Chapter 231: Borrowing Money

In other words, everyone has a dilemma when it is inconvenient to have money, and there is a hurry to use the money, so what should I do?

Businessmen are accustomed to going to the bank to ask their grandfather to sue their grandmother for a loan, and the first thought of ordinary people is to find relatives and friends to borrow a little emergency; As for the little kids, they will confidently reach out and talk to the adults in the family, and they have no idea of borrowing money at all.

Borrowing money, most of the time really isn't as simple as borrowing money. One is the embarrassment and embarrassment of being ashamed to open your mouth when you borrow money, especially when you are rejected without hesitation after opening your mouth, the feeling is really uncomfortable.

In today's society, if there is someone who is willing to lend you money, then cherish it, this relationship is rare, so remember to repay the debt on time, don't wait for someone to come to the door.

"Hey, Wang Yong, did Chen Erhu from Chenjiagou go to your house?"

"Chen Erhu?"

Wang Yong looked at Liu Bin suspiciously, he didn't seem to have this name in his memory? What did he do, and why did he go to my house?

"You don't know when you look at it." Liu Bin understood as soon as he saw Wang Yong's expression that Chen Erhu definitely didn't go to his house. So with excitement on his face, he began to introduce Wang Yong.

Chen Erhu, in his thirties, a native of Chenjiagou, a few years ago, many people in the village followed Wang Hai to grow vegetables in a greenhouse, and they have made a fortune in the past few years.

However, Chen Erhu is a bit of a brain, he feels that growing vegetables is too tiring all day long, just like looking for an easier and risky business to do.

Not to mention, it really made him think about it. That's transportation! When the vegetables in the village are collected, they have to be sent to Wangjiazhuang to sell before they can get the banknotes!

At the beginning, not every household in Chenjiagou had a car. Even if there were, it was a donkey cart, an ox cart, and even better, a mule cart. There are more than 300 households in the whole village, and they can't find a single motor vehicle!

Chen Erhu saw the business opportunity, and every household of these vegetables had a bumper harvest, let alone a trip. Three or five trips may not be able to pull it all. I had to drive my own ox cart one by one, and slowly spend most of the day walking over.

The broken roads in the countryside are full of potholes and bumps, and those who are afraid to bump and touch tomatoes, you must not throw some away at one time!

Especially in the winter, the weather is cold, and if you are not careful, the vegetables that can be classified as special quality are labeled as first-class or even second-class and third-grade, and the price can be several times worse at most!

How can a peasant who is accustomed to a hard life stand it! Just because of his carelessness, hundreds and thousands of banknotes came to his mouth and flew away.

Chen Erhu saw this business opportunity. After turning around Wangjiazhuang, he decisively raised money everywhere to buy a three-wheeled agricultural vehicle, bought a lot of standard plastic baskets, and started the business of a second-lane dealer.

He inquired about the prices of various vegetables in Wangjiazhuang, and then purchased the vegetables grown by the people in the village at a price of a few cents or a few cents lower than this price, and shipped them to Wangjiazhuang after they were packed in baskets.

Villagers don't have to get up early and drive the ox cart for more than an hour, or even more than two hours to sell vegetables, and they are still worried about what to do if they can't sell their vegetables.

There is no need to worry about how to go home and explain to your daughter-in-law if there is damage during transportation, and you don't have to worry about not getting the money. Because Chen Erhu always pays cash on the spot and never defaults.

Chen Erhu also made a lot of money, and the price he paid was compared with sending it to Wangjiazhuang and selling it directly to the trader or Wang Hai. The difference is not small.

The newly bought three-wheeled agricultural vehicle can pull one or two tons of vegetables in one trip, which is the cost of removing miscellaneous things, and one trip down. How can he make a hundred and ten dollars.

In this way, even if he only runs once a day, it will be a month. That's more than 3,000 pieces! More than 3,000 yuan, and few people in the city can reach this salary level in normal income these years.

And so, after working for a while, the tricycle was replaced by a tractor; After another half a year, Chen Erhu felt that the tractor was not enough, because the villagers in several nearby villages had also begun to get used to selling vegetables to him.

Chenjiagou, Fengjiashan, Lijiadian and Weiziyu, these villages are not close to Wangjiazhuang, they are fifty or sixty miles away, not to mention that most of them are mountain roads, and the roads are very difficult to walk.

Chen Erhu, who was handed over to the door-to-door purchase in the village, although the price was a little lower than that of Wangjiazhuang, no one felt that it was wrong. After all, people have to carry a lot of risks, right?

What started as a tricycle turned into a tractor with a large body, and then into a van that could pull more than ten tons at a time!

Anyway, on the roads in the countryside, there is no traffic police to check the overload, as long as it can be loaded and run, then stuff it into the car.

But there are unforeseen circumstances in the sky, and people have good and bad luck.

A few days ago, Chen Erhu drove the van he had just bought as usual, and slowly walked out of the mountain along the winding mountain road, ready to go to Wangjiazhuang to deliver food.

But no one expected that a few bear children suddenly ran down the mountain quickly. By the time I noticed a car coming quickly, it was too late to stop.

Although the mountain is not very steep, the inertia of the screaming bear children running down the mountain makes it impossible for them to stop all at once.

