7 days have passed in a hurry, Brother Dao and other members of the Thousand Faces Disciple Group have all returned to Huaxia, Qian Hengze and Du Mabo have also been discharged from the hospital, because the two have not fully recovered from their wounds, and now they have not returned to China by plane, so they have to return to Wang Fei's villa to recuperate.

I have to say that after this incident, Qian Hengze and Du Mabo really came together, the two of them were like glue all day long, and they were indeed envious of others.

Wang Fei was very busy during this time, negotiating with various forces, and tracking down Bi Chao's whereabouts, he couldn't see anyone for several days, and even Lotte couldn't see anyone when he wanted to say goodbye to his old man, so he finally had to lead the team back to China, leaving Qian Hengze and Dumabo to continue their honeymoon in Myanmar.

Fly back to Jinghua directly on the plane, Zhang Yunfang pounced as soon as he got off the plane, during this time of the King of Thieves Conference, this can make this girl worried, and every day all kinds of fearful souls are not willing to give up, and finally wait for the news of Lotte's return to China, and fly over directly.

"It's almost done, so many people are watching!" Lotte looked at the eyes of the airport tourists and patted Zhang Yunfang on the back.

"No, let me hold it a little longer."

"Okay, okay, I'm all back, it's okay to hold you as long as you want at night."

"Nasty." Zhang Yunfang's face turned red instantly.

Separated from Zhang Yunfang, everyone went out of the airport together, got into the shuttle car, drove directly to the hotel, arranged to stay first, and then gathered in the restaurant for dinner.

This trip down, everyone tanned a lot, Myanmar is too hot, the first thing everyone comes back is to take a shower and change clothes, now in the country in October, the weather in the capital is getting cooler, change into an autumn coat, everyone gathered at the dinner table.

Zhang Yunfang is still pestering Lotte, and she is not only in love, she also said that Qian Hengze before, but now they also envy many single dogs, such as Luo Xiaobao.

Lotte coughed embarrassedly and said, "By the way, Yunfang, help me calculate my assets." ”

"Oh." Zhang Yunfang took out her mobile phone and began to count it the same.

Lotte then took the time to say: "Everyone, everyone has also returned to China, in addition to promising everyone's commission, I will also help you arrange your re-employment problem, magician, clown, you two are sure to go back to your hometown, right?" ”

"Well, yes boss."

"I'll give you two more, a subsidy of one million per person, and if I have something to do in the future, you two have to come back to help!"

"No problem, boss." The two men were smiling.

Zhang Yunfang finished the calculation, and said while watching: "There are a total of 23 real estate stores in the country, including jewelry stores in the capital, and there were originally 24 of them, but there was one of them that you handed over the ownership of dividends to Zeng Wenrou, so the shares of these 23 jewelry stores are worth 2.3 billion." ”

"Shares?" Lotte asked, "How much money do I earn in a month?" ”

"After listening to me, these jewelry stores are all year-end dividends, and the specific dividends will not be known until the year-end summary account." Zhang Yunfang said unhurriedly: "You have a mansion courtyard worth tens of millions in the water town, you have a 1,000-square-meter store house in the Panjiayuan development real estate, and you also have a medical aid fund of 427 million yuan in your name, all of which are real estate, and you can't see the money now." ”

Lotte frowned and asked, "Actually, I just want to know, how much money can I use?" ”

Zhang Yunfang opened the record book again, and after some calculations, muttered: "In addition to the expenses during this time, there is less than 10 million money left in your name." ”

Lotte suddenly froze, "So little, I thought I could at least have more than 100 million assets, did you miscalculate?" ”

Zhang Yunfang handed the notebook to Lotte and said: "I'm not mistaken, you see, your actual dividend benefits, in fact, there is only one Jinghua Jewelry Bank, and the rest are year-end dividends, but most of them are bank loans, financing and joint shares, by the way, there is this." ”

Zhang Yunfang opened a project, "The construction investment of the Science and Technology Experimental Base of the Medical Association cost 100 million, and most of the rest of the money was borrowed from the bank?" ”

"I don't get it." Lotte was blindfolded and asked, "Am I rich or not?" ”

Zhang Yunfang said helpfully: "Of course you are rich, you are a billionaire!" ”

"But the funds I can use are less than 10 million? Can't get any other money? Lotte asked.

Zeng Wenwen also listened to it and said: "Yes, I don't understand whether Lotte has money or not." ”

Zhang Yunfang smiled and said: "You don't understand, this is called the economy, Rakuten has a good reputation in the bank, he wants to open any business, the bank can borrow, because there is a Swiss bank account mortgage, so he can borrow 100 million start-up capital in any bank, no matter what he does, he can repay it in installments, because Lotte has a project mortgage line." ”

"I see." At the table, Luo Xiaobao was the first to react, he explained: "The boss is a rich man, but most of his money is now from the bank, I say this, the bank loan is used in the early stage of building a building, the real estate is built, the money is returned to the bank first, and then the house sold is the developer's." ”

Lotte understood and asked, "How much money do I owe to the bank?" ”

"It's not much, it's just 10 billion." Zhang Yunfang said nonchalantly.

