"Hong Kong's privatized banks, although there are not as many as Europe and the United States, but it is not just your Dafu Bank, far from it, the new bank can also meet my conditions, originally wanted to continue to drag you, but considering that even if the price is lowered, you will not make a loss-making transaction, rather than wasting unnecessary time, it is better to reach an agreement quickly." Zheng Fan's mention of Xinfa Bank made the blonde girl's face change.

"New bank?"

Because of her relationship with the privatized bank, Anne is no stranger to the new bank mentioned by Zheng Fan.

"Although the new bank is not as large as the Dafu Bank, but it is not too much of a burden, as far as I know, the main business of the new bank, more difficult, in addition to the assets are more pitiful, your Dafu Bank has the qualifications, the new bank also has." Zheng Fan shook his head and smiled.

"Seeing that you brought all your luggage here today, how can you be sure that I will give you this mansion?" The blonde girl was dissatisfied with Zheng Fan's attitude.

"Compared with the transfer of Tafook Bank, this mansion is just a meal, Miss Annie, I'm not afraid to be honest with you, the main business of Tatfook Bank, I don't have follow-up financial support at the moment, plus the real estate projects in London and Manhattan, also need follow-up capital investment, your so-called actual net worth, not only chicken ribs, but also a hot potato." Zheng Fan seemed to be calculating something.

"This mansion is in my name, the contract is ready, three million dollars for transfer, and even the contents can be given to you." The blonde girl didn't want to talk to Zheng Fan anymore.

"Wait, I haven't finished talking yet, even if Dafu Bank's acquisition intention is agreed by both of us, but the payment can only be carried out one month after all the transfer procedures have been completed." Zheng Fan hurriedly stopped the blonde girl and said the real point.

"Absolutely not, the payment cannot be delayed for more than a week at the latest, and your acquisition funds must be supervised by the third-party bank, so as to protect the rights and interests of our side." The blonde girl not only refused Zheng Fan's request without hesitation, but also proposed a plan to ensure the transfer of rights.

"Director Qin Yan is going back to China, today is Wednesday, before Friday, without affecting the quality of existing assets, you have to make provisions for bad debts and clear the bank's loan business, since you said before that this part of the main business is very small, I believe it should not be too difficult." The idea of speculation was resisted, and Zheng Fan wiped his eyelids and stopped smiling.

"In such a short period of time, we have to inject a lot of money and clear the bank's loan business, which is embarrassing us." The blonde girl had already realized that Zheng Fan was not just pressurizing.

"Is that a dilemma? I will also hire a third-party law firm and an accounting firm to settle in Tatfook Bank next week to confirm the real asset status of the entire Tatfook Bank, including the real estate projects in London and Manhattan, and I will participate in the whole process, which can be regarded as an early handover. Zheng Fan said with a deep smile.

"It can't ......"

Before the blonde girl could fully say the words of refusal, she was interrupted by Zheng Fan.

"If you Dafu Bank can't do it, we don't have to talk about it anymore, I will choose Xinfa Bank, so that I can save a lot of money, the difference is only that Xinfa Bank's small buildings are worse, and the offices in New York and London are not its own assets." Zheng Fan kept exerting pressure, not afraid of the breakdown of negotiations.

"Okay, I'll try my best to meet your request, is it okay to sign the transfer agreement here now, and wait until tomorrow when all the formalities are completed, and you have to pay immediately." Anne seems to be in need of money, even if it is three million dollars, she will not let Zheng Fan default.

"No problem at all, we have a lot of people in our family, and we live here today." Zheng Fan had a half-catty smile, and seemed to urgently need to find a place to live.

"Some of my personal belongings need to be moved, and it's best not to let your people mess around." Before the blonde girl went in to prepare for the contract, she was a little frantic and warned Zheng Fan.

"You'd better contact a construction company for me now, replace the broken iron fences, I need to build Korean-style stone walls around them, and the gate needs to be more private." Zheng Fan's statement made the blonde girl's face twitch slightly.

"Was an agreement reached so soon?"

When the blonde girl left temporarily, Qin Yan was somewhat surprised.

"The Bella family wants to sell, and I want to buy it, it's nothing more than more money and less money, as long as the Bella family can accept the point, there will be no surprises in the negotiation." Zheng Fan's expression had calmed down.

"The purchase price of $100 million is much higher than the original." Qin Yan asked uncertainly.

"It's just a change of soup and not a change of medicine, her previous asking price of 800 million yuan was on the basis of packaging the bank's bad debts to us, which is equivalent to selling the bad debts to us together, otherwise how could Dafu Bank, which has three financial squares in the world's important financial markets, be so cheap." Zheng Fan's statement made Qin Yan somewhat understand the discrepancies.

