Chapter 97 Wealth Management on Behalf of Customers

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", or search in Baidu: Sanlian Literature Network] The middle-aged man's name is Tang Zhi, which sounds quite loud.

Fan Wuxian had never inquired about his real name before, and when he saw it, he was just screaming hey, and the contact information given to him was never written with a name, just a string of phone numbers.

The reason for this is probably because they belong to a group of people who are specifically carrying out tasks, and if they are involved too much with local people, it may cause inconvenience.

However, this time, the middle-aged man obviously wanted to have some more in-depth cooperation with Fan Wuxi, so he not only reported his name to him, told him some information about his department, but also put forward his request to Fan Wuxian this time.

"Entrusted financial management?" After listening to Tang Zhi's words, Fan Wuxian first thought of such a term.

Tang Zhi didn't know it very clearly, and asked,

"Entrusted financial management?"

"Oh, that's probably what it means." Fan Wuxi patted his forehead and explained to Tang Zhi,

"This practice is not available in China at present, but only abroad. Entrusted wealth management is to allow professional managers to accept the entrustment of asset owners to operate and manage assets on behalf of them, so as to achieve the appreciation of entrusted assets or other specific goals. ”

"Oh, that's what it means, it's about what I thought. \\\\" Tang Zhi nodded after listening.

General entrusted wealth management refers to entrusted wealth management in the securities market, that is, the investment bank as the manager, with an independent account to raise and manage entrusted funds, invest in the securities market stocks, funds, bonds, futures and other financial instruments of the combination, to achieve the appreciation of entrusted funds or other specific purposes of intermediary business.

According to the purpose of entrusted investment, it can be divided into value-added account wealth management and special account wealth management. The former is mainly aimed at appreciating the value of the entrusted assets, while the latter is for other specific investment purposes.

Domestically, there is no clear concept of this practice. Even in the securities industry, there is no practice of entrusting financial management for the time being, but there is occasionally this kind of financial management situation among private individuals, but that is basically a close friend, otherwise, a lot of money is handed over to others to manage, I believe that not many people are willing to do this.

"Why did you ---- suddenly think of this?" Fan Wuxian was a little surprised. This kind of thing, strictly speaking, is a bit of a policy obstacle.

Because recently, Boss Zhu has been cracking down on disorderly competition in the financial system. In particular, the crackdown on illegal fundraising against individuals and irregularities between some banks has been very tough.

Tang Zhi came over to ask him to entrust financial management at this time, what did he mean? Seeing that Fan Wuxian was a little puzzled about his behavior, Tang Zhi had to tell him the ins and outs of the whole thing.

"When you rescued Wu Zhi Xiaoji in Japan before, didn't you give our department a large amount of remuneration, and this matter was drawn from that." At that time, Fan Wuzhi came out for Wu Zhi and went to Japan to save him.

Because he was not familiar with the place, he asked the security department for help and placed a reward of 200 million US dollars, although most of this large amount of money went into the account of the security department.

However, Jiang Luo felt that the local security department in Shanghai was also relatively tight, so he set aside 30 million US dollars for Tang Zhi as a source of funds for their overseas activities during this period.

This would have been a good thing. But then Jiang Luo felt a little regretful, this amount was a bit too much, and he felt a little distressed when he gave it to Shanghai, but since it had been made absolutely, it was naturally not easy to take it back, so he told Tang Zhi again, he would definitely not invest money here within three years, so that they could save some money.

\\ In this way, Tang Zhi was a little nervous, what actions did they usually have. It's all reimbursed.

How much money was spent, and how much was written off in the end. There is no need to think about other things, but now Jiang Luo has done this.

It's kind of like they're left to fend for themselves.

"I'm worried that if there is a big operation, there will be not enough money to spend, and it will be troublesome." Tang Zhi said to Fan Wuxi.

Fan Wuxian said with some tears and laughter,

"So you thought of me and asked me to help you make money?"

"Yes, I don't know about others, but your ability to make money is very clever, by the way, help me manage this money, there should be no problem, right?" Tang Zhi asked.

"This matter is not simple, the key is to see how you understand it--- Fan Wuxian scratched his head, he didn't know how to explain it to Tang Zhi If no one investigates it, then this is an ordinary valet financial management, but if it is seriously investigated, it will be a big trouble, this is a typical embezzlement of public funds!

