University Chapter 574 I want a banking license

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"I'm talking to you very seriously, classmate Wang Shizi!" When Tang Sen called Wang Shizi's name, he did look quite strict, and even had a trace of his Lao Tzu's temperament. Please search to see the most complete! of novels

"Good!" Wang Shizi put down his mobile phone, looked at Tang Sen very formally, and asked seriously, "So, when did I say that Star Technology will do this business completely on its own!" Did I say I wouldn't work with anyone, other companies, or even countries? ”

Wang Shizi's sudden appearance of this sentence was obviously beyond Tang Sen's expectations, this thing glanced at Wang Shizi suspiciously, spread his hands and exaggerated: "Haven't said it yet?" Didn't you say at the press conference before that all sales channels are controlled by Star Technology, isn't this the meaning of doing a unique business, and with your urine, now that the technology has been successfully developed, how can you take the initiative to spit out the meat in your mouth, which is unrealistic!"

"This is obviously not a project that Star Technology can eat, do you really think I will forcibly control it?" Wang Shizi glanced at Tang Sen and explained: "In fact, the super nutrition pill technology was first proposed for the reform of military rations, who would have thought that we had an unexpected breakthrough in the technology in controlling the cost, so we chose to release it publicly at the press conference!" ”

Wang Shizi's remarks are completely in line with the actual situation. Originally, when he proposed this project and began to form a team, Wang Shizi just hoped to develop this product that he had benefited from, and first promote it within the army, and then slowly turn to civilian use step by step. But the process of scientific and technological research and development is always full of accidents, who would have thought that in the process of research and development, the scientists of Star Technology accidentally discovered a catalyst, which is not only super cheap in synthesis, but also makes the entire food separation process easier and more thorough, which not only greatly reduces the production cost, but also makes the whole separation process easier and easier to mass produce.

So Wang Shizi finally decided to revise the plan and directly paired this technology with virtual food and showed it as the finale product at today's press conference. As he said at the press conference. Now the display is for Star Technology, and it is for the entire Huaxia half a year of buffer time. If there is no buffer period for this half a year to be released directly, it will be even more impossible for countless people to react.

"Of course, I also had a purpose in picking to release this molecular nutrition pill technology throughout the time. The state will definitely react after studying our products, and I trust your judgment on this. However, everything can be discussed, and we can set up another company and let the state take control. After all, a country's food security system cannot be in the hands of a single private company. But this share naturally cannot be given away in vain. It has nothing to do with not spitting out the meat in your mouth, that's the way it is.

But as you said. Every qiē has a price. Our next step is to enter the financial sector and occupy the entire payment market in China. So do you think trading our technology for a banking license is too much of a requirement? ”

Tang Senyan got up, and Wang Shizi also gave a very serious answer. even asked rhetorically.

"A banking license? Grab the entire payments market? Are you serious about dropping? Tang Sen asked in surprise.

"Of course, otherwise why do you think I'm going to launch the technology of smart secretaries at the press conference? After the banking license application is completed, we will add financial management and payment functions to the little secretary. Our biggest advantage is to use technology to ensure absolute security, the intelligent secretary is a permanent identity binding, even if you accidentally lose it, others can not use it and can not be reactivated, all the data will have a triple backup on the server, only need to re-bind a new device. And if the biometric activation is successful, the number will be completely retrieved. And our algorithms are kept secret, at least I'm confident that in ten years, there won't be malware targeting our smart secretary products. And the payment experience will be more convenient, no special equipment is required, only need to wear the bracelet voice control and confirmation to complete the entire payment process. ”

"And my goal is not just to use the smart bracelet for general living expenses. Large expenses including buying a house and selling a car can also be done with our smart secretary. Even more convenient, we can give each smart secretary user a credit limit through guò smart secretary feedback. Large consumption within the limit can be directly loaned through the smart secretary to sign an electronic agreement, which can greatly reduce various procedures, not only make users feel convenient, improve the user experience, but also greatly reduce our workload. ”

"What about the risks? How do you plan to manage the risk? Townsend immediately asked.

"Don't forget about our Star Tech blacklist." Wang Shizi said lightly, "We have our own industry. In the future, as long as you use our banking system, you can enjoy a certain discount when buying a smart home, a flying car, paying for various advanced medical technology surgeries, and even any technology related to Star Technology's patented technology, and you can also enjoy a loan service with a lower interest discount, which is enough to attract a large number of customers. ”

"But once there is a credit stain. All the technical services provided by Star Technology will be restricted, and if it is found to be malicious fraudulent, it will be impossible to enjoy any technical services of Star Technology for life. You must know that a person's biological characteristics cannot be changed, whether it is fingerprints or iris, as well as posture and so on. So no matter where he goes, he can't continue to enjoy our services. Moreover, many people's loans can only be used for consumption, once we stop the service, the funds in the smart secretary will be frozen immediately, enough to ensure that our bad debt rate is not too high. ”

Obviously, entering the financial field in the future is something that Wang Shizi has planned for a long time, and he already has a general idea.

"After occupying more than 60% of China's payment market, Star Bank will be able to officially start its general banking business. Our partners determine that we have the best investment channels, believe me, when Star Bank is officially launched, not to say that it will become the largest bank in China, but at least it will be one of the best performing banks in China. Wang Shizi said very firmly.

Tang Sen was speechless for a long time, thinking about it like this is indeed quite interesting, of course, there will definitely be an uncomfortable period for another person to rashly enter an unfamiliar field, but this point seems to be really not a big problem for Wang Shizi, at least so far Tang Sen has not found out that Wang Shizi is not good in any way, especially with so much high-tech support, maybe Star Bank can really be refreshing......)

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