Zhao Changfeng said: "Lao Zhang, I'm also thinking about the trick here!" It's just that I haven't figured out how the fund management center borrowed funds in violation of regulations in the name of buying and selling treasury bonds. ”

Lao Zhang said: "Section Chief Zhao, have you noticed that the funds for the purchase and sale of treasury bonds in the fund management center are usually managed by Zhongzhou Trust and Investment Company, and they only return to the account of the fund management center at the end of the month?" ”

"Lao Zhang, when you say this, I also remember, it is indeed like this." Zhao Changfeng said, "At that time, I thought that the fund management center was for the convenience of buying and selling treasury bonds. ”

Lao Zhang shook his head and said, "Actually, this is just a practice of the fund management center to circumvent the regulations of the bureau. According to the relevant regulations of the bureau, at the end of each month, the fund management center needs to issue a statement, and attach the statement of each bank account. At the end of the month, Zhongzhou Trust Company will send the funds back to the account of the fund management center, so from the account balance, the fund management center does not borrow funds in violation of regulations, because all the funds are deposited in various bank accounts. ”

At the beginning of next month, the fund management center transferred the corresponding funds from the account of the fund center to the account of the Zhongzhou Trust and Investment Company in the name of entrusting the purchase of treasury bonds. The trust and investment company can use the money to lend it at high interest. Then at the end of the month, it will be recovered and returned to the account of the fund management center. ”

"The trust and investment company is responsible for the execution of the treasury bond trading involved, and it is likely to be a hedging type of false transaction, the purpose of which is to arbitrage the funds for the purchase and sale of treasury bonds. At the end of the month, as long as you pay a small amount of interest, you can return it to the fund management center as a profit from the sale of treasury bonds. In fact, the interest rate on the borrowed funds is ten times that of this small interest. Moreover, this refers to the interbank lending of funds between financial enterprises. If the trust and investment company lends the funds to enterprises or individuals, the interest obtained will be far higher. ”

Zhao Changfeng said: "In this way, the treasury bond trading business of the fund management center must have been fake in the past two months? ”

Lao Zhang said: "It can only be said that there is a high probability of a fake transaction. ”

Zhao Changfeng said: "Then if we go to Zhongzhou Trust and Investment Company to verify the transaction, we should be able to find out the truth, right?" ”

Lao Zhang shook his head again and said, "It is possible to find out, but there is also a high probability that it will not be found." Director Wu of the fund management center is a master of capital operation, if he can be cautious and directly let the Zhongzhou Trust and Investment Company make a record of false transactions, then it will block the way for us to find out the truth from the source. ”

Zhao Changfeng said: "Lao Zhang, then, we have nothing to do about this kind of fraud?" ”

Lao Zhang said in surprise: "How can there be no way? Section Chief Zhao, the temporary surname audit you proposed is a good way! ”

Zhao Changfeng proposed that the purpose of the temporary surname audit was just to check the tiredness of the fund management center when it bought Cai Daming's refrigerator, but he did not expect that the temporary surname audit could also find out the illegal borrowing of funds by the fund management center. At this time, hearing Lao Zhang say this, Zhao Changfeng had no choice but to say vaguely: "Lao Zhang, I just think that the temporary surname audit may be a way, as for how to refine the temporary surname audit plan, I haven't considered it mature in my heart." ”

Lao Zhang said: "Section Chief Zhao, the temporary surname audit is aimed at the accounts of the fund management center this year. The purpose of our audit of this year's accounts is to verify whether the fund management center continues to borrow funds in violation of regulations. If the fund management center is still borrowing funds in violation of regulations through the false purchase of treasury bonds, it will be easy for us to catch the money management center. ”

Zhao Changfeng lowered his head and thought carefully for a while, then raised his head and said, "Lao Zhang, I know, is this what it looks like?" If we now carry out a temporary audit of the fund management center, then the fund management center must withdraw the funds from the Zhongzhou Trust Company for the purchase and sale of treasury bonds, but because the funds are actually lent out by the Zhongzhou Trust Company and should be returned at the end of the month according to the agreement, if we carry out a surprise attack at the beginning of the month, then the borrower of the funds is likely to be caught off guard and will not have time to raise funds to return the fund management center? ”

Lao Zhang smiled at Zhao Changfeng for the first time: "Yes, Section Chief Zhao, that's pretty much what it means." As long as we can drag on long enough for the interim audit period, the greater the pressure on the borrower. ”

