Zhao Weidong was sitting in the chairman's office and looking at the information, when the secretary Li Yafei came in and said: "Chairman, I received a notice from General Manager Di, let me report to you about the specific time of the transfer signing meeting with Pacific International Bank, this afternoon at 15:30 in our company's 18th floor No. 1 conference room to sign, this is the "Pacific International Bank Overall Transfer Agreement", do you see what needs to be modified, and ask if you want to change the signing time? ”

"You inform General Manager Di that the signing meeting for the transfer of Pacific International Bank will be held on time, and I will attend the signing meeting on time. In addition, I will take a look at the "Pacific International Bank Integral Transfer Agreement" first, and if there is any need to amend, I will notify you separately. Zhao Weidong approved the plan of General Manager Di.

Zhao Weidong carefully reviewed the "Overall Transfer Agreement of Pacific International Bank", and the content of the agreement has 14 articles: the first equity structure; Article 2 The form of acquisition of equity; Article 3 The price of the overall transfer of the company's equity; Article 4 Payment of the price; Article 5 Asset Transfer; Article 6 Scope of equity transfer assets; Article 7 Creditor's rights and debts and resettlement of workers; Article 8 Delivery of Rights; Article 9 Tax burden; Article 10 Liability for breach of contract; Article 11 Handling of Contract Disputes; Article 12 Special Agreements; Article 13 Annexes, the following 21 annexes are an integral part of this contract. The content is detailed, the legal procedures are complete, and Zhao Weidong believes that there is nothing that needs to be revised and supplemented.

He rang the greeting bell, and the secretary Li Yafei soon came to his office and asked:

"Chairman, what are your orders?"

"Secretary Li, you give this "Overall Transfer Agreement of Pacific International Bank" to General Manager Di, and tell her that I have read the agreement and have no amendments."

"Okay, chairman, I'll do it right away."

At 15:30 p.m. on August 27, Everest (Hong Kong) International Financial Investment Co., Ltd. and Pacific International Bank held a signing ceremony for equity transfer in Conference Room 1, 18th Floor, Everest (Hong Kong) International Financial Investment Co., Ltd., and held a shareholders' meeting and the first meeting of the first board of directors.

The signing ceremony for the transfer of equity from Pacific International Bank to Everest (Hong Kong) International Financial Investment Co., Ltd. was presided over by Ji Lingjun, General Manager of Everest (Hong Kong) International Financial Investment Co., Ltd. Mr. Zhao Weidong, Chairman of Everest (Hong Kong) International Financial Investment Co., Ltd., and Mr. Guo Renjin, Chairman of Pacific International Bank, signed the equity transfer agreement respectively. After the equity transfer, Everest (Hong Kong) International Financial Investment Co., Ltd. accounted for 100% of the equity of Pacific International Bank and became a wholly-owned shareholder. According to the Articles of Association, Pacific International Bank changed its name to Pacific Everest International Bank.

On the same day, the first meeting of the first board of directors of the newly established Pacific Hongyuan International Bank, according to the investigation of the three senior management of the Pacific International Bank, the three senior management of the Pacific International Bank have high loyalty to the bank, strong ability and can be reused, Zhao Weidong proposed and unanimously approved by Zhao Weidong, Ji Lingjun, Xie Debao, Guo Guanghua, Qian Tonggang as the directors of the Pacific Hongyuan International Bank, and Mr. Zhao Weidong as the chairman. According to the nomination of Chairman Zhao Weidong, the Board of Directors decided to appoint Ms. Di Lingjun as the general manager of the bank, and Mr. Xie Debao, Guo Guanghua and Qian Tonggang as the deputy general managers.

The meeting deliberated and approved the business plan objectives of Pacific Everest International Bank in the second half of 1977, the business plan objectives for the whole year of 1978, and the proposal to implement the original remuneration system of Pacific International Bank in the second half of the year and next year, but all salaries will be increased by 10% on the original basis. He also introduced the current situation of the bank, which currently has 541 branches, 16 million customers and 0.2% of the credit market in major countries around the world.

On the morning of the next day, a plenary meeting attended by middle-level leaders and above was held in Pacific Hongyuan International Bank, which was presided over by General Manager Ji Lingjun, and Chairman Zhao Weidong made an important speech:

"Hello everyone! Today, it is my great pleasure to gather with you to discuss the development of the bank and jointly plan for a better future for Pacific Everest International Bank. On behalf of the Board of Directors, I would like to extend a warm welcome to all of you for attending this symposium! As the saying goes, a good start is half the battle. The new bank should have a new atmosphere, I believe that our bank will become one of the most well-known banks in the world in the future, you will be proud to be in such a famous bank, our bank will also be one of the best banks in the world, to achieve such an achievement, it is inseparable from the efforts of all of you, and our bank will also be the best platform for everyone to show their talents, I hope we will work together to create a better future for Pacific Grand International Bank. I will focus on the following issues:

