Chapter 409: Unspoken Rules
In the car, Xie Qiang finally confessed.
He did have a "plan" to come to Chen Tower this time. It's just that he is very "selfless" and wants to help Guo Xiaozhou make some money. In fact, it's not just a point, as far as Guo Xiaozhou's current worth, he has saved for ten years without eating or drinking, which is just a base.
Xie Qiang said that he knew a key account manager of a commercial bank in Xihai Province, who heard that he and the mayor of Chenta Town were college classmates, so he approached him and introduced her.
When Guo Xiaozhou heard this, he basically knew it. It is nothing more than a hope to collect savings, and even more hope that Chen Kai Group will open an account in Xihai Commercial Bank. He received several calls from Xihai Bank from yesterday to today, and it was not the same person, including men and women, which proves that even within the same bank, the competition is quite fierce. Not to mention the competition between banks and banks.
His ex-girlfriend Zuo Ya works in the bank, and he knows a thing or two about some of the bank's unspoken rules.
At present, the performance appraisal of major banks is fully inclined to the performance of deposits, and the performance is basically based on the number of deposits received. Zuo Ya's work pressure increases before the Spring Festival. Most of the resources in Xihai Province are monopolized by large national banks, and deposit resources are becoming more and more strained, especially in Quanye and provincial and municipal commercial banks, and ordinary customers are reluctant to deposit their money in their small banks, and the number of outlets is small, which makes it even more difficult.
Tightening liquidity has led banks to stage a fierce war for deposits, and in order to get a piece of the limited deposit resources, both large state-owned banks and small and medium-sized banks have resorted to all their resources.
In order to encourage the relationship manager to pull deposits, the bank has also offered quite generous conditions to the relationship managers, such as giving the relationship managers a high percentage of "commissions" for the deposits. According to Zuo Ya, the highest commission ratio is 9 percent in some banks. That is to say, if the deposit can stay in the bank account for a year, the account manager can get a commission of 900,000 yuan by the end of the year. And that's not even counting performance-based pay incentives.
Even if Chen Kai Group's deposits will never lie in the bank account for a year, as long as Chen Kai Group opens an account in a certain bank, such a large financially stable company with cash flow, the flow of cash is amazing, and it is definitely the target of banks rushing to lend. As long as one or two large companies with stable finances are grabbed, the rewards alone far exceed the salary income. So now the powerful lenders don't care about the customer's food and gifts, and their focus is on commissions and performance income. Provided that the company's finances and profits are sound.
For small and medium-sized banks, on the one hand, they have to face the pressure from large banks, and at the same time, they have to face the incentive competition of small banks. For many private customers, they are more accustomed to depositing money in large banks such as industry, agriculture, China, and construction for the convenience of deposit and withdrawal and for the safety of funds, and it takes a lot of effort to persuade customers to deposit in joint-stock commercial banks or local banks. In order to obtain customers, some key account managers often renovate and renovate methods at any cost.
The big customers include his relatives' birthdays, festivals, ceremonies, etc., and the bank's key account manager saddles up the service, and some even do not hesitate to give customers benefits in the form of rebates, that is to say, the customer will deposit money in the bank, and the account manager will take out a part of the money from his own commission to the customer, or even most or all of the commission.
However, small banks have the advantage of small banks, and compared with large banks, small banks have more flexible policies because they are small in size and operate faster and more flexible. For example, the four banks that have decided to open bank outlets in Chenta Town, except for the four banks that have signed agreements and have pre-purchased commercial stores in advance, except for the four banks that have decided to open bank outlets in Chenta Town, have already signed agreements and have pre-purchased commercial stores, while the large banks such as industry, agriculture, China, and construction, in addition to the Agricultural Bank of China itself have commercial outlets in Chenta, the remaining few are still in the process of evaluation and application, and they are waiting for the approval of the head office and the China Banking Regulatory Commission, and I don't know what day it will be.
In short, in the war for the Chen Kai Group, the final winner was none other than these banks that opened branches in Chen Ta.
Therefore, when Xie Qiang said that Xihai Bank could give deposit rebates and low-interest loans at low interest rates, Guo Xiaozhou couldn't deny a faint smile.
Xie Qiang drove Guo Xiaozhou to a newly opened farm on the side of the road.
Even Guo Xiaozhou didn't know when this quaint-looking farm opened. This also indicates that the future of Chen Ta will be widely recognized.
Entering the courtyard of the farm, you will see a small pond with pebbles and various landscape trees, which are beyond the scope of ordinary farms under the reflection of the night light.
On the left side of the pond is a row of restaurants, and on the right side are lanterns with the word "hostel".
