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Since the reform and opening up, the development and changes of the domestic real estate market have roughly experienced four periods: initial formation, real estate overheating, market adjustment, and cultivation of new economic growth points.

Before the reform and opening up, there was almost no real estate market in China, there was no real estate industry, only the construction industry. Urban housing is mainly invested and built by the state. The built housing is not for sale, but is mainly distributed through the employee's unit, which is based on the length of service, position, education, etc. For allotted housing, only a symbolic, almost gratuitous low rent is charged.

This housing system is usually summarized as a welfare housing system in which the state invests in and builds housing as a whole, distributes it to employees in kind and uses it almost free of charge. Under this housing system, the investment in housing construction has no return, cannot be recycled and turned, and the low rent collected is not enough to pay for the daily maintenance and management of housing, and housing construction, maintenance and management have become a heavy burden on the state, and it has also inhibited individual investment in housing, and the problem of housing shortage in cities and towns has become increasingly prominent.

After the reform and opening up, the high-level proposed whether the way to solve the housing problem can be wider, such as allowing private construction of houses or private construction of public aid, installment payment, mobilization of money in the hands of individuals, and the state to solve the materials, which has a lot of potential. This line of thinking breaks the traditional view of public ownership and welfare of housing, and depicts the basic blueprint of the new housing system.

Two years later, the policy of commoditization of housing was formally proposed, allowing private individuals to build, buy, and own their own homes, not only for new homes but also for existing ones.

From the second half of 1992 to 19. In the first half of '93, many areas of our country suddenly set off a real estate boom, the number of real estate development companies increased sharply, real estate development investment grew rapidly, and the real estate market dominated by land speculation and project speculation was extremely active, and in some areas, mainly in Hainan and Guangxi Beihai, real estate development was overheated, forming a relatively serious real estate bubble.

Judging from the situation in Hainan, to 1993. In the medium term, the number of real estate development enterprises will reach more than 10,000. Commodity housing is very popular, and the completed commercial housing, except for some remote, inconvenient transportation or a small number of commercial houses built in a few counties, the rest have been sold out, and there is also a phenomenon of buying commercial housing and paying pre-purchase money. Hainan's real estate market is heating up sharply, and real estate prices are rising.

Real estate development investment is overheated, not only adding. The contradiction between supply and demand of building materials such as steel, cement, and timber has driven their prices to rise sharply, and due to the excessive squeezing of construction funds, some key construction projects in some countries are underfunded. Mainland capital has flowed into the real estate market in the coastal areas, and the real estate prices in the coastal areas have soared, and the rising real estate prices have accelerated the inflow of external funds, which has eventually led to a serious imbalance in the development of the national economy.

Many real estate developers enter Hainan with an eye not on the company. will be in demand but keen on speculation, trying to make huge profits in the process of drumming and passing fancy speculation by pouring land, selling projects, and speculating in pre-sale properties. When the chain of speculation is broken, what is left is the precipitation of funds, the entanglement of debts, the suspension of projects, and the idle land.

Until now, the four state-owned commercial banks of industry, agriculture, China, and construction have been established in the sea. There is a backlog of more than 43 billion yuan in real estate in South Africa, and if we add the investment of other financial institutions and other enterprises of non-state-owned commercial banks, the advance funds of construction enterprises, the payment for materials, and the prepaid purchase money, it is estimated that the funds accounted for are more than 80 billion yuan.

But since 1996, the economy has changed from a shortage to a . Relative surplus, products can not be sold, enterprises stop production, workers are laid off, and last year it was affected by the Asian financial crisis, and the real estate market entered a low ebb after the deflation of the entire economy.

So from this year onwards. Since then, with the reform of the system to cultivate the housing industry as a new economic growth point, as well as the introduction and implementation of various policies and measures, the domestic real estate market and real estate industry have entered a new period of development. The distribution of housing in kind has been stopped in cities and towns across the country, various preferential policies such as tax reductions and exemptions have been introduced to invigorate the secondary housing market, housing construction has accelerated, housing finance has developed rapidly, and the secondary housing market has begun to be active.

In April this year, after the People's Bank of China issued the "Circular on Increasing Housing Credit Investment and Supporting Housing Construction and Consumption," in order to promote the reform of the urban housing system and cultivate the housing industry into a new economic growth point, it decided to further increase housing credit investment and support housing construction and consumption. As long as the borrower meets the loan conditions, commercial banks can issue housing loans within the scope of the asset-liability ratio.

In order to cooperate with the national housing reform, effectively start the real estate market, and actively cultivate new economic growth points, the Ministry of Finance, the State Administration of Taxation, and the Ministry of Construction have also issued many new policies to encourage individuals to purchase housing and give tax incentives.

