Chapter 729: 300,000 words, 5 million hits, 80,000 collections
With such an ungodly achievement, anyone who saw it was shocked. At the same time, in the case of the soaring collection of ancient magic, naturally, the work of ancient magic quietly entered the homepage click list.
Homepage click list.
Like the newcomer list, the homepage click list is also a list. However, the homepage click list is a general list, that is, a list of all novel clicks from high to low. Needless to say, when the newcomer list is so difficult to rush, the homepage click list, his gold content, I don't know how much.
In particular, with the increasing popularity of Chinese Internet and the continuous regulation of the online literature market. The current Chinese network is much larger than the Chinese network of later generations, I don't know how much bigger. Therefore, the current homepage click list has become a must for authors.
According to Chinese, as long as you land on the homepage click list of works. Well, their network subscriptions, all very good. In addition, among them, half of the works have been successfully published through physical publishing, and the reality of electronic and physical harvest.
In other words, as long as you land on this one clicklist. Then, your wonderful writing career is about to begin.
Because, entering this list, you are the center of attention.
Secretary "Andra ...... He replied calmly.
However, it was such calm words that made the entire conference hall full of gloom for a while.
At this time, in the hearts of every board of directors, a bad signal was generated. Last month's board meeting was probably the biggest mistake Citibank has ever made.
"Guys, that's the way it is."
Although Citibank "Hough", when it got this news, it couldn't believe it. However, how can this kind of publicly released news be fake? You know, that's a monthly record for hundreds of small banks across the U.S.
"And, that's not the main thing."
Although the growth of large and small banks in the United States is unbelievable. But what makes Citibank feel even more powerless is that in the past month, Citibank's savings rate has not grown, but has fallen year-on-year
Although this 1% is very small, it is extremely large for large, medium and small banks.
Otherwise, these small and medium-sized banks would not have grown so fast. After all, most of the money of the major citizens in the United States is stored in banks. In order for these banks to grow, there is no other way but to rob other people's banks and move them to another bank. It just so happens that Citibank is a super-large bank. Since "Alipay" is not supported, there are some ordinary savings users, so they have moved their savings funds to another one.
Especially for those enterprise users, their capital turnover is very fast. If you don't have an effective tool to make a fund transfer. Then, these enterprise users will find other ways. It just so happened that during this period, the emergence of Alipay met their increasingly frequent capital turnover.
"Hough" was solemn and spoke Citibank's monthly report.
"Won't it?"
The members of the board of directors are once again incredible.
Although the market economy has developed to such a level, Citibank has reached a very high level, so to speak, to a bottle cavity. However, even so, Citibank's money savings rate has grown to a certain extent every year. Even a very small growth rate rarely falls.
Unless there is an economic crisis, but now look at it, because of the explosion of the US housing stock market, there is no economic crisis. And, the last few big board members, they know. In this month, Citibank has reached several good deals with other investment banks, and the fund savings rate will definitely go further in this month.
But unexpectedly, after the appearance of the monthly report, such a phenomenon not only did not happen, but fell by 1%.
In fact, such a phenomenon has appeared for a long time. Ordinary Citibank users around the world have gradually transferred their money to other banks. It's just that this phenomenon has happened before, and it is short-lived, and it has been completed in only one month. Therefore, although the major executives of Citibank have paid attention, such a phenomenon has not been effectively managed.
It wasn't until a month later, when the monthly report appeared, that they found out.
After the transfer of countless ordinary users around the world, their savings funds have changed seriously. ..., "Is this true?" ”
Facts are facts, and under the affirmation of "Hough, the members of the Board of Directors finally recognized...... This is a new economic integration**. Although this situation will not make Citibank ruined, but in the future, the leadership of the world economy and the direction of the world economy may be handed over to others. Or, there isn't much to say.
Yes, don't underestimate Citibank. Often, as long as Citibank's business changes, the world economic and financial market will undergo major changes. However, now they have ushered in new challenges. The previous Tang Dynasty Quantum Fund, in the entire world economic and financial market, was enough for them to have a headache. I don't want to do it now, and halfway through, I killed another Alipay.
Is it time for the world economy to be reshuffled?
"Before a new crisis comes, we at Citi must be ready to meet it."
After a brief period of panic, the members of Citibank's board of directors began to become calm.
"Yes, we are going to start this battle of economic integration."
I have to say that Citibank has been able to survive for so long and become the largest bank in the United States because of luck. In such an environment, the members of the board of directors have not lost confidence. From their expressions now, we can see. This is a kind of boldness, this is a kind of resoluteness, and this is a kind of belief in a decisive battle.
"Good, OK, I'd love to see you all determined."
It is not terrible to have a crisis, and with such a large enterprise, it is bound to be impossible for him to have smooth sailing.
