Chapter 12 Tian Lei's new unit
Zhao Changfeng is very strange, I withdraw my deposit, what is there to talk about.
"I'm sorry, Manager Xu, I'm just here to transfer my personal deposits, I don't have time or need to talk to you, right?"
"Mr. Zhao, I only delayed you for about ten minutes, please go up and talk, it will only be good for you, there is no harm." Manager Xu pleaded.
"The benefits? What are the benefits? Zhao Changfeng smiled.
Manager Xu said in a low voice, "Mr. Zhao, shall we go upstairs to the office?" It's really not convenient here! ”
Zhao Changfeng shrugged his shoulders, Okay, I'll see what you have to say to me.
When I arrived at the upstairs office, Manager Xu asked Zhao Changfeng to sit down, and enthusiastically poured water for Zhao Changfeng, Zhao Changfeng waved his hand and said: "Manager Xu, I have very limited time, if you have anything to say, just get straight to the point." ”
Manager Xu moved a chair to sit in front of Zhao Changfeng, and said diligently: "Mr. Zhao, why did you transfer the deposit?" Is there something wrong with our service? ”
Zhao Changfeng suddenly realized that it was for his deposit. He suddenly remembered that since the credit union has a deposit task, the bank must also have a deposit task. He is now going to transfer nearly six million deposits, and the sales department of the Bank of China has lost a lot of performance all of a sudden, so they definitely don't want to see this situation appear.
"Hehe, it has nothing to do with your service. Anyway, the banks in China are all at the same level of service now, and there is no big difference. Zhao Changfeng said: "It's a friend of mine who needs to complete the deposit task, so I want to transfer my deposit." ”
Manager Xu suddenly became anxious: "Which bank is your friend from?" How much interest rate does he give you on your deposit? You can rest assured that the interest rate we give you on the deposit will be higher than the one he gives you. ”
Zhao Changfeng was taken aback, he really didn't expect that there was a difference in the deposit interest rate, didn't he say that they were all deposited in accordance with the unified deposit interest rate stipulated by the People's Bank of China?
"Manager Xu, I'm sorry, I can't tell you which bank my friend is from, as for how much deposit interest rate he gives me, you don't care about it, you can tell me how much deposit interest rate you can give me, right?"
Manager Xu thought for a while and said: "Now the interest rate on a one-year fixed deposit is 10.98 percent, I can give you two percentage points higher, what do you think?" ”
Two percentage points more, one million will be 20,000 yuan more interest income a year, Zhao Changfeng now has nearly 6 million, and he will have 120,000 yuan more interest income in a year. It seems that there is a lot of oil and water in it. However, since Manager Xu put it forward so quickly, it means that there must be better and more generous conditions. Zhao Changfeng decided to touch Manager Xu's hole cards.
"It's low, I'd better transfer the deposit away!"
"Mr. Zhao," Manager Xu gritted his teeth and said, "I'll add another 0.5 percentage point to you, this is already my maximum authority!" ”
Zhao Changfeng waved his hand: "Manager Xu, let's not talk about it." "Get up and want to go.
Manager Xu hurriedly stood in front of Zhao Changfeng: "Mr. Zhao, don't worry, okay?" Today is Saturday, our president is not at work, and when I go to work on Monday, I will ask the president to talk to you personally, and he should be able to give you more favorable conditions! ”
Zhao Changfeng thought for a moment and said, "It's okay, I'll keep it in your sales department for two more days." But today I still have to transfer 300,000 yuan first, and if the conditions given to me by your president are not as good as those of my friends, I will transfer the rest of the money on Monday. ”
"Mr. Zhao, don't worry, our president will come forward, and the conditions offered by you will definitely satisfy you."
Leaving the business department of the Bank of China, Zhao Changfeng suddenly felt that the millions of funds in his hands were a relatively powerful weapon, and if they were used well, they should be able to fight for greater benefits for him. Now that financial institutions are pulling deposits everywhere, he can use this money as a bargaining chip, not only can he get more lucrative interest income, but also get to know some real power figures in financial institutions, maybe one day in the future, these people will become a boost to his career.
Anyway, he didn't have to go to work today, so Zhao Changfeng decided to use today's time to go to various banks to talk to see which bank gave him better conditions, and which bank manager had more power in his hands, so he would deposit the money in which bank.
