In September 1983, the Sino-British negotiations in Hong Kong entered the fourth round, because the words "beneficial" and "with a construction surname" were omitted from the Sino-British negotiation notice released by the media.

As a result, Hong Kong's financial and business circles panicked.

In particular, all foreign investors in Hong Kong unanimously refused to accept the Hong Kong dollar, resulting in a record low exchange rate of the Hong Kong dollar.

In the banks and black market, the business of exchanging Hong Kong dollars for US dollars has almost reached the first stage. Almost all of Hong Kong's banks are in danger because of the run on the public.

The run on depositors caused banks to fall into difficulties in capital turnover on a large scale, so that they went bankrupt on a large scale, which happened in the 60s and 70s. At the moment, the risk of a run on banks is almost repeated.

On the market, all kinds of items, whether it is supplies, firewood, rice, oil and salt, or entertainment supplies, have been snapped up by the public. Most of Hong Kong's shopping malls are empty.

It can be seen that the public has lost confidence in the future purchasing power of the Hong Kong dollar.

A bank executive said in the media: "The banking industry is the most affected by political factors, and if the negotiations last for a week, a bank will collapse in Hong Kong." If the negotiations continue for two or three years, I guess HSBC will not be able to hold on! I hope that China and Britain will reach a consensus as soon as possible."

Mrs. Hua, a housewife, complained to the media: "Originally, it only cost 0.5 Hong Kong dollars to buy a pound of rice, and 2 yuan can buy rice. If this continues, the Hong Kong dollar will depreciate to the point where it is worthless! ”

Another speculator also said depressedly: "I bought 6 properties for 2 million Hong Kong dollars the year before last, and now it has fallen to 1 million Hong Kong dollars, and half of the hard-earned money for many years has been lost." The purchasing power of the Hong Kong dollar is now only half that of the year before. This means that I actually only have a quarter of my assets left! ”

At a time when Hong Kong's financial system is crumbling, the Hong Kong dollar is depreciating and inflation is out of control, many banks in Hong Kong are being run on by depositors.

Sun Hung Kai Bank, a subsidiary of Sun Hung Kai & Co., was naturally hit by a run on depositors.

However, Zhang Shaojie soon had the three major companies of Commonwealth Publishing Company, Asia Television, and Hong Kong Xiaobawang jointly deposit $30 million in cash with Sun Hung Kai Bank in front of the public.

Boxes of cash were removed from the trucks and deposited into the bank after being checked by Sun Hung Kai Bank personnel.

With this cash deposit, the depositor was immediately reassured. As a result, Sun Hung Kai Securities' bank became the first bank in Hong Kong to stop the run.

After gaining a foothold, Sun Hung Kai Bank began to swallow up small banks cheaply throughout Hong Kong. It has gradually formed a large bank with 30 branches, 1 billion yuan of bank own funds and 15 billion Hong Kong dollars in depositors' deposits.

Although, compared to HSBC, which has assets of more than 30 billion Hong Kong dollars and depositors of more than 400 billion yuan. Sun Hung Kai Bank is as small as an ant, but in terms of development speed, Sun Hung Kai is not slower than HSBC.

With an annual return on equity of 20% to calculate the development of Sun Hung Kai Bank, Sun Hung Kai Bank will be able to become a financial giant with net assets of HK$38 billion in 20 years. At that time, it may not be as powerful as one of the world's top 10 banks such as HSBC, but it can be regarded as a big bank in the top 100 in Asia.

What's more, Sun Hung Kai Company is not only a banking business, but also has four major businesses: securities, banking, insurance, and funds. Any one of them becoming bigger and stronger is enough to expand Sun Hung Kai's strength dozens of times.

If all businesses can develop relatively smoothly in the future, in 20 years, Sun Hung Kai's assets will expand to more than 100 times, and it will become a financial giant with enough assets of 100 billion yuan.

"Shaojie, thank you for your help, otherwise, you can only close Sun Hung Kai Bank!" Feng Jingxi was moved.

"You're welcome, I'm also one of the shareholders of the company!" Zhang Shaojie said with a smile, "What I bet on is that Sun Hung Kai Securities Company will be able to give me a hundredfold return in the future!" ”

"Since Shaojie, you can afford to look up to the old man, Sun Hung Kai Securities Company will definitely not let you down in the future!" "By the way, Shaojie, what do you think of these financial turmoil in Hong Kong?" ”

Zhang Shaojie's expression was faint and said: "From a fundamental point of view, the current economic foundation of Hong Kong is far from the worst time. For example, Hong Kong's garment export project can compete with Italy. In terms of watch manufacturing, shipping, films, etc., it also belongs to the first place in Asia. With the many industry advantages, Hong Kong's future will not be very pessimistic. I look at the Hong Kong dollar exchange rate, and there will be a result soon. Although the Hong Kong government did have the idea of using Hong Kong's economic stability as a bargaining chip for the British side. However, British companies in Hong Kong are also suffering from the economic turmoil in Hong Kong. Therefore, the Hong Kong government will very likely introduce policies to stabilize the currency and finance. Within this year, Hong Kong's economy will be able to stabilize! As for China and the UK, after the negotiations are officially completed and the joint announcement is issued, an opportunity for a big bull market will be formed! ”

Feng Jingxi said with a smile: "My view is the same as yours, no matter how much the Hong Kong government does not think about the future of Hong Kong, it also needs to consider the interests of British consortia investing in Hong Kong." ”

Feng Jingxi is not a reborn, but he has a very thorough analysis of Hong Kong's economy and policies. The conclusions reached are basically consistent with Zhang Shaojie's views.