"Damn, that's not much?" Lotte is in a hurry.

Zhang Yunfang said blankly: "No, you misunderstood, this money, except for the investment in the Science and Technology Experimental Base of the Medical Association, the rest of the money is dry shares, and it is the shares invested by other jewelry stores in the early stage, if nothing else, you don't have to pay back the money, you just wait for the year-end dividend to be shared." ”

Lotte scratched his head and asked, "But I didn't borrow money from the bank?" ”

Zhang Yunfang smiled and said: "This money was borrowed by other bosses when you financed with other big bosses, in fact, it's okay, I explain it like this, even if there is an economic crisis now, you don't have to repay a penny to the bank, and the biggest loss is not you, it is the bosses who co-founded jewelry stores with you, and you will lose some reputation at most." ”

Lotte frowned and muttered, "How do I feel so awkward in my heart." ”

"This is economics, you don't understand, that's how society makes money now." Zhang Yunfang still didn't care.

There was a hint of embarrassment on the wine table, and Yu Tao said appropriately:

"Zhang Yunfang is right, economic society is like this, what do you want to do business, first borrow money from the bank to open a store, make money and return it to the bank, if you lose it all, the bank will take the store and you declare bankruptcy, as long as you don't go public, it won't hurt your muscles and bones."

Lotte was still thinking, but the others fell silent, Lotte had promised them too much before, but now it seemed that they couldn't fulfill it.

The stupid big man said innocently: "If it weren't for the boss, we wouldn't have to open a gym, and it would be good to open a noodle restaurant." ”

"Yes, boss, forget about our bonus." The magician also helped.

"Nope." Lotte raised his hand and said, "I will definitely do what I promised you." ”

After Lotte finished speaking, he looked at Zhang Yunfang and said, "I want to open a fitness center, more than 1,000 square meters, you give me Zhang Luo." ”

"No problem." Zhang Yunfang agreed.

Lotte looked at the others again and said: "Don't think that I should fart when I speak, I Li Letian said yes, promise you something, if I don't do it, I will be a puppy, drinking." ”

After the wine was over, it was dark, Lotte and Zhang Yunfang returned to their residence, because the economics they came into contact with today made Lotte a little dazed, sat in front of the computer and opened the web page, and began to search for all the relevant knowledge about economics.

Zhang Yunfang entered the bathroom, washed himself cleanly, and when he came out, 40 minutes had passed, and Lotte was still sitting in front of the computer to learn this economics.

Zhang Yunfang walked over in a bathrobe with a red face and asked, "What about playing with the computer?" ”

"Well, I want to know what the economy is." Lotte replied casually.

Zhang Yunfang leaned on Lotte's back and muttered, "If you want to know something, just ask me." ”

Lotte was still very dazed and asked, "I just want to know, how to buy and sell without money, and make it so big." ”

"Hey." Zhang Yunfang was like a kitten, sticking to Lotte's back, kissing Lotte's ear, and said coquettishly: "For example, the business of Bi Super's boss, you bankrupted him, do you know what's going on?" ”

Lotte backhanded Zhang Yunfang in his arms and asked, "You explain." ”

Zhang Yunfang hugged Lotte and said: "You see, he mortgaged all the properties under his name to the bank, and then opened a Bi's building auction house, you destroyed all the lots, and even the insurance contract was less, now it's okay, there are no goods in the store, how much is the cost of personnel wages a day, and the bank is forced to pay debts, under double pressure, the bank has collected the country's jade Zhai, but it still can't withstand the bank's losses, and the Bi's building is being auctioned, and the final result of selling is to repay the debt." ”

Lotte let go of his hand and typed the bank auction information on the keyboard, Zhang Yunfang sat next to Lotte, put his head on Lotte's shoulder, and muttered:

"This is the economy, but if there is no malicious destruction by you, his auction house, with the support of the state, will be able to return to its capital in less than a year, and the money he will make when the time comes, isn't it all his own!"

Lotte instantly understood, but he felt that this was a business opportunity, so he simply checked some information and hurriedly took out the phone and dialed out.

"Hey, Brother Dao."

"Brother God, what are you looking for me?"

"I returned to China, and by the way, I found a business opportunity, bring your people to the capital, the sooner the better."

"No problem."

Hung up the phone, Lotte broadcast a number again, and while waiting, he saw Zhang Yunfang wearing a bathrobe and was shy to be released, and said: "Go, put on some clothes, I'll call someone to come over and talk about things." ”

Zhang Yunfang instantly froze, Lotte answered the phone, and said directly: "Senior Sister Zeng, come to my room, it's urgent." ”

Zhang Yunfang saw that Lotte was so upright, and hurriedly trotted to the bedroom to get dressed.