In this way, in the eyes of real estate developers, now is the best opportunity to make a fortune, the bank is to give developers and consumers double loan support, in this case, of course, it is the easiest to make money, especially in places like Beijing and Shanghai, everyone's consumption concept is more advanced, it is easy to accept this overdraft of the future economic model, naturally is the first choice for development.

But as soon as Fan Wuxian does this, tens of billions of funds are about to pour into the capital in an uproar, how can you not make everyone feel that people's hearts are floating? Coupled with the current policy of time-limited development, it is obvious that it is to prevent land hoarding and land speculation, which will make the real estate market in Beijing change dramatically.

Although we have not yet seen the future development trend of the real estate industry, but after the predator of Fan's Investment Group came in, it is obvious that there is no good life of its own, and the real estate companies that still rely on loan inventory can defeat Fan's Investment Group, which relies on its own funds for development?

On the afternoon of the day when the rumors of the new property market came out, Boss Zhu raised the matter at an office meeting of the State Council, believing that in line with the principle of not wasting resources and preventing excessive speculation of land from causing excessive land development costs, the consideration of time-limited development is still feasible, but it is necessary to let the housing reform team come up with a more specific plan so that it can be submitted to the National People's Congress for deliberation and approval.

If it was a rumor before, then now that Boss Zhu has raised this issue, it is equivalent to being prepared to take action, domestic things are like this, if the leader does not express his position, this matter may never be promoted, but if the leader begins to care about one thing, the efficiency of various departments is still very efficient.

Of course, even Fan Heng, who is far away in Jiangnan Province, called his son Fan Wuzhi as soon as possible to ask about the incident, "You and Boss Zhu have made major decisions on real estate policy one after another, and there will be no connection between them, right?" ”

"The relationship involved in this matter is more complicated, but it is mainly because of the impact of Huo Tiancheng's case." Fan Wuzhi did not hide the important role he played in it, he explained in detail to his father Fan Heng, "Huo Tiancheng will definitely die according to the law, but the real estate developers in the capital seem to feel the sad atmosphere of the death of the rabbit and the fox for the fate of the richest man in the real estate industry, so they want to exert pressure to affect judicial fairness, so under the premise of not wanting to use administrative pressure too much, I just made a show with Boss Zhu." ”

"I know there's something greasy here, otherwise you two will be like singing and harmonizing back and forth-" Fan Heng thought to himself that this was the case, but this matter has nothing to do with himself, the housing reform work in Jiangnan Province has just begun, if there can be a relatively perfect policy constraint, I believe that the work here will also take a lot of detours, especially he is also worried that the real estate developers are too dark, resulting in high housing prices, and the people can't afford it, which will cause greater social contradictions.

For the time being, whether it is Fan Wuxi's large-scale entry into Beijing to get involved in the real estate industry, or Boss Zhu's intention to develop within a limited time, it is a promotion for the regularization and rationalization of the real estate development industry, which can curb the phenomenon of excessive development costs caused by excessive land speculation, and try to avoid another incident similar to the real estate bubble in Hainan.

However, Fan Wuxian and Boss Zhu cooperated so much, but it received miraculous results, and the real estate business alliance in the capital immediately collapsed, and no one cared about Huo Tiancheng's matter at this time, and everyone began to contact their behind-the-scenes supporters again, wanting to inquire about the origin of the new real estate deal this time, and whether Boss Zhu would pass this bill in the near future?

At the same time, some people are also asking about the movements of Fan's Investment Group, to see whether Fan Wuxian really wants to enter the real estate development market in Beijing, or whether his executives themselves are looking forward to it in a big way? After all, according to Fan Wuxi's previous attitude, it seemed that he was a little disdainful of the real estate development industry, but at this time, he suddenly made a 180-degree turn, and the change in his mentality couldn't help but be suspicious.

But Fan Wuxian does not seem to have appeared in public, nor has he released any private opinions to the media, and it seems that the rumor that has stirred up the national real estate industry is not the same as that released in his own company.

When answering the questions of several executives in the headquarters, Fan Wuxian said to them very clearly, "Housing reform is imperative, and the great era of real estate development is coming, I was reluctant to get involved in this industry before because the time was not ripe, but now, obviously, if we participate, it is more conducive to standardizing the domestic real estate development market, and controlling the housing prices in Shanghai or Beijing from rising excessively." The housing price level in these two places is of considerable reference significance for the whole country. ”

"What's the point?" Some people expressed puzzlement.

"Curbing the excessive rise in housing prices is conducive to protecting people's livelihood!" Fan replied meaningfully.

He has a game of chess in his heart, and he will support his father Fan Heng to continue to take the position, if he can effectively control the housing prices of the whole country, he can also share the worries of his father who has entered the top management in the future, this is a typical rainy day.

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