After talking with Chu Jiangnan, the time was already more than 3 o'clock in the afternoon, and Professor Chu had forgotten about the afternoon class, if it weren't for Zhang Yunfang's anxious and something to say, Lotte wouldn't have left.

Leaving the school with two Hua Tuo's suicide notes, Zhang Yunfang couldn't hold back as soon as he got in the car, and asked:

"I said Lotte, have you thought about it, these formulas develop new drugs, the initial investment is so large, it is impossible to return the cost in a short period of time, do you want to negotiate a long-term loan with the bank?"

Lotte looked at Hua Tuo's suicide note absently and said: "Borrow, didn't you say that I have a good reputation in the bank, and I don't have to pay back the previous loans, which means that I don't owe a penny to the bank now, can't I borrow this money?" ”

Zhang Yunfang was dumbfounded, but no matter how he thought about it, he felt that something was wrong, and he didn't react after holding the steering wheel for a long time.

"Let's go, don't think about it."

Zhang Yunfang just felt that something was wrong, but he couldn't think of what was wrong, so he had to drive and ask, "Where are you going now?" ”

"Go to the post office, a place where you can mail international parcels."

Zhang Yunfang didn't speak, drove to a nearby post office, Lotte took a Hua Tuo suicide note, entered the post office, asked the staff to mail the documents, sat aside with a letter paper, wrote a letter, wrapped Hua Tuo's suicide note and letter, pasted the bill, paid and left.

As soon as he walked out of the door, Zhang Yunfang asked, "Mailed it to Xiaochun?" ”

"Well, I promised her that after the printing was published, I would give her a copy of the first one."

Zhang Yunfang was not entangled, turned his head to look around, and asked, "Where are you going now?" ”

There was a bookstore right next to it, "Go to the bookstore." ”

The two entered the bookstore again, Lotte looked around, and according to the prompts on the digital indicator screen, the two walked directly to the economic zone, and Lotte was not ambiguous, holding a stack of books on economics in the basket, and when he pushed it away from the checkout, the bookstore salesperson was blindfolded.

He has seen a lot of people who buy books, but he has never seen a person who buys one type of book at a time, this white-haired young man actually moved all the books displayed on the entire shelf.

After paying the money and packing all the books into the car, Zhang Yunfang was helpless and asked, "Where to go next?" ”

"The courtyard is demolished, where are all the things?" Lotte asked.

"They all moved to my house."

"In other words, I don't have a place to live in the capital now."

"We can stay in a hotel."

"Then go to the hotel."

Zhang Yunfang drove and followed Lotte back to the hotel near Xidan, which is not far from Jindian and has dinner in Wangfujing, which is not far away.

When I went upstairs, I happened to see Zeng Wen Wen coming back from shopping with the army, and directly asked them to help and move the books upstairs.

After entering the room, everyone looked at the books in the living room and asked blankly, "I said Rakuten, are you robbing the bookstore?" ”

Lotte Waner smiled and didn't speak, turned his head to look at Luo Xiaobao and said: "Xiaobao, you prepare tomorrow, go back and let Zhang Yunfang take you to see the person in charge, and arrange a job for you, by the way, Sister Dao, you rest for a few days first, and when you have had enough, you can mix with Zhang Yunfang, don't worry about the others, wait for me to settle down the affairs of the capital, and then arrange your affairs." ”

"We're not in a hurry." Everyone responded.

Zeng said gently: "Brother Dao, they said that they couldn't come right away, and they said that they would come in three days." ”

Lotte looked at his watch and said, "Don't worry, the time of the bank auction is 7 days later, and there is still time." ”

After everything was explained, let everyone do their own thing, and let Zhang Yunfang leave, and finally quieted down, and Lotte began to read seriously.

Lotte is a top student, and when he is studying, he has his own method, that is, to take notes, to record all the classic content, according to the teacher's words, that is, a good memory is better than a bad pen.

First of all, the reason why Lotte is working so hard is that he wants to understand what economics is, and now Lotte is no longer a poor boy in the countryside, he has mixed up to today's status, has his own industry, and has to do business more and more extensively, so economics is his compulsory course.

If nothing else, it is enough to understand the context of the economic system and be invincible.

Lotte read the book for three days without sleep or food, and he understood the general content of economics, such as the industry in front of him, to put it bluntly, it is a white wolf with empty gloves.

Rich people don't necessarily have real money, for example, Rakuten, he is not really rich, his net worth comes from cooperation, partnering with other big bosses to do business, those big bosses need to be Lotte's fame, so as to give Lotte a lot of dry shares.

This money is not cash, it is a year-end dividend, and it is also a blank check.

Secondly, Lotte's own industry is also a partnership with others, and others invest in other people, even if the money invested in the early stage, it is finally smashed in, either mortgaged to the bank, or pressed the goods.

Therefore, Rakuten's real money is only a few small profits, and if you want to get real silver, unless you sell all your shares, which is called withdrawal and selling in a market economy, you can indeed get back a large amount of money in a short time.

