When Santana crossed the scales and entered the special road of Yunluo Lake Villa District, Zhao Guodong immediately felt the fresh breath on his face, and the splendid deciduous forest and the verdant coniferous forest were mixed together, forming a desolate and poignant picture.

Running in the gap between the hills, the grass is slanting in the sun, jumping in the eye, occasionally exposed in the forest a piece of turquoise makes people refreshed, flowing waterfalls and flying springs, splashing snow jade dots, breathing open and closed, and the mind is also a group of tranquility.

The automatic gate slowly opened, and after reporting to the place where he was, the guard at the door, who had apparently received the call, immediately pointed out the way to the oak forest for Zhao Guodong.

After passing through three forks, Zhao Guodong can finally see a European-style building hidden in the oak forest.

There are a few cars in the small parking lot, in addition to a few common cars, Zhao Guodong actually saw a Mercedes-Benz W124 and a rare Jaguar XJ, the small wipers on the Mercedes-Benz lights and the logo on the front of the Jaguar are very eye-catching, which makes Zhao Guodong quite a little amazing.

"Brother Zhao!"

Qiao Hui appeared at the door just right, "It's been more than a year since I said goodbye, and Brother Zhao has changed a lot." ”

"Xiaohui, don't call me Brother Zhao, just call me my country." Zhao Guodong also felt that it was really unpleasant for people who were more than ten years older than him to call him brother, but he didn't want to call the other party Brother Hui, so it was most appropriate to call each other by name.

"Okay." Qiao Hui was also very cheerful, "This way, a few friends are very curious about you." ”

"Oh?" Zhao Guodong didn't stop, and walked forward nonchalantly, "What do I have to be curious about?" ”

"Guodong, if you want to say that you are still our benefactor, if you hadn't reminded us on the phone, I'm afraid that me and them would only be sweeping the streets now." Qiao Hui said with some exaggeration.

"As for it? Can I turn a stone into gold with a single word? Zhao Guodong also laughed.

The atrium leads directly to the wide view balcony built on the edge of the cliff, looking at it, the beautiful scenery under the cliff is unobstructed, "the curtain is only white water, and the hidden few are also green mountains", two ink treasures are hung on both sides, three men are sitting leisurely on the balcony enjoying the afternoon sunshine, and the voices of several female surnames come from the other side of the room from time to time.

"Guodong, this is my good friend, Zheng Jian of Yinfeng Trust and Investment Company, this one is Lei Xiangdong of the Provincial People's Bank, and this one is Xiao Huashan of the South China Branch of the Industrial and Commercial Bank of China." Qiao Hui smiled and introduced to the three people who stood up.

Without waiting for Qiao Hui's introduction, Zhao Guodong stretched out his hand generously, "Fortunately, Zhao Guodong, Jiangkou County Development Zone." ”

The three of them were a little surprised by Zhao Guodong's youth, but Zhao Guodong's calm and calm made all three of them realize that it made sense that this person in front of them could be valued by Qiao Hui, who was known for his poisonous eyes.

After some hustle and bustle, five people sat down, and the self-service coffee machine made Zhao Guodong very unaccustomed, but it seemed quite fashionable.

"Guodong, my friends have always wanted to meet you, first, to thank you for your call, and secondly, to get to know you." Qiao Hui saw that the atmosphere was a little awkward, so he took the initiative to open the topic.

"Don't say that, I'll just turn my lips and two sentences, what can it do?" Zhao Guodong shook his head again and again, "It's an honor for Guodong to know a few people." ”

"Guodong, we are all a few years older than you, so I will call you Guodong." Zheng Jian's surname should be cheerful and outgoing, "The few words you gave to Xiaohui are tantamount to the evening drum and morning bell for us, and it is not an exaggeration to say that saving lives and water and fire, Xiaohui's little blood, I almost fell into this storm in the second half of my life, but we have always wondered, how did you know that the country would be a heavy punch in more than a month?" ”

"Guodong, Dajian and Xiaohui can escape the catastrophe this time because of your guidance, hehe, I won't tell you, I work in the People's Bank of China, and I think I have some understanding of the country's economic situation and policies, how can you predict that the state will introduce policies to suppress the real estate industry?" Lei, who has always been curious about Zhao Guodong, went straight to the point.

Zhao Guodong was stunned, this guy is too direct, how can he suppress the real estate industry? Zhao Guodong pondered how to answer this question, and after thinking for a long time, Zhao Guodong said slowly: "To be precise, it should be the direction of the wind that the governors of the provinces noticed after they entered Beijing in April, and I will tell you a joke." ”

"The vice premier in charge of the economy asked the provincial and municipal officials to correctly understand the spirit of the central government, not only to seize the opportunity and accelerate development, but also to be prudent and avoid losses.

