Chapter 408: Shocking Loans

readx; In the afternoon, Hou Zhixuan and Hou Hengzhi also came over and said that they would celebrate the New Year together at Shi Lei's house. Pen, fun, pavilion www. biquge。 After eating the Chinese New Year's Eve dinner, Hou Zhixuan made an appointment with Jiang Bosheng to go to Donglin Temple to burn incense on the morning of the first day of the new year. In fact, these two old people don't believe in these things too much, mainly on the first day of the new year, the big and small officials in the city will follow the routine to come to the house of Shi Weixian, the secretary of the municipal party committee, to pay New Year's greetings, and the family can't sit still at all, so Jiang Bosheng simply goes out and walks around.

Jiang Fengyue and Hou Hengzhi naturally accompanied the old people, but because of Nian Guangyu's affairs, Shi Weixian brought him back a lot of materials about Nian Guangyu's investment in Liuzhou and Qiongzhou provinces in the past two years, and he had to stay at home to read them one by one.

The materials are very complete, but there are still many doubts.

Nian Guangyu seemed to be born out of thin air, first invested more than 5 million yuan in a city in Liuzhou, and acquired a collective enterprise of non-ferrous metal smelting. Then he began to have frequent contact with local city leaders, and his tone became louder and louder. Soon he got in touch with the officials of the Liuzhou Provincial Party Committee, and through these officials, he came into contact with the officials of the Qiongzhou Provincial Party Committee. In less than half a year, the matter of investment in these two provinces has been negotiated, and now the investment letter at hand of Shi Lei is the same, involving at least a dozen different industries, but from the beginning of the surprisingly consistent, it is all from the tourism-related industries.

The investment amount of more than 2 billion yuan is clearly written on paper, most of them are small investments of several million, and the two largest investments are the two buildings built in Songshan City in Liuzhou and Tianya City in Qiongzhou, both of which are built in accordance with the standards of super five-star hotels, and the height of the buildings has reached more than 40 floors.

More than 40 floors of buildings in Shi Lei's eyes seem to be nothing, even in 2000 at the moment, there have been more than 400 meters of 88 floors of Shenpu Jin Mao Building, but at this time in China more than 200 meters of buildings are not too much, especially in Songshan City. Even in Tianya City, a world-famous tourist city, it seems a bit wasteful to build a building with a height of more than 200 meters. If these two buildings are all used as hotels, the vacancy rate must be quite impressive. And if it is used as office buildings and restaurants, whether it is Tianya City or Songshan City, I am afraid that there are few companies willing to pay such high rents to settle in these two buildings. From the perspective of these two buildings, Shi Lei can come to an extremely easy answer, that is, this is purely a burning of money, and in the future, it will have to invest extremely expensive maintenance funds for these two high-rise buildings.

However, super-tall buildings have always greatly improved the image of the city, and the presence and number of skyscrapers are often an important criterion to measure the openness of a city and the level of economic development. However, even if Tianya City, as a world-class tourist resort, may still have the need to invest a lot of money to build city coordinates, Songshan City, a county-level city with an annual GDP of only billions of yuan, even if there is a famous Shaolin Temple hidden in the middle, there is absolutely no need for such an expensive landmark building. In particular, the fact that the building was built by an investor is clearly an extremely lame and failed investment case.

The more Shi Lei looked at it, the more he felt that there was a problem with this power company, and it was a big problem. This company and Nian Guangyu feel like Shi Lei is playing with a lot of money, hundreds of millions of funds at every turn, and it is an investment method that is obviously losing money and even impossible to generate reasonable returns.

From the cabinet behind him, he took out a cigarette that was given to Shi Weixian when the lower-level officials came to pay New Year's greetings, Shi Lei opened a pack and lit one for himself.

In the curling pale blue smoke, Shi Lei fell into deep thought...... This year Guangyu, what kind of trick is he playing, he threw so much money into the water but didn't even want to hear the sound, what is this for?

In the material, in addition to the political axe report, there are also many news clippings. Shi Lei found this Nian Guangyu very strange, on the one hand, he was extremely high-profile in front of the political axe officials, so he almost wanted to put a note on his face, "Lao Tzu is a rich man, and he is panicked if he has a lot of money". But in front of the media, he is unusually low-key, even a little mysterious, including the political axe department seems to be cooperating with him, and did not let his investment in Liuzhou and Qiongzhou provinces be reported too much by the media, as for Nian Guangyu himself, the media reports almost did not mention anything. It's a weird thing to the point of being unbelievable.

Even in a trance, Shi Lei wondered if this Nian Guangyu was a reborn like him, or simply a person who could travel freely between different planes, otherwise, there was no way to explain the purpose of his actions.

The phone in hand suddenly rang loudly, which startled Shi Lei, and with a shake of his hand, only a tail cigarette butt was left that had been burned, which fell on Shi Lei's body. By the time Shi Lei hurriedly dusted the cigarette butt on the ground, his pants had already burned a big hole.

Picking up the phone, it was a call from Shen Yi, and Shi Lei hurriedly pressed the green call button.

