Chapter 157: Financing Failure

The pursuit of class flowers, of course, is also the main content of Ye Luwei's communication with "pen pal" Guo Lina, and the two even designed a lot of ways to pursue girls together, and they discussed it enthusiastically in the letter.

But the good times didn't last long, Ye Luwei was originally a "celebrity" in the school, and he was more or less a handsome guy, and Banhua was soon intoxicated by Ye Luwei's lot of sweet words and love letters almost every day. There began to be some little secrets between the two, Ye Luwei's energy shifted, and his reply to the letters from the "pen pal" became slower and slower, more and more perfunctory.

Guo Lina soon found out that the kid bride had not yet been carried to the bed, and wanted to throw her "matchmaker" out of the wall. The letter became more and more densely written, and the wording became less and less friendly, until they began to attack Banhua's appearance, and the two officially transitioned from friendly and intimate "pen pals" to "literary bandits" who scolded each other without good mouth.

The main quarrel between the two is Ban Hua's appearance, Guo Lina used all the words in the world, saying that Ye Luwei only has a salt-free Dong Shi's life, Ye Luwei was annoyed, and asked Ban Hua for a photo and sent it over, "Let Guo Lina take a good look in the mirror yourself, who is salt-free!" ”

Guo Lina received the letter and photos, and her lung disease came out, so she went to the photo studio and took a bunch of photos of various appearances and sent them back to Ye Luwei, and also drew a few decorations with a pen to send the photos of Banhua back.

Ye Luwei received a big package, and he was stunned at the time, and saw that the sender was Guo Lina, and the content column on the package list filled in the pit father's "Look at it yourself!" Of course, I wouldn't believe that she would send me a love sweater, so I wanted to find a safe and hidden place to open it.

I didn't find a good place to open the package, Ban Hua found Ye Luwei's package, of course, asked him to open it immediately, this one is ...... Ye Luwei's lung disease is also out of breath! You just take the photos of the class flowers and draw flowers, what does it mean to send a lot of photos of yourself?

In order to ensure that he has nothing to do with the firewood girl in the photo, and in order to be angry, Ye Luwei co-starred with the two of them, and spent several days of spare time quietly processing Guo Lina's pile of photos. Well, it's mainly about painting her some makeup, what more glasses, a few words on her face, and even something on her chest...... In short, nearly 100 photos can clear their imagination well.

Guo Lina received a bunch of photos of herself with condiments, and she was so angry that she couldn't imagine it, maybe this is the case, so it is not necessary that people are not admitted to college in the new year. In short, the two have since broken off their relationship.

Hu Yong drank the super beautiful braised Jiang Tuan, Jiang Tuan Yuanzi, steamed Jiang Tuan, Jiang Tuan clear soup, drank a little wine, listened to Ye Luwei's legendary story, and felt very indignant about his junior high school and secondary school life.

The key is that people should be messing around, they should learn and learn, but nothing is delayed. After graduation, you can easily earn a net worth of tens of millions.

Ye Luwei recounted while sorting out his memories, feeling that the first confrontation seemed like this. A long time after Guo Lina received the photo, she replied to a letter, and there were only a few words on the back of the letter: Ye Luwei, you wait for me!

In the previous life, there was actually a second pen pal incident.

After Ye Luwei joined the work, he lost contact with the school flower, and was hit by Ju Rongmei's death so that he lost his interest in life, and he only knew how to study every day. Finally, one day, when I was bored to clean up my box, I saw that there was a big bundle of Guo Lina's letters in the past three years, opened it and savored it carefully, remembering that I had done a little too much back then.

I found out from my classmates that Guo Lina was still reviewing in middle school, so she took the initiative to write a letter of apology in an attempt to save the friendship between the two.

Guo Lina's reply was quick, but shorter, and there was only one word on the whole paper: roll. There was not even a punctuation mark, which made Ye Luwei very faceless, and the two really didn't contact each other again.

In this life, Ye Luwei directly wanted to get rid of this trouble, so he didn't write the letter of apology. The one-word reply was not received.