Zhao Guodong's words immediately attracted the attention of everyone present, although it was a joke, but to be able to say this high level of joke, it is not a joke that can be summed up in two words.

"One said that their economy is not hot in terms of the whole province, the other immediately said that you are not hot, and we are not hot, the third said that the development of individual cities in his province is relatively fast, which is because of the entry of foreign capital, the fourth said that he talked about him left and right, and did not talk about the economic problems of his province at all, and the fifth said that they had just started, and the governors of the central and western regions said that they had fallen behind, so they came to the conclusion that they should work hard in 93 and make greater achievements than in 92."

"And the situation in '92 I believe that Lei Ge knows better than me that the price index of living, the basic means of subsistence and the means of production in the big cities have all risen by more than double digits, all of which are above 30 or 40 percent, and such an increase is obviously typical inflation, and what is the reason?"

"The scale of national investment is large, this is a reason, but it is by no means the main reason, the main reason is that local political axe officials for their own local interests or their own political achievements, unscrupulously expand the scale of investment, to invest, where does the money come from? The treasury has no money, so naturally it is taken from the bank, and the money is rolling out, and no one pays attention to the person they talk to. ”

"But who are the leaders in charge of the economy now? Maybe not many people have studied his surname before, the real strongman, only this kind of character is the real strong! Now you all know about the iron-fisted prime minister, right? As soon as the 16 articles came out, the landslide cracked, the bubble dispersed, and he concurrently served as the governor of the People's Bank of China, and as soon as the control of the bank was tightened, all the smoke and dust would reveal its true face. Hehe, who else dares to brush the central tiger whiskers now? ”

Zhao Guodong smiled, "After April, there has been no change in the provinces, I estimate that the central government may be going to make a ruthless move, and at this time, what industry is the hottest and most able to stimulate the economy, of course, is real estate, and where is the hottest, except for Hainan is Beihai, you say that once the fierce medicine comes down, where is the most powerful fire?" ”

So when Xiaohui called to congratulate me, I knew that he was playing real estate in Haikou, so I reminded him to stop immediately, and I told him that if I didn't believe it, I would check the number of real estate development under construction in Haikou, and then see how many permanent residents there were in Haikou. With Haikou's current economic heritage and infrastructure, it is impossible to accommodate too many foreign populations to move there, and the industrial and commercial economy can not develop in a day or two, a year or two years, which determines that the real estate fever in Haikou and even the whole of Hainan is a bubble, although it is known as the largest special zone in the country, but they are now not comparable to Shenzhen at all! ”

Zhao Guodong's words made several people fall into deep thought, from the governor's conversation to the iron-fisted surname, from the consequences of economic overheating to the timing of stepping on the brakes, the other party seemed to be understated and unremarkable, but after careful consideration, can you figure out this truth from these things? I'm afraid not.

In fact, Zhao Guodong can't, even these experts and masters who are engaged in finance and economics can't, and Zhao Guodong is naturally even worse, but the memory of later generations helped him establish a majestic impression in front of a cadre, which was not what Zhao Guodong wanted, but if he couldn't give the other party a little shock on this occasion, I was afraid that these arrogant guys would not beat themselves up at all.

"So the central government has stepped on the brakes, and the economy is going to be cold in the next two years, right?" Xiao Huashan tilted his head and said thoughtfully.

"I don't think so, the trend of reform and opening up is irreversible, the central government stepped on the brakes mainly in the financial field, especially those state-owned bank masters who hold the people's savings, in order to keep their black hats to indulge the demands of local leaders, duplicate construction, inefficient investment, in fact, how many projects can produce good benefits? And how many loans are released and immediately become dead debts? Zhao Guodong shook his head.

"But the flow of funds of state-owned banks also has a clear goal, that is, state-owned enterprises, and now the situation of state-owned enterprises is obvious to all, many of them are bottomless pits, from the beginning of the construction of the factory began to lose, but the bank has to continue to support, dead debts and bad debts no one wants to see, but state-owned banks can have a choice?" Xiao Huashan disagreed.

"Of course, the national policy has been clearly promulgated, the state-owned commercial banks and the policy banks should be separated, the commercial banks should operate in accordance with the international mode of commercial banks, and the real need for policy support should be responsible for the specially established policy banks. What is Commercial Banking? That is, to talk about their own benefits and pursue profits! No matter what kind of enterprise it is, state-owned, collective or private, it must be treated equally, as long as it can earn profits for you! Failing to do this, the president of this bank is a failure, no matter how much praise he receives from the leadership! ”

Zhao Guodong unceremoniously counterattacked, the commercialization of state-owned professional banks is the only way, and the sooner it goes, the more beneficial it is for the country, and it can also allow commercial banks to get out of countless quagmires.

Zhao Guodong's words once again made several people speechless, they are all middle-level cadres from state-owned banks, and naturally they know the mystery of the truth.

(To be continued)