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The only benefit of staying overnight on the beach is that Tong Ruoying and Huang Qingju are "like sisters". Dong Biao and others, who didn't know the truth www.biquge.info, really admired Ye Luwei to the ground. The real situation, of course, Ye Luwei himself knows his own suffering.

Oh my God, I can't live anymore, it's obviously a honeymoon, and I gave a bridesmaid.

It's a pity that the two beauties have suddenly been like glue since the beach night, day and night. Ye Luwei had no choice but to lie down on the small bed in the study every night, at most make a harassing call to Ju Rongmei and Hu Weiwei, and then fall asleep depressed.

After staying in Shenzhen for another week, Tong Ruoying and Huang Qingju went to Hong Kong to spend a lot of money, and Nie Xiaoqi finally had enough of the sun in the Pacific Ocean and flew back.

The newly built financing model of Jinsha Shuren Real Estate Development Company can wait for the Seven Fairies Nie Shuangshuang to ignite.

Nie Xiaoqi is really pregnant, although it is still early and she is not pregnant, but as long as Dong Biao or Wang Yanqiu is in front of her, Nie Xiaoqi will instantly lose weight in October, and she will not even be able to get up. If Dong Biao or Wang Yanqiu had to protect her, she would be uncomfortable while snickering and pretending to be unable to straighten her waist.

"Xiao Qi, if the real tire is heavy, you can't bend down, it's not that you can't straighten your waist, your posture is reversed." Ye Luwei couldn't look at it, and without waiting for the professional doctor Huang Qingju to speak, he went to chisel through Nie Xiaoqi's trick first.

"Phew, I can't straighten my back. Are you a woman or am I a woman? Have you ever conceived a child? "Nie Xiaoqi is even more fierce than before, spraying Ye Luwei's head full of bags. Ye Luwei had no choice but to wipe the saliva on his head while using his eyes to make Dong Biao ask for more blessings.

A pregnant woman is unreasonable, and a pregnant fairy is even more unreasonable.

The unreasonable Nie Xiaoqi was very dissatisfied with the financing plan made by these guys who could eat people and peel their bones led by Dong Biao, and the reason for their dissatisfaction was strange: my sister is pregnant with a child, and she will not do such a thing as having a son without fart and eyes.

Dong Biao had no choice but to pin his hopes on Ye Luwei in the face of the scoundrel Nie Xiaoqi. Ye Luwei first removed the glass in front of Nie Xiaoqi, pretended to let his assistant Liang Hong change the water, and then put a headrest on Nie Xiaoqi's right hand, before rubbing his hands and saying: "Seventh sister, we are doing this just to earn some money for the son in your belly to put aside, in case he really doesn't have that eye, in fact, now that science and technology are developed, as long as you have money, you can choose surgery...... Ah, don't slap your face......"

Nie Xiaoqi used his headrest to pump Ye Luwei and Dong Biao for a while, and then pretended to be tired, weakly shrunk in Dong Biao's arms and half-lyed, and ordered Liang Hong to re-explain the plan with his eyes.

Assistant Liang Hong had already studied the fax, and at this time he didn't need to look at the documents, so he directly picked a few key positions in this plan and explained it in detail, and finally commented: "Miss, this plan is easy to operate, and the only risk is that the appreciation rate of the entire real estate must exceed the rising rate of the financing amount." To put it simply, make sure that the cash flow is positive. ”

In fact, it is very simple, that is, the borrowed money is not only the development cost at all, but even the profit is lent out. The financing amount is so large, and it is not the venture capital company that pays the money, of course, it is necessary to ensure that the credit level of the repayment company is always higher than the financing amount. In economics books, it is generally required that the total amount of borrowing and financing should not exceed 70%. In fact, most enterprises will use various financial means to inflate the company's credit, so that the actual financing amount is far greater than the company's credit limit. However, no matter how big an ordinary enterprise is, it is impossible to reach the level of Jinsha Shu people with a capital of 100 million yuan but lending billions of dollars.

Nie Xiaoqi himself studied finance, and of course he knew that this kind of empty-handed play was not uncommon on the earth. The only key is that this set of games must ensure that the entire real estate industry has been in an upward channel, so that the property developed in the early stage can increase in value at a high speed, so that the small funds in the early stage can be rolled into huge mortgage assets at the fastest speed, so as to "finance" more money to cover the previous debt. It is to borrow new debts to pay off old debts, and the more you borrow, the more you borrow. As long as the project you borrowed money to invest in theoretically increases faster than the borrowed money, the bank will only ask for interest, and will not ask you to repay the money.

"Lu Lu'er, why didn't you use this method before? Well, you can't use this method without me. But why don't you tell Pepe about this method? Aren't you teaching her to do business? As soon as Nie Xiaoqi entered the state of thinking, he sat up from Dong Biao's arms in disgust, and arched his feet on Dong Biao's lap in a different direction.

Ye Luwei was depressed in his heart, and wanted to say Brother, where did you know that you could still play like this? Even if I knew, I only knew a rough idea, if I used a financing concept I heard in the news to actually operate the funds, if you didn't kill me, I myself would be stupid to death.

"Seventh sister, this plan was not made by me, it was your man who betrayed his faith, fell into the company of capital, and partnered with those bloody and filthy things."