In the previous life, Ye Luwei regretted many times that he shouldn't have let Guo Lina know his work unit, because after Guo Lina returned to China, she gave Ye Luwei a super big surprise, so that he could never raise his head in front of Guo Lina again.

Ye Luwei used some boiled water to accompany Hu Yong to drink with his youth story on the grounds that he wanted to drive, and Wu Yunxiu next door was also interrogating Guo Lina on the side, but Guo Lina suddenly saw that Ye Luwei's love had not come back, and she was so angry that her lungs were about to explode, and she just didn't answer her aunt's various questions, or thought that she had nothing, just an ordinary junior high school classmate, and she didn't know him very well, etc.

Wu Yunxiu is also an employee of the credit union, so she was transferred from Longguang Town with her husband, as the main gossip party in her thirties, of course she knew the legendary incident of Ju Rongmei jumping into the river for Ye Luwei. Seeing that her niece didn't want to talk about things with Ye Luwei, she even covered her ears and said something, "I don't know much about it." Wu Yunxiu was afraid that her niece would suffer something, so she told Ye Luwei and Ju Rongmei as a joke.

They had just ordered fish at this table, and the kitchen would have to cook it for a while. Guo Lina thought that Ye Luwei was fighting with his "class flower" before, but listening to her aunt's meaning, this kid not only changed a long time ago, but also his own teacher, and he was not clear with his teacher, and forced others to jump into the river......

There is so much content that my brain is raised, where can I still have the heart to eat? pulled her aunt and asked her to say more about Ye Luwei's troubles.

Wu Yunxiu was talking about Ye Luwei, while observing her niece's reaction, and found that when she heard Ju Rong Mei's description of being like a fairy, there was no special movement, and when it came to the possibility of having some disgraceful shame with Ye Luwei, this girl was only blushing, not angry. Finally relieved, it seems that this girl and Ye Luwei are other hatreds, and it is really not the love between men and women.

Ye Luwei finished talking about himself and Guo Lina, and saw that Hu Yong was finally relieved, and then began to talk about his loan. The 50 million that was said before is definitely not enough in this year's market, if there is as much cash as possible, Ye Luwei can earn at least 2,000 yuan more per ton, and thousands of tons of goods will be quite considerable.

Hu Yong's ascension to the post this year is timely, and it is the time when the reform has begun to exert force, and the funds in hand and the policies at the top are much more flexible and easy to use. After discussing with Ye Luwei for a while, he finally decided to use the name of three to five township credit cooperatives to spread out loans totaling 70 million yuan to Ye Luwei, and the loan method was still "receivables mortgage".

This year, Wang Fatzi's company has also expanded the registration content and registered capital, and the brand of the payer of the receivables looks more reliable, so that Hu Yong can also explain to his leaders.

What is more annoying than last year is that Hu Yong is not the number one, and there is a director above. Although Hu Yong's background is overwhelming, this is not the case, and it is necessary to have a sedan chair to carry people. Besides, at this time, the credit union can only be regarded as an administrative institution, not a real pure financial unit, and the officialdom is playing its full role. No matter what aspect Hu Yong takes, such a big financial move must be reported to the director.

Ye Luwei knew that the trouble was not the report, but the direction and distribution of gray expenses. When he was in Longguang Town, Hu Yong was the boss, and the capital dynamics were only reported to his superiors, and the interest was originally a small treasury, and he was innocent. When you reach the upper level of the county, you can't eat it if you are innocent.

Hu Yong himself wants to be innocent and alone, but people definitely don't think so. Ye Luwei designed a series of actions for Hu Yong, trying to persuade him to participate in the process, but not in the distribution. But Hu Yong, like in his previous life, would rather not do it or do this kind of personal gray income operation.

Ye Luwei couldn't think about it. He has complete experience in handling expenses in later life, and can avoid normal judicial risks, of course, others want to rectify you, and there is no need to have this crime already used, and it is not troublesome. Ye Luwei designed this set of plans, thinking that in the current era, it should be more advanced and safer. But Hu Yong's psychology can't get through, no matter how legal it is, it is an article made by taking advantage of loopholes, which is definitely dirtier than salary income.