Seeing this, Zhang Shaojie couldn't help but admire this old-timer!

Among the three musketeers of Sun Hung Kai, Feng Jingxi's wealth is the least, but analyzing Feng Jingxi's life, he saw that Feng Jingxi's ability was not inferior to Lee Shau Kee and Guo Desheng, but his luck was surprisingly poor.

For example, when Feng Jingxi was young, he imported some fish fry from Guangzhou and prepared to sell them to Taiwan. But when he encountered a storm at sea, although the man was alive, the fry died, making him a poor bastard with nothing left. Later, Feng Jingxi took the risk and bought bananas from Taiwan in debt, ready to sell them to Guangzhou, but the strong wind at sea did not stop, so that his ship sailed to Guangzhou, and the bananas were rotten.

In the early 60s, Fung King-hei took a fancy to the Hong Kong real estate industry, and due to the lack of capital, he pulled two friends Kwok Tak-sheng and Lee Shau-kee to start a business together and create "Sun Hung Kai Properties". When the real estate was in a recession, the three of them bought low and sold high, and quickly grew Sun Hung Kai Properties to one of the top ten real estate companies in Hong Kong.

In the 70s, when the real estate business was booming, Feng Jingxi decided to enter the securities industry. After choosing the securities industry, Fung studied securities knowledge and became the most proficient in securities knowledge in Hong Kong. In addition, Sun Hung Kai Securities, which he founded, has also become the strongest local securities company in Hong Kong.

However, in the 70s, the development of the real estate industry far exceeded that of the securities industry, which also made Feng Jingxi's wealth only equivalent to one-fifth of that of Guo Desheng and Lee Shau Kee.

However, in the 80s~90s, the development of Hong Kong's securities and financial industry was faster than that of the real estate industry. If Feng Jingxi can live to the 90s, then his wealth will most likely be able to gradually catch up with Guo Desheng and Lee Shau-kee.

———————————— when Hong Kong's financial industry is in turmoil, and the Hong Kong government, HSBC, Standard Chartered Bank and other institutions are negotiating policies to stabilize the financial sector.

Jianing Real Estate, which has been suspended for more than 8 months, has begun to break the news again.

This time the news is about a homicide!

With the suspension of several listed companies of Jianing Group, U-Ming Bank of Malaysia, which lent a huge amount of HK$4 billion to Jianing Group, is naturally very anxious and often goes to Hong Kong to negotiate debt issues with Jianing Group.

A number of banks, including U-Ming Bank, have lent more than HK$10 billion to Jianing Group. When the major banks are collecting debts, whoever can get some money in advance can reduce some bad debts.

In July, when the general manager of U-Ming Bank went to Hong Kong to negotiate, he was accidentally found murdered in the hotel and abandoned in the New Territories.

The Hong Kong police followed the vine, and all kinds of human and material evidence pointed to Jianing Group. As a result, the police searched for the headquarters of Jianing Group, and substituted Chen Songqing and others into the police station to assist in the investigation.

After that, there were many suspects involved in various fraud cases of Jianing Group, and bizarre incidents such as suicide and accidental death occurred.

At this time, many people know that many suspects in the Jianing case are already cornered, so they have begun to lose their hearts and minds, and continue to destroy clues and evidence by killing people and destroying their mouths.

"Iniquity!"

"Jianing Group is simply a demon, in addition to fraud, it also kills people like hemp!"

"Oh my God, unbelievable!"

In fact, after the financial fraud, there were a bunch of homicide cases. Later, many suspects, such as Chen Songqing and others, were acquitted in the 90s, which has to be breathtaking.

In some Hong Kong movies in the 90s, there were often scenes where criminals who committed the most heinous crimes were acquitted with the help of unscrupulous lawyers. Many of the inspirations for these episodes came from the Jianing case.

Zhang Shaojie learned that the Jianing real estate case had finally developed to this point, and couldn't help but sigh: "If Chen Songqing hadn't blown the bubble so big, maybe it wouldn't have come to this point!" ”

Anita Mui said disdainfully: "That kind of scum, not dying is not enough to vent the anger of the people!" ”

Zhang Shaojie laughed and said: "It's your two brothers who invested in Jianing Real Estate stocks and lost a lot of money, and they kept telling you that Chen Songqing should die, right?" ”

"He's damned for himself!" Anita Mui said.

"Sometimes, even if everyone knows to be bad, they don't necessarily get the punishment they deserve. Even, they can be acquitted! Zhang Shaojie said with a smile.

"How is this possible?" Anita Mui couldn't believe it was so dark.

"Nothing is impossible, the ability to exploit legal loopholes, bad people are always better than good people!" Zhang Shaojie looked at the dark clouds outside the window and said lightly.

(To be continued)