Watching Ye Jianbin and their car leave, Xu Si and Xie Wanqing suddenly laughed at each other, Xie Wanqing covered her waist and said with a smile: "I'm still worried about how to explain your age to Ye Jianbin ......, but I didn't expect that they didn't realize it at all."

"You see that he only wears this kind of old-fashioned clothes every time, and he always likes to keep a straight face, purse his lips, and like to stare at people, who can see his age before he is called a ghost?" Xu Sifen's eyebrows and eyes smiled like flowers, "I can't remember what I just met him......"

"I still remember, I can't forget, when Zhang Ke rushed out and hugged Zhitong from under the wheel, I can't forget it." Xie Wanqing smiled and reached out to hold Xu Si's elbow, "Try your new car." ”

Xu Si was stunned, Zhang Ke didn't mention to her before that he rescued Zhitong from under the wheel, seeing that Xie Wanqing was very calm, almost getting rid of the sadness of the car accident, but Zhitong still refused to speak, I didn't expect that it would be Zhang Ke who rescued Zhitong from under the wheel, could it be that Xie Wanqing has such trust and connivance in Zhang Ke; Zhang Ke did not live up to Xie Wanqing's trust and connivance.

In the matter of Xinguang Paper Mill, I can't see any eyebrows at the moment, the key is that I don't know what Zhang Ke's plans are.

The new car smells of leather, Xu Si drove the new car outside the parking lot of Donghai Jiafu to try his hand, Zhang Ke couldn't stand the smell of leather, stood on the edge of the parking lot, and said to Xie Wanqing about contracting the paper mill: "Ten years of contract period, profit and Chengnan District Government forty-six shares, business tax is the main income of the local finance, it is difficult to reduce or exempt, enterprise income tax and other local taxes and fees are fully reduced for three years, half of the levy for five years, the company also has the right to give priority to the acquisition of paper mill assets during the contract period, and the conditions are not bad. After the registration of the new company is completed, the contract will be signed. Before let Sister Cai will Xinguang paper mill details, bring a copy to you, the old factory will definitely be shut down, the equipment and technology of the new factory, can produce domestic urgently needed high-end paper products, the requirements for raw material pulp are also very high, at present, only imported blended pulp can meet the requirements, can you let Haiyu company contact overseas traders on behalf of you? ”

"There is no problem with this, but the gap in funds required to organize production is relatively large, and more than 10 million funds are needed to put into production at full capacity, how do you plan to solve it?"

"There must be a road before the car reaches the mountain, and I can't come in a hurry in front of me, I don't want to cooperate with Chint Group anymore."

Xie Wanqing smiled: "This year's inflation rate is very fast, the central bank has contracted the monetary base, and now it is almost the end of the year, and the bank's one-year loan amount has long been used up, and only large companies have abundant funds, you can think of your own way, that's great." ”

Zhang Ke smiled: "I thought about it, raw material pulp by Haiyu company in the form of letters of credit and overseas traders to trade, there is a buffer period of three months to half a year, and the full load production cycle of the new paper mill only needs one and a half months, as long as the timing is good, you can use the time difference of the letter of credit to solve the problem of raw material procurement funds, even if the credit line of each bank this year is used up, Haiyu company to the bank to open a letter of credit of 10 million, should not be a problem." Removing the major item of raw material procurement, the new plant only needs three or four million funds to put into production, and there should be no problem. ”

The payment method of letter of credit is one of the main payment methods for banks to participate in international trade settlement. For overseas traders, this method provides a reliable payer, the bank, who can obtain a loan from the bank when the letter of credit expires, as long as the raw pulp is shipped on time in strict accordance with the contract.

As an intermediary trader between overseas traders and Xinguang Paper Mill, Haiyu Company needs to advance funds to make transactions, which will cause its own capital shortage, and only needs a certain amount of letter of credit issued by a familiar bank to complete the transaction and make the raw material pulp arrive at the domestic port. There is no need for Haiyu Company to come forward, as long as the specific bills and documents are provided, the second transfer transaction can be completed with Xinguang Paper Mill, Xinguang Paper Mill obtains raw material pulp, organizes production and sales, and returns funds, only needs to pay the loan to the bank before the letter of credit expires.

The validity period of the letter of credit is usually three months to half a year, such a short time, including the transportation of raw material pulp to China, the organization of production, the sales of the payment, and the payment of the initial payment with the sales proceeds, all the timing must be planned quite accurately in order to achieve the final success.

Xie Wanqing didn't know where Zhang Ke learned such a wealth of knowledge in finance and trade, and said: "This method can theoretically solve the problem of payment for raw materials, but it is a little difficult to operate, and the timing of all aspects must be well coordinated, and it is not possible to make mistakes......."

