Chapter 159: Don't Provoke Your Niece

Hu Yong saw that Ye Luwei was a little emotional, thinking that he was nostalgic for his youth, remembering that this kid and Guo Lina were classmates, and it was a good golden age at all, and he was a little bored with this emotion.

"It's okay, you kid married his teacher in his hands, is there anything to regret? Besides, my Nana's sex, you kid is afraid that you won't be able to convince her. ”

Ye Luwei heard Hu Yong say this, and smiled bitterly in his heart, where can I not convince her, is it good for her to convince me, but said with a smile on his face: "Nana's sex, can convince her, there are few in the world, I think she can marry herself out of the chance of less." ”

"If you don't say bad things about my Nana, where can't she get married? It's not much worse than your beautiful teacher. Hu Yong knew that Ye Luwei was talking about Guo Lina's strong and independent character, but he deliberately said it in terms of appearance.

"Well, pretty is pretty, oh, I remember she had a sister, she seems to be prettier than her, right? Married? Ye Luwei deliberately pretended to remember, wanting to know some news about Guo Peipei's current situation.

"You bastard, you pay attention to pretty girls all day, I doubt that your academic performance is cheating, right? Pepe, do you know that too? She's in the U.S. now. ”

Hu Yong still said the news of Guo Peipei, Guo Peipei studied at a university in Tianjin as an undergraduate, and also went to the United States around the third year, and now he should be studying for a master's degree.

Ye Luwei thought of Guo Peipei's mature charm, and felt that Guo Peipei at that time was his favorite appearance and temperament, but unfortunately the time was not right, everyone could only look at each other and never get tired of it, imagining each other's sweetness and love in different spaces.

This small reunion with Hu Yong is not entirely to calm his heart, so that he doesn't think that Ye Luwei is a subordinate goods who deals with him for the sake of money, but more because the two are close in psychological age, and they were good friends in their previous lives.

Ye Luwei came to this time and space, and he needed friends to chat with. carefully combed through his circle of friends, which was quite good, and found that most of his friends were still young people, where could they chat with themselves so casually. A few of them haven't even joined the work yet. Only Hu Yong, who is more than a decade older than himself, can talk to him.

Hu Yong had a hunch that Ye Luwei would sit with him again in the evening, so he took time to talk to the director of the credit union in the afternoon, and made it clear that it was his little brother who wanted money, and it was inconvenient to go through smuggling channels, but there was no problem in entering the small treasury. The director pondered for a while, and felt that it was not worth it to have a bad relationship with Hu Yong for this money.

And he knows Hu Yong's family background, whether soft or hard, although Hu Yong's father has been dead for many years, he can hand over a lot of people with his death, many of these people occupy key positions, and he may not remember the little Hu Yong back then, but people are emotional creatures, and completely ruthless and unrighteous things don't exist, so Hu Yong's growth is always cared about. If you really do it against others, you can't say that someone behind your back will want to whip him as a director.

The director of the credit union generously let Hu Yong make his own decisions, saying that the small treasury is also internal income, and it is okay to enter the small treasury, and even say that it is not necessary to use three thousandths, and the industry rules are that one thousandth goes into the big account, one thousandth goes into the small treasury, and the rest is forgotten.

Of course, Hu Yong can't say it, thank the director for his understanding, or say that the interest will go according to the original contract of the original Longguang Town Credit Cooperative, and one thousandth will go into the big account, and two thousandths will go into the small treasury, which will become everyone's welfare.

The interest of three thousandths per day looks like a lot, but in fact, it is not conducive to the calculation of compound interest on rolling interest, in fact, it is not much, not to mention the frighteningly high bank interest rate in this era, that is, more than ten years later, the normal lending of the rivers and lakes is almost at the level of two thousandths per day. The difference between usury and non-usury is only in the calculation of compound interest.

One thousandth of the interest per day, if you don't count compound interest, the annual interest is only 36.5%, which is not much. If compound interest is calculated on a daily basis, it will be 44%, which is basically the old social loan principle of "nine out of thirteen".

