Due to the long delay in the financial service center, when arriving at the Hezhou commercial building group, it is the time when the passenger flow of the shopping mall is concentrated, and the business premises of several floors are full of people, and there is no way to guarantee the security work, after receiving Liu Feng's telephone report, Qi Tianxiang decisively asked the inspection team to drive straight into the underground garage of the commercial building, and go directly to the administrative office area of the commercial building by elevator, first listen to the group's introduction and report, and then make a decision according to the passenger flow.

When the convoy stopped in the underground garage, Qi Tianxiang walked a few steps to Chen Nengliang's car after getting out of the car, and saw Chen Nengliang's puzzled expression after getting off the car, Qi Tianxiang whispered in his ear to explain the reason, Chen Nengliang nodded with relief, adjusted his mood, and slowly stepped forward to shake hands with the high-level executives who were waiting for the commercial building group to greet him, and returned to his indifferent and arrogant and condescending look.

When he took the elevator up to the administrative office area, walked out of the elevator door, and saw the administrative district management standing in two rows to welcome him, Chen Nengliang's eyes lit up, the stiff expression on his face loosened a little, and he slowly walked forward to review the waiting queue.

Qi Tianxiang walked out of the elevator and stopped, turned his head to look at Jiang Feiming behind him, and asked in a low voice of dissatisfaction: "What's the matter?" You arranged it? ”

"How can I have such idleness, I'm too busy to die, how can I take care of this." Jiang Feiming looked at Qi Tianxiang aggrievedly, lowered his voice and said: "This was all arranged by Liu Mingming by phone in advance, knowing that the leader likes such scenes and formations, he just does what he likes." ”

Qi Tianxiang glanced at Jiang Feiming deeply, wanting to see the truth of what he said, seeing the solemn and pure expression on Jiang Feiming's face, and knowing the truth of what he said, he said solemnly: "I can't finish my business, do you still have time to do this?" ”

"I don't have the time and time to play with these things now, I have a bunch of things to deal with every day when I open my eyes, and I really don't have the mood and time." Jiang Feiming looked at Qi Tianxiang seriously and said sincerely: "After you criticized me last time, I moved out of the suite of the Hezhou Hotel on the same day and moved back to the original room in the guest house. ”

"Hehe, I've known this for a long time, I've always wanted to find a chance to talk to you, but I haven't had a good chance, so let's do it myself!" Qi Tianxiang looked at Jiang Feiming, glanced at Chen Nengliang who was busy out of the corner of his eye, and saw that he had met the end, so he walked up slowly, and walked into the conference room under the guidance of Li Qianqian, the general manager of the group.

Qi Tianxiang walked into the conference room with Chen Nengliang behind him, and slowly walked to the middle of the conference table and sat down. The moment he sat down, he caught a glimpse of Chen Nengliang inadvertently frowning, knowing that he was dissatisfied with the conditions of the commercial building group, so he smiled at Chen Nengliang by adjusting his sitting posture and said: "Don't look at the conditions here, this is the center of a business empire with an annual output value of more than one billion yuan!" Mr. Li, it's not easy for them. ”

"Secretary Qi is criticizing us, and we are also actively expanding our self-operated areas and brand building, in order to completely change the passive situation of rich temples and poor monks as soon as possible." Li Qianjin knew the irony implied in Qi Tianxiang's words, and hurriedly smiled and said: "And after your last investigation, we have already started to rectify the environment and layout, and strive to meet the requirements of environmental impact assessment and elimination assessment as soon as possible." ”

"How to operate is your problem, and how to solve the problem is your own problem, and you can grasp the priorities yourself." Qi Tianxiang suppressed the unhappiness in his heart, and said calmly and slowly: "I don't know how the rectification is inside, just now the car passed in front of the door, and the problems with the door face, the podium and the big screen are still the same." I don't want to say too heavy, I just want to remind you that safety is greater than the sky, life is greater than the sky, these two are high-voltage lines, touch one, you, the general manager, will do the end. ”

"What are you two talking about, it's like playing a dumb riddle." Chen Nengliang looked at Qi Tianxiang, then looked at Li Qianjin opposite, and asked puzzledly, "Is there anything inconvenient for me to know?" Do you need me to avoid it? ”

