In the summer of 1998, the whole of China seemed to be rainy and rainy, and the sky in Zhujiang City had not cleared for a few days, and Mao Huifen's mood was worse than the weather! The plan to dispose of unfinished buildings in the coastal area has met a nail household, and this nail household is not a private person, but a bank.

In fact, in the final analysis, the real estate bubble was blown out by the banks and the government, and it was their disorderly lending for the sake of political performance, which led to the chaos of the real estate market. If the banks were not greedy for profits, and some people were not greedy for kickbacks, those real estate developers would not have so much money at all, and they would have hyped up such a big real estate bubble.

This bubble started with the banks, and after all, the banks had to pay, which can be regarded as self-inflicted. It's just that it is the heads of the banks at all levels who get the benefits, but it is the state finances and the taxpayers' money who suffer!

The most hateful thing is that the bank has turned a deaf ear to the demand for liquidation of real estate claims! Because if those unfinished buildings are still in debt chaos, for some people in the bank, at least there will be no actual losses.

This is like speculating in stocks, the stocks bought for more than 30 yuan have now fallen to three yuan, which is already deeply trapped. But as long as you don't cut the meat for a day, it is only a paper loss, not an actual loss of property, and many people will hold the opportunity to wait for a rebound at this time.

Some of the chief officials of the bank are also in this way, anyway, it is not his personal money that is deeply involved, but the state. As long as that bad debt is not cleaned up, it is not an actual loss, and that is enough!

After listening to Mao Huifen's story, Liu Feng hit up angrily and slapped the table heavily: "These moths, scum!" Let's go, I'll go with you, I'll see how they refuse! ”

"I'm sorry, we can't let you see the accounts, it's the bank's protection of customer privacy!"

Liu Feng looked at the president coldly: "We don't need to check the accounts, what I need is the cooperation of the bank, figure out the creditor's relationship, and clean up and rectify those unfinished buildings." ”

"No way!" The president's attitude was blunt, "I have my duty to keep secrets for customers, this is the bottom limit of the banking world!" ”

"What a work ethic, fart!" Liu Feng's forehead jumped violently, "If it weren't for your group of scum in the banking industry, who were desperate to lend money for their own selfishness, would there be such a scale of unfinished buildings in Zhujiang City?" ”

The president of the bank, who is in his fifties, is scolded angrily in front of him for the first time: "You dare to scold people!" Get me out! Security guard! Security guard! Get them out now! ”

Liu Feng looked at the president coldly, stretched out his hand and pointed: "Give you one last chance!" ”

The governor trembled angrily: "It's all you bastard officials, the bank is the uncle when you need it, crying and shouting and begging the bank to help those enterprises with loans." Where were you then? Now put all the blame on our banking industry, shameless! Get out! ”

Liu Feng smiled coldly, turned around and left, returned to the car, and immediately complained to his superiors: "Secretary Rui, dealing with the unfinished building is the most urgent problem facing Zhujiang City, and the bank will not cooperate, please be sure to help." ”

Rui Fujian was quite angry: "I'll say hello to the top here, the unfinished buildings in Zhujiang City are famous all over the country, this is not a glorious thing!" Dealing with unfinished buildings as soon as possible is a good thing for both the government and the banks. ”

Liu Feng felt a little more comfortable: "It is exactly like this, in fact, the formation of unfinished buildings, ninety percent of the nine banks are the driving force behind the scenes." If it weren't for the executives of those banks, for their own selfishness, it would be impossible to blow up the real estate in Zhujiang City into such a big bubble. ”

Rui Fujian said with a smile: "This is extreme, after all, local governments are the policymakers and implementers, and banks are more icing on the cake." If you put all the blame on the bank, how can the bank admit it? It is estimated that even if the unfinished building sweeps the tail, they will also have a pain.

After all, it is an asset of billions of yuan, and the loss is not ordinarily large if it is liquidated like this. I estimate that not only the banking circles in Zhujiang City, but also the banks in the province will also be heartbroken to death. After all, the losses are too great, and this is not something that the banking industry can bear, so don't you have the best of both worlds? ”

Liu Feng would never say anything, those unfinished buildings have been regarded by someone Liu as dishes on his own plate, how can there be any reason to spit them out? Mayor Liu has a clear understanding of these garbage in the eyes of others, which is definitely a fortune!

It's just that these can't be said, and they can't be said: "Secretary Rui, the unfinished building can be said to be the source of many problems in Zhujiang City, and the current social security chaos and officialdom corruption in Zhujiang City can almost all be found in the unfinished building." If this disease does not go to the root, it will be difficult to return to Zhujiang City! ”

Rui Fujian must have had a headache over there, and replied after a while: "This time the real estate bubble in Zhujiang City has indeed played a role in fueling the troubles. Perhaps it is time to put the banking sector in order, but I am afraid that the province will play a limited role, because it will be difficult for us to meddle in the affairs of the banks. ”

A trace of hideousness flashed on Liu Feng's face: "Secretary Rui, please rest assured, I will report the situation here to the relevant parties, this is not a matter of Zhujiang City." It is related to the housing reform in the ascendant in China, and I don't think it wants to have another Zhujiang City or Qiongyao Province! What's more, there are still great gods in Zhujiang City, and if such a task is not used, wouldn't it be a tyrannical thing? ”

Rui Fujian asked in surprise, "You mean?" Immediately, Secretary Rui remembered, "Haha, you little Professor Liu, you can always turn bad things into good things." Fortunately, if we work together, we will surely solve this old and difficult problem, and it will not be so difficult! ”

Out of the bank, Liu Feng sat in the car alone and made a call, and Mao Huifen stood outside, waiting quietly. She doesn't think that this matter is so easy to settle, after all, the housing bubble in Zhujiang City involves all aspects, not only banks, but also many family forces.