A smart professional manager should have the ability to handle crises properly. Just like Microsoft, this is an operating system company. His development is not a smooth step. We see that in the process of his development. He has experienced the challenges of Sigang, the Apple patent protection case, and the accusation of the monopoly case, and even, in this accusation, Microsoft was almost split into two...... It's just that under all kinds of crises. Microsoft has used his excellent public relations skills and excellent diplomatic skills to deal with one crisis after another and reach the pinnacle of a technology company.
"Okay, let's talk about what we should do in the future."
Hough nodded, and now finally got to the point.
"I think ......" at this time, board member "Anderke...... Stood up.
A month ago, he tried to convince the board of directors that he was cooperating with "Alipay" on a trial basis. In addition, you can also secretly create this payment system. It's just that the board of directors at that time completely rejected the opinion of "Andek". They believe that it is still an unknown question whether there is a market for Internet payment. Moreover, if you enter this market now, the investment is too large. It is not wise to venture into an investment without knowing the future market value.
The original "Andek" had no choice, although his intuition told him that Alipay would definitely dominate the future. However, he did not know when he would take the lead. And, if you enter, the cost is too great. Ideals are valuable, but in practice, you may encounter a series of troubles. For this reason, Andek also remained silent at the end.
Now, however, a month later, the storm has risen and the landscape has changed...... Today's situation is no longer the same as it was a month ago. For the sake of Citigroup as a whole, Andke has an innate sense of the big picture. At this point, he didn't bother to care about anything. Besides, Andek also admitted that his words were not strong at the original meeting, otherwise, he would not have been able to convince the board of directors...... Fortunately, all people have recognized the important power of Internet payment.
For this reason, there is no longer a need for Andek to persuade them again.
"Since the result of this is all brought by Alipay. So, let's focus on Alipay. I think that we at Citibank, with our strength, can also launch an Internet third-party payment channel. And, in order to increase the influence of this channel, I propose to join forces with major banks in Europe and the United States to cooperate with this business. ”
In its own right, Citibank is a payment channel. However, not all users in the world use Citibank. Now Alipay has moved one step ahead, and to catch up with Alipay, it can only cooperate with other major global banking groups. Otherwise, Citibank has no influence. What's more, there are some countries or regions that have very big opinions about Citibank and the United States, which is not conducive to their promotion. ..., for the sake of today, we can only cooperate.
Although the cooperation has greatly weakened Citibank's influence, it is also a good idea to be able to dominate the Internet payment channel.
This is the opinion of "Andek".
"I agree...... No matter how strong the Internet is, his payment still needs to go through our bank. Our bank is the most important fund management base. I believe that as long as we launch an online third-party payment business, we will be able to beat Alipay. Of course, taking a step back, even if you can't defeat it in a short time, you can still have an opportunity to fight back. ”
"I agree with ...... too"
All members of the board of directors are supportive of Andek's comments.
They've had meetings before. Even, they still remember that in last month's meeting, it was "Andek" who kept saying why not cooperate with "Alipay" temporarily. Until now, it has proved the opinion of "Andek" at the beginning. That's a lot of wisdom. Now "Andek" has been raised again, and almost no one has questioned it again.
Of course, they also believe that as the world's largest bank, Citibank needs to launch its own online third-party payment channel.
However, even so, there are still people on the board of directors who oppose it.
"No, no, no, I think, we should cooperate with Tang Dynasty Company."
"Lomi, it's you again."
"Andek" is very angry, this guy has been blocking himself last time. But now look at how wrong his opinion was last time. If it weren't for him, Andek would have even thought that he might have been able to convince the board. Unexpectedly, a month later, after he made a mistake, he came against himself again.
"Andek, don't get me wrong, everything I said is for the company."
"Well, you can say it, you have to listen to what else you have to say."
"Everyone, listen to me. I have studied the Tang Dynasty Company, and I have studied his Golden Globe Internet. The reason why Tang Dynasty Company was able to successfully launch Alipay in the process of one month. In addition to throwing in countless funds, it is closely related to his global Internet network. Although Citibank has a large number of users, and has opened business branches in dozens of countries or regions around the world. However, for Internet payment, we are not Alipay's opponent at all. I think we have nothing else but to work with the Tang Dynasty company. Otherwise, we will only spend a lot of money, but we will not get a good return. Moreover, judging from the promotion of Alipay now, I think they will be very happy with our cooperation. We can even get a very good reward in this cooperation......"
This is the opinion of "Lomi".
"Haha, Lomi, do you see the immediate benefits? You must know that in the future, Internet payment will definitely become the mainstream of the world. If we cooperate with Tang Dynasty Company, we will accelerate the worldwide expansion process of "Alipay". When Alipay dominates the world, how can we still have the status of Citibank, let alone get a certain reward. Perhaps, at that time, we will have to close the Tang Dynasty Company, because there is a large amount of money here. If we don't want to lose, then ...... It's as if he's paying a certain amount of savings...... Do you understand, Lomi......"