"It mainly depends on the performance of Haiyu Company, from now on we will actively look for overseas raw material pulp suppliers, and as soon as the preparations of Xinguang Paper Mill are ready, we will carry out offshore transactions; Another point is that when signing the contract, extend the term of the letter of credit as much as possible so that we have enough time difference. Of course, even if there is any mistake, the time has been delayed until next year, and if there is still a gap in funds, it will not be too big, and there is always a way to make up for it. ”

Xie Wanqing nodded and said, "Then I'll help you take care of the raw material pulp......"

Zhang Ke smiled and said: "After this is done, Haiyu Company can develop in the direction of import and export trade, and the regional channel can be completely moved into Haitai Company; As an expedient measure, the product sales of Xinguang Paper Mill can be temporarily entrusted to Haitai Trade, and if you can prepare for sales one to two months in advance, with the current domestic demand for medium and high-end paper products, there is no big problem with sales collection, not to mention that there are some funds on Haitai Trade Account, which can be paid in advance! ”

The demand gap for domestic high-end paper products is very large, and the sales collection time in the whole program is also the most uncontrollable point, once Haitai Trade participates in this link, relative to Xinguang Paper Mill, the sales risk can be minimized, so that Zhang Ke proposed this solution, has a high degree of enforceability.

Hearing Zhang Ke say this, Xie Wanqing was also very excited. When it comes to the use of resources, Zhang Ke has used all the resources in his hands to the extreme. Contracting the operation of Xinguang Paper Mill will make full use of the resources of Haiyu Company and Haitai Trade, and exclude the two links of raw material procurement and product sales, which are relatively difficult to grasp in a short period of time, in addition to Xinguang Paper Mill, and share them by Haiyu Company and Haitai Trade, so as to resolve the difficulty of overall operation.

Haiyu Company and Haitai Trade also have great benefits, Haiyu Company and Haitai Trade have some conflicts in the channel trade business, and need to carry out the transformation of business direction, Haitai Trade needs new business increase points in addition to digital mobile phones.

Xie Wanqing is now suddenly looking forward to seeing how Zhang Ke solves the problem of the start-up capital gap necessary for production. If you want to say that three or four million start-up funds, it will not be too difficult to put things together, but Zhang Ke's performance is even more expected, Xie Wanqing pursed her lips, looking at Zhang Ke's slightly childish face but full of perseverance, and there was no confusion at all when encountering difficulties.

Due to the long delay in lunch, Xu Si did not have time to visit his sister Xu Wei at Tunghai University.

Xu Si walked into Donghai Province, a mysterious community in the eyes of outsiders, where most of the party and government leaders of Donghai Province lived in Xinmeiyuan, and it was also the first time he saw Xu Xueping, secretary of the Provincial Political and Legal Committee, who was in charge of Ding Xiangshan's trial. It can be seen that Xu Xueping's family's love for Zhang Ke is not only because Zhang Ke rescued Zhitong from under the wheel.

At the dinner table, Xu Xueping asked about Haitai trade, he knew from Xie Wanqing's mouth that Zhang Ke was involved in these things, and his lover Zhou Shuhui was worried that these might delay Zhang Ke's study, Xu Xueping agreed: "I went to the city as a student at the age of eleven, and only entered the school after liberation, in retrospect, it was still a three-year apprenticeship, which was the most beneficial to my life......

The most serious problem in the domestic economy in '94 was the stubbornly high inflation rate, and how to use market means to regulate and control the economy and reduce the inflation rate while maintaining the necessary economic growth is a headache for the leaders of all countries. The inflation problem plagued the domestic economy until '96, when it achieved a successful soft landing and prevented the domestic economy from being hit hard by the Southeast Asian financial crisis that broke out in '97.

Zhang Ke believes that it is not too much for the vice premier in charge of domestic finance and economy to win the Nobel Prize in economics at this time.

As the secretary of the Provincial Political and Legal Committee, he suddenly cared about the domestic economic situation, and the meaning behind it is self-evident. Previously, Xu Xueping also participated in a short-term economic seminar.

Due to the relationship between his profession, Zhang Ke pays more attention to the development trend of the industry in which he is located, which belongs to the category of microeconomics, and does not have a deep understanding of the macroeconomy, but he has a preliminary understanding of the relatively successful macroeconomic regulation and control in China in the next ten years.

Although there is no deeper understanding, the direction of understanding is in line with the mainstream views of the current economic community and Xu Xueping's appetite.

At night, Xu Si and Xie Wanqing took care of Zhitong and rested in the same room, Zhang Ke accompanied Xu Ping to play Go, and continued the unfinished topic at the table until two o'clock in the morning, when he was so thirsty that he yawned before returning to the room to wash and sleep. It was quite early to wake up the next day, but Xu Xueping left home early to go to the provincial party committee, thinking that the old man who was nearly sixty years old was really not simple, and he might not rest for more than five or six hours a day, and he could hardly see the fatigue in his eyes.

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(To be continued)