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(Error correction: The CBRC was not established until 2003, and banking supervision and monetary policy have not been separated in 96 years, and they are all the business of the People's Bank of China)

Zhang Ke has always respected Tang Xueqian as his father, paying attention to maintaining the humility of the younger generation, on the issue of the future economic situation in Southeast Asia, he is also a little stop, the economic problems in the city, Tang Xueqian asked, he answered, said too much, may not be appropriate, more content, Ye Zhenmin has been thoroughly elaborated in the article, even in the identity of Ye Zhenmin, he expounded this argument at this time, it is also non-mainstream. Pen, fun, pavilion www. biquge。 info

The impact can be affected, and the rest will be left to time to verify.

At about four o'clock, Zhang Ke walked out of the city government, standing on the sidewalk, blowing the autumn breeze in his face, waiting for the traffic light across the street to change the traffic light, he did not let Fu Jun drive the car into the city government, whether it was Volvo, or Audi with a military license, it was too conspicuous, and at dusk after autumn, it felt good to occasionally walk through the city.

Zhang Ke thought so, kicking the pebbles under his feet that he didn't know how to appear on the cement pavement, with his hands in his trouser pockets, thinking about whether to pick up Tang Jing at school, or call Fu Jun to drive him to Xiangshan to see the construction progress of Wanqing School.

"Ke Shao ......"

Zhang Ke turned around and saw Li Yihua twisting the cigarette butt on the blue-gray plane tree, and asked him, "Wait for me here?" ”

"We have to make sure that what happened in the past two days is not a dream," Li Yihua flicked the twisted cigarette butt into the trash can on the side, "You know, it's hard to tell." ”

"I also have the feeling that life is like a dream," Zhang Ke smiled, "I am usually not stupid enough to slap myself twice." ”

"I really pinched myself twice," Li Yihua said self-deprecatingly, "I didn't see Ke Shao's car in the parking lot, so I squatted here and smoked for a while......"

Zhang Ke walked over and saw a lot of black spots twisted out by the sycamore tree, it seemed that Li Yihua had smoked a lot of cigarettes here, and reached out to him to ask for cigarettes. Li Yihua took out the empty cigarette box, crumpled it into a ball and threw it in the garbage can, and ran to the tobacco store next to him to get a pack of cloud cigarettes.

"I want to ask Ke Shao for some questions......"

"Why me, why you?" Zhang Ke asked Li Yihua.

Li Yihua nodded.

"Kumho plans to take a stake in the City Commercial Bank, and I happen to be the boss of Kumho, so it sounds incredible, so there's really no need to make a fuss about others;" Zhang Ke explained with a smile, "The affairs of the credit union are too troublesome, I am an impatient person, so I need a sharp knife, the things you just said happen to be your failure experience in the short-term tenure of the Chengdong Credit Union, the credit union is more accustomed to treating you as an unpragmatic dreamer, but my ideas are often different from others." ”

Li Yihua opened his mouth and was stunned for a moment before he smiled and said, "There are only a handful of people who know the truth." In the past, the credit union also learned from the practices of some enterprises to engage in competition for posts, and the competition was competitive, but they wanted to use their own ideas to attack the Chengdong Credit Cooperative, and after two or three months of work, they were transferred back to the association on the charge of 'messing around'. ”

"Chinese people are used to doing things in a cocoon and step by step," Zhang Ke put the cigarette in his hand and said, "For the time being, I will let you enter the preparatory group, I don't want you to get along with people in the preparatory group......

"Isn't Director Zhao in the preparatory group," Li Yihua smiled self-deprecatingly, "How can we get along in harmony?" "Zhao Shi has to be crazy if he wants to know this, and he won't care about him at this time, he will be targeted everywhere in the preparatory team, which is to be expected.

"Don't stand here and talk, go to Xiangshan," Zhang Ke called Fu Jun to pick them up, and during the time he was waiting for the car to come, he told Li Yihua some of his thoughts, "Your understanding of Haizhou people and things should be deeper than mine, which people and enterprises have the potential for development, you should be more extensive than me, I hope that the city commercial bank after the establishment can become the backing for the overall expansion of Haizhou's industry, I and the other two shareholders have made a commitment not to raise funds from the city commercial bank, Naturally, we don't want to see city commercial banks become tools in the hands of a small number of interest groups......"

Li Yihua is also clear about the meaning of Zhang Ke's words, Zhang Ke has the ability to send him to the position of president of the city commercial bank, but the city commercial bank he supports must implement Zhang Ke's financial strategy.

