Ding Hongxing said: "In fact, the signs of economic overheating began to appear last year, last year's economic growth rate in our country reached nearly 10 percentage points, and this year, after the chief's southern tour, the whole country is pursuing GDP, the economy is further overheated, investment and consumption have undergone obvious expansion, the economic growth rate in the first three quarters, compared with the same period last year, has exceeded 10 percent, the annual economic growth rate of more than 10 percent has become a foregone conclusion, and may even approach the high level of 15 percent." High economic growth is sometimes a good thing, but growing too fast is not a good thing, and it will cause many drawbacks, such as triggering inflation. ”

Governor Xiong nodded again.

Ding Hongxing continued: "The depreciation of the renminbi this year has been obvious, and on the black market, the renminbi has fallen to 1 to 11 against the dollar, which is a terrible number. The main reason for the economic overheating is that the bank is too loose in the financial field, mainly because the loan approval is relaxed, a large number of loans are released, the procedures are incomplete, and the loans with incomplete collateral abound, which objectively causes the loss of a large number of state-owned assets, and inflation makes the people's life more and more difficult, which is not in line with the original intention of the central leaders to launch reform and opening up, therefore, the central government is bound to carry out macroeconomic regulation and control in this regard. ”

"After China's reform and opening up, there have been several macroeconomic regulation and control, each time the regulation and control cycle is about three years, such as the most recent one, that is, from the beginning of '87, '90's end, '87 also appeared the phenomenon of economic overheating and monetary over-loosening, and this year's situation is extremely similar, under the central government's macroeconomic regulation and control, China's economy has been able to land smoothly and not collapse. Then, this time the economy is overheating, the central government will also carry out macroeconomic regulation and control, and macroeconomic regulation and control in the economic field often begins with the rectification of the financial order. ”

"Since it is necessary to rectify the financial order, then, the first thing to rectify is, of course, those loans that violate the rules and the loans with incomplete procedures, in addition, there is another phenomenon that is also worth noting, that is, the phenomenon of high-interest savings and deposit discounts, which is also illegal, I suggest that you better carry out self-examination and self-correction now, and first clean up these within yourself, so that you can fight a prepared battle and be invincible in the subsequent rectification."

The more President Xiong listened, the more surprised he became, how does this Ding Hongxing look like a teenage middle school student? This is simply an expert who has been immersed in the financial field for many years, and he has analyzed the trend of the domestic economy in recent years, and he can't help but take a look at it again.

How does President Xiong know that Ding Hongxing was reborn, and he originally studied financial management, of course, he is no stranger to these things, and he has a vision beyond the times, so to speak, he is an expert in the domestic economic situation after the reform and opening up, and there are not many people who can beat him.

President Xiong only thought that Ding Hongxing often had access to high-level information revealed by his elders, and then he himself was talented and intelligent, so he had such insight.

Ding Hongxing's words, President Xiong is deeply convinced, he became the president, that is, two years ago, when the country was also the country to regulate and control the economy, tightening the monetary base, President Xiong's predecessor was in violation of the country's financial policy and stepped down, transferred to the regional branch to serve as an idle position, President Xiong two years of pride, can't help but have some carried away, today got Ding Hongxing's reminder, he remembered his predecessor, surprised!

Governor Xiong nodded and said, "Listening to your words is better than reading for ten years!" Red Star, in this way, I will ask Xianghua to provide you with some more information, can you help me write an article? Is that the one you wrote last time? ”

Zhang Xianghua said to President Xiong that Ding Hongxing wrote an article, and he was going to let Ding Hongxing write this article, at first President Xiong was still a little unimpressed, he thought that even if Ding Hongxing was smart, but after all, he was a sixteen-year-old middle school student with limited knowledge, and it was impossible to write this article well, but now after listening to Ding Hongxing's words, he changed his mind. Ding Hongxing will definitely be able to write this article well!

After Ding Hongxing finished writing the article, Governor Xiong contacted his friends in the provincial capital and published the article in the newspaper of the provincial capital.

Ding Hongxing nodded and said, "Okay, I can write this article for you." ”

President Xiong said happily: "That's great, when will it be written?" ”

Ding Hongxing thought for a while and said, "Three days." ”

Governor Xiong said to Zhang Xianghua: "Then give the information to Red Star!" ”

Zhang Xianghua handed a black leather bag on his back to Ding Hongxing, and Xiong Xing said: "You take this bag back together, it contains some examples of illegal loans in the financial industry in the past two years, you can make a reference." ”

Ding Hongxing took the leather bag, which is a leather men's shoulder bag of a foreign second-tier brand, which is nothing for a bank president, but it is still relatively rare in Guicheng and even in the mainland, and it can be regarded as a big gift.

Ding Hongxing casually said the brand of this leather bag and said: "President Xiong, this bag is too valuable, I can't accept it." ”

President Xiong was very surprised, Ding Hongxing was just a middle school student, but he could recognize this foreign brand, which made him more and more convinced that Ding Hongxing's background was extraordinary, otherwise it would be impossible to have such extensive knowledge.

Xiong Xingchang said: "You can take it, this bag was brought back from outside by a friend of mine, and it is not a big brand, it is worth one or two hundred yuan, which is a little caution for me to ask you to write an article." ”

Ding Hongxing thought about it, and accepted the bag, President Xiong didn't lie to him, this bag is just a second-tier brand, in this era, maybe it's not even a second-line, it's worth so much money, but the quality of the bag is still good, sometimes he can use it when he goes out, besides, if he refuses President Xiong's kindness, it seems to be separated from him, which is not conducive to building a relationship between the two parties.

Ding Hongxing stood up and said, "President Xiong, Brother Zhang, then I'll leave first, and I have to study at night at night!" ”

President Xiong and Zhang Xianghua stood up together and watched Ding Hongxing leave.

President Xiong sighed and said to Zhang Xianghua: "This Ding Hongxing will be terrible in the future, even if there is no Secretary Xu behind him, he must be a character when he grows up." ”

Zhang Xianghua nodded and said, "Yes, sometimes I think he is more calm than me!" ”

Ding Hongxing rode back home first, put the bag in his room, Ding Yuejin asked why he didn't go home for dinner, he said that he accompanied the boss to see the façade again, Ding Yuejin asked him how the façade was doing, Ding Hongxing really went to see the façade the first day, he told his father that the façade would be completed next month.

After putting the purse, Ding Hongxing went to the evening self-study, this night, Wang Handong did not bring the evening self-study, it was Mr. Yin who took the evening self-study, during this time, he rarely took the evening self-study, and always asked other teachers to help bring it, this is no way, these days he is anxious because of Fan Xiaoqing's affairs, and sometimes he has to go to the school leader's house to sit at night, and he really has no time to take the evening self-study.

Teacher Yin is a kind person, Wang Handong asked her for help, and she never refused, so Wang Handong found her the most.

Looking at Teacher Yin with a kind face, Ding Hongxing couldn't help but think, how good it would be if Teacher Yin took over as the head teacher, why did the school have to let Wang Handong, a villain, be their head teacher?

However, Teacher Yin is not treated well by the school leaders in the school, she is straightforward and fast-talking, and she will not brag, offending the school leaders is a common thing, so although she is old, the teaching level is high, and the prestige among the students is also high, the school leaders just don't use her as a class teacher, she can only be a classroom teacher, and the salary is a lot less.

There are too many such things in this society, but villains like Wang Handong are more open.

As soon as he thought of Wang Handong, Ding Hongxing was thinking about what way to drive him away.