To establish a new concept of giving priority to deposits, you should firmly establish the new concept of "total amount is strength, share is status, increase deposit is efficiency, and increase is competitiveness", comprehensively analyze and study the new trends and characteristics of local capital organization and market competition, firmly grasp the favorable opportunities such as market activity and the centralized withdrawal of various types of social funds during the period of Shengdan, vigorously expand new deposit areas, and strive to increase market share. 2. Vigorously marketing loans and laying a good foundation for business operationIn the face of the current situation of our bank's increasingly wealthy funds, all branches must rely on their own expansion to improve the efficiency of capital operation. On the premise of the new credit rules, we should strictly control the quality of investment, increase loan marketing, and go all out to expand the business market, so as to achieve early delivery and early results. With the implementation of the performance appraisal in the new year in business operations, the unfavorable factors of the high proportion of non-performing loans of our bank will be further revealed, and the whole bank must face the reality, fully understand the severe situation faced by the overall operation, and take advantage of the favorable opportunity of concentrated withdrawal of funds at the beginning of the year to mobilize all employees of the bank to collect loans and interest quickly, and make every effort to do a good job in loan and interest collection. Fourth, change the concept and strive to promote the intermediate business to a new levelThinking is the forerunner of action, and concept is wealth. To develop intermediary business, it is necessary to completely change the view and practice that intermediary business is a "sideline business," establish the idea that "assets, liabilities, and intermediary business" should be jointly developed and developed in a coordinated manner, and truly grasp intermediary business as the main business. Pay attention to the marketing of new business varieties, and broaden the income channels of intermediate business in an all-round way. Okay, that's all for today, thank you. ”

After the meeting, Zhao Weidong returned to the office of the chairman of the board of directors of Hongyuan (Hong Kong) International Finance Co., Ltd., and after arranging the specific affairs of Pacific Hongyuan International Bank, he came to Zhao Weidong's office to report, and after the report of Zhu Lingjun, he assigned an important task to Zhu Lingjun, Zhao Weidong said:

"Sister Lingjun, you will arrange for each company to start buying gold with 100 billion (US dollars) tomorrow, and ask for about 105-115 (US dollars / ounce) to buy, after buying gold, all of them are entrusted to Pacific Hongyuan International Bank to keep spot gold, in fact, temporarily as the bank's gold reserves, we should pay attention to small batches, scattered in various countries to buy, and pay special attention not to cause abnormal fluctuations in the market."

"Chairman, why buy so many gold reserves? Buying gold will reduce the flow of our capital, and if the capital is not flowing, we will not be able to make money. ”

"How do you think gold will go in the next few years?"

"According to the past ten years, the current gold price is in a pivot, and the price fluctuates up and down around this pivot.

"I think the price of gold will continue to rise in the next few years, and buying at the current price is a very profitable investment."

"Is that really the case?"

"Have you seen my judgment wrong so far?"

"Not really, but no one can do it, and it's never wrong."

"Originally, I judged that the price of gold would go up, and the income from buying London gold was the largest, but after you reminded me, I think you have a point, so you can only buy a small amount, and the remaining large amount of money is wasted, so buying spot gold is a good choice, and it will not disrupt the market order, although the money is much less, but the income will definitely be much better than the general investment."

"If you are confident that the price of gold will rise, I will arrange to buy spot gold tomorrow and reserve it."

"Do you know why I didn't arrange at the management meeting of Pacific Everest International Bank to buy 100 billion (US dollars) of spot gold as the bank's gold reserves, and we will inject all the excess more than 500 billion (US dollars) into the bank as capital because there is no good project operation, which can make the bank's strength also increase significantly, but we are unwilling to do this, the key is that we can let many people know that we are rich, but we can't let people know that we are very rich, And when there is a striking problem, and it is too large in the future, it may make others feel threatened, and join forces to deal with us, the funds are still deposited in the bank in the name of several companies, so you should also pay special attention to this problem in the process of daily operation and management, and pay attention to concealing your own strength. ”

"Chairman, you have such an instruction, I will resolutely implement it, the current offshore company meets the requirements of the chairman, the so-called offshore company is a limited liability company or a company limited by shares established in the offshore jurisdiction. The local government does not have any tax on such companies, only a small annual management fee, and all major international banks recognize such companies to facilitate the establishment of bank accounts and financial operations. It has the three characteristics of high confidentiality, tax burden reduction and exemption, and no foreign exchange control. The world's offshore financial centers such as the British Virgin Islands, the Cayman Islands, the Bahamas, Bermuda, etc. (most of which are island countries) have established and cultivated some particularly liberal economic zones by legal means, allowing international persons to set up an international business company in their territory, and these areas are generally called offshore jurisdictions or offshore jurisdictions. I will arrange for the registration of several offshore companies for holding, to ensure that the company is not overly conspicuous, and also to hide you, the boss. ”

"Yes, that's what I thought. In addition, in the work arrangement of Pacific Everest International Bank, you can let the bank register and set up gold spot and gold futures brokerage companies in 11 countries and regions such as the United Kingdom, the United States, Japan, France, Germany, Sweden, Italy, Spain, Portugal, Canada, Hong Kong, etc., mainly serving the current 11 financial investment companies engaged in gold spot and gold futures trading, so as to achieve the purpose of concealing the company's gold spot and gold futures trading. ”

"Okay, chairman, I'll go back and arrange someone to handle this matter."

"There is another thing you should not forget, that is, in the future, all our own corporate capital accounts will be transferred to Pacific Hongyuan International Bank, the development direction of the bank should pay attention to the development direction of the whole group, our business development to where, the bank should take precautions, take early action, in order to ensure the smooth development of the group."

"Chairman, you are too thoughtful, and the method is too good. By opening all the company's accounts to their own banks, the banks have increased their capital by hundreds of billions of dollars, and their strength has increased greatly, but it is not an increase in capital, which will not be too noticeable, and the intermediary business fees earned by other banks will become their own bank profits, and the profits will be great, and it will also be conducive to the monitoring of various companies. ”

"Then there is the need to sign confidentiality contracts for all departments and positions that come into contact with corporate secrets, so as to prevent possible leakage of corporate trade secrets."

"Chairman, I will handle the matter of signing confidentiality contracts for various departments and positions that have access to corporate secrets."