However, since it is an investment, any investment is a profit and a loss, and Li Letian's venture capital does not bear risks, so there is no need to withdraw shares, just wait for dividends.

In addition, the opening of a pharmaceutical factory, this early stage is indeed very money-burning, but if it is still a financing partnership, then the risk will be greatly reduced, and this was originally planned by Lotte, but now it needs an opportunity, what reason to use to gather rich people to invest in the factory, which has become the key.

The pharmaceutical factory is not like opening a jewelry store, the pharmaceutical factory bears this responsibility, the state supervision is very strict, and nothing happens, but if something happens, the consequences are unimaginable, and the collapse of the pharmaceutical factory will be overnight.

Therefore, whether it is the big bosses of banks or venture capital, there is no doubt that they will be cautious and cautious.

At night, Lotte stands in front of the window and lights a cigarette to swallow the clouds.

"What to do?"

Lotte was thinking, Zhang Yunfang came out of the bedroom, looked at Lotte with a sad face, and muttered:

"You read a book for days, and you don't care about people."

Lotte looked sideways, only to see Zhang Yunfang wrapped in a satin nightgown, with a vacuum inside - not hanging, and then looking at her delicate movements, standing at the door with a blushing face, her fingers picking at the door lock on the door frame, like an aggrieved little girl, you don't have to guess to know what she is thinking.

Lotte smiled, snuffed out the cigarette butt and said, "I'm thinking about something." ”

Zhang Yunfang tied the belt of her nightgown, walked over with a pout, stood beside Lotte and asked, "What do you want?" ”

"I want to find someone to invest in a pharmaceutical company, do you have any way?"

"I can't help this." Zhang Yunfang spread his hands and said: "Which rich people are dead spirits, and they will never mix with two kinds of investments in trading, such as pharmaceutical companies and technology ......."

"Technology, why is there still technology?" Lotte asked, interrupting.

Zhang Yunfang explained: "Technology companies are bearish companies, unless there is a serious R&D team, but this kind of team does not need fresh investment, if the business does not see the future prospects, it will not invest in technology at all, because nine out of ten technology companies are scammers." ”

"What about the pharmaceutical factory?" Lotte asked again.

"The national supervision is strict, the responsibility is large, the risk is high, the brand drug will not see the benefit for at least two years, and if you want to return to the capital, at least 5 years, you said that the investor will smash the money into this bottomless pit."

Lotte frowned, took Zhang Yunfang's arm back to the sofa and sat down, and said, "How do you know so much?" ”

"Are you asking about economics, or about pharmaceutical companies?" Zhang Yunfang asked rhetorically.

"Both."

Zhang Yunfang smiled, "In the mansion of the Military Commission, there are many entrepreneurs, that is not my uncle and uncle, and a group of brothers and sisters we grew up with, that is not a big boss, these things are familiar to everyone, but this pharmaceutical factory, all the doctors and nurses in the hospital, that one does not understand the truth." ”

Zhang Yunfang opened the conversation box and said: "Hey, do you know, what is the reason why the medical reform has not been successful, it is said that it is a pharmaceutical separation, but do you think, the drugs that come out of the pharmaceutical factory, if they don't give rebates to doctors, how to sell them, and how to sell them if they don't operate in the early stage?" Doctors make money by taking rebates from pharmaceutical companies, and pharmaceutical companies are circulating in order to quickly recoup funds. ”

Lotte pondered for a moment and said, "I can't control the medical reform, you can help me think about how to win over investors, right?" ”

"I can't do this, but ......" Zhang Yunfang suddenly thought of something, and hurriedly said: "Why don't you have a birthday!" ”

"Birthday?" Lotte was puzzled.

"Yes, you have a birthday, invite the bosses who are familiar with you and have a relationship, win over the relationship, and by the way, open a tour group in Hong Kong and Europe, and then make some things to deal with, borrow the slope and get off the donkey, let them see the prospects and the future, so that the success rate can be much greater!"

"But why do you want to run a tour group?" Lotte asked.

"You are stupid, think about the gambling stone conference that Bi Chao once held in Pingzhou, what is his purpose for?"

Lotte suddenly figured it out and said: "I understand, Bi Chao's Pingzhou Gambling Stone Festival is to let the rich see his ability, and by the way, to attract investors and invest in his Bi's auction house, I understand, think about this." ”

"I'll tell you the method, and the rest can be thought of for yourself, I'll go to sleep."

Zhang Yunfang got up and was about to leave, when Lotte suddenly hugged her, pulled her back into his arms and said, "Why are you so smart with this little head, kiss one." ”

After the two kissed, Zhang Yunfang said angrily: "Go to sleep, you haven't slept with someone in your arms for several days." ”

"Okay, I'll put you to sleep." After Lotte finished speaking, he hugged Zhang Yunfang and entered the bedroom.

Because of Zhang Yunfang's mention, Lotte instantly opened up, and the world in front of him became much more enlightened.