Seeing the unhappiness revealed in Chen Nengliang's majestic expression, Li Qianjin hurriedly explained: "What is the secret hidden from you, Governor Chen, last time Secretary Qi made a special trip to investigate, and keenly discovered the hidden dangers in our safety, and also severely criticized us for renting out too many business premises. The image is likened to a rich temple and a poor monk, holding a golden bowl to beg for food, we are conscientiously following Secretary Qi's instructions to carry out rectification, and strive to change the current passive situation in the shortest possible time. ”

"Secretary Qi's criticism is completely correct, as a state-owned commercial group, occupying such a good central position in the business district, only satisfied with renting out business premises to obtain benefits, how can such business ideas and methods reflect the significance of the existence of state-owned enterprises." Chen Nengliang looked at Li Qianjin and the members of the group's leadership team on the opposite side majestically, and said solemnly: "State-owned enterprises are not only production and operation enterprises, but also an important link between the party and the government and the society. ”

"The city government put you here, not to let you be a charter company, a charter wife, but to solve the problem of labor employment and social stability, leasing and rent collection is simple, but what about so many commercial enterprise workers in the past? All pushed to society? All to the government? So what do you want you to do? What do you want so many of your managers to do? Chen Nengliang raised his voice and said sternly: "I didn't look at the commercial building, but I don't have to look at it to understand that there is one or several glamorous and beautiful girls in every sales unit, greeting guests diligently, earning their own hard-earned jobs, they are eating youth rice now, what does the future depend on to guarantee?" Have you ever seen a store for 50 years, or a 50-year-old salesperson? After these young people have no youth security, will they also push it to the society and the government? ”

"This is a layer of meaning, which is to say corporate social responsibility, and another layer of meaning may be more cruel, more direct and more severe." Chen Nengliang looked around at the people in the conference room, deliberately exchanged glances with Qi Tianxiang, and said solemnly: "With the advent of the e-commerce era, the traditional business model will inevitably undergo subversive changes. In the past, waiting for customers to come to the door, the scene of the store bullying customers will not exist, not only will there be, but the homogeneous competition of goods has also greatly compressed the profit margin. In the face of the interception of e-commerce, competition and squeeze from peers, the business environment will deteriorate and be more severe, which also brings great challenges to the model of simply renting out commercial business premises and collecting rent. In the face of the challenges of e-commerce and peer competition, operators have no moderate profits and no reasonable space for survival, and rent will become a huge existential pressure, and it will also become the last straw that crushes the camel. Operators always have to eat, always have to survive, but also have to bear the huge pressure of education, medical care, housing and other huge life, there is no profit to support, how to survive, always can not work hard for a month, is to work for the shopping mall! ”

Chen Nengliang's grim eyes were clouded with a hint of gloom, and he said earnestly: "Many people are saying that in the Internet era, the progress of network technology, especially the rapid development of e-commerce, many people are speculating that the biggest impact will be first reflected in those industries, and they all think that it will be print media such as newspapers and magazines, but these do not pose any problems, because newspapers and magazines that are prepared for danger in times of peace have opened online editions in recent years, competing for online and offline customer resources, and the problem is not very big." Personally, I believe that the biggest impact should be on business operations, especially in the fields of clothing, bags, etc., and the subsequent transmission must be commercial formats and platform operators, that is, those of you who rely on providing platforms and business premises to make profits, the sooner you wake up, the sooner you start, the less passive you will be in the future. ”

"Governor Chen has sounded the alarm for you, which is not only timely, but also pertinent, and should be taken seriously." Qi Tianxiang looked at Chen Nengliang and expressed his appreciation for his incisive assertions, Chen Nengliang can keenly see these, in addition to his own literacy and experience, more is the sensitivity of a manager in the economic field, such a speech really impressed Qi Tianxiang, so Chen Nengliang's topic, looked at Li Qianjin and others grimly and said: "Just like Governor Chen said, the sooner the transformation, the better, look at the commercial formats around our Hezhou commercial buildings, we have the advantage of human resources, that is, those who were loyal and conscious in the past, Discipline employees, how to give full play to their enthusiasm and creativity, how to reduce operating costs and risks, you need to think and make decisions. ”

"Thank you, Governor Chen, thank you Secretary Qi, after listening to your instructions just now, I really feel like I'm on pins and needles." Li Qianqian stood up, smiled humbly, and said to Chen Nengliang and Qi Tianxiang with sincere fear: "We will conscientiously implement the instructions of Governor Chen and Secretary Qi, and use this as a driving force to comprehensively promote the transformation and upgrading of the group's work, and take the lead in making achievements to repay the care and support of the leaders." ”

"Well, you don't have to show your determination, and I didn't come here to listen to your determination." Chen Nengliang unceremoniously interrupted Li Qianjian's words, looked at the embarrassed Li Qianjian, and said concisely: "It's not too early, you should hurry up and talk about the group's situation and recent work, be short and capable." ”

Li Qianjin looked at Chen Nengliang's majestic expression, knowing that too many words made him impatient, so he concisely introduced the history and staff situation of the commercial building group, as well as the business situation in recent years, especially the income since this year. He was as cautious as he could, and he was always restrained and nervous on his face, and even his smile was restrained.

