Long's Bank was established, and Zhao Deyou became the first head office president of Long's Bank. Long's Bank built its own bank office building in Beijing, and then set up branches and branches across the country, setting up a total of 52,000 branches, that is, 5.2 trillion yuan must be placed in the central bank's treasury as reserves, which other banks cannot do. Long's Group has invested a total of 60 trillion yuan, and 5.2 trillion yuan is just a small number.

This means that Long's Bank has a large amount of capital. The four major state-owned banks panicked and joined forces to negotiate with Longshi Bank, as long as the interest on Long's bank's savings was not higher than that of the four major state-owned banks, and the interest on loans was not lower than that of the four major state-owned banks. What the four state-owned banks did not expect was that the interest on the savings of Long's Bank was only one-third of that of the four major banks, while the interest on loans was 50% higher. The four major state-owned banks laughed.

Zhao Deyou was very happy when he saw the presidents of the four major state-owned banks, and he secretly laughed. Zhao Deyou knows that the main business of Long's Bank is not savings, but lending, Long's Group has the world's largest capital flow, and there is no need to save at all, saving is simply a trouble in Zhao Deyou's view, and loans are the mainstream of Long's Bank.

Zhao Deyou introduced a policy, anyone who borrows from Long's Bank, can set their own repayment period, can be a month, the lowest is one month, the longest can be 60 years, that is to say, you can borrow money from Long's Bank for life, as long as the person with good credit can also borrow repeatedly, in this way, although the loan interest of Long's Bank is 50% higher than that of other banks, there are still many enterprises and individuals to borrow, because it can be used almost for life, as long as the interest is repaid every month.

At this time, the four major state-owned banks knew how powerful Zhao Deyou was, and only by virtue of this measure, 60% of the country's enterprises and individuals were concentrated in Long's Bank, and the four major state-owned banks knew how powerful Long's Bank was. The money of the four major state-owned banks is the money of the common people, which is equivalent to buying and selling, buying at a low price and selling at a high price. Long's Bank is selling its own things, and it doesn't need people's money, so it's not enthusiastic about savings at all.

The more this is the case, the more the people trust, and the savings amount of Long's Bank is getting bigger and bigger, which has exceeded 60% of the country's individuals and enterprises depositing in Long's Bank, which is a very strange phenomenon. The four major state-owned banks don't get it. This was followed by the contraction of the business of the four major state-owned banks, and the central bank took the opportunity to reduce the size of the four major state-owned banks, which only played a regulating role, rather than the function of a theme bank.

Hu Zongnan was honored to join the central bank before the four major state-owned banks shrank. Although Long's Bank is very powerful, it is only a private bank, and it is still subject to the control of the central bank, although the business of the four major state-owned banks has shrunk greatly, but it also shoulders the function of issuing currency to the state, and Long's Bank is only a money-making institution, and these functions cannot replace state-owned banks, which is also the difference between private banks and state-owned banks.

Long's Group did not treat Zhao Deyou badly, and gave Zhao Deyou an annual salary of 600 million yuan, that is, 100 million US dollars in this dollar, which is considered a high income in the world, and also formulated a bonus system for Zhao Deyou, which is one-ten-thousandth of the annual income, that is to say, there is an annual income of 6 trillion yuan, and a bonus of 600 million, which is also a high share.

But what Zhao Deyou values is not this, but the relationship with Long Xiao is closer, and then, Zhao Deyou is under the attention of Long Xiao, Long Xiao suggested that Longshan give Zhao Deyou a part of the shares, and Longshan gave me Zhao Deyou 100 billion yuan of shares, Zhao Deyou was even more shocked, only then did he know that Long Xiao is not stingy with money when he treats his friends, and Zhao Deyou swore that in his lifetime, he will serve the Long Group well.