Li Yihua asked, "Since Kumho has no need to raise funds from city commercial banks, why is it still so enthusiastic?" ”

"Wider influence means more power," Zhang Ke smiled and said, "Am I still a very ambitious person?" ”

"Maybe it's easier for people to accept it from the mouth of a forty-year-old middle-aged man." Li Yihua said this unabashedly, he himself was only thirty-six years old. Although he was shocked in his heart, but when he heard Zhang Ke say this, he could naturally understand his farsightedness, and wealth seemed to be no longer the target of extreme desire in the eyes of this young man who was still very immature only by looking at his age, but his conversation and appearance were quiet and extraordinary. In Haizhou, there are many rumors about Kumho, and Li Yihua can't wait to know the deeper truth at this time.

Fu Jun drove over, and Zhang Ke invited Li Yihua to go to the school construction site in the south cliff of Xiangshan Mountain together, and said to Li Yihua: "Go and meet the big customers of the city commercial bank in the future." ”

Wanqing devotes all her energy to private schools and botanical gardens, which means that Haiyu's economic activities will be largely limited to Haizhou, and the funds under her name will be transferred to the city commercial bank as a deposit, which will not be greatly affected by the geographical restrictions of the city commercial bank. The biggest restriction on the newly established city commercial banks is that they can only carry out financial business locally, and it was not until 03 that the geographical restrictions were gradually relaxed. The economic activities of Aida and Xinguang are mainly outside Haizhou, and it is impossible to deposit long-term funds into the city commercial bank, but the economic activities of Aida and Xinguang are huge, and some leaks out of the fingers, which is the big customer of the credit cooperatives with a deposit and loan scale of only 500 million yuan, but it still cannot be compared with Haiyu Company, which has paid dividends from Aida this year is close to 300 million, as long as half of the cash flow goes from the city business, it can make the business of the city commercial bank go forward to a big step. In addition to Haiyu Company, the companies of Sheng Qing, Shao Zhigang and Zhang Zhifei do not have plans to expand outward on a large scale, and they can all become big customers of city commercial banks.

Zhang Ke wants to promote Li Yihua to be the president of the city commercial bank, and he is naturally sure enough.

After autumn, the evening scene under the south cliff of Xiangshan Mountain is extremely rich, the maple leaves on both sides of the road give the cool breeze after autumn blowing red, and the grass in the forest also bursts out full of verdant.

The botanical garden is close to the river, and the car passing by Gongnong South at the eastern foot of Xiangshan cannot see this side, and Li Yihua has seen this exquisite garden for the first time. The planned botanical garden should be extended to Gongnong South Road, and now the scale of 200 acres has not been fully completed, after a year of careful care, it is quite magnificent after autumn. In the south side of the current botanical garden, the building area is not large, but it has taken some thought, and the two-story small building has a large area of glass curtain wall, reflecting the sunset in Jiangtian, making the whole small building shrouded in a dazzling halo.

"Why are you here?" Wanqing looked up and saw Zhang Ke's deep eyes staring, I don't know how long he stared at him, his heart rippled a little shy, and when he saw a person standing behind Zhang Ke, he smiled gently, but he restrained his demeanor that he shouldn't have.

"I wanted to come over and have a look," Zhang Ke walked over, "This is Li Yihua from the Xinhe Associated Press, accompany him to visit you." ”

"Oh, your article, I'm reading ......" Xie Wanqing stretched out her hand to invite Li Yihua and Zhang Ke to sit down on the sofa near the window of the office, her personal assistant Zhang Ting brought the brewed coffee and put it on the glass table at this time, it seems that Zhang Ke has been standing at the door for a few minutes, but he is not afraid that others will see something, Wanqing took the opportunity to serve the coffee, and glared at him.

Zhang Ke smiled with a cheeky face.

Li Yihua looked at this woman who is said to be the richest and most powerful woman in Haizhou, or a widow, probably because of her good family background and long-term rich life, which makes the woman in front of her reveal an elegant and noble temperament from her bones.

Haiyu Company will take a stake in the City Commercial Bank, and will send Li Yihua to the position of president of the City Commercial Bank, even if it is acting for others, even if it is a form of respect, it will lead him to visit, and it will also visit Ye Jianbin .

After talking in the office for a while, Zhang Ke asked Fu Jun to send Li Yihua back to the city, and he stayed.

"Just wanted to come and see me, where are you going at night?" There is no one else in the office, Wanqing is relaxed and straight, and her elegant temperament exudes delicate and charming.

"Go out for a walk, it's so beautiful outside, it's a pity to nest here," Zhang Ke helped Wanqing pick up her dark coat from the back of the chair, "Do you want me to wait for you to put it on?" ”

Wanqing looked at the outside room through the frosted glass, Zhang Tingren was not in the secretary's room, turned around and gave Zhang Ke the soft back, and asked him to help him tie his coat and buttons, his heart was pounding, but there was some excitement of cheating.