Qi Tianxiang calmly looked at Li Qianjian's expression, knowing his contrived expression, knowing that these red-top businessmen who were circling between politics and business all day long, their true faces were far from being so modest and low-key, they had money in their hands and a position under their buttocks, they were either arrogant and boundless, or they were slippery, and they always felt that they were swimming between officials and businessmen, made great contributions to the local economy, and were kind to the society, and should be reused and respected. Li Qianjin is such a master of encroachment here, the original deputy director of the business committee, when the business committee was abolished, he came to the commercial building as the secretary of the party committee, and later became the party secretary and general manager after the reconstruction of the commercial building, and took the lead in introducing the contracted operation and leasing of business space, which caused a great shock in the industry, and also obtained huge economic benefits, and with the support of the municipal government, it merged several commercial enterprises that were in business difficulties, and became a business group with various business formats such as clothing department stores, hotels, restaurants and tourism, and supermarket chains, once became a leading figure in the business community of Hezhou. In recent years, with the changes in the business environment, especially the intensification of competition, the rise of commercial enterprises in various economic sectors, especially the establishment and stability of several major business districts in Hezhou, the group has entered a period of decline in profits. Li Qianqian lost his previous vigor and momentum, and asked to be transferred back to the city government many times on the grounds of his age, and obviously slacked off a lot, as if he was waiting for the last moment.

Qi Tianxiang knew the crux of Li Qianqian's problem, and he also knew that these responses and determinations were all prevarications, not only did they have no meaning, but they would also have no effect. These from the last research on the obvious feeling, also thought about as soon as possible to start adjusting the group's leadership team, but there has never been a suitable candidate, had to temporarily dismiss this idea, and what he saw today, and heard, made him determined to put this matter on the agenda, can not watch this consumption, especially the long-term existence of safety hazards.

Qi Tianxiang listened to Li Qianjian's report casually, looking at Chen Nengliang's also interested and boring demeanor, knowing that such a report and such an enterprise Chen Nengliang was not interested, let alone any specific instructions, just listening.

As Qi Tianxiang expected, after Li Qianjian's report was over, Chen Nengliang cheered up and began to instruct, but he only made a few general comments on the issues involved in the report, and then ended his speech, casually raised his wrist and glanced at his watch, ready to end this inspection work.

"It's already past the time to get off work, and Governor Chen and Secretary Qi have worked hard for so long, can you please ask the leaders to have a light meal with us before leaving?" Li Qianjin saw that Chen Nengliang was about to get up, so he lost no time in suggesting, "This is also a little bit of our group's heart, and I beg the leaders to give us a chance." ”

Li Qianjian's words made Chen Nengliang smile slightly, turned his face to look at Qi Tianxiang, and did not take the liberty of expressing his position.

Chen Nengliang's gaze made Qi Tianxiang a little surprised, Qi Tianxiang saw the clue from his gaze, and understood what he meant, and he was very disapproving. Investigation or research in the same city, try not to eat in the reception unit, and not allow to accept dinner invitations, this is a matter explicitly required by the provincial party committee and the provincial government, Chen Nengliang will not know, let alone pay attention to such details. But looking at yourself is clearly showing your heart, if you don't want to refuse it directly, there is no need to look at it and ask for advice. Thinking of this, Qi Tianxiang quickly adjusted his emotions, met Chen Nengliang's gaze, and said with a slight smile: "Mr. Li understands my thoughts, even if he doesn't know you to eat, at such a time, I can't bear to let you go back on an empty stomach, so it will be difficult to invite you to come to Hezhou to inspect in the future." ”

Chen Nengliang obviously read Qi Tianxiang's thoughts from the changes in Qi Tianxiang's expression, and knew that these were all words against his will, but he was still happy for Qi Tianxiang's words, so he pretended to be a little embarrassed and said with a bitter face: "It is said that people can't help themselves in the rivers and lakes, how do you know that people in officialdom can't help themselves!" At the end of the day, what can I do on my own? What's more, I'm a soft-hearted person, and I don't want to refute other people's face, Xiao Jiang and Liu Mingming know this best. ”

Chen Nengliang's words caused everyone to laugh good-naturedly, and they all stood up and hugged Chen Nengliang and Qi Tianxiang out of the conference room, and took the elevator to the revolving restaurant on the top floor of the commercial building.