"Sister Shen Yi......"

"Shi Shi, are you still worried about that incident?"

Shi Lei happily admitted: "I really can't figure out this person, he is like a bit of a rich hand, he actually built a super high building of more than 200 meters in Songshan City and Tianya City, these two cities, there is no ability to digest such a large building, he is throwing money into it." ”

"Do you have a fax machine at home? I'll send you a piece of information, and I'll probably be able to solve the questions in your mind. ”

Shi Lei hurriedly replied: "Yes, I'll tell you the number......" Shi Lei didn't know the number of the fax machine at home, so he ran out and asked Meng Qiuhua, who was greeting an unknown New Year's official, and the official saw Shi Lei and immediately realized that this was Shi Weixian's godlike son, and naturally it was a messy greeting, Shi Lei didn't have time to pay attention to him, and after asking the fax number, he reported it to Shen Yi, and then returned to the study without looking at the official.

The phone of the fax machine rang, Shi Lei replied to a signal, and soon, the printer part began to creak and rattle, and the documents on Shen Yi's side had been transmitted through the fax machine.

"You can take a look first, and then call me after reading it." Shen Yi hung up the phone decisively, leaving time for Shi Lei to take a good look at the thin fax paper.

Shi Lei tore off the fax paper that had been filled with characters from the fax machine, sat at the desk, and carefully examined it line by line.

On this fax paper, all of them are a series of numbers, and there is basically no text description, but Shi Lei still quickly saw that this is a statistic about the amount of loans taken out by a company in two years.

The more he looked down, the tighter Shi Lei's brows wrinkled, and finally he rummaged through the cabinets and found a calculator and began to calculate all kinds of numbers on this piece of paper. When the final result came out, Shi Lei was taken aback...... That's more than 1.6 billion, which is the total amount of loans a company has borrowed in the past two years, which is too amazing.

Moreover, Shen Yi faxed this piece of paper, and it was obvious that what was recorded on this piece of paper was the loan amount of Nian Guangyu's power company in the past two years. Involving four banks and credit cooperatives in various places, the amount is still so huge, could it be that Nian Guangyu has relied on loans to support all his investments in the past two years?

Although the number is not right, the total investment of Nian Guangyu exceeds 2 billion, but there is only about 1.6 billion loans here, but Shi Lei knows very well that in the investment of 2 billion, there are also 3 or 500 million book numbers, plus these investments can not be recovered at all, in two years, the so-called total investment of 2 billion yuan, in fact, only needs Nian Guangyu to take out 12 or 3 billion at most, which is basically because of the investment in the two buildings.

If this is the case, Nian Guangyu is equivalent to only taking out the five million funds from his pocket that originally acquired the non-ferrous metal smelter...... Wrong! Shi Lei suddenly realized that if this person was good enough to take advantage of policy loopholes, he wouldn't even need to take out the five million. At the end of the 90s, when a large number of state-owned and collective units were transformed, many state-owned assets flowed into private pockets through a series of mergers and acquisitions. For example, if this factory is handed over to Shi Lei to work on, Shi Lei is completely sure that he will successfully take the entire factory for himself without taking out a penny.

Shi Lei can take advantage of the lack of funds in the enterprise as a breakthrough point, so that the enterprise leaders who are eager to reform will temporarily hand over the equity in their hands to him, and then through the relationship between these enterprise leaders and local banks, use this batch of equity to arbitrage a certain loan, not more, 500,000 yuan is enough.

With this 500,000 yuan, it is easy to promise to buy back shares to the employees of the enterprise, which is the only way for the restructuring of collective units, and the new shareholders must have enough shares. At the beginning, the repurchase of shares was paid in cash, and the part of the employees who got the money became a live advertisement, so that the next share repurchase could even take the form of deferred payment. After obtaining enough shares, they will re-mortgage these shares to the bank for loans, and redeem the shares of the previous enterprise leaders to return to them, and then use the funds obtained from the loan to pay part of the share repurchase money for the employees of the enterprise. Finally, after the completion of the merger and acquisition, the successful restructuring of the collective unit, and Shi Lei obtained the controlling stake in the enterprise, the enterprise can be split off in terms of departments, and a series of normal or abnormal means can be used to continue to take the fixed assets of the enterprise to the bank for mortgage and loans. In the end, all the employees of the enterprise were paid off for the share repurchase, although the entire enterprise has been almost completely mortgaged to the bank, but from the books, it can be made that Shi Lei invested more than 5 million yuan to acquire this collective unit.

Unless the bank wants to make this loan a bad debt, they will not dare to easily force the company to repay the loan, and then by giving some benefits to private individuals and paying some interest in advance, basically, the factory has changed course.

Judging from Nian Guangyu's loan amount in the past two years and his investment method, Shi Lei slowly sorted out a complete and clear clue, and Nian Guangyu undoubtedly has extremely unique means in this regard. Next, since he can play with a loan of 1600 million, then the so-called 5 million M&A investment at the beginning, there is no reason why he should not play so much. Moreover, now, the loan of the non-ferrous metal smelting enterprise must have been repaid by him by demolishing the east wall and making up the west wall.

