When Ye Luwei was anxious for his women, Lei Weimu basically completed the asset cleaning and reorganization of Wei Jurong, and sorted out a large amount of assets that could be borrowed.

At this week's weekly meeting, Lei Weimu presided over the daily affairs first, and then left Ye Luwei and Hu Weiwei to go to his office to see if they could increase the debt ratio a little more. In recent years, the inflation of the last wave of additional currency issuance in tile countries has not been digested, and if you can't make full use of bank leverage to increase value, then the absolute value of assets of Ye Luwei's current scale is very scary. To put it simply, if you only have 10,000 yuan in savings, and the value depreciates by 10% every year, you will lose 1,000 yuan, and if you have 100 million, then you will lose 10 million yuan a year.

Hu Weiwei has been learning to be coquettish recently, and she generally doesn't take the initiative to deal with any affairs, but blindly drags Ye Luwei to teach her, Ye Luwei looked at the report, and calculated which bank to find for a loan is more reliable. There are several large banks in the tile country, which seem to have sufficient funds, safe and reliable, but in fact, it is basically impossible for real pure private enterprises to lend money from a few major banks.

In a few years, I will be able to lend money, but it will be all real estate mortgage payments. If you want to take out a loan as a business, first of all, you have to have a relationship, secondly, you have to have a good relationship, and secondly, you don't want to use the listed interest rate to get a loan. Usually, once the formalities are completed and approved, you can calculate the financial cost at more than twice the listed interest rate, which is more reliable.

The one-year nominal loan interest rate disclosed a few days ago is about 9%, and the actual cost of using funds is about 17%, and the nominal interest rate will be reduced to 6% in the future, and the actual cost of using it is about 12%. The formula of double the cost has basically not expired in 20 years.

The three of them talked about it, but there were no channels to raise money. Lei Weimu studied economics by himself, and he couldn't see that the money was idle, even if the loan ability was idle, it was a great waste for him, and waste was shameful, and it could be a crime!

Ye Luwei couldn't stand Lei Weimu's disdainful eyes, so he had to call Nie Xiaoqi and Guo Peipei and ask the two of them to go for tea in the afternoon.

How do you know that Nie Xiaoqi heard that he went to drink tea, but he said that the last time he saw his glass house to drink tea, he resolutely did not go out to drink, but went to Ye Luwei's house to drink.

Ye Luwei couldn't, so he had to agree. When I hung up the phone, I saw that Hu Weiwei's eyes were about to squint, looking at herself like a knife.

The news that Nie Xiaoqi and Guo Peipei were going to come to the house for tea was notified by Hu Weiwei to Ju Rongmei and Huang Qingju, but she herself used the excuse of going to school as an excuse not to go home to wait.

Ju Rongmei was recently pulled by Huang Qingju and ran to Wei Jurong Mansion almost every day, mainly to care about the kindergarten and the upstairs housing decoration. After the two of them had seen enough of the decoration, they would go to the gastric hospital together to care about the progress and sign the documents that need to be paid for some equipment purchases. President Wu of the Stomach Disease Hospital has become accustomed to Huang Qingju's three-day fishing and two-day drying nets, and he is more tired, and he no longer bothers Huang Qingju every day. Huang Qingju didn't want to go, so she had to come and shake it every day.

After receiving Hu Weiwei's malicious notice, Ju Rongmei was stunned, thought about Ye Luwei, who had been very well-behaved recently, smiled in her heart, and whispered to Huang Qingju that the two continued their previous trips as if nothing happened, and planned to go back after finishing their "work".

Ye Luwei pulled Lei Weimu and went downstairs to Guo Peipei's company and waited for half an hour, before Nie Xiaoqi and Guo Peipei staggered down. Ye Luwei's house is actually very close to Huanhuaxi, Ye Luwei estimated that the family had already prepared, and he didn't bother anymore, and went home with a few people.

In the early winter, it was still Ye Luwei's glass house. Shudu, a place where sunlight is scarce and cold and damp, is very boring outdoors. But with such a glass room, you can not only see the beautiful scenery of the outdoors, but also enjoy the warmth and dryness of the interior, but it is quite comfortable.

No one at home! Ye Luwei felt quite uncomfortable in his heart, as if he had been forgotten, and he was very indignant and disappointed.

Nie Xiaoqi pulled the somewhat restrained Guo Peipei and swaggered into the house, and exclaimed in surprise: "Xiao Yezi, where are your beauties?" All gone? Aha, sister, you deserve it, so you should run away. ”

Ye Luwei ignored her with a wry smile, and instructed Lei Weimu to tidy up the glass house in the backyard and quickly soak in the water himself. Fortunately, Nie Xiaoqi's assistant Liang Hong noticed it when he got out of the car, and no longer stayed in the car waiting for Nie Xiaoqi, but ran down to help. With her help, some very personal items in the backyard glass house are easier to pack. Huang Qingju's lazy girl likes to stay in the warm sunshine and read, sometimes she takes a nap there, and even throws her pajamas there.

