The three TVs are temporarily placed in the new canteen, and an electrician will be arranged to set up antennas to receive signals in the afternoon!

After two o'clock in the afternoon, another tractor arrived, the carriage was full of vermicelli, piled up super high, and there were a lot of sacks hanging outside the compartment, the yellow eel had completely stopped, and Master Li, who was driving the car, also retired honorably, and was replaced by a tractor for labor, but now to plough the field, Master Li has a new job.

The tractor he drove was also full of honeycomb coal, and the driver was two young men in their early twenties, who were the most skilled among the twelve young men who went out to learn to drive, so they had the opportunity to operate the first two cars.

"Sister, slow down on the road, I'll go to the school to see you in a while." At the time of parting, Fang Dajun finally met the eyes of the second sister, but his expression was very complicated.

"Sister can save it, you have to take care of the eldest sister at home, and the red panda, don't forget to feed it." Fang Yan instructed, a smile on her face.

With the sudden sound of the tractor, the second sister left and went back to the county to go to class, he was actually a little reluctant, but he had to be willing to keep the second sister by his side, and at most he would give the second sister a lot of money, but if the second sister can be admitted to college, then there will be a broader world in the future, which has nothing to do with money, but life!

Don't be crazy obsessed with brother, brother is just a legend!

――――――――

The next day, the new canteen made a fire to make food, and the workers said goodbye to the days of squatting and eating, and could sit on the bench, eat comfortably on the big table, also use running water, and have a TV at noon.

There is also a great joy on this day, that is, the loan is finally TMD, and the current loan process. The first is that the lender needs to be innocent. Don't be too old. Secondly, the purpose of the loan is more important, and finally the guarantor is also needed, and the commune is the guarantor. Of the five communes, except for the flag-planting commune, which only had a quota for a cement factory, which was made up by the villagers for 2,500 yuan, the other four communes all had loans.

Among them, the Jiaoshan Commune received the most loans, not only for the cement plant, but also for the tractor. Overall, the debt of the Horn Hill Commune is a bit scary.

Fang Dajun carried the most from his family, which was 50,000 yuan!

As soon as the money arrived, he first settled the coal money, and now the funds of the two factories are allocated by him and can be misappropriated, but the time is limited. The honeycomb coal plant is indeed facing a financial problem, although the honeycomb coal has sold a lot, but the speed of payment is not so fast, and Guy is popular on credit. It's rare to settle all at once.

About this inevitable, there is a fast flow of water. The first to sell the goods is saying, of course, the credit will be agreed on time, and it is not a verbal promise, after all, this is a factory, not between familiar neighbors, so there will be an IOU, with an IOU he will not panic, when the time comes, if you really meet a scoundrel, then don't blame him for being polite.

Niu Daman and Dumb are all "temporary workers".

Then the wages of the workers were settled, and the accounts were counted yesterday, and then the canteens were settled, as well as the pork, vegetables, etc., which had been purchased in the various communes.

Of course, there are also brick money, stove money, vermicelli money for cement, and some peripheral expenses, such as river sand, gravel, lime, work clothes, water pipes, iron bucket trucks, etc., all of which he happily settled.

More than 10,000 oceans were swayed out like this, and the coal plant also entered the debt stage, of course, only on hand, and on the books, it was naturally profitable.

The overall construction cost of the cement plant, he expected to be 20,000 yuan, now it seems that it is not enough to spend, the initial construction cost is not even 10,000 yuan, counting the bucket truck and other labor tools, this can be more than 10,000 yuan.

Of course, it also has something to do with the fact that the site is too simple, as for the coal plant, it is even more simple, there is not even a fence, of course, if the follow-up planning is realized, 20,000 yuan is not enough, but because the cement is self-produced, this large expenditure can be saved.

Immediately afterwards, Wang Hongwen took a huge amount of money and left, of course, it was not to run away, now in this condition in China, it is not easy to run, including the balance of the tractor, there is also the money for the equipment of the cement plant, the equipment alone is as high as 70,000 yuan, 60,000 is the cement plant, and 10,000 is the money for the additional equipment of the coal plant.