"Do you mean, if the Bella family makes a provision for bad debts to Tafook Bank and liquidates the bank loan business, do we just buy its real estate and business qualifications?" Qin Yan never thought that she could simplify a complex acquisition.

"The three nine-story financial centers, although a little smaller, are also three good plots of land, and they are also built with more characteristics, so let Tatfook Bank strip its own non-performing assets, and we can make it a lot easier." Zheng Fan motioned to Qin Yan to bring the details of Dafu Bank.

"Didn't the big rich bank make a big concession?"

Qin Yan couldn't believe it, Zheng Fan just talked to Anne seriously, so he easily took the initiative.

"Although it is a thankless task to strip off non-performing assets, but even without me as a buyer, Dafu Bank must take this step, after all, the proportion of outstanding loans on the books to the total loans cannot be erased, and the main business of this bank is too small and weak to arouse the interest of peers. Zheng Fan took a puff of his cigar and said with a smile.

"Is there really no hope of turning around the suspected outstanding bad debts of Dafu Bank? Anne agreed so easily to make provision for bad debts and clear the bank loan business, is it possible to have a plan such as continuing to recover, you know, the total amount of loans issued by the entire Dafu Bank is only 500 million Hong Kong dollars, and Sengkang Department Store alone accounts for 300 million, if the loan can be recovered one after another, but a non-negligible fund, even if the Sengkang Department Store is bankrupt, Dafu Bank, as a relatively large creditor, also has the right to preferentially liquidate and auction the assets of Sengkang Department Store. Qin Yan thought a lot.

"If the benefits are all taken by us, how can a woman agree, it is not so easy to recover debts, take 10,000 steps back and say, even if all the debts of 300 million Hong Kong dollars are recovered, I don't know how much it will take, I don't have the time, and I don't have the energy." The information Zheng Fan looked at was the situation of Sengkang Department Store.

"Sengkang Department Store is much larger than Dafu Bank, and I always feel that this time Anne agreed to clear the bank loan business so readily, there is a deeper consideration." Qin Yan couldn't help but remind Zheng Fan.

"The Bella family is likely to want to do it, losing the sesame seeds and picking up watermelons, and clearing the loan business may only be the first step, and the transfer of Dafu Bank is only one step in picking up watermelons." Zheng Fan said with a faint smile.

"Why do you want to do this, you mean that the Bella family has a plan?" Qin Yan looked shocked, not just because of the possible thoughts of the Bella family, but because Zheng Fan seemed to have considered the joints before negotiating with Annie.

It was only at this time that Qin Yan faintly realized that Zheng Fan asked Dafu Bank to dispose of the loan business by himself, which may have been a small bait deliberately thrown out, in addition to speeding up the negotiation and progressing smoothly, what other plans were there, it was not something she could guess.

"If you don't save Sengkang Department Store, once it goes bankrupt, the 300 million Hong Kong dollar loan of Tafu Bank is likely to be wasted, if you want to save Sengkang Department Store, you need a lot of money, a small privatized bank, the total loan volume is only 500 million Hong Kong dollars, but Sengkang Department Store accounts for 300 million, which is enough to show that the relationship between the two is not simple." Seeing the blonde girl coming over with the mansion transfer agreement, Zheng Fan smiled and closed the document in his hand.

"I've called the construction company, but you'll pay for it."

Anne didn't know what Zheng Fan communicated with Qin Yan, but just handed the mansion transfer agreement to Zheng Fan.

After carefully reading the agreement, Zheng Fan took out the pen and signed his name on the agreement.

Sitting in the garden and looking into the distance, Zheng Fan can just see the beautiful Victoria Harbour.

Victoria Harbour has a wide water surface and charming scenery, and every day at sunrise and sunset, the busy ferry crosses between the north and south shores, and if you are close, fishing boats, cruise ships, sightseeing boats, 10,000-ton giant ships and their whistles will surely weave a wonderful picture of the prosperous sea scenery.

"If you enclose this place, I guess if you want to see Victoria Harbour, you can't do it in the garden!" The blonde girl's tone was pity, and she secretly hated Zheng Fan, a nouveau riche from the mainland, for not knowing anything.

"Look at the harbor neither food nor drink, and can't prevent thieves, I'm not interested in those false ones, now that the contract has been signed, you'd better hurry up and clean up, and wait for you to leave so that I can occupy this mansion and arrange for people to cook." Zheng Fan looked uneducated, muttered to the end, and looked at Ma Jing, who had been waiting in the distance.

(The second one is sent, thank you for the red envelope.) ）