"Andek" sneered
He was really speechless about "Lomi", but fortunately he was not the company's administrator, but only a shareholder representative. Moreover, his shareholder share is not very large, and he cannot influence Citibank at all. If he is really put in charge of the general direction of Citibank, I am afraid that it will be difficult for Citibank not to die at that time. "Andek, I see what you mean. In fact, I also see the power of third-party payments on the Internet in the future. But, you know? For an unfamiliar field, for an unfamiliar Internet, how far can we go. What's more, the Internet of Tang Dynasty Company has connected the world into a line. His e-commerce, his Renren, his search engine...... It's just any one, and it's a world-class giant. An Internet empire like this, why should we defeat him. Why did Alipay defeat and launch our payment business? ”
Lomi wasn't a small measurer, though he knew that Andek must be ridiculing him for his previous mistakes. However, the current "Lomi", he clearly feels that Citibank is no matter how powerful it is. He can only exert his might in the realm of tradition. However, on the Internet, Citibank, nothing counts. "Well, yes, Lomi, you don't need to be reminded of this. We at Citibank are not familiar with the Internet, and we naturally do. However, we don't look for Internet companies to work with, for example, eBay, which is a good choice. Do you think that we are launching our own business by ourselves, and if so, I don't want you to say it, and I won't approve of it? ”
"eBay...... No way. ”
Lomi was about to say again, like this eBay, he is going downhill, and his market position has long been left far behind by Amazon. Not to mention, in addition to Amazon, Tang Dynasty also has Alibaba, a business-to-business e-commerce platform. Although this business does not make much money, the amount involved in this business is very large. It is often the focus of efforts between major banks. However, such a platform is under the banner of Tang Dynasty Company. If Tang Dynasty Company hadn't launched Alipay before, this drama wouldn't matter. Their funds are still with them anyway. However, now after the launch of Alipay, they can choose any bank and pay online for a payable object.
"Okay, Lomi, with the Tang Dynasty Company, that's impossible. If we give away the great Internet third-party payment channels, it will be a disaster for us in the future......"
At this point, Hough slapped his face and stopped Lomi from continuing.
"Well, let's hope our plan won't be too late."
If the Internet third-party payment wants to be launched, how can a meeting end, and it can be deduced. Citibank also needs to cooperate with major banks and even Internet companies. And this negotiation time, that is a very long time. If you want to achieve relatively large benefits, then this negotiation will take more time.
If you want to launch your own business quickly, then Citibank's leadership position may also be greatly reduced.
In addition, it also takes a certain amount of time for advertising in the market.
No matter how you advertise, is there a Tang Dynasty company? What's more, the current Tang Dynasty company has close cooperation with major Internet companies around the world. In particular, Renren, a virtual social platform, is even more popular.
Almost any product they promote, they can win the favor of the gold world.
Look, like Chinese movies have recently swept the world, I have to say that at the beginning, the Internet also contributed a lot.
At this point, the meeting of the "Board of Directors" of Citibank ended.
Subsequently, Citibank's board of directors entrusted this task to Hua Pao, the bank's business manager. Subsequently, Citibank dispatched a team of manpower to tackle the third-party payment business on the Internet. And, at this time, they have named this business "World Bank Pass".
The World Bank Pass, the golden name is "the World Bank's universal payment ......", the meaning is clear at a glance.
Subsequently, Citibank used its own advantages to make secret contacts with major banks and Internet companies around the world.
A month later, Citibank finally launched the World Bank Pass. In addition, in order to expand the momentum of the "World Bank Pass", Citibank also held a press conference for this "World Bank Pass".
"Ladies and gentlemen, it is a pleasure to meet you today. Here, I would like to announce to you a significant event. That is, our "Citibank" unites the United Kingdom, Germany and China, France, Japan, and Canada...... and other major national banks, officially launched the Internet third-party payment business Yiyi JETCO.
To put it simply, we can not only easily access the World Bank Pass in reality, but also achieve one-click payment in the Internet business.
Truly do it, one card and again again, and do it all over the world.
I have to say that Citibank still has a very strong strength.
When he opened the Internet payment, he launched a bank card such as "World Bank Pass".
This kind of bank card can be easily accessed wherever you go. This kind of physical bank card, even if it is a Tang Dynasty company, has not yet been launched. Of course, the Tang Dynasty company wants to launch it. However, now is only the promotion time of Alipay. Chen Jiayi meant that he wanted to wait for a while. It's just that he didn't expect Citibank to take the lead. (To be continued.) If you like this work, you are welcome to come、(QUUheart......) Vote for recommendation, monthly pass, your support is my biggest motivation, support the author, support genuine reading. [This text is provided by [・・Recruit.]