It took a while of chaos to clean up, Nie Xiaoqi and Guo Peipei occupied a hanging chair by themselves, curled up on it and shook it like a little girl, and spoke while shaking: "Tsk, Ye Luwei, are you sure that you are really a country boy?" How do I know I'm from the country? ”

Ye Luwei wanted to cry without tears, and shouted: "Seventh sister, you touch your conscience and say, your fairy courtyard is really not as good as mine?" The small courtyard of the middle class of American imperialism can be more than eight times larger than mine, right? ”

Guo Peipei looked at Ye Luwei, who was peeling fruits and talking nonsense, thinking that his women might be preparing some big moves, so he couldn't laugh at all, looked at Nie Xiaoqi, who didn't care, and said, "Senior Brother Lei, didn't you say that you want to hear our opinions on financing?" What is it? ”

Although Lei Weimu is Nie Xiaoqi and Guo Peipei's overseas senior brother, he is far less familiar with them than Ye Luwei. I heard about Guo Peipei and Ye Luwei again, and it was even more inconvenient to speak. Hearing Guo Peipei ask, he breathed a sigh of relief and said with a smile: "Our company's debt ratio is too low, I want to find two of you to see if you can find new financing plans and projects. ”

For a person like Lei Weimu, who has been mixed in capitalism, it is unforgivable if the funds are deposited and not used to make money. Of course, Guo Peipei and Nie Xiaoqi also understand this truth. Hearing Lei Weimu say that Ye Luwei's company can still have debts of at least more than 300 million, Nie Xiaoqi wanted to fork the fruit fork in his hand on Ye Luwei's face.

"Xiao Yezi, your company is running like this, and you still refuse to have a joint venture with your sister? Three hundred million? Sister spent it for you in minutes and brought it. Nie Xiaoqi raised his hand to take the report in Lei Weimu's hand, looked at what the assets were mainly about, pondered for a while, raised his eyes to look at Ye Luwei, and said seriously: "You are not a stupid person, how can you precipitate so much land and real estate?" Also a tourist? What do I think you bastard is a private garden to please your women? It's really enough, no wonder Pepe can get into your way. ”

Guo Peipei heard Nie Xiaoqi talk about himself again, he didn't have the anger to grab the report, and took a look at it, and when he saw the Silk City Ancient City Project and Longmen Mountain Resort Park, he was also a little surprised, and couldn't help but quietly glance at Ye Luwei, and found that he was looking at himself, his face was red, his heart trembled violently, and he felt weak for no reason.

Seeing that the two women's attention was not on the report at all, Lei Weimu wanted to bring back the crooked building, and said: "Ye Luwei means that it is not easy to finance in China, but you can find projects in China, and then use Wei Jurong (Hong Kong) to finance some foreign capital." The main reason is that foreign capital has stricter requirements for projects, so I want to ask the two beauties if they have any reliable administrative official projects. It is best to be able to accommodate 300 million funds at a time, and try not to split the money, so that it is easy to manage. ”

At present, the official projects and money-making projects of the tile countries are monopolized in the hands of state-owned enterprises, and other projects that need financing are not very profitable, so throughout the decades of reform, except for the World Bank and ADB, there are basically no other projects that are financed by projects, except for the World Bank and ADB with political conditions. The so-called BT and BOT in later generations can be directly calibrated as ** projects. It's very simple, private entrepreneurs have the spare money to finance you to do unprofitable projects, and they don't know when they will be able to recoup their investment, so they might as well invest in any factory they want, and they have made a lot of money in the past 20 years.

The Eastern District Administrative Center project that Nie Xiaoqi found before was actually arranged by her family, and now it is actually more difficult to find a project of three or five hundred million yuan. It's not that there's too much money, it's that there's too little money. This kind of small project is directly operated by the second generation of many provincial and municipal level brains, and it is not the turn of the second generation of the immortal world like Nie Xiaoqi. In principle, you can't actually grab other people's projects, so it's quite difficult.

"Mr. Ye, don't you have some investment in hydropower? Why don't you find a resource point to invest in a power station? Liang Hong sorted out the tea of several people, and also sat down next to Nie Xiaoqi, and saw that Nie Xiaoqi was deep in thought, so he reminded him.

Ye Luwei smiled and said: "My investment in hydropower is handed over to others to take care of, and I have a very small share, mainly to earn some money for construction." The value of the power station itself is still early, but the value of the river basin development right is even faster. However, I don't build yì to occupy the watershed now, and the income of the power station is still too low compared to real estate. ”

Guo Peipei adjusted her mood and said: "If you open a real estate project again, it will be difficult to find a suitable one in Shu for the time being." And if you are doing real estate in Shudu, then you can not go to Hong Kong for financing. You can get hundreds of millions of secured loans at local banks. The comprehensive financing cost is not much higher than that of offshore. ”

Seeing that Nie Xiaoqi was still silent, Ye Luwei smiled and said, "I have a project that can have a high-yield short-term turnover, but the direction of loan use cannot be explained to the bank. The project is legitimate, but the risk is high, and the bank will not agree to use the loan funds in this way. ”

Nie Xiaoqi glared at Ye Luwei, she was just thinking that Ye Luwei was not even a real estate profit, so she really didn't have any other "small" to 300 million money-making projects in her hands. Hearing Ye Luwei say that there are projects with high risks and high returns, Nie Xiaoqi's first reaction was the stock market. At this time, the stock market of the tile country has just begun, and it is the time when the policies are allowed to fail several times.

Ye Luwei means that Nie Xiaoqi will find a way to lend money, and then give it to Hu Yong to operate, I believe that with the chaos of the stock market at this time and Hu Yong's ability, it is really unimaginable that the final income can be doubled a few times.

A few people chatted without saying a word, and found that there are actually quite few investment opportunities now. Ye Luwei knew in his heart that not to mention now, even in more than ten years, there will be very few investment opportunities.

It is hard for foreigners on the earth to imagine that under the conditions of double-digit economic growth in tile countries, ordinary people have no way to invest. In the tile country, however, this is the case.