And if it is a three-thousandth interest rate, compound interest is calculated, and the interest alone is more than 198% a year, which is not a simple addition. Most of those who were forced to death by usury in the rivers and lakes were not very good at mathematics, thinking that they only needed a few days and compound interest to sign a life and death contract.

Not counting compound interest, the interest rate of three thousandths, borrowing for a year is only 95% of the interest, and it has not doubled, and it is completely stress-free for Diye Luwei now.

Both of them are very controllable people, one drank a can of beer, then stopped calling for wine, asked the boss to cook two bowls of noodles, and prepared to disperse after eating.

There is no such thing as drunk driving in this era, Ye Luwei drove the car slowly, ready to send Hu Yong back. After thinking about Hu Yong's career path in his later life, Ye Luwei changed his mind, thinking that it might be better for him to get out of the banking system as soon as possible and enter the securities industry, so that his hobby of small dishes and small bowls might still have the money to buy some real goods.

"Brother Yong, I generally know a little about your family, I personally think that you are not suitable to stay in the banking system in this era, in fact, you can try to go to the securities industry and enter a private or joint venture company, so that the income is bright and guaranteed, not to mention, it is estimated that you are more temperamental to your personality."

Hu Yong was about to tell Ye Luwei that his loan was basically implemented, but he didn't expect Ye Luwei to brainwash him first.

Hu Yong's skill of not participating in the gray distribution has actually brought him a lot of confusion, such an era, even a doorman does not charge parking fees and put the ticket in his pocket, people like him are really struggling, and he is often very depressed, and he has long wanted to find a more suitable way out for himself, and the securities industry has certainly considered it.

However, if you want to go to the securities industry, you have to trouble his father's colleagues and friends back then, Hu Yong still has some resentment in his heart, and he naturally doesn't want to bow his head until he has to.

He is now in his early thirties, which is the age when his father was sentenced, and he knows very well how many people's sins his father has borne and if he speaks, those who escaped by luck back then will definitely have someone willing to help him. But because of this, he was even more reluctant to speak.

In the previous life, Hu Yong was transferred several times between several major banks, all because he did not participate in the skills of benefit distribution, and was excluded everywhere in his work, and finally there was really no way, so he called a friend of his father back then, and changed to an investment company in Chuncheng.

Hu Yong admired Ye Luwei's knowledge and vision a little in his heart, Ge Laozi, he is only eighteen years old, is this knowledge and mind really born to know?

"I'm also thinking about this, the general environment is like this, I am indeed a little unsuitable for the banking system, and I was thinking about transferring to a few major banks to see if I can be more formal. Hearing you say this, I also judge that it is not fundamentally different from credit unions. Hu Yong smiled bitterly, it seems that he really only has to go to a private company?

In fact, securities companies are also dirty, but the means are more in line with the rules. Especially for private securities companies, you can be a technology if you say that it is a technology to speculate in stocks, you say it is a pit, and people have already said that it is a pit, "the stock market is risky, please be cautious when entering the market" is telling you every day, you want to jump yourself, who is to blame?

Ninety-nine percent of the people who can't read the financial statements and only know how to buy big and buy small, but they don't know what the size is.

Ye Luwei stopped at the point, Hu Yong said that he was thinking about it, it seems to be a matter of determination, he also has fantasies about several major newspapers, and thinks that the state-owned is large and extra-large, so why should it be regular? Can't he be such a self-clean and self-disciplined person? When he was squeezed as thin as a photograph and could get out through the crack in the door, he would understand that the crows were standing on the coals, and they were so black that they couldn't tell each other apart.

Hu Yong groaned, and when he was about to go downstairs to his house, he turned his head and said to Ye Luwei: "Fifty million, the longest period of three months, you can apply for an extension once, enough for you to complete the acquisition this year, right?" Next year's story will be discussed next year. If you're going to start a real estate company at the end of the year, it's actually easier for me to help you find money, but it's limited to a few cities, so contact me when the time comes. ”

Ye Lu was overjoyed, so he said that Brother Yong couldn't afford to lose that face, so he ate my seventeen catties of Jiang Tuan.

Seeing Hu Yong happily get out of the car, Ye Luwei said to his back: "Brother Yong, my brother has decided, don't provoke your niece, you can rest assured......"

"Roll~"