Seeing the few bear children running in front standing in the middle of the road dumbfounded, Chen Erhu stepped on the brakes vigorously.

With the piercing scream of the wheels clenching, he exerted all his strength before turning the steering wheel, and the front of the car passed against the mountain wall.

The car was destroyed, and Chen Erhu was stuck in the carriage and fainted. By the time the frightened bear children came to their senses and called someone from the village to take Chen Erhu out, it was already more than an hour later.

Chen Erhu was very righteous, and resolutely refused the more than 10,000 yuan that the parents of the bear children put together, including a coin, on the hospital bed.

In his words, "I drove myself into the mountain, what does it have to do with the child?" No matter what they said, he didn't take the money that would have ruined the families.

The village on that section of the road is called Zhangjiashan, because of the obstruction of a big mountain, it is the only poor village within a radius of dozens of miles that has no road directly to the village, and the whole village can't even see a decent house.

However, the villagers there are the most respected in Shili Eight Villages, and during the war that lasted for more than ten years, this village in the deep mountains has become a refuge for the villagers in the nearby villages.

Moreover, this village sent more than 20 young men to follow the team to defend the country. In the end, all of them died on the battlefield, and no one survived.

It's a respectable, respectable village to look up to. If he dared to collect this 10,000 yuan of real hard-earned money, without the need for others, his father, who had been shot by a little devil and had been recuperating in Zhangjiashan for more than half a year, would be the first to break his leg with a cane, which he never doubted.

Chen Erhu didn't need to think to know that the 10,000 yuan was estimated to be all the money owned by everyone in the entire village! More than 10,000 yuan is nothing, but for those families, if there is no special opportunity, they will not be able to earn so much money in their lifetime.

It happened that Liu Biao heard that Chen Erhu had a car accident and was admitted to the hospital. I deliberately ran over to see this nimble-minded, the only local second-tier dealer under his hands.

This scene was clearly seen by Liu Biao outside the ward, and he almost burst into tears when he saw the scattered banknotes and coins in the schoolbag.

For their generation, who hasn't lived a poor life? Liu Biao has not experienced the hard days of not having enough to eat, not being warm, and eating chaff vegetables.

Can you imagine what it was like for these families to borrow money from door to door? Borrow money no matter when. That's not an easy thing to do.

Blinded, rejected, helpless, heartache. Sad, discouraged? But the men in the mountains never dare to take responsibility for themselves, even if the family is surrounded by walls, they have to make up the money. Big deal to be a cow and a horse to pay off debts in the future?

He immediately pushed open the door and went in, and before Chen Erhu, who was lying on the hospital bed, could speak, Liu Biao preemptively asked:

"You're Chen Erhu, right? I'm from an insurance company. On behalf of the company, I deeply sympathize with you for this experience. At the same time, based on our investigation, we will decide to pay the full amount of your policy. ”

Chen Erhu is also a master who can speak well and has a clever brain, when he saw Boss Liu say this, and at the same time looked at the mountain people vigorously, I don't know what is going on?

"Really? Oops, great, thank you, thank you Manager Liu! it, hurry up and pour water for Manager Liu, it's really eyeless. Manager Liu, you do, you do. ”

After speaking, Chen Erhu turned around and explained to the mountain people who were worried and surprised:

"Those of us who buy a car will buy insurance. If nothing happens in normal times, the money will be wasted to the insurance company. But once something happens, people will pay us a lot of money, enough for me to buy a new car! ”

The two of them cooperated tacitly, and after a double reed performance, they were all happy. The mountain people left behind the delicacies and game in the mountains they brought, and went back happily with the money in their schoolbags.

Chen Erhu's family was even happier, because through this incident, their family was appreciated and valued by Liu Biao and Boss Liu. In contrast, let alone 10,000, it is 100,000, Lao Chen doesn't care.

Needless to say, the next day, Boss Wang, who was already famous all over the country, heard about it, and actually came to visit him in person accompanied by Liu Biao, and promised to leave the dishes he sent over in the future according to the treatment of the villagers of Wangjiazhuang!

That's a high price that is one or two percent higher than the market price! This car accident was really worth it!

Chen Erhu was discharged from the hospital after less than a week, during which time his younger brother was busy delivering food on his family's tractor.

Now that he has been discharged from the hospital, the first thing he wants to do is to buy a new car. The car that had the accident was said to have no repair value and could only be sold as scrap metal.

The has turned over and over his passbook, and if he wants to buy a new car, he is still more than 50,000 yuan away! Chen Erhu, a person in the village, didn't expect it, although with his good popularity, he could borrow some more.

In recent years, there have been many wealthy households in the village, but after these people have money, their first thought is to rebuild their old houses, buy various household appliances, household utensils, and even farm vehicles, and it is estimated that there is not much money left in their hands.

After thinking about it, Chen Erhu followed his younger brother to the farmers' market in Wangjiazhuang one morning.

originally wanted to find Liu Biao directly, he knew that 50,000 yuan might be an astronomical amount for ordinary people, but for Boss Liu, it was definitely drizzle, and he didn't pay attention to it.

Unexpectedly, he came unfortunately, and people told him that Liu Biao had just driven to the capital and would have to come back for a week. Chen Erhu could only turn around and leave regretfully, as for going to Wang Hai to borrow money, he didn't think about it at all. (To be continued.) )