The revolving restaurant is brightly lit, and compared to the slightly shabby conference room, it is not only luxuriously decorated, but also luxuriously luxurious. It was the evening rush hour, but the huge restaurant was empty, only the service staff wearing cheongsams and grooming neatly stood at their respective posts, smiling politely and waiting for the arrival of the VIPs.

Seeing Chen Nengliang's surprised eyes, Li Qianqian hurriedly explained with a smiling face: "I forgot to tell you, our revolving restaurant has just been renovated and has not yet officially opened, today you are the first batch of distinguished guests after the decoration, and we have recently invited a Sichuan cuisine master from Sichuan, I would like to invite you, a Sichuan cuisine gourmet, to taste whether his new Sichuan cuisine is in line with tradition and authentic." ”

"What kind of foodie am I, and how can I taste other people's new Sichuan cuisine, it's nonsense." Chen Nengliang glared at Li Qianqian sternly, turned his face and said to Qi Tianxiang with a smile: "If you talk about the evaluation, it is still the two dishes of mapo tofu and husband and wife lung slices, I can still eat the taste, but that can't be judged by whether it is authentic or not, I can only say whether it is the taste in my memory." ”

"Then let the chef work hard to make these two signature dishes to see if they are authentic and if they are the taste you remember." Li Qianqian said with a respectful smile, turned around and went to make arrangements.

Chen Nengliang slowly sat down at the round table under the gesture of Qi Tianxiang, and still did not forget to signal Qi Tianxiang to sit down, in the slowly rotating glass restaurant, condescendingly admiring the neon lights downstairs with great interest, and said with deep feeling: "After a busy day, sitting here and looking at the colorful city for a while, it seems that all the fatigue and unhappiness have disappeared, what a pleasure!" ”

"You look at the scenery from the window, the people outside the window are looking at you, the scenery outside the window intoxicates you, you decorate other people's dreams." Qi Tianxiang smiled faintly and said, "Isn't that the case now?" We look down on the city, and the city looks at our actions and words. ”

"You! Always so serious, and so demanding of yourself, always with a touch of tragedy and heaviness when romantic, it's really not easy to get close to you. Since walking into the transparent revolving restaurant, Chen Nengliang's mood is very good, and he is also interested in talking, looking at Qi Tianxiang's calm expression, he suddenly seemed to remember something, and said with a slight smile: "In the afternoon in the financial service center, the addition and subtraction you gave an example, the time relationship cannot be expanded, can you please explain the explanation in detail, so that I can also have a long knowledge?" ”

"Governor Chen is making fun of me, you are a well-known financial expert in China, the economic leader of a major economic province, where can I let you grow knowledge, you really make me embarrassed." Qi Tianxiang knew that Chen Nengliang was finding out this topic at the moment, wanting to get closer to him, and it also had a clear meaning. Thinking of the recent rumors, if Chen Nengliang is promoted to Beijing, even if he does not obviously mean to win him over, he will not want to make enemies with the new governor of a possible economic province, after all, there is still a place to rely on him in the future. This is actually what Qi Tianxiang thinks in his heart, the future exchanges and work exchanges will not be interrupted with Chen Nengliang's departure, but may be closer, whether it is the consideration of Cai Lin Dongsheng or the consideration of reality, maintaining a relatively relaxed relationship is beneficial to both parties.

"It seems that you Tianxiang don't want to tell me, you have to let me figure it out by myself?" Chen Nengliang pretended to sigh in disappointment, and then said in a different way: "Don't talk about long knowledge, it's always okay to communicate with each other!" ”

When Qi Tianxiang heard Chen Nengliang say this, he also felt that it was not appropriate to hold it again, so he smiled and said: "That's what you said, let's communicate, say right or wrong, then say what." ”

