footsteps sounded on the cement road, as if there was only one sound between heaven and earth.

Ni Tianyu is already in his sixties, but his hair is black and shiny, and there are only two shallow forehead lines on his forehead, which is a bit childlike and hairy.

Less than fifty meters away from Ni Tianyu, there were four pairs of eyes staring at him tightly.

These four people are Lu Xiaobai and his three subordinates.

Lu Xiaobai saw that Ni Tianyu was getting closer and closer to him and his subordinates, so he whispered to the three subordinates around him: "Go and catch him in the car!" ”

The three of them answered, "As if nothing happened"

Di strode towards Ni Tianyu, and when he reached his side, he immediately held him hostage and ordered him to go with them.

The sudden change made Ni Tianyu startled, he wanted to shout, but because the time was too early, and the weather was foggy and there was no one in sight, it was useless to shout, so he had no choice but to follow these unknown people into the car.

"Who are you? What the hell are you going to do? ”

Ni Tianyu asked in a panic.

Lu Xiaobai turned his head from the cab, scolded his mother and said: "You owe someone else's project money, and you always hide and don't pay it back, and others entrust us to collect debts from you!" ”

"Chen Zheng called you here?"

Ni Tianyu hurriedly asked.

"Yes."

Lu Xiaobai started the car after saying that.

Hearing that it was a debt collection, Ni Tianyu was a little relieved, but he couldn't help but worry.

The rest assured is that he knows that he will not have to worry about his life, and he is worried that he may not be able to get out if he doesn't pay back the money now, which is more than three million!

Lu Xiaobai and his men took Ni Tianyu to a residential building in the suburbs.

"Get in!"

Lu Xiaobai pushed Ni Tianyu hard.

Ni Tianyu stumbled forward five or six steps before he could barely stand firm.

He saw that the room was dark and damp, the walls were covered with dust, and there was a window in the back wall, but it was covered by a gray curtain, and the light from the outside could not penetrate.

Seeing this scene, Ni Tianyu couldn't help but be afraid, he didn't know what these fierce guys would do to him.

He thought for a moment and said slyly: "You guys are about to release me, and I will immediately transfer the project money to Chen Zheng's bank account?" ”

"No way!"

Lu Xiaobai sneered: "Do you think I will believe you? You are a shameless old man, if you don't give you some color, you will definitely not pay Chen Zheng for the project. ”

After that, Lu Xiaobai grabbed the rooster lying behind the door with one foot tied, and then asked one of his subordinates to bring a kitchen knife from the kitchen, he put the rooster's head on a black lacquered square table in front of Ni Tianyu, and then the knife fell, and a stream of blood splashed on Ni Tianyu's body, and the head and body of the rooster were forcibly separated.

He threw the body of the chicken on the ground, this "headless chicken"

It fluttered silently on the ground, and it was chilling.

Ni Tianyu couldn't help but take a few steps back, only "dancing" messily on the ground

His face turned green with fright, trembling all over, and he stammered, "What are you going to do?" ”

Lu Xiaobai's eyes were like knives, poking his eyes and saying sharply: "Ni Tianyu, I order you to immediately notify your family to transfer Chen Zheng's project money to his designated bank account, when Chen Zheng receives the project money, when will I release him!" Oh, by the way, the daughter you and your post-wife gave birth to is very cute, she is now a sophomore in S City No. 3 Middle School, named Ni Xuemei, and the yoga club opened by your wife Liu Ying is at No. 33 Shanghai Road, which is not small. ”

"Okay, okay, I'll tell my family to pay immediately."

Ni Tianyu obeyed.

After Ni Tianyu called his family, in less than three hours, Chen Zheng received all the money Ni Tianyu owed him.

Of course, according to the prior agreement, Chen Zheng paid Lu Xiaobai a collection fee.

The first collection business was so easily successful, and he felt a sense of accomplishment; But at the same time, he also realized that there is a great personal risk in doing this business, you don't know if the object of your collection is an outlaw, whether he will hurt you with a sharp or blunt weapon in the process of your collection, or whether the person you have collected will secretly retaliate against you afterwards, when to retaliate against you, as the so-called open gun is easy to dodge, and hidden arrow is difficult to prevent, so you have to be extra careful and cautious.

Therefore, he believes that in order to do a good job in this profession, it is necessary not only to have superhuman intelligence, but also to have extraordinary courage.

He believes that it is difficult to persuade the debtor to repay the debt by means of emotion in the collection process, and it is also a waste of time, so the basic idea of his collection is: to cause a certain impact on the debtor's unit, and even hinder the operation of the debtor's unit; Or go to the debtor's house and take something as collateral.

In extreme cases, imprisons, intimidation and even beatings are carried out on debtors.

He knew that there were generally two kinds of people who owed money, the first was those who could not repay their debts, and the other was simply those who did not want to pay back.

For the first type of person, maybe you put in the effort and get nothing in return, because the gratuity is not paid to you until you have successfully collected it; For the second type of person, they are often unreasonable people, so you have to be more unreasonable than him, and if necessary, you have to use violent means to deter him, such as Ni Tianyu.

In the six months after the establishment of Lu Xiaobai's company, he took over a total of 36 orders of business through his online publicity and customers' word-of-mouth publicity for his company, including pawn companies, credit card companies, guarantee companies and individuals.

Among the 36 orders, he led his staff to recover 18 of them.

Gradually, his company became famous in S City, and more and more individuals and companies came to his company to collect the arrears.

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