Chapter Seventy-Six: Make money, make money
Wang Hai stayed in the base of the airport garrison for five days, and it was not until Liu Biao made a phone call that he had to leave the place and return to Wangjiazhuang.
Because the Japanese side has returned the payment for this vegetable transaction!
That's hundreds of thousands! The exact number is 168,765 people's coins!
It is said that the selenium-rich vegetables on the farm are very well recognized by local consumers in Japan, and the sales are very optimistic, so the Japanese side quickly settled the payment for this batch of vegetables, and hopes to organize the second batch of vegetables to be shipped over as soon as possible.
More than one million yen was directly exchanged for the people's currency by Huaxia Bank, turned into a check, and the president of Huaxia Bank in Gangcheng personally rushed over and handed it over to Wang Hai.
The bank president, who is looked down upon everywhere, is extremely flattering to Wang Hai at this time. There is no way, the banks are not so easy to do in these years, and the banks cannot escape the reform of state-owned enterprises. It is possible to be unable to complete the task of collecting savings and lending, and to be directly removed from the position by the superior.
And the farmer named Wang Hai in front of him is definitely a big family and a VIP customer! The transaction volume of one transaction is more than 100,000 yuan, and it is said that at least two transactions will be made a month, so it is an income of three or four hundred thousand yuan a month!
If you can convince him to deposit all this steady stream of income in Huaxia Bank, then I am afraid that he will not have to worry about the task of collecting savings in the next ten years or so.
If Wang Yong knew the president's thoughts, he would definitely ask him loudly, did you become the president of the bank by connection? Three or four hundred thousand a month makes you happy like this? In the future, a small rural credit cooperative's monthly savings task may be more than this!
At this time, Wang Hai was already stupid, and he was reluctant to put it down when he looked left and right with the passbook. In fact, 160,000 is not much for him, and the number on each of the several passbooks at home must exceed this amount.
Of course, if you offset the amount of your loan, there will be nothing left. So for the money at home, Wang Hai has no concept and feels that there is nothing to be happy about. In his opinion, all the money should be repaid to other banks, not his own money.
But now this passbook in my hand is different, this is completely my own money! Unlike others, if you want to give Liu Biao a molecule, you have to keep it to repay the bank loan, which seems to belong to you.
Suddenly, Wang Hai seemed to think of something, the smile on his face disappeared instantly, and he looked at Liu Biao with a serious face, "I said Biaozi, have we paid our taxes?" ”
The reason why he asked this was because he suddenly remembered a news he had just seen, that big star who came out of the Spring Festival Gala every year was arrested and sentenced for tax evasion.
Now that my business is getting better and better, and I am making more and more money, I see that the good days are beginning, but I can't live in the high wall for a few years because of this tax.
Besides, if you pay it, you will pay it, and you won't be short of this money anyway. However, it seems that I have heard my son say that it seems that my own business enjoys a tax exemption policy, and several taxes have been exempted for three years!
"It's all handed over! Don't worry! Your son attaches more importance to this than you do. As soon as I received the notice from there, Wang Yong asked me to find an old accountant to do this. I found a retired accountant from a large company in Licheng, and I also found an acquaintance from the town's tax bureau to help me with this, and I paid my taxes on time every month, and there was absolutely no mistake. ”
Liu Biao's assurance of patting his chest made Wang Hai completely relieved, Liu Biao is still very reliable. He began to pick up the passbook again, and looked like he was happy to be over. I didn't notice the eager eyes of the president.
"Boss Wang! What do you think of what I just said about opening an account in our bank? You can rest assured, we will definitely give you the best policy! ”
"Huh? Oh! You are? ”
After Wang Hai came, he got the passbook as soon as he came, and it looked endless, and after that, he didn't notice that there were other people in the house at all. Even when Liu Biao introduced him, he just agreed absentmindedly without raising his head. Therefore, he had no idea who the person in front of him really was.
"Hehe......."
Liu Biao smiled and leaned back, and pointed at Wang Hai with his finger and couldn't say a word. Wang Hai knew that he was embarrassed just now, and he was embarrassed, so he habitually reached out and scratched the back of his head, revealing an embarrassed smile.
"Oh my mother, you're laughing at me! This is the first president of Huaxia Bank, people want to ask us to open the company's account in their place, and the company's capital transactions will be handled through this bank in the future. ”
Liu Biao got down to business and became serious. This is not the time of previous years, when the poorer the more glorious it was. Now, it's the uncle who pays attention to the rich!
Wang Hai, this guy is definitely a super tyrant in Hong Kong City. The income of one or two million a year is not to mention, and after the stalls are spread out and start to make profits, it is not difficult to make tens of millions of profits a year.
Such a large amount of money, no matter where it is deposited, the president of the bank is carefully served, and he is definitely regarded as a guest of honor, and he does not dare to be careless.
Huaxia Bank's unique foreign currency exchange business due to national policy reasons can be said to be the first month near the water, allowing them to seize an opportunity. Look, when the news spreads, there may be how many bank presidents will have to come to visit Wang Hai with gifts.