There was a Bank of Communications not far ahead, so Zhao Changfeng decided to go over and have a look first. As soon as he entered the hall, a police officer said to him, "You're here to apply, right?" To the second floor in the back! ”
Zhao Changfeng was stunned for a moment and said, "What are you applying for?" ”
The police said strangely: "Why, aren't you a college student who came to apply?" I think you're a student, too. ”
Zhao Changfeng smiled and said, "I'm not here to apply, I want to pull a deposit for your bank, to see if your leader is not there." ”
The police pointed to the outside and said, "There is a gate on the right outside, you can go up to the second floor and find our leader." ”
Zhao Changfeng said thank you, and was about to leave, when suddenly his heart moved, and he turned around and asked the police: "I'm sorry, I want to ask, what is the job you just said?" ”
The police took a recruitment brochure from the side and handed it to Zhao Changfeng: "Look, it's all here." ”
Zhao Changfeng took the recruitment brochure out and read it carefully on the side of the road, and found that the conditions for the recruitment of the Bank of Communications are very in line with Tian Lei: financial majors, bachelor's degrees, under the age of 28, with a high sense of responsibility and moral character, the first four are almost tailor-made for Tian Lei, of course, there must be many candidates who meet the first four requirements. Then it depends on the fifth key surname: there are certain customer resources or strong business development ability is preferred. According to Zhao Changfeng's understanding, the so-called so-called certain customer resources or strong business development capabilities of financial institutions nowadays refers to nothing more than whether they can bring in deposits. If he understands well, Tian Lei is likely to be admitted to Bank of Communications, because Tian Lei can pull him into a super big customer.
Thinking of this, Zhao Changfeng temporarily put aside the matter of asking about the interest on the deposit, and pretended to be a job seeker to apply for the job later. After queuing for an hour, it was finally Zhao Changfeng's turn to interview. Zhao Changfeng entered the room, and there were two interviewers sitting behind a desk, and a chair was placed opposite the table, which should be the candidate's seat.
After Zhao Changfeng entered, he sat straight on the chair.
"What about the certificate and personal details?" The interviewer looked at Zhao Changfeng's resume and said.
Zhao Changfeng said: "I didn't bring my certificate and personal details. ”
An impatient expression immediately appeared on the face of an interviewer: "What are you coming for an interview without bringing these?" ”
Zhao Changfeng smiled slightly and said: "I just want to ask a question, how much deposit can be pulled up to have a certain customer resource and strong business development ability?" I wonder if the leaders of your bank have set a standard? ”
The two interview officials were stunned, Huo! The young man's tone is not small, and he asks so directly.
"The monthly customer deposit balance should not be less than 1.5 million yuan." The interviewer on the left deliberately raised the bar.
"Got it!" Zhao Changfeng nodded and said: "That is to say, if my other conditions meet the admission standards of your bank, if I can pull another deposit of 1.5 million yuan, I can be admitted to your bank, right?" ”
"That's right!"
"I want to ask, at present, other banks are collecting savings at high interest rates, can the interest on the 1.5 million deposits I pull over be the same as other banks?"
"If it is an agreed deposit, it is completely fine, and the interest paid by our Bank of Communications will not be lower than the interest paid by other financial institutions!"
"Then I would like to ask again, how is your bank treated? For example, salary, what if housing and the like? ”
"If you can complete the task of saving 1.5 million yuan per month, the salary will not be less than 2,500. The company has staff dormitories, in addition to providing lunch subsidies, and 95% reimbursement of medical expenses. Of course, there are some other generous benefits, please forgive me for not being able to list them all for you here! The interviewer on the left said with a smile.
"Okay, I got it! Thank you, two leaders! ”
Zhao Changfeng got up and left, and behind him, the two interview officials of the Bank of Communications looked at each other, not knowing what to say.
As soon as Zhao Changfeng went out, he immediately took a car to the western suburbs, and after getting out of the car, he walked through the twisted streets and alleys according to his memory and came to Tian Lei's residence.
After meeting Tian Lei, Zhao Changfeng told Tian Lei about the recruitment of the Bank of Communications.
Of course, Tian Lei of the Bank of Communications is interested, although it is not one of the four major state-owned banks, but it is China's first joint-stock commercial bank with the surname of the country, and because the competition mechanism has been introduced into the bank, the bank's performance is very good, and the treatment of employees is also very high. Just listening to Zhao Changfeng say that 2,000 a month knows how good the efficiency of Bank of Communications is. Even college students who have just been assigned to the four major state-owned banks will have a salary of 100 yuan at most. For Tian Lei, being able to enter the Bank of Communications is, of course, a hundred times better than staying in this dilapidated suburban credit cooperative. It's just that how to complete the 1.5 million deposit task?
Zhao Changfeng smiled and said to Tian Lei: "You just have to apply, you can directly tell the interview leader of the Bank of Communications, as long as we can guarantee that you will be admitted, we can transfer 1.5 million deposits to him today!" ”
"Changfeng, where can you pull so much money from?" Tian Lei asked suspiciously: "One and a half million, could it be said that you know that lonely rich woman?" ”
"Tian Lei, the dog said, you have so little nonsense! You just say you're going to apply or not, right? Zhao Changfeng raised his fist.
"Go! A fool will not go! We're sworn friends, why don't I have to give you some face! Otherwise, you will confess to your rich woman! ”
"You're going to die!" Zhao Changfeng flew up and kicked Tian Lei's ass.
In the afternoon of the same day, after Zhao Changfeng filled out a transfer check of 1.5 million yuan, Tian Lei was successfully admitted to the Bank of Communications. At the same time, the leaders of the Bank of Communications also remembered Zhao Changfeng, a young man who made extraordinary moves.
(To be continued)