Chapter 167: What Time Is It? (Calling for a commuter pass,...
Listening to Zhang Wenli's complaints, Zhao Qiang was also very surprised, because the provincial fund management center has always been able to provide sufficient credit for the provincial cadres and workers to buy commercial housing, so there has never been any dissatisfaction with the provincial cadres and workers of the fund management center, since everyone has no opinion, so Zhao Qiang will not pay attention to a subordinate division-level unit of the provincial organ management affairs bureau, he is in charge of too many departments, and there are too many problems that need to be solved!
This has always been the case in China, if a department attracts the attention of the leaders, in most cases it is the department that has a big problem, of course, there are occasional exceptions, that is, the department has done earth-shattering results - but in China, the leaders understand what is going on with the achievements made by their subordinates, and the leaders just listen to it, how can they be serious?
Take Zhao Qiang as an example, if it weren't for Zhang Wenli's half-joking, half-serious complaint to him, Zhao Qiang would never have imagined that the fund management center would quietly solve the housing credit problem of the cadres and workers of the provincial organs in the midst of the depression of the financial industry's tightening of the bank. Maybe the fund management center has also made relevant reporting materials, but like the reporting materials of other departments, Zhao Qiang just thinks that these are just some simple numbers that are planned according to the needs of various departments, and he will not regard these things as real achievements at all, so he is lost in countless reporting materials.
After Zhao Qiang returned to the office, he immediately called Li Enhua and asked what was going on in the fund management center? How to solve the problem of housing credit funds needed by cadres and workers? Did Li Enhua carry him to the bank below to do the coordination work?
Li Enhua hurriedly said that he had never done such a job. At present, the leaders of various departments and bureaus, including the vice governor in charge, have gone to the banks for the sake of their subordinate units to ask for the coordination of the scale of credit, but under the tight spell of controlling the total amount of credit, there are more wolves and less meat, and the banks are powerless.
Zhao Qiang asked, "How does the fund management center solve this problem?" ”
Li Enhua said: "Governor Zhao, the fund management center has only adopted some special methods to grasp the problem of maintaining and increasing the value of its own funds, so it can smoothly cope with the current difficult situation. ”
Then Li Enhua took Zhao Changfeng's original proposal to the fund management center to set up a pawn shop as a joint venture. Li Enhua said to Zhao Qiang that he now knew the benefits of Zhao Changfeng's suggestion. The tighter the situation in the financial industry and the greater the reduction of the scale of bank credit, the faster the capital appreciation rate of the fund management center will be. Because many private enterprises and even small state-owned enterprises cannot obtain financing through normal channels, they can only obtain liquidity through the mortgage and pledge of real estate and equipment through pawn shops, although they have to pay high interest and handling fees for this, but it can alleviate the urgent needs of enterprises and let enterprises survive in the tide of financial turmoil, which is more realistic than anything else.
Zhao Qiang was greatly interested in hearing this, and told Li Enhua that he would go to the fund management center in the afternoon to inspect the fund management center if he asked the fund management center to prepare.
Li Enhua immediately called the fund management center, "Director Liu?" I'm Enhua Lee. You and Section Chief Zhao will come to my office immediately, the sooner the better! ”
Liu Maocai didn't dare to slack off, and immediately led Zhao Changfeng to Li Enhua's office.
