“…… I'm not a ...... for passing."

"I'm sorry, I've been getting harassing calls lately, may I ask who you are?"

It turned out that it was from Citibank, where Tang Hai had deposited money.

Tang Hai didn't pay much attention to saving money, depending on who was famous and who saved, and Citibank existed.

Tang Hai had a lot of money before, and he was a big V in the bank, plus he also had a lot of fixed assets, and the bank's assessment of him was that he was a rich man with total assets of 40 million US dollars.

Even in a capitalist society like the United States, where there are many consortia and top billionaires, Tang Hai's 40 million is considered a warrior, although the world's billionaires have long exceeded four figures, and the $100 million level is as many as dogs......

But the place where Tang Hai is located is just a small town, and the data shows that he has absolute control over Dahlia, and Ma Lena has hundreds of millions of clean assets in her name! Not to mention Gamboa, although no one said, the bank must know that Gamboa has been sold in Europe and the United States for decades!

There are special people staring at Tang Hai, and they saw that Tang Hai suddenly set up a Chinese restaurant, and then made a profit, and now Tang Hai's asset assessment is 45 million to 50 million, which is a successful investment, the rate of return is amazing, and the bank can roughly figure out Tang Hai's future money-making plan......

However, Tang Hai has no cash!

The bank is here to send charcoal in the snow, and asked Tang Hai if he has any expansion plans in the future, he can provide a loan to Tang Hai, just take Tang Hai's real estate as collateral!

Tang Hai held his mobile phone between his chin and shoulder, washed his hands, and sat down on the side: "But I'm not short of money now!" ”

The phone is very crisp and neat, and it is quite nice to hear a female voice.

"Mr. Tang, everyone is short of money. Your previous investment was very successful, the Chinese restaurant is booming, I have also been there and felt that it is completely possible to expand, if you are interested, we can provide you with a dedicated consultant. In addition, the way you invest now, waiting for the funds to return and then re-expanding, is too conservative, and it is difficult to make it big in a few decades. Borrowing money from banks can accelerate development, and it is also a kind of alliance cooperation......"

On the phone, he and Tang Hai roughly explained the reason for borrowing money from the bank.

The first is to look at the rate of return, if there is a plan that can make a small principal explode in a year, and you feel that it is nine out of ten, then you will take out a loan to do it, and it will become several times the outbreak, and the loss will be a little more at most. Banks also need to look at a person's creditworthiness, ability to withstand disasters, and whether the plan is likely to make money before deciding whether to lend or not and how much. Tang Hai's Chinese restaurant is a very worthy investment object in the eyes of the other party, and it is estimated that Tang Hai will have assets of two or three billion US dollars in one or two years. If Tang Hai wants to wait for the funds to return and then expand, what year and month will it take.

The second is that the 'power' of the bank can help Tang Hai.

Many people obviously have money, and they will definitely make money by making investments, such as the Iron Man series and the Transformers series, everyone knows that even if they shoot Xiang, at least they will not lose! Why are they all joint ventures? At this time, it is not to dilute the risk, but to pull allies, and the next time a friend has a way to make money, he will also share a little profit. At this time, whoever makes a stumbling block for the film is tantamount to going against all the investment companies.

Tang Hai himself also found a strong local person to join.

But how strong can a strong person be at the place?

Citigroup is the world's largest financial services group with the largest assets, the most profits, the highest chain in the world, and the most complete business categories!

Citibank is one of the forces of Citigroup, the preferred partner of many rich people, and even some people obviously have a lot of money, and they still desperately borrow from Citibank, this is not to take advantage of the bank, but to pull allies, who wants to prevent him from making money, is to prevent the bank from making money, who can do Citibank in the United States?

On the phone, he also explained to Tang Hai some of Citibank's earnings, disaster resilience, investment help, etc., in recent years, what was the 1998 Asian financial crisis, what the 2001 Argentine financial crisis, the world's 1,000 banks have lost 15% of their profits, and Citibank can counterattack......

"Is this the phone? If I have an idea, I'll hit it. ”

Tang Hai hung up the phone and fell into deep thought.

"What do you think?" Ma Lena looked at Tang Hai and seemed to be a little moved.

Tang Hai hadn't read much, but Marlena was surprised to find one thing, Tang Hai could always be alert to something inappropriate!

For example, the last time Marlena saw that El Niño was coming, and she felt that soybeans should be used for feed instead of some fish fingerlings that humans could not eat, so she wanted to buy soybean futures, and Tang Hai told her that there were people in the Fengshui area who would plant more, and she would lose money, and then she didn't buy it.

As a result, the trip came back and really dropped six points!

This is not the result of IQ reasoning, but Tang Hai's thinking mode is different from ordinary people, and there is no way to trap him with traps for ordinary people!

"I don't think it's right, I feel like there are always Diao people who want to harm me!"

“…… Are you possessed by the soul of Jin Sanpan? ”

"But there's a chance it could be true."

"Why? There are 37,000 farms here, and there are so many professional fisheries, and there are even more people who are engaged in diet......"

"At least I'm handsome, you can't deny that, right?"

Can this also be a reason to invest?

No, the point is that I actually said it myself! I've never seen such a brazen person!

Malena's face was red, as if she hadn't held her breath, and it took a while to regain her composure. couldn't help but scold, and looked at Tang Hai with his waist crossed.

Tang Hai continued to make ham meat.

If an industry can eat a certain part of the market, then it can be done, and if it can control the cost, it can be earned, Tang Hai usually spends money and does not deliberately save money, but if you want to eat, you still have to make it yourself......

This time back to China, Kuncheng braised beef is 130 a kilogram! That's $20! There are not many shops in the United States that can be marinated, and they are more expensive, and when dozens of people go to sea for a month, they have to eat two or three catties of meat a day for physical work, which can save at least 80,000 US dollars......

Don't look at the fish getting more and more expensive, in fact, fishing is very hard and can't guarantee to make money, after really doing it, Tang Hai knew why Gamboya didn't make 1 million last year.

This thing is not unexpected, it is to make a hard money, the scale is larger, and the annual income is barely ten times that of the middle class, but look at the investment so much, there are still risks, and it can't be said to be profitable.

Only when you encounter the sea god to send money, encounter a school of precious big fish, or catch a giant fish with high economic value, and there is not only one, can you say that you can make a lot of money.

In Washington state, there are Dungeness crabs, cod, and sockeye salmon, and tuna can only be caught in time, so the income is not very good. Alaska can earn a little more by working hard, but what about health care in normal times? How is my child's schooling? In the event of an accident, you may not even be able to find a person to help for 100 kilometers nearby.

In the evening, Tang Hai took the crab to pick up Rose and went to the cabin to eat together.

Rose called him today and said that the big pike was missing, and she was going to cry on the phone.

Tang Hai told Rose that he had let the big pike go, otherwise he would be discovered by Hadley......

As a result, Tang Hai also became sad, and said that he would eat crabs together at night, and he remembered that day when he first knew what a woman's body tasted like, that is, he ate crabs with Rose, and now he is just reminiscing.

Full of wine and food, Tang Hai picked up Rose and walked to the bedroom.

After a while, Tang Hai said that the children were going to come to play, and asked Rose if she could come to help that day.

It's not a shortage of manpower, it's ......

I want to spend as much time as possible with Rose.

…… (To be continued.) )