(The ticket is changed to tomorrow, the arrival at the station should be after six o'clock in the afternoon, there is something after getting off the train, I don't know if there is a time code, but the day after tomorrow will definitely make up, let me know in advance.) ）

"Banks, what banks? There are now a lot of banks in Hong Kong, and there are at least dozens of local and foreign-funded banks combined. ”

Of course, he has to feel sorry for his woman, and now Dai Mozhen is in charge of the stock market and the futures market, and he has to help him do some acquisitions and other businesses, which is already very tiring.

Seeing that Dai Mozhen didn't say anything, he put the information in his hand on the table and continued: "I know you can do it, but as long as we continue to operate the funds now, they will not be less than any bank, which is enough to support the operation of the stock market and futures market, and the profit is enough to carry out other acquisition business."

I know you want to reflect your own value, but if we continue to do this, the value will be very high, there is no need to increase the halo through the bank, you are studying finance, it is impossible not to know how difficult it is to do in the banking industry, just like the current Standard Chartered Bank, if there is no three-person consortium to be a white knight, there is no us waiting behind to reap the benefits, and in the end it can only be the bag of Rice Bank.

You said that we have time to do something, it's not good, this pool of muddy water is not easy to step on. Be obedient, let's save it. I also think that the storm in the US financial industry that you mentioned will not be long before it will appear, and I think this storm will even blow all over the world, so let's put all our energy there. That's when the real benefits come in. ”

There is one thing that Dai Mozhen is very difficult to figure out, it is that she has a very accurate premonition of many economic events, and can even roughly see the future trend of some important futures. But when it comes to the actual operation, the layman can no longer be a layman, which is simply an extremely extreme extreme.

For such a half-pulled layman with vision and no practice, the best way is to make him understand the benefits of doing so, otherwise he will definitely stop you with all kinds of reasons, and then think that he is doing the right thing.

Dai Caishen waited until Mo Fei finished speaking, then walked over again, picked up the document and sat on Mo Fei's lap, while flipping it open and showing it to him. While explaining: "I know that you have a good enough judgment in many cases, but after all, it is just a judgment, and the actual operation is another matter." Take, for example, the financial operations that we are operating now. Every business fight must be done through the bank, so that we will have a lot of traces left, if we have our own bank, as long as we insist that the bank involved in the operation of the business is not listed. The risk is almost minimized.

You see. This information belongs to Kangnian Bank, a small bank that has been in business for more than 60 years, and they are facing financial difficulties recently, the biggest bad debt is a loan of more than 100 million Hong Kong dollars, and there are almost more than 200 million bad debts of loans, which is enough to kill a small bank. If I'm right, it won't take long, maybe not half a year. The bank would then be taken over by the government because of its funding and debt problems.

There is also this information about Hang Lung Bank, which is a bit older than Kangnian. There are branches in Yuen Long and Tai Po. But there are big problems, because they are too close to Xie Liyuan Gold Bank, in September 82 Xie Liyuan Gold Bank collapsed at the same time, they were also involved, and there was a run. Although the incident was eventually put to rest, it also left a heavy after-effects, resulting in the bank's reserves falling below the minimum level allowed by law for a long time, until September '83, when the impact of the depreciation of the Hong Kong dollar finally showed a lack of cash flow, because a large number of certificates of deposit and bills could not be paid, and the government took over.

There is also this, the information of the Overseas Trust Bank and the Industrial and Commercial Bank of Hong Kong. The Industrial and Commercial Bank of China (ICBC) has been established for 70 years, and in the early days, it was an institution for Sun Yat-sen to collect remittances from overseas Chinese, and later collapsed in 1930 due to business problems caused by the death of the boss. In the 60s, after the reorganization of Kaiye, it soon became a subsidiary of the Overseas Trust Bank.

Since its establishment in the 50s, the Overseas Trust Bank has developed vigorously from the smooth wind and water to carry out overseas trust business, but it is now unsustainable. Since the 80s, there have been problems with internal members, and there have been many incidents of joint businessmen making fake accounts to defraud loans, and the business situation has become worse and worse, and it was entrusted by the government last year. ”

Could it be that this is the case, the God of Wealth has already understood, and even the details of the target bank have been obtained, this is a posture of not giving up until the goal is reached, since she has this idea, then support it, anyway, it can't use too much money.

