After eating at Xiao's house, Su Dingguo was not ambiguous, and directly pulled Gao Yang into the car and drove to the Bank of China.

Su Dingguo has a relationship with the president of a branch of the Bank of China in Tianyang City, and the bank attaches great importance to a big customer like him. Su Dingguo sat in the car, smiled and dialed the phone of the branch president: "Hey, President Zhang, I have a friend who runs a company, he is short of money, he needs some money, I plan to guarantee him, I don't know if there is a problem." ”

After hearing Su Dingguo's voice, the other party was very happy: "Oh, it's Chairman Su, I haven't seen you for a long time, you always want a loan, no problem, you can go to the bank to go through the procedures, a big boss like you, our bank has always welcomed it." ”

"Thank you, I'm very happy to have President Zhang's words, you wait, I'll ask my friends around me how much they want to borrow."

"No problem, Su Lao can come to take out a loan, and our bank welcomes it at any time."

Su Dingguo put down his mobile phone, turned his head and asked Gao Yang: "Gao Yang, how much money are you going to borrow?" ”

Gao Yang smiled: "Of course, the more the merrier, I want to borrow 500 million, I don't know if Su Lao can help?" ”

"500 million, Gao Yang, how long do you want to borrow, the bank's interest is 6.10% for six months, and 6.56% for one year, how long do you plan to borrow."

"Even if it's cheap for a year, of course it's a loan for a year."

"500 million, the interest for a year is 32.8 million, and you have to repay 532.8 million with interest."

Gao Yang scolded in his heart: "Black, the bank is really black, the net profit of ordinary enterprises is only 5% to 10% of the profit, but the profit of the bank is so high, no wonder several major banks in China are making crazy money, more than the monopoly of oil and tobacco." Damn, 6.56% interest is nothing to Lao Tzu, I can sell 500 to 1000 diet pills for 50 yuan, Lao Tzu's profit is 1000% or even 2000%, if you develop overseas markets, I want to sell diet pills for 1000 US dollars a bottle, and the profit reaches 12000%, I don't care about this interest, but those small enterprises are suffering, there is such a high interest, no wonder that Chinese enterprises are not big, the competitiveness is small, there is a bank This tiger blocks the road and robs, and the state tax has to collect heavy taxes, It's great that they don't go bankrupt. ”

Gao Yang was taken aback: "My good man, if the national tax is charged by 5% according to the profit, how much tax do I have to pay a year, I grass, no wonder Xiao Zhiyuan supports me so much, he is estimated to increase taxes for the municipal axe." ”

Gao Yang's flesh hurt for a while, and he replied to Su Dingguo with a smile: "Isn't it just 32.8 million for more than a year!" As long as Su Lao can help me with a loan, I dare to borrow 1 billion, and I don't care about this interest. ”

Su Dingguo smiled: "You kid is really bold, even if I want to borrow one billion, it is estimated that the bank is not willing to give it, although the market value of our Lihua Group is about 2 billion, but the immovable assets are only about 800 million, these guys in the bank are better than monkeys, they only look at your immovable assets for loans, they will estimate the risk first, and give us a loan according to the lowest risk amount." ”

"Hehe, Su Lao, 500 million is 500 million, don't worry, I can pay off this 500 million in a few months, and it won't hurt you."

"Hehe, I believe in you, the prospect of your diet pills is unlimited, as long as it can be produced in large quantities, 500 million is not a problem for you, okay, I will call President Zhang again." Su Dingguo picked up the mobile phone with a smile and dialed President Zhang's phone again.

The other party said that when he heard that Su Dingguo wanted to borrow 500 million, he was immediately very happy. The bank's favorite is this kind of customers who have asset collateral and large loans, and they must know that the deposit interest is only 3.5% a year, while the interest on their loans is 6.56%, and the net profit is 3.05%.

and Su Dingguo rushed to the Bank of China, although the other party was surprised that the young man in front of him, who was only twenty-one years old, wanted to borrow 500 million, but he was surprised, the bank was doing business, and the bank guaranteed by the Huahua Group, and the bank still happily lent money to Gaoyang. immediately transferred 100 million to Gao Yang's bank card, and declared that the remaining 400 million would arrive at Gao Yang's account within three days.

Su Dingguo helped himself so much, Gao Yang's resentment towards him was also wiped out, after all, people are also businessmen, it is difficult to do business, coupled with such a high interest rate of the bank, it is even more difficult to manage this kind of large group well, and it is understandable that he lowered his shares for the benefit of the group.

After thanking Su Dingguo, Gao Yang returned to the Science and Technology Park with a bank card containing 100 million cash.

As soon as he returned to the Science and Technology Park, Gao Yang received a call from Xiao Zhiyuan: "Gao Yang, the money matter is settled." ”

"Uncle Xiao, thank you, I didn't expect your father-in-law to be very open-minded, and he helped me borrow 500 million."

"Hehe, you're not talking nonsense, people can develop such a large group to the present, what can I do without a little bit of energy, boy, I'm optimistic about you, do a good job, I guess you will become a big taxpayer in my Tianyang City, we civil servants, just count on you to raise it, haha."

"Uncle Xiao, I want to cry a little, thinking that you have to charge 5% tax and 6.56% interest to the bank, I want to cry, you and the bank can't have a little conscience and charge a little less."

"Boy, don't cry to me poor, I heard people say that the cost of your diet pills is only fifty, your profit is 1000% to 2000%, this interest and taxes, what are you crying about, if you cry, how can other companies live, and let me tell you, taxes are not calculated by you, let me tell you, don't have heart disease, the highest tax is corporate income tax, you have to pay 33% of net income."

plopped, on the other end of the phone, Gao Yang was directly frightened, and cried: "Lao Tzu is gone, this tax will not let me live, damn, the corporate income tax has to pay 33% of the profits, my God, you are more ferocious than robbers." ”

"Oops, this can't be helped, it's the same all over the country, and you can't help crying."

Gao Yang cautiously asked: "Damn, if you make money, you have to pay 33% tax, so if the company goes bankrupt, will you return some profits?" ”

"Aren't you playing with the country?"

Gao Yang suddenly became even more angry: "I'm grass, I think the country is joking with us." ”

"Hehe, the greater the ability, the greater the contribution to the country, anyway, you pay 33%, you can't earn 67%, you kid has nothing to cry about, don't worry, the more taxes you pay, the more the country attaches importance to you."

"I'm grass, eat people and don't spit out the tax of bones, you make my brother cry, you have to suck 33% of my blood every day, treat me as a fat pig, and fools will pay attention to it." Anger is anger, Gao Yang can't help it, whoever lets himself be born in China and grew up in China, if he wants to open a company here, he has to endure it. Gao Yang began to really understand Su Dingguo, it is really not easy for this old guy to run such a big business.

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