If the whole line that Shi Lei speculated is good, the reason why Nian Guangyu set his sights on Xingong, Wangtian, Lingdong and other provinces this time and wanted to make another "large-scale investment" is because the "investment" of the two cities of Liuzhou and Qiongzhou is about to become bad blood in his veins. This kind of money is not impossible for a person to be successful. However, it only takes one link to go wrong and the entire system collapses. When the demolition of the east wall can no longer repair the west wall, what will Nian Guangyu do? Of course, the only way to do this is to change provinces and continue to operate funds in the same way. Of course, he always operates with the bank's funds, and he himself has no money!

In any case, judging from the amount of these loans from Nian Guangyu, it seems that he has invested more than 2 billion yuan in the past two years, but he can completely take out not a penny, and I am afraid that he has also put a lot of money into his private pocket.

This can be completely defined as a scam! It's just that this liar's methods, even Shi Lei has to praise him for being really clever!

Quan regards Nian Guangyu as a complete liar, then, this liar's tricks seem to be full of flaws in the eyes of laymen, but in Shi Lei, who deeply understands officialdom and business operations, it can be seen that this person really knows domestic officials too well, especially the officials in charge.

These officials are always thinking about how to earn more political achievements, so as to become the capital for their own promotion. At a time when the whole country is engaged in economic development, and under the premise that the central authorities require that the annual GDP growth rate of all localities be higher than 10 percentage points, attracting large sums of investment, transfusing blood into the local economy, and at the same time solving the employment problems left over from the restructuring of a large number of state-owned enterprises, is undoubtedly the best achievement of an official and the best way for him to be promoted.

Can't these officials see that there is something wrong with Nian Guangyu? No, of course, they can see that the officials who can take charge of the party are far smarter than ordinary people. However, just like these officials in Luling, even from this investment intention report alone, it has been seen that there are a lot of problems in the power company, and Nian Guangyu is a little unclear, and even few people know which stone he jumped out of, and they will still ignore these. Because, Nian Guangyu drew a huge pie for them, and also let them see the "soon-to-be" political achievements. The most important thing is that the investment in Liuzhou and Qiongzhou is in full swing, two billion yuan in two years, that is, each place invests more than 500 million yuan per year, what a sweet piece of cake is this? As for the story behind the investment, these officials are reluctant to consider it.

And what about those officials in Liuzhou and Qiongzhou? Don't they know that Nian Guangyu is probably an empty shelf at all, and he doesn't have a dime in his hand? No, they know it, but what can they do? Could it be that he was deceived by a fraudster, not only caused heavy economic losses to the province, but also lost his black yarn hat? They won't be like that. At this time, they only had the only life-saving straw left in their hearts, that is, the money that Nian Guangyu owed to the bank, and now it must not be repaid, but if he is not allowed to continue doing this, the money will be lost, and if he is allowed to continue to operate, maybe, one day in the future, he will be able to use these loan investments from the bank to earn back all the money, even if the bank loses interest on it, there will be no major economic accidents.

This is a vicious cycle, the larger the amount of money Nian Guangyu borrowed from the bank, the more officials who knew that they had been deceived by him and fell for him, the more they did not dare to touch him. On the contrary, once someone in the outside world smells an ominous smell, they will help him cover it up in every possible way, and even when they learn that Nian Guangyu plans to go to other provinces to continue to use the same tricks to deceive, these officials who have been fooled will open the door to convenience, try their best to help him whitewash the peace, and cooperate with him to make a face of a well-known international multinational group investor.

It is precisely for this reason that if Shi Lei had not obtained this bank loan details about Nian Guangyu in the past two years with the help of Shen Yi's help and with the help of her Shen family's pivotal influence in the business world, it would not be possible to see that Nian Guangyu's power company was already a big hole like a bottomless pit from the materials that Shi Weixian could provide him. From an official point of view, Shi Weixian will never be able to get evidence that Nian Guangyu is unable to make ends meet financially from the political axe of Liuzhou and Qiongzhou. Thinking in the darkest direction, the leading cadres of these two provinces will even hope that Nian Guangyu can successfully run funds in other provinces, and then plug all the loopholes in the loans under them. Shi Lei bets that Nian Guangyu's large loans in the past two years are the same as when he was forced to almost jump over the wall by Pang Guofan's Creation Media, and it was through the pressure and guarantee of the political axe that he was able to get the loan from the bank. In other words, if Nian Guangyu's capital chain is completely broken, the first unlucky ones will be the leaders in charge of those cities and provinces, and only their guarantees can allow Nian Guangyu to take such large loans from the bank again and again.

Faced with all this, Shi Lei was stunned. He thought that Nian Guangyu had a problem, but he didn't expect that the problem would be so big. Of course, there are still many details that need to be added and improved, but Shi Lei seems to already know what Nian Guangyu wants to do and what he wants to do.

Nian Guangyu, he can't stop for a long time!

(To be continued)