readx;?Long Xiao: "Hu Xueyan, you said that you have a clear knowledge of Qianzhuang, then let me ask you, if I give you 1oo thousand taels of silver, how much money can you guarantee to earn every year?" Of course, Hu Xueyan heard that Long Xiao had been rewarded by the emperor, and his family had money. Pen? Interesting? Pavilion wWw. ｂiquge。 info8Δ1 "If you want to make 2% of your income every year, it's a bit difficult, but if you guarantee 1% of your income, I can definitely do it." Long Xiao was overjoyed: "Okay, Hu Xueyan, I will pay back your 1oooo taels of silver for you, and you don't have to go to jail."

Long Xiao took out 1ooo two silver tickets and handed them to Li Shuangfu; "Li Shuangfu, this is 1ooo two silver tickets, you can take it back, don't take money so seriously, Hu Xueyan didn't mean to cheat you; Hu Xueyan, you don't have to go to Shuangfu Qianzhuang to work, I'll arrange a place for you to go." Li Shuangfu saw that the county had returned the silver for Hu Xueyan, so he left in a hurry, and Long Xiao invited Hu Xueyan to the inner office. arranged for the maid at home, made a few side dishes, took out two pots of wine, and invited Hu Xueyan to drink.

Hu Xueyan was confused: "Lord County, what do you mean by this?" Long Xiao smiled: "I heard you say that you will be a money bank, and I also want to run one, but my appetite is a little big, if you want to do it, you will handle it nationwide, and if you don't do it, you won't do it." Hu Xueyan didn't believe his ears: "Lord County, do you want to handle money in the country?" Do you know how much silver is needed for a county's bank, how many counties are in the country, and how much silver is needed? ”。

Long Xiao smiled: "Then let me ask you, how much silver does a county's money bank need?" Hu Xueyan didn't hesitate: "At least 1oo taels of silver, it is to absorb deposits, generally speaking, as long as 2oo taels of silver is enough, if you don't absorb deposits, at least 10,000 taels of silver." Long Xiao: "Okay, for every one you show, I'll give you 2ooo taels of silver, I'll give you 2ooo taels of silver for ten shows, and I'll give 200 million taels of silver for one show, how about it?" ”。 Hu Xueyan was a little unconvinced: "Lord County, aren't you bragging, even if the emperor rewarded you with hundreds of thousands of taels of gold, but once the silver is hundreds of millions, but it is the amount of heaven, so much silver from you?" ”。

Long Xiao naturally couldn't tell him that he had 5o thousand catties of gold in the cellar at home, let alone that he still had a river of gold, so he smiled and said: "You don't care about this, I have the money, as long as you can use it, I will give it to you, it depends on your business ability." Hu Xueyan was also not polite: "Lord County, then you will give me 2oo taels of silver first, and I will set up a money village for you to see, if you are in love, we will talk about it, if you don't match, even if I don't say it", Long Xiao: "Okay, do it like this", said, took out 2oo taels of silver tickets, handed them to Hu Xueyan, took out 1o thousand taels of silver, and said: "This 2oo taels is the money for opening a bank, and this 1o thousand taels is the cost of your settlement, work for me for a year, if you can cash in on the 1 percent profit you said, I'll give me 1oo million catties of gold, so that you can run the largest money bank in the country."

Hu Xueyan was even more shocked, he didn't do it yet, so he gave himself 1o thousand taels of silver, and the county was really generous: "Lord Long, is the name of the money village called Long's money bank, or what kind of money bank?" Long Xiao said with a smile: "It's best that Qianzhuang has nothing to do with my name, I will be an official in the future, and my name will be Hu's Qianzhuang, don't let people know, Qianzhuang is mine." Hu Xueyan was puzzled, and at the same time happy, he used his surname as the name of Qianzhuang, but Hu Xueyan happily accepted the matter of honoring his ancestors.

However, Hu Xueyan put forward a request, that is, when it opened, let Long Xiao be present and take the lead in depositing a certain amount of silver, Long Xiao happily agreed, and said that he must invite Lord Lu of the county magistrate over. Hu Xueyan bought a house with a high-walled compound in the most prosperous county, posted notices, and prepared to open. Noticeshan said that as long as the silver is deposited in Hu's Bank, the interest will be 5% if the term is more than half a year, and the interest will be 6% after a year, and there will be a mysterious prize at the end of the year. It also explained that Hu's money bank has abundant funds, and it can also be deposited and withdrawn at any time, and there will definitely be no run, and Hu's money bank is jointly established in the capital wealthy.