"Oh? So? Wasn't it all credit unions before? Can this also be changed? ”
Wang Hai's words made President Zhang very sneering, can the rural credit cooperatives be compared with Huaxia Bank, the first of the four major state-owned commercial banks? Thinking of this, his confidence in pulling Wang Hai, a big customer, to himself couldn't help but be much stronger.
"This is different, you used to be small, and your business was mainly local, so it was nothing in the credit union. But now it's not going to work, I heard that Manager Wang also introduced your business scope, and it's all out of our province. In this way, without the Internet, the credit cooperatives that cannot handle business in other provinces are not suitable for you. ”
President Zhang's words silenced Wang Hai, and he didn't want to change it in his heart. Because in the early stage of development, I relied on the loan of the credit union to develop. The last thing you can do is to forget your roots!
However, what President Zhang said was right. Credit unions are not yet nationwide networks, and will do business with outsiders in the future. You can't use all cash, can you? That's too inconvenient and unsafe, isn't it?
Is there a way to get the best of both worlds?
In the end, when Wang Hai left, he did not decide whether to open the company's account with Huaxia Bank. Just exchanged the check for a deposit certificate of Huaxia Bank, which gave President Zhang a little comfort.
Soon, the Japanese side faxed the number and type of vegetables for the second batch and the requirements. This time, the time is very relaxed, and the shipment can be carried out within a week.
Although the time was very relaxed, Wang Hai did not dare to relax at all. This time, because Wang Biao, who was stimulated by a check of more than 100,000 yuan, wanted to develop the capital market, he personally took people to the capital. And Ye Weiguo is also gone, so Wang Hai can only support him.
Fortunately, what makes Wang Hai proud and relieved is that he has a good son! Wang Yong solved a lot of problems for him by his side, so that he would not be in a hurry and didn't know what to do.
"The first thing you have to do is to contact the foreign trade agency, didn't you say that you have negotiated with an agency last time? Just look at their strength this time, if it doesn't work, then change one. ”
"Oh! Okay, okay, I'll look for the phone! ”
Wang Hai churned for a while, found out the phone number left by the president of the foreign trade company, called over, and after a greeting, Wang Hai said the matter, and people patted their chests directly to ensure that there was absolutely no problem.
"You just need to tell me what time to load, and our company can do everything else!"
Even Wang Yong thought that he was bragging too much, but it turned out that people had real skills, and they didn't brag at all!
Five days later, in the early hours of the morning, two container trucks roared in. After a busy period of loading the car, I immediately set off for the airport, and then the vegetables got on the plane and crossed the ocean to Japan.
Until he received the payment from Japan, Wang Hai kept saying: This money is worth it! Even the quality inspection is busy doing, and people are much more professional than us! In the future, this job will be handed over to them, which is much better than running blindly by ourselves!
The second transaction was also ten tons of vegetables, so Wang Hai met the respectful President Zhang at Huaxia Bank. Under the rehash of the old matter, Wang Hai, who didn't know what to do, simply picked up the phone in the ** office and asked his eldest son Wang Yong for advice.
"Son? What do you think should be done about this? ”
After listening to his father's sad narration, Wang Yong gave his answer without the slightest hesitation: "This thing is easy to do!" For the development of the company in the future, the opening bank must not be a credit union. But in order to show that we don't forget our roots, wouldn't it be okay for you to deposit a sum of money with the credit union every year or even every month? ”
The matter was resolved satisfactorily, and there was no dissatisfaction on the part of the credit union. Especially Wang Qing, as the director of the credit union, as an industry insider, he also understands the fourth brother's approach.
Now the fourth brother's business is getting bigger and bigger, even if he doesn't change it now, he will definitely change it in the future. What's more, the fourth brother promised himself that he would deposit no less than 100,000 yuan in deposits to the credit union every year in the future. At the same time, the payment of workers' wages will also be handed over to the credit union.
According to Wang Yong's meaning, Wang Hai opened a passbook for each worker on the farm in the credit union, telling them that in the future, the wages would be directly transferred to the passbook, and no longer directly the gold would be discovered.
Because of this, it has set off a heated discussion in the village for a while. Many of them have never had the experience of receiving cash or IOUs, or even have never had a passbook (there really is!). Don't believe it, the countryside at that time was really poor and bitter! The first time I heard about it, can wages be paid like this?
It was the first time to experience this kind of thing, although everyone believed that Wang Hai would not repay the debt. But until the next month's salary, when the company's newly recruited accountant sent the salary slips to everyone one by one for checking, they still couldn't suppress their worries.
Until they received the notice, the salary has been paid to their respective accounts, and they can go to the credit union to inquire about withdrawals, and they are still not at ease. Some of the workers who happened to be off duty immediately jumped on their bicycles and ran to the credit union in the township.
After the counter staff who asked were impatient, everyone knew that there was really money in the passbook! When you can withdraw the money at any time, all the worries and questions you had before were swept away. On the contrary, this novel experience has become their capital to show off to their relatives and friends, and they talk to people everywhere.
"We don't pay our salaries!"
"What's wrong? Wang Hai has no money? ”
"Hehe, let me tell you, we don't find any money, and it will be directly transferred to my passbook before the 10th of every month! Even going to the township to save money is saved! ”
"Huh? Is it? It's new! By the way, how much is the interest for you? ”
"Interest? This, this I forgot to ask. ”
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