Why would Qin Min accept the banknotes printed by Yingzi Cheng, and even take the initiative to accept the banknotes during the transaction, are they really stupid, no, they are not stupid, because of the discount.

All products of the Yingzicheng factory are traded at a 10% discount using paper money. Now it is not only agricultural tools, especially the improvement of textile machinery and the improvement of productivity, and the large supply of hemp raw materials. Linen cloth was produced in large quantities dozens of times as much as before. I'm sorry for the exclusive business, but the supply is still in short supply, Ying Zicheng is still sold at the original level of two silver and one horse, nearly ten times the profit.

Before the appearance of cotton textiles, cloth is the urgent shortage of materials for the whole society, more valuable than food, food is in disaster years, war is very valuable, and cloth has always been very scarce and needed. It was often used as a function of currency, and cloth was available for officials to pay their salaries, and cloth often appeared as a reward for feudal emperors. In modern society, it was not until the emergence of chemical fibers that the problem of fabric shortage was fundamentally solved.

Now in Great Qin and even in the whole world, half of the people lack clothes or even only have one piece of clothing for the whole year, and 99% of the people wear patched clothes, and even Emperor Yingzheng of Qin occasionally wears patched clothes. Therefore, Ying Zicheng is not worried at all that no one wants the millions of pieces of cloth he produces, and he "loves to buy or not" to give such a high price to grain, hemp and other agricultural products, not to let them hide the whole money at home, but to take it out for consumption.

After paying off last year's farm tool loan, what should I do if I run out of money this year?

This winner Cheng also thought of it, easy to do, signed next year's futures contract, give a deposit in advance, all use paper money, to the head of the Qian, they can't directly say paper money, called money citation, next year to take this to receive money, and it is to give half of this year's harvest in advance. You said that Ying Zicheng would let them really come to receive the money, of course not, Ying Zicheng will not go bankrupt in minutes, it is really as Qin Huang said, the one million gold provided by the merchant is estimated to be unable to support it in a day. One million gold, that's for Qianshou to see, showing that Huaxialou is very rich, really divided, it is estimated that these signed contracts Qianshou, one person can get a thousand copper plates, it would be good, not to mention that the number of copper coins in the market is not enough, really divide.

So Ying Zicheng set up a selling place and a storage warehouse next to each place where the futures contract was signed. The use of just-issued money to lead the transaction is reduced by 100 copper coins per thousand copper coins, and a piece of cloth with 2,000 copper coins is directly reduced by 200 Qin and a half taels using money to lead the exchange, and the purchasers are like clouds. There are more than a dozen people in small cooperatives, and thousands of people in large cooperatives, and the lack of fabrics has to be pulled by cars. Small cooperatives buy dozens of pieces of cloth and load them in one cart, and large cooperatives buy thousands of pieces of cloth at a time, and several trucks are piled up like a mountain.

Large cooperatives pull thousands of pieces of cloth every time, like coming to the hill to pull this cloth, pulling the back of the cooperatives panicked, often the warehouse is empty, waiting for Xianyang replenishment, many people are worried that the cheap cloth of two hundred dollars per horse is not much, next time there will be no more, more crazy use of the money issued by Yingzicheng to buy, how much money to buy as much as possible.

As for the remaining half of the next year, the other half needs real money to exchange, and Yingzicheng is not worried, we can also issue consumer loans if the deposit is used up, how fresh it is, consume in advance.

According to this year's income standard, we can borrow money in advance to each cooperative, how much to borrow, it depends on your courage, not only can you use all the estimated income next year in advance, but also use the next year. As for some timid people who dare not consume in advance, some salespeople who have been trained by Ying Zicheng encouraged, "How bold and prolific people are, they must believe in themselves, even the most poisonous, how much men say they can't use." "This stimulated a group of timid cooperative leaders, and it was all about their dignity as a man, how could they retreat.

Pieces of linen were made into clothes, shoes, hats, and quilts by dexterous women for their own men, children, and the elderly. A large amount of linen cloth supplemented all aspects of life, and all the Qin people in the Qin region of Guanzhong across the country had a big change of clothes and put on new clothes, and many Qianshou had a second or even a third piece of clothing that could be changed. Although the women still talk about how much debt they have carried, and some women complain about their men taking out impulsive loans to buy so much linen, not a single woman is worried that she will not be able to repay this loan, which in the past seemed to be impossible to repay by selling her children and daughters.

There are also a small number of cooperatives really put the next year's loan and all used to buy fabrics, impulsive or a little smart ready to sell low and high, to buy the warehouse cheap 200 yuan of fabrics, how do you know that Yingzicheng's fabrics have been endless, millions of dollars per month, nearly 10 million out, almost 10 million, about to smash in the hand.

But soon after, their worries were superfluous, and one after another, some merchants learned of this situation and came to the cooperative to buy the surplus cloth in their hands at the price of two silver, and each piece of cloth made a net profit of 200 Qin and a half taels. They didn't do anything, and they made a net profit of 200 yuan when they came and went, which made them very happy, so the cases of these cooperatives quickly spread, resulting in the vast majority of cooperatives taking out loans for the next year.

If this wave of operation continues, Yingzicheng will probably be able to support it for another two years. Some ordinary people in Shu and South Korea, who had just signed futures contracts, also saw this opportunity to earn, and they also asked themselves to take out consumer loans. This group of people completely saw the opportunity, wanted to empty the gloves of the white wolf, left hand in and right hand out, and took advantage of themselves. thought so beautifully, of course, it was rejected by the winner Cheng Wanyan, and encouraged them to work hard this year and repay the farm tool loan, and it is not impossible to give them such a discount.

They are hot and enthusiastic to join the process of cooperative farming, can they not be hot, more appropriately said that their eyes are hot, watching Guanzhong Qin Min not only get a huge grain harvest this year, but also lie down and earn a wave of money. The cooperatives in Guanzhong have been growing one after another, with the small ones earning dozens of taels of silver, and the large cooperatives earning hundreds or thousands of taels, but they are red-eyed.

Thinking that he could do it next year, the two places were close to the nearby land in Guanzhong, and the people completed the integration of the cooperative quickly and smoothly beyond Wang Juan's imagination. Before the official appointed by Wang Juan arrived, he had already done it himself, and asked the farm tools to be transported quickly. With the teachers of the cooperatives in Guanzhong, this group of people took out loans to buy farm tools according to their own needs, unlike the first batch of old Qin people who had just started to become cooperatives, who shrunk and shrunk and bought according to their own needs.

Ambitious to catch up with the harvest of Qindi.