The exquisitely cut navy blue jacket, the neckline slightly revealing the lake blue pleated snow gauze thick shirt, the dark denim narrow skirt, and the knee-length crocodile leather boots all give people a cold and rigorous feeling, this is the work image that Xie Wanqing has always maintained, and only Zhang Ke can feel the blazing flame wrapped in ice.

"I'll drive myself back later." Wanqing went out of the office and met his assistant Zhang Ting.

Although you can see the beautiful scenery after autumn through the glass wall in the office, it is not as fresh and pleasant as the breeze on your delicate face, and the fragrance of flowers in the garden.

Turning into the cobblestone path of the bamboo forest, Xie Wanqing put her hand in the big pocket of her coat and asked Zhang Ke to stretch out a hand, even if people saw it, they only thought that the two were relatively close.

"Go to Xinwu at night, take Yang Yun and Liu Minghui together, Xinwu's winery has already been prepared, I don't bother to use my brain, pull the two of them to give my dad and him support."

"You're really thorough in employing people," Wanqing smiled, letting Zhang Ke's fingers scratch his palm, "King Ke's recent movements are very big." ”

"Xie Jiannan still has a set of markets, Danjin oral liquid is still helping Zhengtai to make money, Haitai has also accumulated considerable experience in the field of commodity circulation, and all the current market data is positive, it is not surprising that they want to be the king of big science."

"Will you talk to Liu Minghui again?"

"Yes, after all, he contributed to Ida; To go to King Ke, he has no wider way to go. Zhang Ke nodded, if he didn't want to keep Liu Minghui for the last time, this time he went to Xinwu, there was no need to force Yang Yun to go with him.

The evening breeze stirred the bamboo tips and rustled, Zhang Ke twisted the palm of Wanqing's hand, and really couldn't think about why every skin was so tender, and there was a very ** feeling when he twisted it, and said to her: "There is something I want to tell you, I want Idado to pay for a few months to go to Hong Kong ......"

"Huh?" Xie Wanqing turned to look at Zhang Ke, "You have been studying the financial shortcomings of Southeast Asia these days, and you want to fish in troubled waters?" ”

"Troubled waters are not so easy to fish, taking advantage of the fire to rob will give others a grudge," Zhang Ke smiled, he only knew that in the Asian financial turmoil, in the Hong Kong foreign exchange market, the stock market any large-scale short trading must be filed with the regulatory authorities, it is easy to rob while the fire is hot, but it is also necessary to prevent the settlement of accounts after the autumn, Kumho wants to make a big industry, and the relationship with the government can not deteriorate, even if the robbery while the fire is to be done, it must be done skillfully, and said with a smile, "Hong Kong will return next summer, and the economy will be easily kidnapped by politics, before the crisis, There will always be the craziest prosperity, and in the most prosperous period, it is our main goal to smoothly put Aida Electronics into Jiaxin Industrial, and the rest is just to earn some pocket money. Besides, two or three billion dollars, in Hong Kong, a global financial center, may not even be a loach, you want to eat people, people still want to eat you with their mouths open. ”

Yuexiu (Hong Kong) is responsible for the decoder entrepot trade between Aida and TI company, and is settled with bank acceptance bills every month, and Aida Electronics now uses 120,000 sets of decoder boards from TI company every month, and the monthly capital flow is 70 or 80 million, and Aida Denda pays Yuexiu (Hong Kong) for three or four months, which is equivalent to two or three hundred million dollars in Hong Kong. It can only go so far, and no matter how much money is transferred, it will affect AIDA's own capital turnover and the progress of its projects.

Although Yuexiu (Hong Kong) can make huge profits from the entrepot trade of the decoder board every month, it cost 30 million yuan to participate in the additional issuance of Jiaxin Industrial in early March, and Jiaxin Industrial issued 300 million Hong Kong dollars of corporate bonds for the holding of Huishan Xiangxuehai in early June, Yuexiu (Hong Kong) subscribed nearly 40% alone, and it was through the form of prepayment of Aida Electronics to raise funds, and it was not until last month that the money was wiped out. Calculated that Yuexiu (Hong Kong) actually withheld profits of nearly 200 million yuan as of September.

The two walked into the depths of the bamboo forest, Xie Wanqing held Zhang Ke's well-defined face, and said with a smile: "I really want to dig out your brain and see how it is different from ordinary people." ”

"You've studied the rest of my body, and you're starting to want to study my head?"

"Go, what nonsense?" Wan Qingjiao said angrily.

Zhang Ke lightly imprinted a mouthful on Wanqing's delicate red lips.

The railway from Haizhou to Xinwu has to make a big turn from the north, and the train at seven o'clock at night can only arrive at Xinwu at seven o'clock the next day, and it is hoped that the train will not be late. In Zhang Ke's impression, in the nineties, it seems that there was no such thing as a train not being late.