Xie Qiang took him to the front of the "Tianzi No. 3" room, raised his hand and knocked on the door, "Manager Xu, Mayor Guo is here." ”
Guo Xiaozhou secretly felt that this Xu Man was a bit pretentious, since it was the bank begging him, the normal situation should be that she went to see Guo Xiaozhou, even if she entrusted Xie Qiang to introduce her, she should at least greet her outside the farm.
And with Xie Qiang's shrewdness and ability, he didn't call Xu Man before he arrived? Guo Xiaozhou was a little puzzled before entering the door.
It wasn't until the moment he opened the door that he realized.
The woman was dressed too ...... Penetrate! The autumn night was full of cold, but this woman was wearing a black semi-cutout sundress, the exposed fragrant shoulders were snow-white and smooth, the plump twin peaks loomed firm and proud, the legs were long, white, straight and sexy, due to the translucency and lighting, plus her underwear was too tight and squeezed out several fragrant outlines.
Guo Xiaozhou's gaze brushed over her snow-white chest muscles and looked up.
The large dark brown waves naturally coil upward, and the curls on the forehead and temples hang down naturally on one side and are buttoned at the ear on the other. The oval face shape and the high nose bridge set off the hooked nose that is rare for beautiful women, which is very three-dimensional. A pair of slender willow eyebrows with deep eyebrows and decreasing tails. A pair of peach blossom eyes under the eyebrows, pink blush with bright orange lip gloss, no matter how you look at it, it is a sexy stunner.
Of course, compared with Zhu Ying at the goddess level, it is still slightly inferior. Zhu Ying is a flattering word, but she is coquettish.
Seeing Guo Xiaozhou, her eyes immediately burst into sparks, and she took the initiative to reach out with a smile, and said with emotion: "I finally saw Mayor Guo!" If it is really famous, it is better to meet. Mayor Guo is younger and more handsome than the legend says! I'm Xu Man from Xihai Bank, and I've called you yesterday and today. ”
Guo Xiaozhou's expression was calm and he shook hands with her gently, "I'm sorry about the phone, I'm too busy with work." ”
"It's okay, it's really okay, please take a seat. Xie Qiang, you also sit. ”
Xie Qiang smiled and sat on the sofa with Guo Xiaozhou, "Xiaozhou, Xu Man is the star manager of Xihai Bank, and he is ranked in the entire provincial financial system, not only has strong work ability, but also the ...... of Xihai Bank" Speaking of this, he squeezed out a grimace at Guo Xiaozhou that all males understand.
Xu Man saw it in his eyes, and said coquettishly: "Where, it doesn't enter the eyes of Mayor Guo, and the old people are yellow!" ”
Xie Qiang laughed and teased: "It's the golden age of all kinds of charms!" Where is the old? As he spoke, his eyes glancing over her chest.
Although Xu Man was very affected by the greedy gaze of the man, on the surface, she still covered her chest shyly, and said angrily: "I have red wine and black tea, I don't know which one Mayor Guo prefers?" ”
Guo Xiaozhou spoke, "Tea bar." ”
Xu Man got up and picked up the electric kettle, just right to reveal his round buttocks that had almost lost his cover, and suddenly "babbled", "There is no mineral water......
Xie Qiang made a xxoo gesture to Guo Xiaozhou, you should be cool or not, and got up and said with a dry smile: "I'll go fetch water, you guys talk about business." ”
Guo Xiaozhou frowned and wanted to shout, Xu Man had already handed the electric kettle to Xie Qiang's hand, and then sat down next to Guo Xiaozhou, flashing a pair of peach blossom eyes, and said coquettishly: "Mayor Guo, I haven't slept for two days......"
Guo Xiaozhou said strangely: "You didn't sleep well, it seems that it has nothing to do with me." ”
"Why is it okay?" Her buttocks moved to the left, getting closer and closer to Guo Xiaozhou, and she looked at Guo Xiaozhou with disgust and shyness, "Since the news came out that the Chen Ta Development Group was going to be formed, my pressure has come, the leader's instructions, tasks, and peer competition, hey!" I really don't want to do this anymore. ”
Guo Xiaozhou didn't follow her topic and said, "Manager Xu is in good health." ”
A hint of pride flashed in her eyes, and she said secretly: There is no cat in the world that does not eat fishy, the old lady gave away this hundred catties of fragrant meat today, anyway, he also looks good, young and strong, it seems that this trip has been earned.
"Average! But usually I have gym and yoga. Why hasn't Xie Qiang come back yet, why don't you drink some red wine first. With that, she leaned forward, reached out and bent down to get the red wine on the coffee table, and as her body moved, she sat on the sofa from her hips to her shoulders, outlining a sexy curve. The body is lowered downward, revealing most of the white and tender soft meat.