"The so-called addition and subtraction method is actually a simple interpretation of the inherent business model of banks. Addition is easy to do, deposits earn interest, loans receive interest, the interest rate difference between deposits and loans is income, the larger the scale, the better the benefit, continuous expansion, addition is done in this way. Qi Tianxiang began to express his formal expression, and his expression gradually became serious, "Subtraction is relatively complicated, the return from the deposit-loan ratio is always limited, and there is a limit to the effort of addition, after all, the income comes from deposits, and deposits cannot be amplified without boundaries." After all, the big customers are the Tang monk meat in the eyes of each bank, and the interest rate difference between deposits and loans will inevitably be compressed under the competition, which is also a helpless reality. In order to amplify returns, the usual approach is to reduce long-term loans and increase short-term loans and mismatches, so that limited funds can play a greater role and get more returns. ”

"But under this operation, the benefits are obvious, the risks are also magnified, short-term loans can maximize the utilization of funds, but the risk of mismatch and default has also increased a lot. In this case, there is a dilemma, the long and short increase the income, increase the risk, but also deteriorate the relationship with large customers and high-quality customers, in order to maintain this relationship, and must be issued to large customers or high-quality customers to issue acceptance bills for financing, but also increase the financial costs and risks. Qi Tianxiang looked around at the people who were gradually seated, and continued: "To balance the relationship with large customers and reduce the risk of loans and financing, banks need to seriously subtract. In fact, it is simple to think about it, reducing the burden is to increase income, and revitalizing funds is income. This is easy to say, but it is difficult to make a decision. As a bank, every family has non-performing loans, and every family has precipitated debts, and the method adopted by every family is to hang up the accounts or wait for the policy to be dealt with uniformly. In the past, it seemed that it could, but now as a commercial bank operating in a market-oriented manner, it is impossible for the state to introduce policies to help banks reduce their burdens, and the only way is to find a way to solve it and liberate itself. ”

Based on this line of thinking, we mobilized the bank to change its strategy and continue to do a good job of addition and subtraction. Mayor Jiang understands these aspects more thoroughly, so let him tell you about it! Qi Tianxiang looked at Chen Nengliang with a smile, turned his head to Jiang Feiming and said, "You tell Governor Chen in detail about your approach, including how to fight wits and courage with the governors." ”

"I don't need to say it, I've got a rough idea." Chen Nengliang raised his voice, glanced at Jiang Feiming majestically, and said slowly: "Is it to load the overdue loans, turn the loans into investment or equity, try to revitalize the delayed funds, so that they can produce corresponding benefits, and use the financial strength of the government or enterprise groups to sell chickens for chickens, and the addition and subtraction method is made in this way." ”

"Your unfinished real estate clean-up some time ago, and the current financial service center, are all such models, so that banks and governments or groups form a whole of solidarity, and ultimately help the local economy." Chen Nengliang's eyes looked straight at Jiang Feiming, and then a pleased smile appeared on his face, and he said to Qi Tianxiang approvingly: "This kind of thinking and positive attempt, I can only match it with two words, that is, 'absolute', I can't think of any better words to express it, it is worth summarizing and promoting." ”

Qi Tianxiang and everyone, who were still sweating and didn't know what Chen Nengliang would say, breathed a sigh of relief, and the atmosphere suddenly became cheerful.

Seeing the smile on Chen Nengliang's face and Qi Tianxiang's relieved expression, Li Qianqian, who had always been watching nervously, stood up with a smile and respectfully asked Chen Nengliang's opinion, "The dish is almost ready, let's start?" ”

Chen Nengliang looked at Li Qianjian, glanced at the table full of his favorite Sichuan dishes, and said with a proud smile: "The table full of hometown dishes not only increases appetite, but also fuels emotions. Pour the wine, I am happy today, I want to have a few drinks with Comrade Tianxiang and everyone. ”

Chen Nengliang's emotions infected everyone, which made Qing Tan enter the banquet mode, and the atmosphere began to become more lively and natural.

In the huge revolving restaurant, there are only three tables of guests, in addition to Chen Nengliang and Qi Tianxiang, their table of provincial and municipal leaders, there are also two tables of staff who accompany the inspection, as well as the accompanying personnel of the commercial building group. The initial atmosphere was a little restrained, but as the banquet continued, especially Chen Nengliang's gradual relaxation, the scene began to relax, and several tables began to shuttle to each other, with frequent toasts and flattering words.

Qi Tianxiang always smiled slightly, not proactive, nor indifferent to refuse, paying attention to Chen Nengliang's rhythm, calmly circling.

This state was not until the end of the banquet, when Chen Nengliang was sent to the underground garage, shook hands and said goodbye, and then slowly got into his special car to announce the end of everything.

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