The straight-line distance between Haizhou and Xinwu is only more than 300 kilometers, and the bypass to the provincial capital will be at least 100 kilometers more, but there are not a few expressways in the northern part of the East China Sea, and the distance is incomparably different if the national or provincial highways are bypassed.

At this time, go to Xinwu, unless you want to drive anytime and anywhere, you can arrange it in advance, it is most convenient to take the train, sleep overnight, even if you are an hour late, you will not delay doing things during the day, and you can also deal with things in the carriage.

Zhang Ke drove back to the city in the evening, didn't have time to eat dinner, and asked Fu Jun to help him make a bowl of instant noodles after the train started, and he picked up the marketing plan for next year drafted by the marketing department and read it.

At the meeting at the end of September, he set a budget of 600 million yuan for next year's marketing promotion of AIDA Electronics, and the marketing department formulated this detailed plan according to the budget.

Aida Electronics became famous in one fell swoop after winning the CCTV standard on November 8 last year, while gaining market attention, it also allowed Aida Electronics to recruit a group of marketing elites into the marketing department, this plan can be described as perfect, Zhang Ke can not see what needs to be changed.

The meeting was almost soft, Zhang Ke threw aside the half-turned plan and ate the bubble noodles first.

"Ke Shao, what do you think of this plan?" Yang Yun couldn't hold his breath and asked Zhang Ke.

"Oh, oh," Zhang Ke was so hungry that he just pulled the noodles into his mouth, and he didn't have time to deal with him, so he rolled half a bowl of noodles into his stomach before he breathed a sigh of relief and said, "The lunch I ate at eleven o'clock has been seven or eight hours now, and you wait for me to finish eating the instant noodles before talking about these issues." ”

"It's rare to eat instant noodles in a sleeper car, and you're not afraid to drop your shelf."

"I don't have any shelves to drop, and the food served by the food truck is not for people to eat compared to instant noodles." Zhang Ke poured all the soup into his stomach, and Fu Jun came over to help him take out the garbage. Zhang Ke took the plan and continued to flip through it, and said while reading: "That advertising master Claude in the United States? Hopkins has a very casual passage in his book: "Many of the business crises I have seen are mostly due to the following reasons: doing things too much, not being bold enough in the face of potential opportunities, looking down on conservative style and acting hastily, fearing that competitors may go further or climb higher than him, so he does not hesitate to rush to the lead on an uncharted path. This is a very interesting part of his writing, and I have analyzed that the vast majority of corporate crises from the 80s to the present day are still caused by these reasons listed by Hopkins...... I don't think the corporate crises that may emerge in the future will not escape these categories. Zhang Ke looked at Liu Minghui and asked him, "What do you think of these words?" "After getting on the train with him, he said very little and was preoccupied.

"I ......" Liu Minghui looked up at Zhang Ke, his eyes met for a moment, he looked away, he didn't dare to look at Zhang Ke's deep eyes that could almost see through people's hearts, he also thought that Zhang Ke was talking about the problem of Ida, and said, "It's too early to talk about the enterprise crisis, I think that the domestic business circle, there is a special, suitable for the sprout of miracles of the soil, the roar of Aida should be regarded as a miracle in the eyes of the vast majority of people, I believe that Aida can continue to create miracles." ”

"Take 280 million to continue to create miracles?" A smile appeared at the corner of Zhang Ke's mouth, and Aida made a budget of up to 280 million for next month's CCTV standard king. Liu Minghui still attaches too much importance to the miracle aura of market means, and the things that can really be seen are too narrow, Zhang Ke pursed his lips, and couldn't help but feel a trace of sadness for him: he may think that the slight suppression of the marketing department in the early stage is aimed at him personally, "In the soil suitable for miracles in China, it is easy to use market means to make a blockbuster, and I think the current King of Science is very impulsive," Zhang Ke looked at Liu Minghui's eyes, and pressed his fingers on the plan, "But after a blockbuster, curb the irrational market impulse inside, Let the enterprise be reborn quickly, is the way to survive in the end, I am more concerned about this issue now, I think Kewang should also consider this problem in advance, "excessive reliance on market means, just irrational impulses, almost Hopkins listed several reasons that may lead to business crisis are included, Kewang competes for the CCTV standard, but unfortunately the cruel market is impossible to give them enough time to adjust." Zhang Ke threw the plan in front of Liu Minghui, and the words had already been said here, he still thought that it was more promising to go to King Ke, and there was no need to keep him anymore. "Next year's marketing plan, your marketing department will decide, CCTV's advertising bidding conference, you two accompany me to Beijing ......"