"Director Liu, Changfeng, you can show your faces this time!" Li Enhua said with a smile: "Governor Zhao is going to the fund management center to inspect the work in the afternoon, so you should prepare quickly." ”
"Really?" Liu Maocai said excitedly: "Director Li, why didn't you notify me in advance?" How passive we are with a surprise attack! ”
Li Enhua stretched out his hand and pointed at Liu Maocai and said, "Okay, you Liu Maocai, don't pretend to me." Others can't get the chance to attack this surprise attack! ”
Liu Maocai hurriedly said: "Yes, I know that Director Li values the fund management center, so he gave us this opportunity." ”
Li Enhua saw Zhao Changfeng standing aside and just smiled, but didn't speak, so he asked, "Changfeng, what are you laughing at?" Let me have my opinion too! Governor Zhao came to inspect, not only the honor of your fund management center, but also the honor of the entire organ affairs management bureau! Didn't you hear a little wind beforehand? ”
Zhao Changfeng said: "Director Li, Director Liu knows that I have been busy with Yintai Pawnshop recently!" ”
Li Enhua said: "Governor Zhao is here for the Yintai Pawnshop!" Changfeng, since you have been busy with the affairs of Yintai Pawnshop, then you can report the latest business data to me. ”
Zhao Changfeng said: "This month's data has not yet come out, but as of the end of November, our fund management center has invested an additional 1.5 billion yuan in Yintai Pawnshop, and has received more than 90 million yuan in profit dividends. ”
Li Enhua nodded with satisfaction and said, "Okay, just this data is enough to report to Governor Zhao." Yes, you think about it quickly, what other performance of the fund management center is, summarize it, and report to Governor Zhao in the afternoon. ”
Liu Maocai put forward a few more points, but these achievements are obviously relatively false, far less shocking and convincing than the rapid increase in capital appreciation of the fund management center.
Li Enhua told a few more precautions, and asked Liu Maocai and Zhao Changfeng to hurry back to prepare. After Liu Maocai and Zhao Changfeng left, Li Enhua called Director Tao in the office again, and asked him to prepare for the task of receiving Governor Zhao in the afternoon, and also prepared some materials from other departments in the bureau.
At three o'clock in the afternoon, accompanied by Li Enhua, Bai Changgang and Director Tao of the office, Zhao Qiang came to the fund management center. In the conference room of the fund management center, Liu Maocai, director of the fund management center, briefly reported to Zhao Qiang the overall situation of the fund management center, and then Zhao Changfeng, manager of the business department of the fund management center, made a special report to Zhao Qiang on how to strengthen the safety of the funds in the fund management center and improve the efficiency of fund preservation and value-added. It focuses on the operation of Yintai Pawnshop.
Zhao Qiang listened with relish, and expressed his views after Zhao Changfeng's speech, he affirmed that the joint venture pawnshop of the fund management center is a new thing, and it is also a new exploration of the mode of capital preservation and appreciation, and it is also in line with the spirit of Deng Gong when he crossed the river by feeling the stones.
"In the reform and opening up, don't be afraid of making mistakes, make mistakes and then change them, and you will be regarded as paying tuition!" Zhao Qiang continued: "The fund management center is a new way to maintain and increase the value of funds from the practical effect is right, it not only solves the contradiction between the housing provident fund of the provincial organs and the strong demand for housing funds of the cadres of the provincial organs, but also provides timely funds for some individuals and private enterprises in the society who are in urgent need of funds, plays a role in understanding the crisis and helping the poor, and produces good social benefits." What is particularly important is that all these efforts do not violate the relevant laws and regulations of the state, and are carried out within the framework of existing laws and regulations, so it is worth advocating. It can be seen that the comrade who put forward this proposal at the beginning had a lot of brains! ”
Zhao Changfeng opened the notebook, took the pen, and recorded Zhao Qiang's speech with a serious attitude, and his heart was not shocked. He could feel that Zhao Qiang's speech was aimed at him, and he was praising him vigorously. However, Zhao Changfeng is no longer a small cadre who helped the poor in F County, and although these praises sound very encouraging, they actually have no practical effect at all. It's like fireworks during the Chinese New Year, although it looks brilliant at the time, it is just a flash, and nothing will be left afterwards, and it will even be contaminated with the pungent smell of gunsmoke.
After making a speech, Zhao Qiang began to symbolically visit the various departments of the fund management center, and then proposed to visit Yintai Pawnshop, which was the highlight of Zhao Qiang's event this afternoon.
So the group accompanied Zhao Qiang to the Yintai pawnshop.
Yintai Pawnshop had already been informed, and they had strengthened security measures to keep out those customers who actually came to pawn, but left two pre-arranged pawn customers in the pawnshop to wait for Zhao Qiang to perform the pawn process for Zhao Qiang when he came.
