Chapter 46 Mortgage of Receivables
The red sleeves add fragrance, and the reading days accompanied by the two beauties are basically Ye Luwei's life ideals.
It's a pity that happy days are always short-lived, and the report notice of the editorial board of the head office still came. Along with the editorial board report notice, there is also the expected branch to immediately start the text jiàn, although the text jiàn arrived on September 10, but from September 1, Ye Luwei belongs to a branch.
This article brought an unexpected benefit, that is, Ye Luwei went to the head office in the name of top post training in a branch, and in addition to receiving the full salary and bonus, there was also a travel allowance of two yuan per day.
Moreover, the editorial board has its own budget expenses, and Ye Luwei will receive an allowance equivalent to the amount of the bonus there. All of them add up, Ye Luwei is equivalent to a double salary!
In the previous life, Ye Luwei relied on his double-salary income for half a year to buy himself a bookcase of the Twenty-Eight Classics, and bought a large number of books to fill them, and the world of Xueba is so dumbfounded.
Of course, in this life, I will no longer buy the "idle books" of those noble dead, and I will no longer be short of those few dollars. Ye Luwei only thinks that he can work in Shudu, and there is one Sunday every week, so he has to lay a small economic foundation for the future.
During this time, I accompanied the beautiful woman to read and study, and I didn't have time to recall some classic events in my previous life, especially for the lottery numbers that didn't recall any of the periods. Fortunately, in the days when he first came back, Ye Luwei sorted out his work every day, and wrote down some of the events he could remember, and what he had to do now was to use the bits and pieces he had written down to try to earn some broken silver.
The separation from the two beauties was meaningless, Huang Qingju actually stood at the door of the infirmary and waved her hand, Hu Weiwei didn't show up, Ye Luwei looked at it for a long time, and finally failed to get on the company's truck and left.
The autumn cocoon has begun, and Ye Luwei did not immediately go to Shudu when he arrived in Silk City, but got into the car back to Longguang Town.
At three o'clock in the afternoon when the bus arrived at the door of his house, Ye Luwei estimated that he was full of Hongyu's personality as a wealth fan, and at this time, he was determined to be guarding the cocoon at He Erliu's house. Either Ye Yiyi is the only one in her family, or even Ye Yiyi went to the town to help, most of her junior high school students went to school if she wanted to, anyway, the family was completely dead to her study.
When I arrived at He Erliu's house, it was as crowded as the cocoon station of the silk factory. A few King Kongs are shirtless, holding a bamboo pole in their hands to maintain basic order. It seems that Stationmaster Li is determined to do it, and he should be fined if he can't complete any of his tasks, only a few dollars.
He Erliu was not at home, Ye Luwei saw Man Hongyu sitting behind the desk of the billing, with a camphor wood dowry box beside him, and a change pocket hanging in front of him, checking the bill with a stern face, and then paying. This shelf-type autumn cocoon is planned to be acquired in full cash, and it seems that Wang Fatzi's capital preparation is also more sufficient than that of Xia Cocoon, which can support the cash acquisition.
When He Erliu was found, He Erliu was drinking tea at Hu Yong of the credit union, and his wealth was really right, He Erliu couldn't stand well in front of Hu Yong before, not to mention that he dared to sit opposite and drink tea.
Ye Luwei's arrival, both of them were overjoyed, it turned out that He Erliu was looking for Hu Yong to discuss temporary loan turnover. The power of capital quickly matured He Erliu's goods, and he actually knew that he was looking for Hu Yong to play receivables mortgage lending, although he definitely didn't know this professional term, but he didn't delay him from using this principle to borrow money from Hu Yong.
The autumn cocoon cycle is short, but the harvest is nearly twice as much as the summer cocoon, and the best piece of the Jialing River is the spring cocoon, and the autumn cocoon is second only to the spring cocoon. After the new silkworms of later generations were planted, the output of autumn cocoons was larger than that of spring cocoons, but the quality of silk was still far less than that of spring cocoons.
The huge purchase volume of autumn cocoons in the four townships reached nearly 70 tons per day, and the other three townships newly developed by Mr. Li also had nearly 35 tons, and the total receivables on that day were almost more than 4 million. If the receivables of the same day are continuously mortgaged and redeemed within seven days, 28 million funds of the credit union can be occupied.