And such a large amount of money, once someone finds out that he has appropriated the local dialect, Tang Zhike just can't eat it and walks around.

\\/\Fan Wuxian told Tang Zhi about the problem, and he laughed,

"Of course I don't dare to embezzle public funds, but our matter cannot be regarded as embezzlement, our local funds have always been unsupervised, and all the money on the account is up to me, and no one will check it anymore, and there is no way to investigate. Because our accounts are confidential, there are only a limited number of people who have the right to investigate. And we also have corresponding internal regulations, do not object to the subordinate departments to use this money to make profits for the department, to provide development funds for the department, this is also a virtuous circle, but everyone has no channels to make money, unwilling to take this risk, so generally no one uses the brains of this money. "Oh, Fan Wuxian nodded, and said in his heart, that is, there are no policy obstacles, after all, the security department is a very special department, and it is natural to have a little privilege, in that case, there is no need for him to refuse.

So he said to Tang Zhi,

"Well, since you trust me so much, I can't let you down, can I? I'll take the money and report the income to you every month. If you want to use this money, just say hello to me in advance, what do you think? ”

"That's for the best. \\\" Seeing that Fan Wuxian agreed, Tang Zhi was also very happy.

He estimated that with Fan's disease-free ability, it would be easy to double the money within a year, even if there was not so much, there would always be a rate of return of thirty or forty percent, that is, 10 million US dollars, enough for the daily operation of his organization.

"In return, when you need us, just call someone." When Tang Zhi left, he happily promised Fan Wuxian that once there was anything that required the security department to come forward, there was no need to be polite.

Fan Wuxian nodded, but thought to himself, when I didn't help you with things in the past, I also wanted to trouble you when I wanted to trouble you, and when I went to trouble you, now I still suffer a loss!

So soon, Tang Zhi transferred his money to an account designated by Fan Wuxi, and after Fan Wuxian received this money again, he was also thinking about where to invest it?

His investment is very broad, but it is generally an entity or overseas investment, which is not very suitable for Tang Zhi and them, so after thinking about it, he found a problem, that is, he has not entered the mainland stock market, and now this money, you can consider the mainland stock market.

Fan called Davis over and discussed with him where the investment would go. However, Davis has some different opinions on entering the domestic stock market.

"At present, the mainland's stock market is too non-standardized, and the policy is too strong. Without the influence of the news, it is simply a pool of muddy water, and I think it is better not to bother with that. If you really want to help them invest, it is a good choice to develop Shanghai's real estate market. ”

"In terms of real estate, I don't want to touch it, at least not for now." Fan Wuxian shook his head and said, of course he knew that investing in the real estate market was not risky at all, but for personal considerations, he was still unwilling to get involved in the domestic real estate industry at this time, he would rather buy hotels overseas than build houses in China.

In the current domestic stock market, there is a fund of 100 million yuan that can manipulate the price of stocks very freely, not to mention the 30 million US dollars that Tang Zhi handed over to Fan Wuzhi, which is more than 200 million yuan, which is enough to sit in the bank smoothly.

Fan Wuxian said to Davis,

"You immediately set up a research institute for the domestic stock market, come up with an operation plan, and pay attention to the goal not to be too big, just be able to earn 200 percent, too much is easy to attract people's attention. The main direction is from the aspect of asset restructuring, and companies with poor performance are the areas we need to pay attention to. ”

"Oh, I understand that, boss." Davis followed Fan Wuxian for a long time, so he naturally understood Fan Wuxi's operation methods, and immediately agreed when he heard the words.

Generally speaking, it is to slowly absorb a stock with poor performance, it is best to release negative news about it, suppress the stock price as much as possible, after the absorption is completed, it is necessary to package it, generally to create some restructuring news, it may also be true, it may also be false, anyway, it is to reduce their own costs in the ups and downs of stock prices, After the news of the restructuring was implemented, the stock price was raised all the way, and when it achieved its expected goal, it was necessary to see if anyone would take over.

If there are big dealers who think that the stock still has a lot of room to rise, then they can reach an agreement to change the bank, and retire within a few days.

All in all, if the heart is not too dark, it is very easy to make a profit of 200%, and if you have to compete for the first high-priced stock in China, it will not make much sense.

People who sit in the bank are nothing more than to make some money, and they will accept it when they see it, and it is better to buy than to sell, which is the unbreakable truth in China's stock market.