Sure enough, Zhao Qiang entered the service hall of Yintai Pawnshop surrounded by a group of people, and there were only two people in the huge hall who were handling business at the high counter, so Zhao Qiang walked over and asked cordially, "This master, what business are you here to handle?" ”
"My store is about to open in a few days, and I almost have enough money to buy it, so let's use it as two gold necklaces and make up enough money to buy it."
"Hehe, I see." Zhao Qiang said with a smile: "Then are you satisfied with the pawnshop's service?" Is it acceptable to pawn shop as a business model? ”
"Satisfied, very satisfied." The man replied repeatedly: "It only takes a small fee to exchange for the funds we urgently need for development, and the procedures are flexible and convenient, and the payment is very fast, which really helps our people!" ”
Zhao Qiang watched with interest as the teller helped the man finish his business. Then he looked at the pawn instructions hanging outside the counter, and asked the teller of the pawnshop with a smile: "The pawn is very complete, gold and silver jewelry, cars, houses, and even watches can be pawned?" ”
The teller said, "Yes, but the watch is only pawned for a famous watch." We don't accept ordinary domestic watches. ”
Deputy Director Bai Changgang took off the plum blossom watch in his hand in order to make fun, handed it to the teller and said, "Then look at it, how much can I pawn the watch?" ”
The teller looked at it and said, "It's five thousand dollars." ”
Zhao Qiang was taken aback and said, "How can a plum blossom watch be used as so much?" ”
The teller said, "Yes." According to the regulations, we will evaluate the value of the watch according to the different newness of the watch, and then pay the pawn fee according to the three to four discounts of the estimated price. This gentleman's plum watch is a special commemorative edition produced in limited quantities in 1996 and is very well maintained with almost no wear and tear, so it is possible to pay a pawn at 40% off the estimated value. ”
Zhao Qiang was taken aback, he had seen the style of the plum blossom watch with a long white steel belt, and it was exactly the same as the watch that was issued to him by the Administration of Organ Affairs and he transferred to Zhao Changfeng. Zhao Qiang originally thought that this was just an ordinary plum watch, and the value would not exceed 2,000 yuan, but he didn't expect that it would cost 5,000 yuan after using it for a year. It was so surprising to him.
"And what is the market price of such a new watch?" Zhao Qiang asked quietly.
The teller was obviously very knowledgeable, and she replied, "It should be between 18,000 and 20,000 yuan." ”
"So how do you tell the difference between a regular and a special commemorative edition of a Tortoni watch?" Zhao Qiang asked with interest.
The teller took the white steel watch, turned it over and pointed to the numbers on the steel case behind it and said, "The special commemorative edition is a limited edition, and each watch has a legible product number." Just look at the number on the back to find out! ”
Zhao Qiang nodded thoughtfully.
At this time, according to the pre-arranged procedures, he accompanied Zhang Yujing out of the manager's room and introduced Zhao Qiang, and Zhao Qiang encouraged Zhang Yujing again. Then, under the guidance of Zhang Yujing, Zhao Qiang began to visit Yintai Pawnshop. But I don't know what's going on, Zhao Qiang's interest in Yintai Pawnshop at this time is not as big as when he first entered the door, he seems to be thinking about something, and he is always absent-minded.
Zhang Yujing glanced at Zhao Changfeng a few times, meaning to ask Zhao Changfeng, is there anything wrong with her explanation? Zhao Changfeng shook his head slightly, then moved a few steps forward silently, standing next to Zhang Yujing, supplementing Zhang Yujing's explanation.
Zhao Qiang turned his head and saw Zhao Changfeng coming up, so he nodded and smiled, and he suddenly asked Zhao Changfeng a question: "What time is it?" ”
Zhao Changfeng subconsciously stretched out his left hand, looked at his watch, and said, "Governor Zhao, it's only a quarter past four." ”
Zhao Qiang's gaze fell keenly on the plum blossom watch on Zhao Changfeng's wrist, and a thought suddenly flashed through his mind!
(To be continued)