After Ye Lu understood the situation, he looked at Hu Yong with a smile and didn't speak, Hu Yong was stared at so numb that he had to spread his hands, "I don't have that much authority, and the balance is not enough." ”
"I don't believe you don't have the money to get your mobile mission." Ye Luwei still said with a smile. The so-called mobile funds were the social characteristics of credit unions and post offices at that time, because at that time, electronic deposits were not displayed in time, leaving this room for operation.
In the 90s, the bold leaders of credit cooperatives or post offices dared to transfer tens of millions of funds to make their own money, and they did not necessarily return to the warehouse for half a year.
The principle is very simple, that is, the money deposited by the user does not arrive in the account at all, but enters the credit union's own vault, and waits until the upper to check, the money is deposited into the big account, for the credit union, it is to bear a little bank interest in the same period, and the cost of funds can be completely ignored.
The post office is even simpler, and the remittance is not paid at all, the reason? No cash!
The White Strip Incident was staged across the country back then. In fact, the post office was the most asshole in those days, so many farmers would rather take the risk of "thieves in the world" to catch the train to bring cash, rather than go to the post office or bank to remit money, because there is only one slip when they remit back, and they don't know when they will get the money.
Hu Yong, as the director of a credit union in a large working town, said that he didn't have 30 or 20 million yuan of self-reserved land, but he didn't believe it. If he doesn't keep this money, once a leader who can't refuse wants to use the money, what will he do? The so-called sedan chair carries people and cannot solve problems for the leader's subordinates, who are destined to be laid off.
Ye Luwei finally talked about a five-day temporary loan, the notes receivable were opened by Hu Yong on his behalf, kept on his behalf, and the bills were directly refunded when the money was repaid, and they were not included in the accounts of the credit cooperative, and the paper interest was one-thousandth per day, and the actual interest was three-thousandths, and the cash was paid to the small treasury of the credit cooperative, which was regarded as the credit cooperative's own income, and there was no need to keep up with the leaders.
After coming out, he was on He Erliu's newly arrived Santana, a black, simplified version without air conditioning, and Ye Luwei didn't even have the interest to try it. The dog-day Germans are actually not a thing, this rag has been sold in the tile country for twenty or thirty years, it is expensive and poor, and the tile country people are treated as fools.
He Erliu ignored Ye Luwei's intention to repeatedly hint at Hu Yong's personal benefits, and did not mention the transfer of part of the benefits to Hu Yong, and was greatly puzzled. According to He Erliu's understanding, if Hu Yong is given one-thousandth of his personal interest, maybe the total interest expense can be less than two-thousandths.
Ye Luwei smiled and asked He Erliu to drive the car to the shade of the trees on the riverside street, it's time to give He Erliu some construction, not everyone loves money, and money can't impress everyone.
The world is becoming more and more exciting, more and more standardized, and all the exchange of interests must be carried out under the condition of ensuring safety. The best thing that has been done in this regard so far is the presidential election and the election of congressmen in the United States, and all political donations seem to be legitimate, for "faith" and for "democratic and free America." In fact, it is essentially bribery. But it changed hands a little smarter, barely in line with the rules set by the rich.
Hu Yong is a special case, but Ye Luwei is inconvenient to talk to He Erliu, thinking of his dealings with Hu Yong in the previous life, Ye Luwei only smiled bitterly, Hu Yong can't avoid this person no matter what, just because it was too late to cross back, he was entangled with his family when he was in junior high school, and now Hu Yong doesn't know who he is.
Ye Luwei only told He Erliu, Hu Yong went completely according to the regular action, there was no need to give him any benefits, if there was a problem, Ye Luwei was responsible for solving it.
He Erliu admired Ye Luwei so much in the past two months, he didn't expect that the business he used to make with a small back pocket to eat some mixed rice in the past could be made by Ye Luwei in more than a month.
He Erliu has the potential of hundreds of millions of migrant workers, and at this time he is only an adult who is more than 18 years old, and he can maintain his duty in front of so much money, instead of making a mess, which is already incredibly calm. Even if Ye Luwei said that the moon was square at this time, it was estimated that He Erliu would think, well, it will be square tomorrow.