This initiative of the Long's Group, not so much a bank, in other words is more suitable for an investment institution, the lifelong loan, greatly promoted the development of all walks of life in China, some of the private enterprises in the four major state-owned banks can not borrow money at all, overnight to save life, as long as there is enough pledge, you can get enough money, as long as you are willing to pay off in 60 years, this huge benefit, is no bank can be compared, but also the four major state-owned banks can not do.

Some state-owned enterprises have also begun to try to fundamentally cooperate with Long's Bank, especially those super-scale enterprises, for example, the national high-speed railway company, in cooperation with Long's Group, borrowed 10 trillion yuan from Long's Bank, and built high-speed rail nationwide and even in the world, and the high-speed rail company borrowed 10 trillion yuan from Long's Bank, and the abundant capital scale began to create the scale of the national high-speed rail, which started with 10,000 kilometers and has now expanded to 100,000 kilometers. Today's Huaxia high-speed railway is already the world's first-class. A high-speed rail network has been formed in the country, which in turn has greatly promoted the great development of China's economy.

After one year of trial operation, Long's Bank has initially received considerable benefits, with the scale of savings reaching 100 trillion yuan, the scale of loans reaching 50 trillion yuan, and the annual net receivables have exceeded 5 trillion yuan. In terms of the entire form of loans, it has reached an unprecedented scale. Just the loan for China's economy to 300 trillion GDP, originally Huaxia and the GDP of the United States is almost the same, this next move broke through the 120 trillion US dollars mark, far beyond the GDP of the United States, Huaxia has become the world's largest economic entity. As a result, Long's Bank contributed half of its strength.

Of course, Long's Bank is not just to make money, among which the investment of 100 billion in the development of spacecraft research is an example, before and after launching 50 spacecraft into space in a year, it has also made great contributions to mankind's search for extraterrestrial civilizations.

In addition, on the basis of the original 36 quantum satellites of Longshi Group, 324 billion yuan was invested and 324 satellites were launched, forming 360 satellites and 360 degrees of application without dead ends, making Long's quantum network more rapid and instantaneous, that is, the speed of 10,000 g/s, which can be said to achieve no differentiation in global network speed.

Long's Bank has also invested 200 billion yuan to study the research of human diseases, although this technology has brought great benefits to human beings, Long's Bank has only paid for this, without a trace of return, all the research technology is made public, so that hospitals around the world can enjoy the benefits of scientific and technological achievements.

As for the investment in the nursing home in Huaxia, it took out 500 billion yuan, built 5,000 nursing homes across the country, and supported the elderly from all walks of life in China free of charge, which was highly praised by the people of the whole country, and even the No. 1 chief had to issue a document to commend the great contribution of Long's Bank to the Chinese society.

The great success of Long's Bank has brought unparalleled benefits to the Chinese national economy, but the country has also seen the limitations of Long's Bank, that is, although it is very awesome, it is only a country, and Long's Huaxia Bank, another bank of the Long's Group, is relatively first-class and has not formed its own scale in the world, that is to say, the great charm of the RMB is only carried forward by a country in China. This is a big limitation, a country must be strong, not only economically, not only militarily, but also a huge financial empire.

I think that's how the United States sheared sheep all over the world, and the reason why the United States has been strong for hundreds of years is because the output of the dollar is more powerful than the military. Of course, if a country does not have a strong military, no matter how strong its finance is, it will not be strong, but it will not work if it is strong militarily. Russia is an example of this, Russia's military power can be said to be strong, second only to the power of the United States, but Russia's economy has been developing slowly, because it does not have a strong monetary system.

Since Long's Bank is already strong enough to occupy half of China's economic power, it needs globalization to export the renminbi, first, to expand the influence of the renminbi, and secondly, to expand the income of Long's bank. On behalf of the country and the central bank, Hu Zongnan found Zhao Deyou and discussed with Zhao Deyou how to expand the influence of Long's Bank in the world, Zhao Deyou was very much in favor, and discussed with the group's boss Long Shan, of course, Longshan was willing, so he took out 30 trillion US dollars again to carry out global actions.

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(Nine-headed Bird Academy)