Zhao Changfeng nodded excitedly and said, "Okay, tomorrow I will report this situation to Section Chief Zuo, ask him to report to Director Zhou, and ask to immediately carry out a temporary account audit of the fund management center." ”

Lao Zhang was silent suddenly, and after a long time, he said, "Section Chief Zhao, do you really want to report this situation to Section Chief Zuo?" ”

Zhao Changfeng nodded and said, "Of course, since the problem has been discovered, of course I have to report it to the leader." ”

Lao Zhang said: "If Section Chief Zuo says that you should go directly to Director Zhou to report, what will you do?" ”

Zhao Changfeng thought for a while and said, "Then I'll go directly to Director Zhou to report." ”

Lao Zhang sighed and said, "Section Chief Zhao, do you know that you will offend many people if you do this." If there is a problem in the audit of the money management center, it is fine, but if the audit does not go wrong, you will face a lot of pressure. ”

Zhao Changfeng said: "Lao Zhang, who stipulates that only if there is a problem in the audit? In many cases, the purpose of the audit is to prevent the slightest problem, prevent fraud and plug the leakage, which plays a preventive role, and it is not necessarily possible to find out the problem every time the audit is conducted. So even if you can't find the problem, you don't necessarily have any pressure, right? In addition to the regular audit, doesn't our audit section also have several temporary audit assignments every year? ”

Lao Zhang said: "Section Chief Zhao, it's different. Every year, the audit task of our audit department is assigned from above, and several leaders of the Financial Audit Office meet to decide on the target unit of the temporary audit. But this time, you took the initiative to report the situation to the leader, and let the leader decide to audit the fund management center, so that the surname of the matter changed. ”

"You must know that the Financial Audit Office decides which unit to audit either the department leader has received instructions from above to verify a certain unit, or the department leader randomly selects several targets in order to complete the temporary surname audit task. In the former kind of temporary surname audit, the leaders of the target unit will have economic problems, and even if the audit does not have economic problems, they do not dare to complain to the superior leaders, because these decisions originally came from the mouth of the leaders. They complained that auditors challenged the authority of their superiors. ”

"For the latter kind of temporary surname audit, then most of them are made to make a look. In order to complete the work objectives, the audit staff will go through the motions and will not seriously check what problems there are in the audited unit. Even if any problems are found, the audit staff will generally be the next rectification opinion, and will not report to the superior leader, unless it is a particularly major problem, involving the responsibility of the auditors, they dare not conceal it, and will report the situation to the leader, and the leader will decide how to deal with it. Therefore, for the latter kind of temporary surname audit, whether the problem is found or not, the target unit of the audit will still not complain to the superior leader about the auditors. ”

Zhao Changfeng nodded and said, "Lao Zhang, if you don't say it, I really don't know that a temporary audit has so much attention. So what if I, as a subordinate, take the initiative to report to the leader and request to conduct a target audit of the audit target unit? ”

Lao Zhang said: "Then your reflection in the eyes of the superior leaders is already a preliminary surname of the audited target; In the eyes of the leaders of the units that are being audited, your reflection is already a complaint to the superiors, otherwise so many bureau-affiliated units, why do you just ask the leaders to carry out a temporary audit of their units? If you can audit the problem, then the situation is better to say, if you can't audit the problem, then the leader of the audited unit will definitely take the opportunity to attack the leader, saying that you have affected the reputation of their work unit, interfered with the normal work order of their unit, and so on. Of course, this is still the best outcome. If you catch up with the leaders of the audited unit and have a good relationship with the bureau leaders, then your behavior will even be labeled as an alternative by the bureau leaders and classified into the ranks of never being reused. ”

Zhao Changfeng took a breath of cold air and said, "It's so serious?" ”

Lao Zhang said solemnly: "Section Chief Zhao, it's not that I'm scaring you, the consequences will really be so serious." ”

Zhao Changfeng thought for a while and said: "Lao Zhang, according to our analysis just now, there is a high possibility that there are illegal fund lending in the fund management center. Therefore, if the leaders really agree with us to carry out a temporary surname audit, there is a high probability that problems will be found in the fund management center. As long as we can find the problem, aren't we not afraid of the leaders of the fund management center even if they want to hit the bureau leaders? Because the facts that came out of our audit are there. ”

Lao Zhang sighed and said, "Section Chief Zhao, do you know that in many cases, facts are not necessarily facts. ”

(To be continued)