Hu Yong's matter was temporarily settled, and He Erliu reported the progress of the company's application, which was the same as originally estimated, and it may not be until the New Year to get the business license.
Now He Erliu's eyes are slowly opened, and he no longer thinks that it is useful to run a company, but in the communication with Wang Fatzi, he understands that protecting his huge wealth and protecting his previous living expenses are two completely different fields. Companies have a myriad of benefits to protect most of their rights and interests, and avoiding all kinds of unexpected encroachments is just one of them.
The simplest example is not available now, because the lottery has not yet been issued. The reason why so many people who received awards in later generations did not dare to make their faces public had a lot to do with the fact that the millions of funds were his personal cash. Imagine if you have a company worth tens of millions, far fewer people pay attention to you.
The establishment of a company is basically the meaning of people like He Erliu, the company's annual income is tens of millions, but the individual only receives a salary, which is much more balanced for outsiders. Although the company as a whole is owned by individuals, everyone will ignore the fact that the company is an individual, thinking that the company has to feed "a lot of people", and tens of millions of dollars are not enough to spend, right? This is the understanding of the average person.
From a financial and tax point of view, if there is no company to divide and transfer a huge amount of money, various 20% income tax will be quickly spent for you.
He Erliu does not reject opening a company, it is good for Ye Luwei, after eating up the price difference of silk scissors in about three years, he can directly organize the old, weak, sick and disabled in the surplus labor force of the county in the train wagon, go to Xinjiang to pick up cotton, and even contract farms to plant or something.
When young and middle-aged people go to the coastal areas and sweep northward from Guangdong, and monopolize the labor work of urban construction by a few ten-thousandths, they will be able to complete the cause of hundreds of millions of migrant workers and bosses in more than 20 years.
If you do it smoothly and grasp a few first-tier cities and key high-housing cities, you can also become the world's largest labor company.
He Erliu obeyed Ye Luwei's arrangement, and planned to open a technical school for construction workers in Silk City from next year, recruiting small miscellaneous skins who graduated from rural primary schools and did not study junior high school, and after two years, they could be thrown on the construction site as small workers, and the graduation package was to eat and live in the company for at least ten years, otherwise the 20% "education and training fee" withheld from the annual salary would not be refunded. This year, it is estimated that the enrollment will be soft.
threw He Erliu, a big boss who has been proven by history, to the forefront of the trend of reform and opening up in advance, and the start-up capital was also sufficient, it depends on what He Erliu can get in this world.
At night, he borrowed He Erliu's Santana, and took Man Hongyu and Ye Yiyi back home together, on the way, Man Hongyu kept asking if this business would be illegal, but her two eyes were bright even if she broke the law.
Ye Yiyi, like in her previous life, has no sense of money, and now she earns hundreds of thousands a day, which is no different from feeding pigs at home for her. Although her mother and brother were discussing the millions of dollars a day in her ear, she didn't know where to pay attention to, oh, constantly changing the tapes of the car recorder.
Whether it is Ye Luwei or Man Hongyu, they automatically ignore her deposit, even if you don't tell her to keep it secret, if you ask her brother what her brother said now, she promises to be "Oh, I don't know".
In later generations, Ye Luwei had a headache for this Ye Dud, but fortunately, she was super lucky and found a husband who liked her very much, although her husband was not capable, but he also had a house and a car. Well, Ye Luwei also helped a little bit in private, if you don't help, you can't do it, this dead girl has no money and asks for it directly, she doesn't see it at all, and if she doesn't give it privately, she has to explain it to his wife, which is a bigger trouble.
Man Hongyu now knows all the secrets, and she is so motivated that she doesn't bother to care if her daughter doesn't read it. Ye Luwei didn't want Ye Yiyi to come out to mix with the society so early, in order to solve her work problems in his previous life, Ye Luwei personally changed her age to a higher age, and the last batch of Ye Jianguo's class in 95 years, although he was laid off after half a year of work, he finally mixed up a "farmer-to-non" household registration.