If every flat-headed person can empty his gloves and white wolves and stir up trouble in the real estate market in Zhujiang City, then it will be hell! After a long time, Liu Feng opened the car door: "Secretary Huifen, let's go back and ask Secretary Zhou to convene the Standing Committee!" ”

In just a few days, great changes have taken place in the Standing Committee of Zhujiang City, and the most conspicuous one is He Wu, secretary of the Discipline Inspection Commission. The nephew of He Jianjun, member of the Standing Committee of the Politburo and secretary of the Central Commission for Discipline Inspection, has a very light-hearted posture and does not seem to care about mundane affairs.

Liu Feng got straight to the point: "For a long time, the unfinished buildings in Zhujiang City have been like psoriasis on the faces of beautiful women, turning such a beautiful coastal city into a devastated place. We absolutely cannot continue to tolerate this situation, and I suggest that each member of the Standing Committee bear the corresponding responsibility and go all out to rectify the unfinished buildings. ”

Zhou Shifang lifted his eyelids: "Mayor Liu, let's talk about the specific implementation methods, let's talk about it, and everyone will work together to serve as a staff officer." ”

Liu Feng said: "I think the disposal of the unfinished building should be implemented to the person, I will pick one first, and I will be responsible for solving the problem of the final payment and project handling of the unfinished building in the future!" ”

Originally, everyone thought that this person had hit a nail in the bank on the unfinished building project and came back to share the responsibility. I have seen a lot of this kind of thing, at least Secretary Zhou Shifang has done it more than once, otherwise it would not have been after the real estate bubble burst, but this one sat in his seat unharmed.

Unexpectedly, this person took the initiative to provoke the most cutting-edge task, although it is difficult to clean up the accounts of the unfinished building, and the difficulty is difficult in a garbled word. Behind the gibberish words is the intrigue of many forces, and the apportionment and redistribution of many profit losses.

At the very least, the government is now being asked to bear most of the bank's losses. However, difficulty does not mean that it cannot be carried out, in the eyes of these cadres, only funds are the most difficult! It is difficult for a good woman to cook without rice, and the problem of the final payment of the unfinished building project is not as simple as a little money?

There is also project processing, if those unfinished buildings really have commercial value, they will not be abandoned! The real estate bubble in Zhujiang City is not comparable to the unfinished building projects in large and medium-sized cities such as Yanjing City and Shanghai!

The unfinished buildings here are purely boasted soap bubbles, and there is no sales market at all with a price of 10,000 yuan per square meter at the peak of real estate in Zhujiang City in 1993. Real estate is not a blueprint to be appreciated in the end, it needs to be sold back to recoup funds!

In 1991, Beihai City was only 9 square kilometers of urban area, and by 1992, 67.75 square kilometers of land had been leased, and in 1993, more than 1,000 developers from all over the country had emerged in Beihai. The problem is that in 1993, the population of Zhujiang City was less than 400,000, and the vacant construction area exceeded 3 million square meters!

In other words, Zhujiang City only has more vacant real estate per capita than the per capita residential area of Yanjing City in the same period. Around 1993, the per capita residential area of Yanjing City was only less than eight square meters, which is an extremely absurd data!

And that's not even counting those who just excavated the foundation, just laid out the paving, and had a bunch of approvals in hand, and the developer disappeared. With such a large number of unfinished buildings, Liu Feng actually said that he wanted to deal with the final payment and project of unfinished buildings, which required great courage!

Zhou Shifang scolded secretly in his heart, is this guy looking for death and still has to catch a cushion? The government has picked the lion's share, and he, the former responsible person, will not speak in the Standing Committee in the future if he does not have a point to express it? Will anyone listen to what is said?

Today's Zhujiang City Standing Committee is not what it used to be, counting the tossing mayor, deputy secretary and executive vice mayor Tao Kai, Secretary of the Commission for Discipline Inspection He Wu, Secretary of the Political and Legal Committee and Secretary of the Party Group of the Public Security Bureau Xiao Yao, Propaganda Minister Xu Dongfei, Organization Minister Mo Wenming, ** Minister Lin Qingyun, Deputy Mayor of the Standing Committee Li Hui, and Military Division Commander Jiang Hai!

Among the sixteen members of the Standing Committee, nine are outsiders! This ratio is definitely unique in Huaxia! This is not counting the people who were transferred when the county was withdrawn and the city was established, speaking of which, he Zhou Shifang can also be regarded as an outsider, but after a long time, he has become a local snake!

Counting Chen Fangyun and Mao Huifen, who have already taken refuge in someone Liu, Jiang Hai, who is always on the same line with someone Liu, this Standing Committee, Secretary Zhou no longer has the ability to make a final decision. With the proposal of Liu's package, the mayor of Toss has more and more voice in the Standing Committee.