In the end, there was no way, Ye Luwei could only choose to walk on two legs, Hu Yong's work was reported normally, and Ye Luwei, the director's private work, was arranged. This is a way to do it, because leaving the main line of business like this, no matter how you think of it, the source of funds is not clear. Most of the cases that have entered in later generations are planted on this. What information fees, introduction fees, material fees, etc., are all unreliable pits, only closely linked with the content of the contract, made into one and two, is the sunniest way.

Ye Luwei was forced to walk on two legs, and he took a greater risk, but after thinking about it, he was still unreliable, he was an ordinary person, thirty or fifty thousand yuan could go in for ten years, not to mention such a large amount, it was completely possible to cross it again. In the end, Ye Luwei pondered for a long time, chose to retreat, and regretfully told Hu Yongming that the risk was too great, and he would rather give up.

Hu Yong originally heard Ye Luwei say that he walked on two legs, and he was a little unhappy. He is a smart person, and even if the methods he can think of are not as ingenious and flexible as Ye Luwei's time-tested methods from later generations, if he doesn't pay much attention to financial costs, he can actually come up with many ways.

Walking on two legs not only means that Ye Luwei will directly bypass his contact with the director, but he can't completely avoid the risks in between. Although the small vault belongs to everyone, it is strictly speaking illegal, but everyone has a small vault, and the law enforcers themselves are not clean, so they still check the wool. This kind of cost allocation that even the small treasury bypasses, as the leader of the project, has almost the same effect as if he takes it or not, and he is the main interest person, and if he doesn't take it, people will think that he took it.

At this time, hearing Ye Luwei give up after thinking about it seriously, Hu Yong's eyes lit up, and he thought highly of this kid in his heart. At the age of eighteen, there are not many people in this world who can give up tens of millions of benefits if they can give up tens of millions of dollars. In fact, the risk is not big at all, because the economy is about to take off quickly, and in the case of a handsome man covering up a hundred ugliness, everyone should not be too happy in the past ten or twenty years, and it is not a small probability event that a small section chief is worth hundreds of millions.

Ye Luwei didn't dare to take this risk on the one hand, the most important thing is that there are many ways to make money, where do you have to earn every penny? In the absence of sufficient cash, Ye Luwei lost at most three or four million in the interest of the folk white strips, and the opportunity cost brought about by the small amount of goods received was simply written in the book to deceive the poor. It makes you think that you have the opportunity to become rich, but you don't grasp it, so you have to blame yourself and don't blame the society.

In order to avoid the risk of illegal fundraising, the maximum cash-out period is set at three months, which is enough to rely on a large number of warehouse storage to extend the supply cycle and reduce cash flow. The loss of a few million is negligible for a profit of hundreds of millions.

Hu Yong has such a quirk of private people who do not charge extra here, and he is destined to be the same as in his previous life, he will be very painful to mix with public finance, and he will be squeezed out of the margins by others. It seems that he is moving steadily along the old path of the previous life, and Ye Luwei doesn't want to remind him how to go in the future, with Hu Yong's ability and the relationship left by his father who died very unreasonably, at most three to five years, he will make up his mind to go to the securities market to make trouble, and that is the stage for him to return to the sea.

When Ye Luwei finished eating and was about to send him away, he decided to completely give up his source of funds, including the use of the white strip funds from the post office, because it was darker and there were more private transactions, and it was not easy to avoid the risk of opening a judicial office.

Ye Luwei doesn't want to participate in too private behind-the-scenes transactions, the hidden risks and costs of this thing are too great, for a pure farmer like Ye Luwei, it is a black egg that can explode at any time, and if you don't pay attention to it, this crossing will be in vain.

The problem of funds cannot be effectively solved, and the acquisition of silkworm cocoons can also be maintained through guò pressing goods and white strips, but if Dong Biao makes smooth progress and wants to start taking one or two pieces of land before the end of the year, there will be problems with funds.

It seems that only by persuading He Erliu not to pay dividends this year, all the funds injected into the future real estate company this year, with two or three hundred million start-up capital, can also start a relatively large market.