"When I say you're in good health, I mean you're not afraid of cold ......" Guo Xiaozhou looked at her amusemently, and suddenly pointed to her chest: "You are exposed." ”
Xu Man pretended to be confused and followed his line of sight and looked down at his chest. I don't know if it's because her twin peaks are too big, or because of negligence, most of the soft flesh has been squeezed out of her underwear. She immediately covered her chest with one shy hand, and lightly hammered Guo Xiaozhou's shoulder with the other, screaming angrily: "You are so bad! Take advantage of other people......"
Guo Xiaozhou smiled dumbly, and sighed in his heart, in the face of such a sugar-coated meat bomb, how many men can hold it? It's no wonder she's a star key account manager in the industry. The richness of routines and the temptation of various tricks, one ring after another, compared to Liu Jing, who seduced him in the Chen Tower Guest House, can only be regarded as an unprofessional and undedicated amateur.
The two are not in the same order of magnitude at all.
If he hadn't been baptized by Xie Fuli, Zhu Ying, and An Jin, he wouldn't be sure if he could resist the temptation of such a progression. To tell the truth, a stunning woman like An Jin and Zhu Ying has improved his level of appreciation and raised his horizons infinitely, the so-called beauties on the ordinary market are all scum compared to An Jin and Zhu Ying. How can you be tempted to get him?
He even suddenly understood why the father of the old aristocratic family in the West selected all kinds of beauties for his son after the coming-of-age ceremony of the successor, the purpose was to let his son look down on women and have immunity after his son succeeded in the future.
Guo Xiaozhou suddenly felt bored, he looked at his watch, "It's not early, it's a pleasure to meet Manager Xu, as the leader of Chen Ta Town, I welcome a qiē collaborator, if you have a financial intention to cooperate with Chen Ta, you can directly contact Mayor Yang Shiqi of the town's state-owned assets management company......
Seeing that Guo Xiaozhou had signs of "flashing people", Xu Man was slightly stunned, can't do it? Not attractive to him? She simply put down her figure, approached Guo Xiaozhou with perseverance, and said softly: "I must take the storage order of Chen Kai Group, if Mayor Guo is willing to be gracious, he is my Xu Man's benefactor, and I am willing to go to the soup for my benefactor." ”
"I can't do this alone." Guo Xiaozhou got up slightly.
Xu Man's face changed slightly, she took the initiative to stick it, reached out and pressed Guo Xiaozhou's shoulders to prevent him from getting up and leaving, just when Guo Xiaozhou expressed surprise, she opened her legs, sat directly on Guo Xiaozhou's knees, and said in a coquettish whisper: "Help me once, I will be your woman in the future, a woman who will come to you as soon as you call it, as long as you loosen your mouth, not only my people are yours, I will give you rebates for storage commissions, and in terms of business, we can give you the discounts that other banks can give......"
Guo Xiaozhou really couldn't stand her body fragrance and the strong smell of perfume, coupled with her buttocks and thighs and friction, he couldn't help panting slightly, looked at the door, his face was vigilant and panicked, and scolded in a low voice: "Please get up!" ”
Looking at the young man who was slightly frightened, Xu Man showed a smile in Zhizhu's hand, slowly lowered his head, and reached out to support Guo Xiaozhou's chin. Laughing softly, "I promise you won't regret it, you still want to eat ...... after eating"
As she spoke, she kissed Guo Xiaozhou's gasping mouth......
Guo Xiaozhou didn't want to tease her anymore, there was a look of disgust in his eyes, and he waved his hand to push her face and body away.
"Go away!" There was an unmistakable disgust in his deep voice. This woman not only looks debauched, but also behaves in words and deeds! In contrast, Liu Jing, who also tempted him at the beginning, seemed too pure to Tama.
Xu Man was pushed to the ground. His face changed color instantly, and this man turned a blind eye to her, a big beauty?
However, after all, she is a veteran of the wind and moon field, and she has never encountered any special circumstances.
"Okay!" She shrugged her shoulders indifferently, gritted her teeth and said, "I can give you all the commissions, this is a huge amount of ......"
"I see Xie Qiang's face, give you a fair chance to compete, and you can still go to the town state-owned assets company to discuss the business that should be discussed. However, if you continue to mess around, you will not even be qualified to talk......"
Guo Xiaozhou said and left, and as soon as he opened the door, he saw Xie Qiang hurriedly coming over, and when he saw him, he warned in a panicked low voice: "Know who I saw, Zuo Ya, she is also here......"
Guo Xiaozhou Huo Ran looked up and saw a familiar figure walking towards him.
(l~1`x*>+``+