The money borrowed is 100 yuan bills, which are easy to carry, and now there are banknotes with a face value of 100 yuan, but in the rural areas, there are mainly bills of less than 10 yuan, and most of them are dime bills.

In addition to refrigeration equipment, the equipment of the cement plant was originally planned to be compressed to 60,000, according to this standard to purchase equipment, the annual output value of the cement plant was planned to be 5,000 tons, in fact, after more refrigeration equipment, the output value can be doubled, because the cooling time is saved, such a vertical kiln can burn two furnaces of clinker per day, and the vertical kiln in Jingxian County can only burn one furnace a day.

If you want to do a good job, you must first sharpen your tools! The words of Sage Kong will not be wrong.

He spent a total of about 15,000 yuan, of which more than 4,000 were temporarily lent to the coal factory, and Wang Hongwen took 60,000 yuan, which means that he still has 25,000 yuan of working capital in his hand.

In fact, it is not only that, but he also sold six places in sales, totaling 15,000 yuan, and he should have invested 5,000 himself, so he embezzled 5,000 yuan of funds, a total of 20,000 yuan, to rent warehouses and lay sales channels, as well as publicity funds, open up relationships, and so on.

Renting a warehouse, calculated at about 100 yuan per year, of course, there are cheaper rotten land, but the warehouse is repaired outside, must be close to the town, otherwise it will increase the transportation cost at that time, and the gain outweighs the loss.

There is also a construction cost for each warehouse, ranging from 400 to 600 yuan depending on the size and location, and taking a middle number of 500 yuan means that each warehouse will cost 600 yuan to win, and his plan is to lay 20 warehouses, of course, one after another. This requires 12,000 yuan, in addition to the payment of wages, transportation and deployment, etc., and 20,000 yuan is really not moving.

The tractor is directly counted into the sales department, and the two factories have nothing to do with it, of course, whether it is honeycomb coal or cement, it will subsidize a little transportation to the sales department at that time, but the factory is not in charge of transportation, saving trouble, and also distinguishing responsibilities.

At this time, he only has 20,000 yuan left in the funds on hand to use, in fact, there are 5,000 yuan, which is the provident fund invested by the five communes, 1,000 yuan for each commune, and this money is used as the cost of materials, and the follow-up coal, limestone, slag and so on.

Even if it is 20,000 yuan, he actually doesn't dare to move, with so many workers, the monthly salary and food are a large expense, the factory has just started, if it can't pay wages, the impact is not good.

Therefore, before the sales of coal and cement plants are not on the right track, he will not embezzle funds to other places, at present, it is already very risky to launch two factories at one time, and he must not be radical for the time being, unless he finds some ironclad projects that can make money, but no matter in that era, such projects are difficult to find, who can guarantee that the business will be 100% profitable!

How much money is on the books, Jin Chi knows, and knows every penny, even if he is the general manager of the factory, he only took a few thousand of the remaining money and put it in the financial room for usual needs, and the other funds are temporarily stored in the post office, of course, it is a current period, because it will be used at any time.

Put the money from the loan and put it in the bank, which is a cheat, but at present, it can only be like this, there is a risk in starting a business, and the biggest source of this risk is insufficient funds.

Of course, after the two factory directors are completely revitalized, he still plans to pay back the money for the refrigeration equipment first, this is interest-free credit, all depends on the face of Director Dong, one is born, two is cooked, and the credit also depends on word of mouth.

On the other hand, the bank's money does not need to be in a hurry, and it is okay to pay a little bit occasionally, if it is repaid too quickly, it will be difficult to take out a loan in the future, and there are really not many people who dare to take out loans in the bank during this period, and the bank does not expect to eat interest.

Originally, according to the rules, personal loans will be eaten a little kickback, but this time it is a commune guarantee loan, and the staff of the post office do not dare to eat it, for fear that in case of the East Window incident, it will not be a small problem, although the people's commune is poor, but it is the cornerstone of the country, representing thousands of ordinary people who earn work! (To be continued......)