On the day of the opening, Long Xiao led all the officials of the county to see the opening ceremony, and the sick belt was deposited with 1oo taels of silver, and the other soap officials also deposited dozens of taels or hundreds of taels, and the county magistrate Lu Yanshou also took the lead in depositing 5o taels with a group of county officials, and the officials also saved a lot, about dozens of taels or hundreds of taels, and the two yamen added up to 2oo taels. When the other merchants saw that the interest on the deposits of the Hu family was so high, they all deposited money one after another, and even the silver stored in other places was also taken out and stored in the Hu family. Especially Li Shuangfu's Shuangfu Bank, the deposit interest is only one percent, and they have all been withdrawn and deposited into Hu's Bank, and there was a run on Shuangfu Bank, and Li Shuangfu was sweating profusely.

Even the 18 major money banks in Shenwu County have all run on each other, and they all borrowed money from each other to get through the difficulties at this time. In particular, the 5oo family on Qinglou Street invited the Qinglou Pavilion, the deposit was above 1oo taels, and the 5oo family together was as much as 100 million taels of silver, and all the money banks were in a hurry, because they all withdrew money one after another, and they wanted to deposit it in the Hu family, and on the day of the opening of the Hu family, they absorbed a deposit of 120 million silver. Because the 18 money banks were running at the same time, they could not lend to each other, so they had to discuss with Hu Xueyan whether to temporarily borrow some money to maintain the operation of the money banks.

Hu Xueyan took the opportunity to propose mergers and acquisitions, and soon acquired 13 money banks, which became the semicolon of Hu money villages, and 5 money banks were unwilling to be acquired, and only wanted to borrow the silver of Hu money villages, Hu Xueyan proposed that they could borrow money, but the loan must be more than half a year, the interest must be eight percent, and the loan of more than 1oo thousand taels is a cent, and the other five major money banks had to accept it painfully, and they all borrowed the silver of Hu's money in different amounts, and the least was above 1ooo thousand taels. Hu Xueyan took the opportunity to release a loan of 5ooo million silver.

Then, Hu Xueyan released the phoenix, and the loan interest of Hu's money bank is only eight percent, the highest is not more than one point, and it can also be borrowed for a long time, up to ten years, as long as the interest is repaid every month. As soon as Hu Xueyan said this, almost all the trade merchants in Shenwu County came to Hu's Money Village to borrow money, and Hu Xueyan took all 120 million yuan. Since then, the other five major money banks can't stand it, because more loan merchants have refunded money and turned to Hu's money to borrow. Hu Xueyan's move is even more ruthless, the five major money banks have come to Hu Xueyan and asked Hu Qian Zhuang to buy, but Hu Xueyan is unwilling to buy at this time, the five big money banks are anxious, and they are about to go bankrupt, and there will be a more serious phenomenon of loan pressure.

Because it requires a huge amount of expenses to open a bank, one is that the hired caretakers are all highly skilled personnel, so they need extremely high salaries, and there are escort escorts for turnover, which is a huge expense, and the five major money banks have to watch the loss. At this time, if Hu Xueyan does not agree to the acquisition, it will not be able to operate normally, and the fate of waiting is to go to prison and fill the army. Under the bitter pleading of the five major money banks, Hu Xueyan reluctantly agreed to the acquisition of the five big money banks, but the price was extremely low, so far, Hu Xueyan merged 18 money houses in Shenwu County, becoming the only money bank that can deposit and borrow, Hu's money bank opened less than two months, the amount of entry and exit reached 250 million, the net loan amount is 120 million, according to the interest difference, the income of two months is 6oo thousand taels, Hu Xueyan successfully realized his commitment.

Hu Xueyan saw that Long Xiao had such huge financial resources, and he was even more bold, and he began a crazy merger without leaving the reserve fund of the bank, and without half a year's effort, he annexed the money village of 5o counties nearby, according to this degree, but in one year, all the money villages in 1oo counties of Dalu County will be annexed, becoming the largest money village in the country.

Seeing that Hu Xueyan's strength is so huge, the capital is endless, and hundreds of millions of taels of silver are taken out at every turn, so they can't help but exclaim, so they join forces to resist Hu Xueyan's entry into Beijing. Helpless, Long Xiao provided Hu Xueyan with 1oo million catties of gold every two months, which is 1o billion taels of silver, no money bank has such a huge principal, Hu Xueyan is not in a hurry to enter Beijing, but in the provinces and counties around the capital, one by one, every six months to win a province and county, gradually approaching the capital.