Nie Xiaoqi saw that Ye Luwei was disgusting, and wanted to slap it again, but it was too far away and inconvenient, so he had to kick Dong Biao nearby and scolded: "What kind of friend do you have, a big mouth...... Phew, why did my man fall? This plan is obviously to help you make money, hmph, no, my Guanghongda must do this first. ”

Dong Biao endured his feet, grabbed Nie Xiaoqi's calf, rubbed it stiffly, and said in a low voice: "Guanghong Daming is the property of the Nie family, and it is not suitable for this road. You can use the name of our future children to invest in Jinsha Shuren, so that others will not be able to say anything. ”

Nie Xiaoqi actually knew how to play this matter, but with Dong Biao here, she deliberately erased her IQ by one hundred, and turned into a crazy pregnant woman like an idiot, waiting for Dong Biao to wait.

Under Nie Xiaoqi's pretending, the crowd finally dispersed after dinner. Before leaving, Ye Luwei patted Dong Biao's shoulder and said earnestly: "Brother Biao, it's enough to have a Xiaoqi, no matter how difficult the pregnancy is, you have to endure it, but don't provoke anyone, trouble." After speaking, he avoided Nie Xiaoqi's murderous gaze and flew away. Leaving Dong Biao to be tortured and interrogated by Nie Xiaoqi in various ways, he almost used ten tortures.

Jinsha Shuren's gameplay is not new. What is new is that someone in the financing channel took the initiative to find Dong Biao and reminded him that he could take a bigger and faster pace of development. Therefore, the sense of smell of capital is the most sensitive, and the scale of Jinsha Shu people is still small, and it is actually nothing on the big construction site of Shenzhen, but there is such an enthusiastic Bole who can find the shining sand gold of Jinsha Shu people from hundreds of companies.

At this time, the Jinsha Shu people have simple equity, clear capital, neat and effective management, and there are not only Dong Biao's young alumni circle of friends on the periphery, but also the gold-lettered signboard of the Nie family on their heads. Such a purely private company, in this immature market, is a golden treasure. So even if Ye Luwei is reluctant, other people's capital will take the initiative to come to the door and take the initiative to lend you money for development.

The whole set of plans is even the main framework provided by the capital side, and then supplemented and perfected by the elites of the Jinsha Shu people. The core of this plan is to use the land in the city's commercial center as collateral to lend money, reinvest in development and renovate into a new business district, and then rent it out. The collateral during the construction period is land, and after the completion of the first phase of construction, the rental income will be used as a mortgage for the second financing. In this way, the development will be carried out in phases, and when the house price rises to a certain level, it will be listed for sale or continue to collect rent.

This matter is known all over the world, and the most successful one is the Englishman Li Moumou in the news, whose family also entered the mainland at the beginning of the reform, and almost the same operation method. The only difference may be that his family has a little capital, which can not only bloom more, but also does not need state-owned assets to take a hand. After waiting for more than ten years for housing prices to be as high as Mars, they threw away the real estate and returned to the UK. Li has participated in the reform in the mainland for 30 years, except for leaving a large number of high-priced buildings and high-priced land, other investments have not been heard, and they are either worthless or inconspicuous, and it is very difficult to describe what good role they really played in the reform. Oh, and there is also Cheung Kong Graduate School of Business, which is almost a club of the rich and powerful, and it is still very famous.

The capital that got on the line with Jinsha Shu people came from state-owned banks, but it changed its concept and used the secondary guarantee of a company called Shenzhen Urban Construction Investment Company. In the whole plan, the Jinsha Shu people only need to pay a little for the initial demolition and relocation, invest in the mainland as "foreign investors", and sign investment contracts with local city managers. After taking the plot with a small amount of deposit, various methods are dragged to the state of three links and one level, and then it can be mortgaged to a large state-owned company, and the large company guarantees the loan or direct borrowing of money from the Jinsha Shu people with its own credit, and the Jinsha Shu people then use the loan to pay for the land and formally repair the building.

The construction process is even simpler, the construction unit, the lowest end of the food chain, is very easy to bully. It's a little more cumbersome to operate, but with this urban construction investment company, the future tenants have actually been delineated before they have even started digging the foundation. For example, a few large department stores, a few key hotels, a certain development committee, a pedestrian street and so on. In short, the building has not been repaired, in fact, it has been rented out.

The reason why the Nie family is needed is not to ask them to provide financial support, but to use their surnames to acquire the land, and to resist the claws of immortals with other surnames, so as to avoid being easily picked by others as soon as the finishing is completed.

Who has ever heard of this kind of core plot in various cities? With such a core real estate, shouldn't it be in the news every day? However, I haven't heard much about it. Even the Asian superman Li Moumou actually doesn't occupy a few buildings in the huge tile country.

So whose are these downtown buildings? In the real estate fire market, how come you haven't heard of it? The answer, of course, is because people don't want you to hear about it. The super-developed information of later generations, the Internet and self-photoies, self-violence or something, even aliens cannot hide on the earth. But can ordinary people find out the family background of the owners of several major real estate companies on the Internet? No.

So if people don't want you to know, they won't let you know. As an ordinary person, I only know how to go to the commercial buildings like "city business cards" to spend stupidly, and I don't know who these value-added buildings are.

More than ten years later, when Liaojihei himself was huge enough to independently establish a city business district, he began to openly invest in the construction of commercial plazas on three or four types of plots of land in various places. At that time, people already had a greater tolerance for the private sector, and there was only envy and legend for the source of wealth during their ascent, and not many people wanted to know how to operate. Moreover, this technique also has historical limitations, and after more than ten years, I dare not play it so clearly. Although there are still other ways to play, the cost of operation has risen a lot, and it is already just a chicken rib, maybe it is really better to play according to the rules on the surface to make money quickly.