After working as a salesperson in the city for a few days, losing hundreds of yuan, and working as an assembly line worker for a month or two, but people are stupid and can't learn skills and can't turn positive, and finally Ye Luwei can't think about it, so he sent her to learn typing, and he was going to be a typing copier, and she fell in love with playing games.
Fortunately, in the six months he was a typist, he met his future husband who came to print materials, and Ye Luwei finally threw out this burden. Later, I bought a house, got married, or something, and made another amount of money, but I finally relaxed mentally.
Full of Hongyu's state, Ye Luwei estimates that she will go to the construction site to do business, and she doesn't care about her, if she has a large amount of money in hand, Ye Jianguo may not be able to be majestic when she retires, let's talk about the problem of the two running-in.
It may be a little more difficult to get Man Hongyu out of this business now than it is to ascend to the sky. Ye Yiyi's education problem can no longer be mixed, Ye Luwei had a whim, how about sending Ye Yiyi to Ju Rongmei?
In fact, Ye Yiyi is not really useless, she has been very interested in painting and talented since she was a child, but unfortunately her reincarnation skills are limited, and she chose a family where even eating is a problem, where is the money for her to learn to paint, usually only the back of the paper she uses to paint, at this time it has evolved from the level of red painting to the stage of copying, and can use various pens to trace the beauties on the books and newspapers. At least Ye Luwei thinks that the level is okay, and she has this one advantage, if she doesn't study, she really won't have any chance.
Just do it, and you don't need to discuss it with Ye Yiyi and Ju Rongmei, it is estimated that these two people don't have big opinions, Ye Yiyi's opinions are generally "casual", and Ye Yiyi has a strong ability to take care of herself since she was a child, and she lives with Miss Ju Rongmei, and the complementarity of the two is also quite high.
Neither of them is stubborn, and it is estimated that there is no contradiction, let's see if Ye Yiyi went to Luhai to change her fate of becoming a housewife in the end.
stayed at home for two days, and the next day I went to meet with the important partners Stationmaster Li and Mr. Man, the focus was to let Lao Li pay attention to preventing judicial risks, after all, a little cash could kill his head in these years. Lao Li said that he was a veteran and knew the severity.
The first thing he did was to withdraw the contracted riverside hydroelectric oil mill and re-approve a large house on the street. Ye Luwei listened to the location where he was going to repair the house, which was as amazing as the location of his first supermarket in his previous life. It's just that in the previous life, it was the façade of the rented person's house, and in this life, it seems that he grabbed other people's land and was ready to build it himself.
Ye Luwei saw that his uncle's plan was reasonable and modest, and he was not going to take him to the windy and stormy land, so he only briefly mentioned to him that there is no big supermarket in Silk City, and now that he is going to do business, he will definitely exceed the town, so let him toss it himself. In the previous life, he didn't have his own help, and he could do the same, but now the www.biquge.info of Biqu Pavilion is so high, there is no reason to do worse than in the previous life.
And Man Lao Qi is a person who remembers his gratitude, he is the youngest of his brothers and sisters in the family, and in that era, everyone had a little food, they all clung to him first, and this family affection was the most sincere and priceless.
In the supermarket where the old man was full of children in the previous life, there were basically children of all families working, and aside from other things, at least it ensured that everyone had a job that could do their best, and had the opportunity and foothold to enter the city.
In this life, if the old man has the opportunity to become bigger, I believe that he will also think about taking care of his children and nephews first.
Things were about to be taken care of, so that Man Hongyu simply moved to the town to live, and the creatures in the family had almost dealt with it, and there were still two pigs and cats and dogs that had been thrown and returned.
The pig was led directly to the second aunt's house, but the cat and dog could not be sent, they knew the way and would come back by themselves. Man Hongyu had no choice but to bring them to the town, after all, for them, a place with an owner is home.
Ye Luwei took Ye Yiyi, who was excited to go to the big city to learn painting, and planned to report to the Shudu head office first, and then planned to challenge the civil airliner of this era to see if there was a chance to take a few days of Luhai double flight.
For a person who is accustomed to the convenient and fast transportation of later generations, the trains of this era really have the feeling that the earth is deserted and cannot be opened.