Gently patted the crotch of Dai Caishen, and said: "Since you are so interested, then play a game, I don't think you have to choose, just choose this overseas trust bank, the stall is not small, and it has been managed by the government, there is a branch at the bottom, which is much easier to operate than the other two, and it is good to carry out some financial operations through this bank in the future." It's good for you to see the money yourself, and I fully support you. ”

Dai Caishen was depressed for a while, this man is a good hand at making movies and making records, and he does have a set of making money, but when it comes to financial management, he really doesn't dare to compliment it, if it weren't for his amazing prediction ability, it is estimated that he would have thrown all the money into the financial market and couldn't get it back.

After trying to calm his breath a little, he began to explain to Mo Fei again: "Things are not as simple as you think, if it is just to buy a bank, I really don't have that interest." Didn't you just say that I agree with my judgment on the future turmoil in the US financial circles, saying that it will even spread to the whole world, and what I am doing now is to prepare for that time.

If you think about it, if there is really such a big storm in the financial industry, it will not only be the financial industry that will be hit at that time, but also the industries related to the stock market and the futures market will be affected to a greater or lesser extent, and even affect the government level, such a disaster will definitely be caught off guard.

If we not only do not suffer losses in such a big earthquake, but reap enough benefits, do you think we will be very optimistic about the situation we will face, not to mention individual behavior, even if it is the behavior of a team, it will bring a lot of trouble. So, we need a more discreet and stable, and flexible way to make all of this seem normal.

What lies ahead is to acquire all four banks and form a new banking group. Then the group is divided into four branches, which operate different businesses such as retail (that is, deposits and loans, and the business projects of ordinary commercial banks), investment, private trust, and asset holding management, so as to avoid possible problems in the future to the greatest extent.

And in the process of this operation, I will first want you to borrow funds for acquisition, integration and business development in the form of loans, and then I will want you to borrow funds in the form of corporate bonds that are sufficient to support the operation of the banking group, so that the superficial relationship between us will be clearer, which will be beneficial to our various operations in the future.

The four banks selected by the company all have various problems, and it is difficult to complete the integration and start making profits in the short term. So as long as we are willing to take the risk and come up with enough money to keep the banks running, and the government is willing to throw these hot potatoes at us, we can get four fully licensed banks at the lowest cost.

After the four banks are in hand, we only need to carry out a divestment and reorganization of the relevant business, and delegate them to the four branches for separate operations. Because the Overseas Trust Bank is a listed company, we can also take the investment business part of one of the four branches to be listed, and the asset control management, retail business and private trust business can be kept confidential, and then we can really show our strength. Of course, if we can acquire two suitable banks before the time comes, we will have more room to operate. ”

Don't look at the more than 30 years of experience in your head that others can't have, which contains a large amount of data, information and other things, but when you really operate, the gap between you and professionals is enough to make you suffer, and it's really not just a matter of talking about having a specialization in the art industry.

Dai Caishen is so professional, and he is Mo Fei's big steward of assets, plus a 'legal wife' status that he will soon have, he is still doing this to make money for him, Mo Fei still has a reason to disagree, and directly gave a sentence: "Everything will be done according to your plan, and I will solve any problems for you." ”

Originally, I was going to go to the ghost sister today, but first there was a tail problem, and now there is a matter of Dai Caishen wanting to buy the bank, and then I can't go to the ghost sister's side, so I have to make a phone call to talk to the ghost sister, and I will go again the next day.

Because if you want to start the acquisition of Standard Chartered Bank, you must operate in the stock markets in Hong Kong and London, and the time cannot be so normal, and Dai Caishen chatted for a while about the acquisition of the bank and the future financial storm, and when the operators outside are almost finished, it is already more than one o'clock in the evening.

After coming out of Dai Mozhen's financial company, sure enough, those little whites were still waiting, since they had already guessed what was going on, they didn't care too much, and wished they could behave more normally, so that Comrade Jiang could eliminate his doubts and kill that political male classmate.

Now Mo Fei's woman can't be counted on one hand, needless to say, after eating supper with Dai Caishen, in order to leave enough information for the tail behind him, he had to go to the hotel to open a room, which made Dai Caishen think that Mo Fei was going to play some tricks.

After a night of amorous feelings, I got up early the next morning, Mo Fei just arrived at the company and sat down, Miss He came to the door, this time it brought a big piece of good news, Prada's matter He Chaoqiong actually helped Mo Fei talk about it himself.

With a $1 million sponsorship, plus costumes for all the important characters in the film, the cost of Phoenix Culture in this film is not even 8 million Hong Kong dollars. (To be continued......)